Merge pull request #555 from Luca-Timo/feat/crm-pr

feat: CRM module — quotes, contracts, invoices, hours, calendar, tax

backend/__tests__/integration/crmSchema.test.js

@@ -0,0 +1,116 @@
+/**
+ * Schema-shape regression net for the CRM consolidated migration.
+ *
+ * Pins the table/column layout that the route + service layer expect
+ * after `migrations/core/107_crm_consolidated.js` runs. The schema-
+ * drift workflow (#530) catches Postgres-only FK ordering bugs (the
+ * forward-reference deferral added in this PR), but it doesn't notice
+ * if a future edit silently drops a column the service code reads —
+ * SQLite would just return undefined and the broken behavior would
+ * land on beta.
+ *
+ * Touches the lineage chain (deal_uuid + back-pointer FKs) explicitly
+ * so a rename or removal there fails the test instead of silently
+ * breaking the lineage card.
+ */
+
+const { bootCrmDb, seedMinimal } = require('./helpers/crmDb');
+
+describe('CRM schema after core migrations', () => {
+  let db;
+  let cleanup;
+
+  beforeAll(async () => {
+    ({ db, cleanup } = await bootCrmDb());
+  }, 120000);
+
+  afterAll(async () => {
+    if (cleanup) await cleanup();
+  });
+
+  describe('table layout', () => {
+    const expectedTables = [
+      'admin_users', 'customer_accounts', 'business_profile', 'business_bank_accounts',
+      'events', 'document_sequences',
+      'quotes', 'quote_line_items', 'quote_line_item_presets', 'quote_action_tokens',
+      'contracts', 'contract_blocks', 'contract_block_inclusions', 'contract_action_tokens',
+      'invoices', 'invoice_line_items', 'invoice_payment_log', 'invoice_payment_check_tokens',
+      'customer_hour_entries',
+      'payment_term_templates', 'payment_net_days_templates', 'payment_timing_templates',
+      'event_payment_plans',
+    ];
+
+    it.each(expectedTables)('has table %s', async (table) => {
+      expect(await db.schema.hasTable(table)).toBe(true);
+    });
+  });
+
+  describe('deal_uuid lineage columns', () => {
+    // Every document in one engagement shares a deal_uuid — the
+    // lineage card joins on it. Drop the column anywhere in the chain
+    // and the card silently returns partial data.
+    it.each(['quotes', 'contracts', 'invoices'])(
+      '%s has deal_uuid column',
+      async (table) => {
+        expect(await db.schema.hasColumn(table, 'deal_uuid')).toBe(true);
+      }
+    );
+
+    // The back-pointer FKs were the source of the schema-drift bug
+    // we fixed in this PR (forward references). Pin them.
+    it('quotes has converted_contract_id back-pointer', async () => {
+      expect(await db.schema.hasColumn('quotes', 'converted_contract_id')).toBe(true);
+    });
+    it('invoices has source_contract_id back-pointer', async () => {
+      expect(await db.schema.hasColumn('invoices', 'source_contract_id')).toBe(true);
+    });
+    it('invoices has source_quote_id back-pointer', async () => {
+      expect(await db.schema.hasColumn('invoices', 'source_quote_id')).toBe(true);
+    });
+  });
+
+  describe('Storno discriminator columns', () => {
+    // kind='storno' + cancels_invoice_id + negative totals are the
+    // shape every aggregate filter relies on (feedback_storno_filter_
+    // everywhere). Pin the columns so a rename doesn't silently break
+    // every revenue report.
+    it('invoices has kind discriminator', async () => {
+      expect(await db.schema.hasColumn('invoices', 'kind')).toBe(true);
+    });
+    it('invoices has cancels_invoice_id self-ref', async () => {
+      expect(await db.schema.hasColumn('invoices', 'cancels_invoice_id')).toBe(true);
+    });
+    it('invoices has replaces_invoice_id self-ref', async () => {
+      expect(await db.schema.hasColumn('invoices', 'replaces_invoice_id')).toBe(true);
+    });
+  });
+
+  describe('Event time columns (migration 137)', () => {
+    // The admin calendar reads these to render timed vs. full-day
+    // tiles. Per the feedback_migration_preserve_visuals rule, the
+    // default has to be `is_full_day=true` so existing rows keep
+    // their pre-migration visual.
+    it('events has event_time_start', async () => {
+      expect(await db.schema.hasColumn('events', 'event_time_start')).toBe(true);
+    });
+    it('events has event_time_end', async () => {
+      expect(await db.schema.hasColumn('events', 'event_time_end')).toBe(true);
+    });
+    it('events has is_full_day', async () => {
+      expect(await db.schema.hasColumn('events', 'is_full_day')).toBe(true);
+    });
+  });
+
+  describe('seed paths', () => {
+    it('admin + customer seed inserts cleanly', async () => {
+      const { adminId, customerId } = await seedMinimal(db);
+      expect(adminId).toBeTruthy();
+      expect(customerId).toBeTruthy();
+
+      const admin = await db('admin_users').where({ id: adminId }).first();
+      const customer = await db('customer_accounts').where({ id: customerId }).first();
+      expect(admin.email).toBe('[email protected]');
+      expect(customer.email).toBe('[email protected]');
+    });
+  });
+});

backend/__tests__/integration/discountLineItems.test.js

@@ -0,0 +1,79 @@
+/**
+ * Negative line items (Rabatt / manual discount lines) are accepted
+ * end-to-end as long as the resulting total stays ≥ 0. When the
+ * discount would drive the total negative, the service rejects with
+ * a clear, code-tagged error so the admin is steered to Storno for
+ * credit-note workflows.
+ *
+ * Touches the actual createInvoice / createQuote service paths so a
+ * future change to either computeTotals or the guard fires this test.
+ */
+
+const { bootCrmDb, seedMinimal } = require('./helpers/crmDb');
+
+// Service-level CRM calls cold-require heavy modules (pdfService,
+// nodemailer, etc.) on first use; the global 5 s per-test budget is
+// too tight for that. Bump it for this file only.
+jest.setTimeout(30000);
+
+describe('discount line items (negative unit_price_minor)', () => {
+  let db;
+  let cleanup;
+  let adminId;
+  let customerId;
+  let invoiceService;
+
+  beforeAll(async () => {
+    ({ db, cleanup } = await bootCrmDb());
+    ({ adminId, customerId } = await seedMinimal(db));
+    invoiceService = require('../../src/services/invoiceService');
+  }, 120000);
+
+  afterAll(async () => {
+    if (cleanup) await cleanup();
+  });
+
+  // Quote-side coverage of the symmetric validator + guard is
+  // deliberately omitted: createQuote's init path takes ~30 s under
+  // this harness (something in pdfService / emailProcessor cold-
+  // require), which would push the suite well past CI's per-test
+  // budget. The shape of the guard is identical to the invoice one
+  // covered below; a future change to extract the slow init or to
+  // stub it for tests should re-enable a parallel quote test.
+
+  describe('invoices', () => {
+    it('accepts a negative-price line and computes the net correctly', async () => {
+      const { invoiceIds } = await invoiceService.createInvoice({
+        customerAccountId: customerId,
+        currency: 'CHF',
+        vatRate: 0,
+        lineItems: [
+          { position: 1, quantity: 1, description: 'Photo service', unit_price_minor: 20000, discount_percent: 0 },
+          { position: 2, quantity: 1, description: 'Treuerabatt',   unit_price_minor: -5000, discount_percent: 0 },
+        ],
+      }, adminId);
+
+      expect(Array.isArray(invoiceIds)).toBe(true);
+      expect(invoiceIds.length).toBe(1);
+
+      const row = await db('invoices').where({ id: invoiceIds[0] }).first();
+      expect(row.net_amount_minor).toBe(15000);
+      expect(row.total_amount_minor).toBe(15000);
+    });
+
+    it('rejects when the discount drives the total negative', async () => {
+      await expect(invoiceService.createInvoice({
+        customerAccountId: customerId,
+        currency: 'CHF',
+        vatRate: 0,
+        lineItems: [
+          { position: 1, quantity: 1, description: 'Photo service', unit_price_minor: 10000, discount_percent: 0 },
+          { position: 2, quantity: 1, description: 'Übergroßer Rabatt', unit_price_minor: -50000, discount_percent: 0 },
+        ],
+      }, adminId)).rejects.toMatchObject({
+        code: 'INVOICE_TOTAL_NEGATIVE',
+        statusCode: 400,
+      });
+    });
+  });
+});

backend/__tests__/integration/emailTemplateBoot.test.js

@@ -0,0 +1,98 @@
+/**
+ * Boot-time email-template self-heal:
+ *   1. Seeds the CRM / contract / event-reminder templates on an
+ *      install that's never had them before.
+ *   2. Recovers email_queue rows that previously exhausted their
+ *      retries because their template was missing.
+ *
+ * The failure that triggered this fix (2026-05-27) had Ralf's beta
+ * box failing every `quote_sent` / `invoice_sent` send for ~14h
+ * because crmEmailTemplates.ensureCrmEmailTemplatesSeeded was
+ * defined but never called. After 3 retries the rows sat in
+ * status='pending' forever; nothing in the admin UI signalled the
+ * problem. Both halves of that regression are covered here.
+ */
+
+const { bootCrmDb } = require('./helpers/crmDb');
+
+describe('email template self-heal at boot', () => {
+  let db;
+  let cleanup;
+
+  beforeAll(async () => {
+    ({ db, cleanup } = await bootCrmDb());
+  }, 120000);
+
+  afterAll(async () => {
+    if (cleanup) await cleanup();
+  });
+
+  it('seeds crm/contract/event-reminder templates and recovers stuck queue rows', async () => {
+    // Sanity: a fresh CRM-migrated DB does NOT carry CRM templates —
+    // 107_crm_consolidated documents the deliberate split (templates
+    // are self-healed at runtime, not inserted by the migration).
+    const before = await db('email_templates')
+      .whereIn('template_key', ['quote_sent', 'invoice_sent', 'storno_issued'])
+      .pluck('template_key');
+    expect(before).toEqual([]);
+
+    // Seed a stuck queue row that mirrors what we found on Ralf's box:
+    // quote_sent send attempted 3 times, each time failed because the
+    // template didn't exist, queue processor gave up.
+    const queueRowIds = await db('email_queue').insert({
+      recipient_email: '[email protected]',
+      email_type: 'quote_sent',
+      email_data: JSON.stringify({ quote_number: 'Q-2026-0001' }),
+      status: 'pending',
+      retry_count: 3,
+      error_message: "Email template 'quote_sent' not found",
+      created_at: new Date(),
+    }).returning('id');
+    const queueRowId = typeof queueRowIds[0] === 'object' ? queueRowIds[0].id : queueRowIds[0];
+
+    // Also seed an UNRELATED stuck row (different template, NOT one
+    // we're going to insert) to confirm the recovery is targeted —
+    // it must not blanket-reset every retry-exhausted row.
+    const unrelatedIds = await db('email_queue').insert({
+      recipient_email: '[email protected]',
+      email_type: 'some_other_template',
+      email_data: JSON.stringify({}),
+      status: 'pending',
+      retry_count: 3,
+      error_message: 'SMTP timeout',
+      created_at: new Date(),
+    }).returning('id');
+    const unrelatedId = typeof unrelatedIds[0] === 'object' ? unrelatedIds[0].id : unrelatedIds[0];
+
+    // The seeders use module-level caches (`_seeded = true`). When
+    // jest runs this test in isolation that cache starts fresh; in
+    // the full suite no other test currently calls these seeders, so
+    // the first call here also runs the real work. Reset the cache
+    // defensively in case a future test changes that.
+    jest.resetModules();
+    const { seedEmailTemplatesAndRecoverQueue } = require('../../src/services/_emailTemplateBoot');
+
+    const result = await seedEmailTemplatesAndRecoverQueue(db, null);
+
+    // Templates landed.
+    expect(result.seeded).toEqual(expect.arrayContaining([
+      'quote_sent', 'invoice_sent', 'storno_issued',
+    ]));
+    const after = await db('email_templates')
+      .whereIn('template_key', ['quote_sent', 'invoice_sent', 'storno_issued'])
+      .pluck('template_key');
+    expect(after.sort()).toEqual(['invoice_sent', 'quote_sent', 'storno_issued']);
+
+    // Stuck quote_sent row was recovered.
+    expect(result.recovered).toBeGreaterThanOrEqual(1);
+    const recoveredRow = await db('email_queue').where({ id: queueRowId }).first();
+    expect(recoveredRow.retry_count).toBe(0);
+    expect(recoveredRow.error_message).toBeNull();
+    expect(recoveredRow.status).toBe('pending'); // ready for the next tick
+
+    // Unrelated stuck row was NOT touched.
+    const unrelatedRow = await db('email_queue').where({ id: unrelatedId }).first();
+    expect(unrelatedRow.retry_count).toBe(3);
+    expect(unrelatedRow.error_message).toBe('SMTP timeout');
+  });
+});

backend/__tests__/integration/helpers/crmDb.js

@@ -0,0 +1,121 @@
+/**
+ * Test harness for CRM integration tests.
+ *
+ * Boots a temp-SQLite database, runs every `migrations/core/*.up()`
+ * directly (bypassing knex's Migrator — its exclusive write lock
+ * deadlocks 001_init's nested `initializeDatabase()` call), and
+ * exposes a small helper for seeding the minimal row set that the
+ * quote/contract/invoice services need to operate.
+ *
+ * Usage:
+ *
+ *   const { bootCrmDb, seedMinimal } = require('./helpers/crmDb');
+ *
+ *   beforeAll(async () => {
+ *     ({ db, cleanup } = await bootCrmDb());
+ *     ({ adminId, customerId } = await seedMinimal(db));
+ *   });
+ *   afterAll(async () => { await cleanup(); });
+ */
+
+const fs = require('fs');
+const path = require('path');
+const os = require('os');
+const bcrypt = require('bcrypt');
+
+async function runCoreMigrations(db) {
+  await db.schema.createTable('migrations', (t) => {
+    t.increments('id').primary();
+    t.string('filename').unique().notNullable();
+    t.timestamp('applied_at').defaultTo(db.fn.now());
+  });
+
+  const coreDir = path.resolve(__dirname, '..', '..', '..', 'migrations', 'core');
+  const files = (await fs.promises.readdir(coreDir))
+    .filter((f) => f.endsWith('.js'))
+    .sort();
+
+  for (const f of files) {
+    const mod = require(path.join(coreDir, f));
+    if (typeof mod.up === 'function') {
+      await mod.up(db);
+    }
+    await db('migrations').insert({ filename: f });
+  }
+}
+
+/**
+ * Boot a clean test DB. Returns { db, cleanup, tmpDir }.
+ * Caller must invoke cleanup() in afterAll to release the SQLite file
+ * and the temp directory.
+ */
+async function bootCrmDb() {
+  const tmpDir = await fs.promises.mkdtemp(path.join(os.tmpdir(), 'picpeak-crm-'));
+  process.env.NODE_ENV = 'test';
+  process.env.TEST_DATABASE_PATH = path.join(tmpDir, 'crm.db');
+  process.env.STORAGE_PATH = path.join(tmpDir, 'storage');
+  await fs.promises.mkdir(process.env.STORAGE_PATH, { recursive: true });
+
+  // No jest.resetModules() — every service the test later requires
+  // must share THIS db instance. Two module copies on one SQLite file
+  // each open their own knex pool and the SQLite write lock deadlocks
+  // the second one acquiring a connection. Caller is responsible for
+  // setting TEST_DATABASE_PATH before the first require of db.js
+  // (which knexfile reads at module-init time); bootCrmDb only works
+  // when invoked before any service import.
+  const { db } = require('../../../src/database/db');
+
+  await runCoreMigrations(db);
+
+  return {
+    db,
+    tmpDir,
+    cleanup: async () => {
+      try { await db.destroy(); } catch (_) {}
+      try { await fs.promises.rm(tmpDir, { recursive: true, force: true }); } catch (_) {}
+    },
+  };
+}
+
+/**
+ * Seed the minimal row set that quote/contract/invoice services
+ * dereference on creation: an admin user, an active customer, a
+ * business_profile row, and the app_settings keys the services read.
+ *
+ * Returns the ids the caller will pass into service calls.
+ */
+async function seedMinimal(db) {
+  const passwordHash = await bcrypt.hash('test-pass', 4); // low rounds = fast
+
+  const adminInsert = await db('admin_users').insert({
+    username: 'tester', email: '[email protected]',
+    password_hash: passwordHash, must_change_password: false,
+    created_at: new Date(),
+  }).returning('id');
+  const adminId = adminInsert[0]?.id ?? adminInsert[0];
+
+  // business_profile is a singleton; the row is seeded by migration 107
+  // for fresh installs. Defensive: insert if missing.
+  const profile = await db('business_profile').first();
+  if (!profile) {
+    await db('business_profile').insert({
+      legal_name: 'Test Studio',
+      default_currency: 'CHF',
+      default_locale: 'de',
+    });
+  }
+
+  const customerInsert = await db('customer_accounts').insert({
+    email: '[email protected]',
+    display_name: 'Test Customer',
+    password_hash: passwordHash,
+    preferred_language: 'de',
+    is_active: 1,
+    created_at: new Date(),
+  }).returning('id');
+  const customerId = customerInsert[0]?.id ?? customerInsert[0];
+
+  return { adminId, customerId };
+}
+
+module.exports = { bootCrmDb, seedMinimal };

backend/__tests__/services/billingRecipients.test.js

@@ -0,0 +1,105 @@
+/**
+ * Unit tests for the recipient resolver that routes invoice / Storno /
+ * reminder emails to a bookkeeper address when one is configured,
+ * while keeping the decision-maker (primary email) on CC.
+ *
+ * Pure helper, no DB, no side effects.
+ */
+
+const { resolveBillingRecipients } = require('../../src/services/_billingRecipients');
+
+describe('resolveBillingRecipients', () => {
+  it('routes to the primary email when no billing_email is set', () => {
+    expect(resolveBillingRecipients({ email: '[email protected]' }, null))
+      .toEqual({ to: '[email protected]', cc: undefined });
+  });
+
+  it('routes to billing_email and CCs the primary when both are set', () => {
+    expect(resolveBillingRecipients({
+      email: '[email protected]',
+      billing_email: '[email protected]',
+    }, null)).toEqual({
+      to: '[email protected]',
+      cc: ['[email protected]'],
+    });
+  });
+
+  it('folds the per-document cc_pdf_email into the CC list', () => {
+    expect(resolveBillingRecipients({
+      email: '[email protected]',
+      billing_email: '[email protected]',
+    }, '[email protected]')).toEqual({
+      to: '[email protected]',
+      cc: ['[email protected]', '[email protected]'],
+    });
+  });
+
+  it('uses cc_pdf_email alone when there is no billing_email', () => {
+    expect(resolveBillingRecipients({
+      email: '[email protected]',
+    }, '[email protected]')).toEqual({
+      to: '[email protected]',
+      cc: ['[email protected]'],
+    });
+  });
+
+  it('does not CC the primary onto itself when billing_email equals email', () => {
+    expect(resolveBillingRecipients({
+      email: '[email protected]',
+      billing_email: '[email protected]',
+    }, null)).toEqual({
+      to: '[email protected]',
+      cc: undefined,
+    });
+  });
+
+  it('is case-insensitive when deduping addresses', () => {
+    // RFC 5321 says mailbox local-parts MAY be case sensitive, but in
+    // practice every mail server treats them as insensitive — and the
+    // admin entering "[email protected]" in one field and
+    // "[email protected]" in another should not produce two copies.
+    expect(resolveBillingRecipients({
+      email: '[email protected]',
+      billing_email: '[email protected]',
+    }, '[email protected]')).toEqual({
+      to: '[email protected]',
+      cc: ['[email protected]'],
+    });
+  });
+
+  it('trims whitespace around the addresses', () => {
+    expect(resolveBillingRecipients({
+      email: '  [email protected]  ',
+      billing_email: '  [email protected]\n',
+    }, '\[email protected] ')).toEqual({
+      to: '[email protected]',
+      cc: ['[email protected]', '[email protected]'],
+    });
+  });
+
+  it('treats empty-string billing_email as not set', () => {
+    expect(resolveBillingRecipients({
+      email: '[email protected]',
+      billing_email: '',
+    }, null)).toEqual({
+      to: '[email protected]',
+      cc: undefined,
+    });
+  });
+
+  it('returns an empty To when neither email nor billing_email is set', () => {
+    // Caller is responsible for surfacing this — emailProcessor's own
+    // validation will reject the empty recipient. The helper just
+    // refuses to crash.
+    expect(resolveBillingRecipients({}, null))
+      .toEqual({ to: '', cc: undefined });
+  });
+
+  it('tolerates a null customer without throwing', () => {
+    // Per-doc cc alone is never promoted to To: — it stays
+    // supplemental. A missing customer is a caller bug; we just refuse
+    // to crash and let emailProcessor reject the empty recipient.
+    expect(resolveBillingRecipients(null, '[email protected]'))
+      .toEqual({ to: '', cc: undefined });
+  });
+});

backend/__tests__/services/contractService.test.js

@@ -0,0 +1,109 @@
+/**
+ * Unit tests for the pure helpers in contractService (migration 130).
+ *
+ * The DB-bound CRUD paths (createContract / sendContract /
+ * recordCustomerSignature / attachSignedPdfUpload) are exercised in
+ * manual QA via the admin + public routes. This file covers the
+ * deterministic helpers so regressions in placeholder substitution or
+ * section ordering surface before they leak into a rendered contract.
+ *
+ * The service pulls in DB-bound peers (businessProfileService,
+ * pdfService, emailProcessor) at the top level. We stub the DB layer
+ * + the side-effect peers so the require chain doesn't try to connect
+ * to anything; the helpers under test are pure.
+ */
+
+const path = require('path');
+const servicePath = path.join(__dirname, '..', '..', 'src', 'services', 'contractService');
+
+jest.mock('../../src/database/db', () => ({
+  db: jest.fn(),
+  logActivity: jest.fn(),
+  withRetry: (fn) => fn(),
+}));
+jest.mock('../../src/services/businessProfileService', () => ({
+  getProfile: jest.fn(),
+}));
+jest.mock('../../src/services/pdfService', () => ({
+  renderContractToBuffer: jest.fn(),
+}));
+jest.mock('../../src/services/emailProcessor', () => ({
+  queueEmail: jest.fn(),
+}));
+jest.mock('../../src/utils/appSettings', () => ({
+  getAppSetting: jest.fn(),
+}));
+jest.mock('../../src/utils/frontendUrl', () => ({
+  getFrontendBaseUrl: jest.fn(),
+}));
+
+const { _internal } = require(servicePath);
+const { renderTemplatedBody, SECTIONS_ORDER } = _internal;
+
+describe('renderTemplatedBody', () => {
+  it('substitutes simple {{var}} placeholders', () => {
+    expect(renderTemplatedBody(
+      'Hello {{name}}, due in {{net_days}} days.',
+      { name: 'Alice', net_days: 30 },
+    )).toBe('Hello Alice, due in 30 days.');
+  });
+
+  it('preserves unknown placeholders literally so admins notice missing fields', () => {
+    expect(renderTemplatedBody(
+      'Bill from {{issuer}} to {{customer_name}}',
+      { issuer: 'PicPeak GmbH' },
+    )).toBe('Bill from PicPeak GmbH to {{customer_name}}');
+  });
+
+  it('keeps {{#if var}}…{{/if}} block when var is truthy', () => {
+    expect(renderTemplatedBody(
+      '{{#if has_skonto}}Skonto: {{pct}} %{{/if}} on early payment',
+      { has_skonto: true, pct: 2 },
+    )).toBe('Skonto: 2 % on early payment');
+  });
+
+  it('drops {{#if var}}…{{/if}} block when var is falsy', () => {
+    expect(renderTemplatedBody(
+      'Net {{net_days}} d{{#if has_skonto}}, Skonto {{pct}}%{{/if}}.',
+      { net_days: 30, has_skonto: false, pct: 2 },
+    )).toBe('Net 30 d.');
+  });
+
+  it('treats missing variables in {{#if}} as falsy', () => {
+    expect(renderTemplatedBody(
+      'A{{#if missing}}B{{/if}}C',
+      { unrelated: 'foo' },
+    )).toBe('AC');
+  });
+
+  it('handles empty strings and missing variables map gracefully', () => {
+    expect(renderTemplatedBody('', { x: 1 })).toBe('');
+    expect(renderTemplatedBody('plain text', null)).toBe('plain text');
+    expect(renderTemplatedBody('plain text', undefined)).toBe('plain text');
+  });
+
+  it('passes through non-string input unchanged', () => {
+    expect(renderTemplatedBody(null, { x: 1 })).toBeNull();
+    expect(renderTemplatedBody(undefined, { x: 1 })).toBeUndefined();
+  });
+
+  it('substitutes numeric and falsy variable values as strings', () => {
+    expect(renderTemplatedBody('count: {{n}}', { n: 0 })).toBe('count: 0');
+    expect(renderTemplatedBody('flag: {{flag}}', { flag: false })).toBe('flag: false');
+  });
+});
+
+describe('SECTIONS_ORDER', () => {
+  it('matches the canonical six-section order locked in the spec', () => {
+    expect(SECTIONS_ORDER).toEqual([
+      'basics', 'scope', 'privacy', 'commercial', 'nda', 'closing',
+    ]);
+  });
+
+  it('stays in sync with contractBlocksService.ALLOWED_SECTIONS', () => {
+    const blocksService = require('../../src/services/contractBlocksService');
+    expect([...SECTIONS_ORDER].sort()).toEqual(
+      [...blocksService.ALLOWED_SECTIONS].sort(),
+    );
+  });
+});

backend/__tests__/services/customerAccountsService.passive.test.js

@@ -0,0 +1,213 @@
+/**
+ * Tests for the passive-customer surface:
+ *
+ *   - createDirect inserts a customer with password_hash=null,
+ *     queueEmail is never called, race-guard rejects duplicates
+ *   - createInvitation allows passing through when the existing
+ *     customer is passive (promotion path); still rejects when the
+ *     existing customer is active (real duplicate)
+ *   - acceptInvitation upserts into an existing passive customer
+ *     row (preserving id) when one exists; inserts a fresh row
+ *     otherwise; still rejects when the existing customer is active
+ *
+ * Pure unit tests — db is mocked via a thenable chain so we can
+ * inspect every insert / update payload without spinning up SQLite.
+ */
+
+// ----- mock db chain --------------------------------------------------
+//
+// We need fine-grained control over which row each table-name returns
+// for `.first()`, what `.insert(...).returning('id')` resolves to, and
+// what `.update(...)` resolves to. The chain is a thenable proxy that
+// terminates on the call we care about.
+
+const tableSeeds = {};        // table → first-row return value
+const insertResults = {};     // table → array of inserted rows (auto-id from a counter)
+const updateCalls = [];       // [{ table, where, updates }]
+let nextInsertId = 1000;
+
+function resetMockDb() {
+  for (const k of Object.keys(tableSeeds)) delete tableSeeds[k];
+  for (const k of Object.keys(insertResults)) delete insertResults[k];
+  updateCalls.length = 0;
+  nextInsertId = 1000;
+}
+
+function makeChain(tableName) {
+  const chain = {
+    _whereClauses: [],
+    where(...args) { this._whereClauses.push(args); return this; },
+    whereNull() { return this; },
+    whereNot() { return this; },
+    andWhere() { return this; },
+    orderBy() { return this; },
+    leftJoin() { return this; },
+    groupBy() { return this; },
+    select(...args) {
+      // listCustomers / search → return seeded array
+      const seeded = tableSeeds[`${tableName}__select`];
+      return Promise.resolve(seeded || []);
+    },
+    first() {
+      const seeded = tableSeeds[tableName];
+      return Promise.resolve(seeded);
+    },
+    insert(payload) {
+      const id = nextInsertId++;
+      insertResults[tableName] = insertResults[tableName] || [];
+      insertResults[tableName].push({ ...payload, id });
+      const result = { id };
+      return {
+        returning() { return Promise.resolve([result]); },
+        then(resolve) { return Promise.resolve(undefined).then(resolve); },
+      };
+    },
+    update(updates) {
+      updateCalls.push({ table: tableName, where: this._whereClauses, updates });
+      return Promise.resolve(1);
+    },
+    del() { return Promise.resolve(1); },
+    raw() { return this; },
+  };
+  return chain;
+}
+
+const mockDbFn = jest.fn((tableName) => makeChain(tableName));
+mockDbFn.raw = jest.fn();
+mockDbFn.transaction = async (cb) => cb(mockDbFn);
+
+jest.mock('../../src/database/db', () => ({
+  db: mockDbFn,
+  withRetry: jest.fn(async (fn) => fn()),
+  logActivity: jest.fn(async () => {}),
+}));
+
+const mockQueueEmail = jest.fn(async () => {});
+jest.mock('../../src/services/emailProcessor', () => ({
+  queueEmail: mockQueueEmail,
+}));
+
+jest.mock('../../src/services/businessProfileService', () => ({
+  getProfile: jest.fn(async () => ({
+    profile: { default_locale: 'de' },
+    bankAccounts: [],
+  })),
+}));
+
+jest.mock('../../src/utils/frontendUrl', () => ({
+  getFrontendBaseUrl: jest.fn(async () => 'https://test.example'),
+}));
+
+jest.mock('../../src/utils/logger', () => ({
+  info: jest.fn(), warn: jest.fn(), error: jest.fn(), debug: jest.fn(),
+}));
+
+const customerAccountsService = require('../../src/services/customerAccountsService');
+
+beforeEach(() => {
+  resetMockDb();
+  mockQueueEmail.mockClear();
+});
+
+// --------------------------------------------------------------------
+// createDirect
+// --------------------------------------------------------------------
+
+describe('createDirect', () => {
+  it('inserts a customer with password_hash=null, is_active=true', async () => {
+    tableSeeds.customer_accounts = undefined; // no duplicate
+    const result = await customerAccountsService.createDirect({
+      email: '[email protected]',
+      prefill: { first_name: 'Anna', company_name: 'ACME GmbH' },
+      createdByAdminId: 5,
+    });
+    expect(result.id).toBeDefined();
+    const inserted = insertResults.customer_accounts[0];
+    expect(inserted.email).toBe('[email protected]');
+    expect(inserted.password_hash).toBeNull();
+    expect(inserted.created_by_admin_id).toBe(5);
+    expect(inserted.first_name).toBe('Anna');
+    expect(inserted.company_name).toBe('ACME GmbH');
+    // is_active should be truthy (could be 1 or true depending on formatBoolean impl)
+    expect([true, 1, '1']).toContain(inserted.is_active);
+  });
+
+  it('defaults preferred_language from the business profile', async () => {
+    tableSeeds.customer_accounts = undefined;
+    await customerAccountsService.createDirect({
+      email: '[email protected]',
+      prefill: {},
+      createdByAdminId: 1,
+    });
+    expect(insertResults.customer_accounts[0].preferred_language).toBe('de');
+  });
+
+  it('honours preferred_language when the admin pre-fills it', async () => {
+    tableSeeds.customer_accounts = undefined;
+    await customerAccountsService.createDirect({
+      email: '[email protected]',
+      prefill: { preferred_language: 'fr' },
+      createdByAdminId: 1,
+    });
+    expect(insertResults.customer_accounts[0].preferred_language).toBe('fr');
+  });
+
+  it('rejects when a customer with the email already exists', async () => {
+    tableSeeds.customer_accounts = { id: 7, email: '[email protected]', password_hash: 'whatever' };
+    await expect(customerAccountsService.createDirect({
+      email: '[email protected]',
+      prefill: {},
+      createdByAdminId: 1,
+    })).rejects.toThrow(/already exists/);
+  });
+
+  it('rejects when only an EMAIL is supplied without anything else (still valid)', async () => {
+    tableSeeds.customer_accounts = undefined;
+    await expect(customerAccountsService.createDirect({
+      email: '',
+      prefill: {},
+      createdByAdminId: 1,
+    })).rejects.toThrow(/Email is required/);
+  });
+
+  it('NEVER queues an invitation email (regression guard)', async () => {
+    tableSeeds.customer_accounts = undefined;
+    await customerAccountsService.createDirect({
+      email: '[email protected]',
+      prefill: {},
+      createdByAdminId: 1,
+    });
+    expect(mockQueueEmail).not.toHaveBeenCalled();
+  });
+});
+
+// --------------------------------------------------------------------
+// createInvitation passive-allowance behaviour
+// --------------------------------------------------------------------
+
+describe('createInvitation — duplicate-email guard', () => {
+  it('still rejects when the existing customer has a password (real duplicate)', async () => {
+    tableSeeds.customer_accounts = { id: 1, email: '[email protected]', password_hash: 'hash' };
+    await expect(customerAccountsService.createInvitation({
+      email: '[email protected]',
+      invitedById: 5,
+      prefill: null,
+    })).rejects.toThrow(/already exists/);
+    expect(mockQueueEmail).not.toHaveBeenCalled();
+  });
+
+  it('ALLOWS through when the existing customer is passive (promote path)', async () => {
+    tableSeeds.customer_accounts = { id: 7, email: '[email protected]', password_hash: null };
+    // no pending invitation
+    // The chain returns `tableSeeds.customer_invitations` for .first()
+    // and we haven't seeded one, so it's undefined → allowed through.
+    const out = await customerAccountsService.createInvitation({
+      email: '[email protected]',
+      invitedById: 9,
+      prefill: { first_name: 'Anna' },
+    });
+    expect(out.id).toBeDefined();
+    expect(out.token).toMatch(/^[0-9a-f]{64}$/);
+    expect(mockQueueEmail).toHaveBeenCalledTimes(1);
+  });
+});

backend/__tests__/services/customerHoursService.test.js

@@ -0,0 +1,165 @@
+/**
+ * Unit tests for the pure helpers in customerHoursService (migration
+ * 129). The CRUD paths themselves are exercised end-to-end via the
+ * admin/customers routes during manual QA; this file covers the
+ * deterministic logic so regressions in the rate / duration / lock
+ * resolution show up before they hit a real invoice.
+ */
+
+const path = require('path');
+const servicePath = path.join(__dirname, '..', '..', 'src', 'services', 'customerHoursService');
+
+// The service imports invoiceService which pulls in the DB. We don't
+// need either for the pure helpers — stub the DB layer so the
+// require chain doesn't try to connect to anything.
+jest.mock('../../src/database/db', () => ({
+  db: jest.fn(),
+  logActivity: jest.fn(),
+  withRetry: (fn) => fn(),
+}));
+jest.mock('../../src/services/invoiceService', () => ({}));
+
+const { _internal } = require(servicePath);
+const { computeDurationMinutes, resolveEffectiveRate, isEntryLocked, buildLineItemFromEntry } = _internal;
+
+describe('computeDurationMinutes', () => {
+  it('returns minute count for a basic window', () => {
+    expect(computeDurationMinutes('09:00', '11:30')).toBe(150);
+  });
+
+  it('handles single-minute precision', () => {
+    expect(computeDurationMinutes('09:30', '11:00')).toBe(90);
+    expect(computeDurationMinutes('14:15', '14:30')).toBe(15);
+  });
+
+  it('rejects malformed input', () => {
+    expect(() => computeDurationMinutes('9:00', '11:00')).toThrow(/Invalid start_time/);
+    expect(() => computeDurationMinutes('09:00', '25:00')).toThrow(/Invalid end_time/);
+  });
+
+  it('rejects zero or negative duration', () => {
+    expect(() => computeDurationMinutes('09:00', '09:00')).toThrow(/must be after/);
+    expect(() => computeDurationMinutes('11:00', '09:00')).toThrow(/must be after/);
+  });
+});
+
+describe('resolveEffectiveRate', () => {
+  it('prefers the per-entry override when set', () => {
+    expect(resolveEffectiveRate(
+      { hourly_rate_minor_override: 20000 },
+      { hourly_rate_minor: 15000 },
+    )).toBe(20000);
+  });
+
+  it('falls back to the customer default when no override', () => {
+    expect(resolveEffectiveRate(
+      { hourly_rate_minor_override: null },
+      { hourly_rate_minor: 15000 },
+    )).toBe(15000);
+  });
+
+  it('throws when both override and customer rate are unset', () => {
+    expect(() => resolveEffectiveRate(
+      { hourly_rate_minor_override: null },
+      { hourly_rate_minor: null },
+    )).toThrow(/No hourly rate/);
+  });
+
+  it('treats override=0 as "explicitly zero" (not null)', () => {
+    // Override === 0 is unusual but legal — pro bono blocks, internal
+    // tracking. Must NOT fall through to the customer default.
+    expect(resolveEffectiveRate(
+      { hourly_rate_minor_override: 0 },
+      { hourly_rate_minor: 15000 },
+    )).toBe(0);
+  });
+});
+
+describe('isEntryLocked', () => {
+  it('unbilled entry → not locked', () => {
+    expect(isEntryLocked({ invoice_id: null }, null)).toBe(false);
+  });
+
+  it('monthly draft → not locked (still accumulating)', () => {
+    expect(isEntryLocked(
+      { invoice_id: 42 },
+      { id: 42, is_monthly_draft: true, status: 'scheduled', scheduled_send_at: null },
+    )).toBe(false);
+  });
+
+  it('standalone draft with no send time → not locked', () => {
+    expect(isEntryLocked(
+      { invoice_id: 42 },
+      { id: 42, is_monthly_draft: false, status: 'scheduled', scheduled_send_at: null },
+    )).toBe(false);
+  });
+
+  it('future-scheduled draft → not locked', () => {
+    const future = new Date(Date.now() + 60 * 60 * 1000).toISOString();
+    expect(isEntryLocked(
+      { invoice_id: 42 },
+      { id: 42, is_monthly_draft: false, status: 'scheduled', scheduled_send_at: future },
+    )).toBe(false);
+  });
+
+  it('armed (scheduled_send_at in the past, status still scheduled) → locked', () => {
+    const past = new Date(Date.now() - 60 * 60 * 1000).toISOString();
+    expect(isEntryLocked(
+      { invoice_id: 42 },
+      { id: 42, is_monthly_draft: false, status: 'scheduled', scheduled_send_at: past },
+    )).toBe(true);
+  });
+
+  it('sent / paid / overdue / cancelled → locked', () => {
+    for (const status of ['sent', 'paid', 'overdue', 'cancelled']) {
+      expect(isEntryLocked(
+        { invoice_id: 42 },
+        { id: 42, is_monthly_draft: false, status, scheduled_send_at: null },
+      )).toBe(true);
+    }
+  });
+
+  it('entry references a deleted invoice (null) → treat as unbilled', () => {
+    expect(isEntryLocked({ invoice_id: 42 }, null)).toBe(false);
+  });
+});
+
+describe('buildLineItemFromEntry', () => {
+  const baseEntry = {
+    entry_date: '2026-05-20',
+    start_time: '09:00',
+    end_time: '11:30',
+    duration_minutes: 150,
+    description: 'Editing wedding photos',
+  };
+
+  it('formats the description per spec', () => {
+    const li = buildLineItemFromEntry(baseEntry, 15000);
+    expect(li.description).toBe('2026-05-20 09:00–11:30 (2.50h): Editing wedding photos');
+  });
+
+  it('omits the colon when no description', () => {
+    const li = buildLineItemFromEntry({ ...baseEntry, description: null }, 15000);
+    expect(li.description).toBe('2026-05-20 09:00–11:30 (2.50h)');
+  });
+
+  it('quantity is decimal hours with 2 places', () => {
+    const li = buildLineItemFromEntry(baseEntry, 15000);
+    expect(li.quantity).toBeCloseTo(2.5, 5);
+  });
+
+  it('line_total rounds correctly for non-clean durations', () => {
+    // 15 minutes at CHF 100/h = CHF 25.00 = 2500 minor
+    const li = buildLineItemFromEntry(
+      { ...baseEntry, start_time: '14:00', end_time: '14:15', duration_minutes: 15 },
+      10000,
+    );
+    expect(li.line_total_minor).toBe(2500);
+  });
+
+  it('zero-rate line items produce a zero total without exploding', () => {
+    const li = buildLineItemFromEntry(baseEntry, 0);
+    expect(li.line_total_minor).toBe(0);
+    expect(li.unit_price_minor).toBe(0);
+  });
+});

backend/__tests__/services/eventService.calendar.test.js

@@ -0,0 +1,119 @@
+/**
+ * Unit tests for `normaliseEventTimeTriple` — the pure validator that
+ * gates the migration-137 calendar time columns on events.
+ *
+ * The DB-bound CRUD paths (createEvent/updateEvent) inline this
+ * helper and write through hasColumnCached guards; those are
+ * exercised in manual QA. This file pins the contract so a future
+ * tweak to the validation rules doesn't silently break it.
+ */
+
+const path = require('path');
+const servicePath = path.join(__dirname, '..', '..', 'src', 'services', 'eventService');
+
+// Stub every DB-bound peer so the require chain doesn't try to open
+// a knex connection. The helper under test is pure.
+jest.mock('../../src/database/db', () => ({ db: jest.fn() }));
+jest.mock('../../src/utils/schemaCache', () => ({ hasColumnCached: jest.fn() }));
+jest.mock('bcrypt', () => ({ hash: jest.fn() }));
+
+const { normaliseEventTimeTriple } = require(servicePath);
+
+describe('normaliseEventTimeTriple', () => {
+  it('defaults to full-day when is_full_day is undefined', () => {
+    expect(normaliseEventTimeTriple({})).toEqual({
+      event_time_start: null,
+      event_time_end: null,
+      is_full_day: true,
+    });
+  });
+
+  it('forces times to null when is_full_day is true even if times are supplied', () => {
+    expect(normaliseEventTimeTriple({
+      is_full_day: true,
+      event_time_start: '10:00',
+      event_time_end: '12:00',
+    })).toEqual({
+      event_time_start: null,
+      event_time_end: null,
+      is_full_day: true,
+    });
+  });
+
+  it('accepts a valid timed range when is_full_day is false', () => {
+    expect(normaliseEventTimeTriple({
+      is_full_day: false,
+      event_time_start: '09:30',
+      event_time_end: '17:00',
+    })).toEqual({
+      event_time_start: '09:30',
+      event_time_end: '17:00',
+      is_full_day: false,
+    });
+  });
+
+  it('throws when is_full_day is false and start is missing/malformed', () => {
+    expect(() => normaliseEventTimeTriple({
+      is_full_day: false,
+      event_time_end: '12:00',
+    })).toThrow(/HH:MM/);
+    expect(() => normaliseEventTimeTriple({
+      is_full_day: false,
+      event_time_start: '25:00',
+      event_time_end: '12:00',
+    })).toThrow(/HH:MM/);
+    expect(() => normaliseEventTimeTriple({
+      is_full_day: false,
+      event_time_start: '9:00',
+      event_time_end: '12:00',
+    })).toThrow(/HH:MM/);
+  });
+
+  it('throws when end is missing or malformed', () => {
+    expect(() => normaliseEventTimeTriple({
+      is_full_day: false,
+      event_time_start: '10:00',
+    })).toThrow(/HH:MM/);
+    expect(() => normaliseEventTimeTriple({
+      is_full_day: false,
+      event_time_start: '10:00',
+      event_time_end: '12:99',
+    })).toThrow(/HH:MM/);
+  });
+
+  it('throws when end is at or before start', () => {
+    expect(() => normaliseEventTimeTriple({
+      is_full_day: false,
+      event_time_start: '10:00',
+      event_time_end: '10:00',
+    })).toThrow(/after/);
+    expect(() => normaliseEventTimeTriple({
+      is_full_day: false,
+      event_time_start: '15:00',
+      event_time_end: '10:00',
+    })).toThrow(/after/);
+  });
+
+  it('parses string boolean flag', () => {
+    // `parseBooleanInput` accepts "true" / "false" / "1" / "0" — verify
+    // the helper consumes them transparently.
+    expect(normaliseEventTimeTriple({
+      is_full_day: 'false',
+      event_time_start: '08:00',
+      event_time_end: '09:00',
+    })).toEqual({
+      event_time_start: '08:00',
+      event_time_end: '09:00',
+      is_full_day: false,
+    });
+    expect(normaliseEventTimeTriple({
+      is_full_day: '1',
+      event_time_start: '08:00',
+      event_time_end: '09:00',
+    })).toEqual({
+      event_time_start: null,
+      event_time_end: null,
+      is_full_day: true,
+    });
+  });
+});

backend/__tests__/services/invoiceService.hierarchy.test.js

@@ -0,0 +1,122 @@
+/**
+ * Tests for the migration-119 hierarchy support in invoiceService —
+ * the shared helpers come from quoteService._internal (validated in
+ * quoteService.hierarchy.test.js), so we focus here on the
+ * invoice-specific seams:
+ *
+ *   - quote → invoice cloner preserves parent_position + details_text
+ *     across the conversion
+ *   - the cloner's installment "adjustment" line only reconciles
+ *     against TOP-LEVEL cloned items (sub-items don't contribute to
+ *     net so they can't appear in the sum)
+ *
+ * Pure helper, no DB.
+ */
+const quoteService = require('../../src/services/quoteService');
+
+const { validateLineItemHierarchy, insertLineItemsHierarchical } = quoteService._internal;
+
+describe('quote → invoice cloner shape', () => {
+  // Models the in-memory transformation step from `scheduleInvoicesForEvent`:
+  // take source quote line items (with parent_position) and produce the
+  // `cloned` array that's passed into insertLineItemsHierarchical.
+  function modelCloner(sourceLines) {
+    return sourceLines.map((li) => ({
+      position: parseInt(li.position, 10),
+      quantity: Number(li.quantity || 1),
+      description: li.description,
+      unit_price_minor: parseInt(li.unit_price_minor, 10) || 0,
+      discount_percent: Number(li.discount_percent || 0),
+      line_total_minor: parseInt(li.line_total_minor, 10) || 0,
+      parent_position: li.parent_position == null ? null : parseInt(li.parent_position, 10),
+      details_text: li.details_text || null,
+    }));
+  }
+
+  it('preserves parent_position so the hierarchy carries across conversion', () => {
+    const source = [
+      { position: 1, description: 'Package', quantity: 1, unit_price_minor: 50000, line_total_minor: 50000, parent_position: null },
+      { position: 2, description: 'Camera',  quantity: 1, unit_price_minor: 15000, line_total_minor: 15000, parent_position: 1 },
+      { position: 3, description: 'Lens',    quantity: 1, unit_price_minor: 20000, line_total_minor: 20000, parent_position: 1 },
+    ];
+    const cloned = modelCloner(source);
+    expect(cloned[0].parent_position).toBeNull();
+    expect(cloned[1].parent_position).toBe(1);
+    expect(cloned[2].parent_position).toBe(1);
+    // The cloned shape passes hierarchy validation — same positions
+    // means the same parent links work without any remap.
+    expect(() => validateLineItemHierarchy(cloned)).not.toThrow();
+  });
+
+  it('preserves details_text verbatim', () => {
+    const source = [
+      { position: 1, description: 'P', unit_price_minor: 0, line_total_minor: 0, parent_position: null,
+        details_text: 'Includes online gallery + 100 high-res downloads.' },
+    ];
+    const cloned = modelCloner(source);
+    expect(cloned[0].details_text).toBe('Includes online gallery + 100 high-res downloads.');
+  });
+
+  it('installment adjustment reconciles against TOP-LEVEL cloned items only', () => {
+    // Recreate the inner math from scheduleInvoicesForEvent: sum
+    // only line_total_minor where parent_position is null. Sub-items
+    // would otherwise double-count and skew the adjustment.
+    //
+    // Note: the cloner stores raw line_total_minor on each row from
+    // the source quote. By the time this sum runs, the parent's
+    // line_total_minor has already been resolved upstream (via
+    // computeTotals on the quote at save time) — so iterating
+    // top-level only sums the resolved parent totals + standalone
+    // top-level items. Sub-items never contribute here regardless of
+    // whether their parent's total was auto-resolved or not.
+    const cloned = modelCloner([
+      // Parent — resolved line_total assumed to be €450 (sum of priced sub-items below)
+      { position: 1, unit_price_minor: 0, line_total_minor: 45000, parent_position: null },
+      // Sub-items €150 + €200 + €100 — shown for transparency, must
+      // NOT enter the reconciliation sum.
+      { position: 2, unit_price_minor: 15000, line_total_minor: 15000, parent_position: 1 },
+      { position: 3, unit_price_minor: 20000, line_total_minor: 20000, parent_position: 1 },
+      { position: 4, unit_price_minor: 10000, line_total_minor: 10000, parent_position: 1 },
+      // Another top-level €100
+      { position: 5, unit_price_minor: 10000, line_total_minor: 10000, parent_position: null },
+    ]);
+    const clonedSum = cloned
+      .filter((x) => x.parent_position == null)
+      .reduce((s, x) => s + x.line_total_minor, 0);
+    // Top-level only: 45000 (resolved parent) + 10000 = 55000. NOT 100000.
+    expect(clonedSum).toBe(55000);
+  });
+});
+
+describe('insertLineItemsHierarchical for invoices', () => {
+  function makeTrxMock() {
+    let nextId = 200;
+    const inserts = [];
+    const trx = (tableName) => ({
+      insert(row) {
+        const id = nextId++;
+        inserts.push({ table: tableName, row: { ...row, id } });
+        return {
+          returning() { return Promise.resolve([{ id }]); },
+          then(resolve) { return Promise.resolve(undefined).then(resolve); },
+        };
+      },
+    });
+    return { trx, inserts };
+  }
+
+  it('handles invoice_line_items with the same two-phase + remap logic', async () => {
+    const { trx, inserts } = makeTrxMock();
+    await insertLineItemsHierarchical(trx, 'invoice_line_items', 'invoice_id', 7, [
+      { position: 1, description: 'Parent', quantity: 1, unit_price_minor: 50000, discount_percent: 0, line_total_minor: 50000, parent_position: null },
+      { position: 2, description: 'Sub A',  quantity: 1, unit_price_minor: 15000, discount_percent: 0, line_total_minor: 15000, parent_position: 1 },
+    ]);
+    expect(inserts).toHaveLength(2);
+    expect(inserts.every((i) => i.table === 'invoice_line_items')).toBe(true);
+    expect(inserts.every((i) => i.row.invoice_id === 7)).toBe(true);
+    // Parent inserted first, sub-item second with parent_line_item_id
+    // matching the parent's synthesised id.
+    expect(inserts[0].row.parent_line_item_id).toBeNull();
+    expect(inserts[1].row.parent_line_item_id).toBe(200);
+  });
+});

backend/__tests__/services/invoiceService.installmentPlan.test.js

@@ -0,0 +1,322 @@
+/**
+ * Tests for invoiceService.updateInstallmentPlan + validateInstallmentPlanInput.
+ *
+ * Validation tests run against the pure validator directly. Orchestration
+ * tests use the same deep-mocked db pattern as invoiceService.locks.test.js
+ * — chains are queued per table and assertions probe insert/update/delete
+ * call shapes rather than SQL.
+ */
+
+const chains = [];
+function makeChain() {
+  const c = {
+    _firstValue: undefined,
+    _updateResult: 1,
+    _insertResult: [{ id: 999 }],
+    _selectResult: [],
+    then: function (onResolve, onReject) {
+      return Promise.resolve(this._selectResult).then(onResolve, onReject);
+    },
+    where: jest.fn(function () { return this; }),
+    whereNot: jest.fn(function () { return this; }),
+    whereIn: jest.fn(function () { return this; }),
+    whereNull: jest.fn(function () { return this; }),
+    whereNotNull: jest.fn(function () { return this; }),
+    andWhere: jest.fn(function () { return this; }),
+    orderBy: jest.fn(function () { return this; }),
+    limit: jest.fn(function () { return this; }),
+    select: jest.fn(function () { return this; }),
+    sum: jest.fn(function () { return this; }),
+    count: jest.fn(function () { return this; }),
+    clone: jest.fn(function () { return this; }),
+    clearSelect: jest.fn(function () { return this; }),
+    clearOrder: jest.fn(function () { return this; }),
+    offset: jest.fn(function () { return this; }),
+    first: jest.fn(function () { return Promise.resolve(this._firstValue); }),
+    update: jest.fn(function () { return Promise.resolve(this._updateResult); }),
+    insert: jest.fn(function () { return this; }),
+    returning: jest.fn(function () { return Promise.resolve(this._insertResult); }),
+    del: jest.fn(function () { return Promise.resolve(1); }),
+    onConflict: jest.fn(function () { return this; }),
+    ignore: jest.fn(function () { return Promise.resolve(1); }),
+    merge: jest.fn(function () { return Promise.resolve(1); }),
+    increment: jest.fn(function () { return this; }),
+    forUpdate: jest.fn(function () { return this; }),
+    leftJoin: jest.fn(function () { return this; }),
+  };
+  chains.push(c);
+  return c;
+}
+
+const tableChains = {};
+function pickChainFor(name) {
+  if (!tableChains[name]) tableChains[name] = makeChain();
+  return tableChains[name];
+}
+
+const mockDbFn = jest.fn((name) => pickChainFor(name));
+mockDbFn.transaction = jest.fn(async (cb) => cb(mockDbFn));
+
+jest.mock('../../src/database/db', () => ({
+  db: mockDbFn,
+  withRetry: jest.fn(async (fn) => fn()),
+  logActivity: jest.fn(async () => {}),
+}));
+
+jest.mock('../../src/utils/appSettings', () => ({
+  getAppSetting: jest.fn(async () => null),
+}));
+
+jest.mock('../../src/services/businessProfileService', () => ({
+  getProfile: jest.fn(async () => ({ profile: { default_currency: 'CHF' } })),
+  resolveBankAccountForCurrency: jest.fn(async () => null),
+}));
+
+jest.mock('../../src/utils/documentSequences', () => ({
+  claimNextSequence: jest.fn(async () => 42),
+}));
+
+jest.mock('../../src/services/pdfService', () => ({
+  renderInvoiceToBuffer: jest.fn(async () => Buffer.from('pdf')),
+  renderQuoteToBuffer: jest.fn(async () => Buffer.from('pdf')),
+}));
+
+jest.mock('../../src/services/emailProcessor', () => ({
+  queueEmail: jest.fn(async () => {}),
+}));
+
+jest.mock('../../src/utils/logger', () => ({
+  info: jest.fn(), warn: jest.fn(), error: jest.fn(),
+}));
+
+const invoiceService = require('../../src/services/invoiceService');
+
+function resetChains() {
+  for (const k of Object.keys(tableChains)) delete tableChains[k];
+}
+
+describe('validateInstallmentPlanInput', () => {
+  const { validateInstallmentPlanInput } = invoiceService;
+
+  it('throws on empty array', () => {
+    expect(() => validateInstallmentPlanInput([]))
+      .toThrow(/non-empty array/);
+  });
+
+  it('throws on non-array', () => {
+    expect(() => validateInstallmentPlanInput(null))
+      .toThrow(/non-empty array/);
+  });
+
+  it('throws on out-of-range percent', () => {
+    expect(() => validateInstallmentPlanInput([
+      { percent: 150, trigger: 'quote_accepted', offset_days: 0 },
+    ])).toThrow(/percent must be between 0 and 100/);
+    expect(() => validateInstallmentPlanInput([
+      { percent: -5, trigger: 'quote_accepted', offset_days: 0 },
+    ])).toThrow(/percent must be between 0 and 100/);
+  });
+
+  it('throws on unknown trigger', () => {
+    expect(() => validateInstallmentPlanInput([
+      { percent: 100, trigger: 'on_friday', offset_days: 0 },
+    ])).toThrow(/invalid trigger/);
+  });
+
+  it('throws when percents do not sum to 100', () => {
+    expect(() => validateInstallmentPlanInput([
+      { percent: 30, trigger: 'quote_accepted', offset_days: 0 },
+      { percent: 50, trigger: 'before_event', offset_days: -7 },
+    ])).toThrow(/must sum to 100/);
+  });
+
+  it('accepts a valid three-row plan with mixed triggers', () => {
+    expect(() => validateInstallmentPlanInput([
+      { percent: 30, trigger: 'quote_accepted', offset_days: 0, label: 'Anzahlung' },
+      { percent: 40, trigger: 'before_event', offset_days: -14, label: 'Zwischenrechnung' },
+      { percent: 30, trigger: 'after_delivery', offset_days: 0, label: 'Schlussrechnung' },
+    ])).not.toThrow();
+  });
+
+  it('tolerates 0.001 rounding drift in the sum', () => {
+    expect(() => validateInstallmentPlanInput([
+      { percent: 33.333, trigger: 'quote_accepted', offset_days: 0 },
+      { percent: 33.333, trigger: 'before_event', offset_days: -7 },
+      { percent: 33.334, trigger: 'after_event', offset_days: 0 },
+    ])).not.toThrow();
+  });
+});
+
+describe('updateInstallmentPlan — guards', () => {
+  beforeEach(() => resetChains());
+
+  const goodPlan = [
+    { percent: 50, trigger: 'quote_accepted', offset_days: 0, label: 'A' },
+    { percent: 50, trigger: 'before_event', offset_days: -14, label: 'B' },
+  ];
+
+  it('rejects when dealUuid is missing', async () => {
+    await expect(invoiceService.updateInstallmentPlan({
+      trx: mockDbFn, dealUuid: '', installments: goodPlan, adminId: 1,
+    })).rejects.toMatchObject({ statusCode: 400 });
+  });
+
+  it('404s when the deal has no invoices', async () => {
+    pickChainFor('invoices')._selectResult = [];
+    await expect(invoiceService.updateInstallmentPlan({
+      trx: mockDbFn, dealUuid: 'deal-1', installments: goodPlan, adminId: 1,
+    })).rejects.toMatchObject({ statusCode: 404 });
+  });
+
+  it('400s + NOT_INSTALLMENT_PLAN on a single-invoice deal', async () => {
+    pickChainFor('invoices')._selectResult = [
+      { id: 1, deal_uuid: 'deal-1', installment_total: 1, status: 'scheduled', kind: 'invoice' },
+    ];
+    await expect(invoiceService.updateInstallmentPlan({
+      trx: mockDbFn, dealUuid: 'deal-1', installments: goodPlan, adminId: 1,
+    })).rejects.toMatchObject({ statusCode: 400, code: 'NOT_INSTALLMENT_PLAN' });
+  });
+
+  it('409s + INVOICE_LOCKED when any sibling has already shipped', async () => {
+    pickChainFor('invoices')._selectResult = [
+      { id: 1, deal_uuid: 'deal-1', installment_total: 2, installment_index: 0,
+        status: 'sent', kind: 'invoice', invoice_number: 'R-2026-0001',
+        net_amount_minor: 10000, vat_amount_minor: 770, total_amount_minor: 10770, shipping_amount_minor: 0 },
+      { id: 2, deal_uuid: 'deal-1', installment_total: 2, installment_index: 1,
+        status: 'scheduled', kind: 'invoice', invoice_number: 'R-2026-0002',
+        net_amount_minor: 10000, vat_amount_minor: 770, total_amount_minor: 10770, shipping_amount_minor: 0 },
+    ];
+    await expect(invoiceService.updateInstallmentPlan({
+      trx: mockDbFn, dealUuid: 'deal-1', installments: goodPlan, adminId: 1,
+    })).rejects.toMatchObject({ statusCode: 409, code: 'INVOICE_LOCKED' });
+  });
+
+  it('409s + PLAN_HAS_STORNO when the deal contains a Storno', async () => {
+    pickChainFor('invoices')._selectResult = [
+      { id: 1, deal_uuid: 'deal-1', installment_total: 2, installment_index: 0,
+        status: 'scheduled', kind: 'storno', invoice_number: 'S-2026-0001',
+        net_amount_minor: -5000, vat_amount_minor: -385, total_amount_minor: -5385, shipping_amount_minor: 0 },
+      { id: 2, deal_uuid: 'deal-1', installment_total: 2, installment_index: 1,
+        status: 'scheduled', kind: 'invoice', invoice_number: 'R-2026-0002',
+        net_amount_minor: 10000, vat_amount_minor: 770, total_amount_minor: 10770, shipping_amount_minor: 0 },
+    ];
+    await expect(invoiceService.updateInstallmentPlan({
+      trx: mockDbFn, dealUuid: 'deal-1', installments: goodPlan, adminId: 1,
+    })).rejects.toMatchObject({ statusCode: 409, code: 'PLAN_HAS_STORNO' });
+  });
+
+  it('rejects an invalid plan (percents not summing to 100) before opening the txn', async () => {
+    const badPlan = [
+      { percent: 30, trigger: 'quote_accepted', offset_days: 0 },
+      { percent: 30, trigger: 'before_event', offset_days: -7 },
+    ];
+    await expect(invoiceService.updateInstallmentPlan({
+      trx: mockDbFn, dealUuid: 'deal-1', installments: badPlan, adminId: 1,
+    })).rejects.toMatchObject({ statusCode: 400, code: 'PERCENT_SUM_INVALID' });
+  });
+});
+
+describe('updateInstallmentPlan — reshape (smoke)', () => {
+  beforeEach(() => resetChains());
+
+  const sibling = (overrides) => ({
+    id: 0, deal_uuid: 'deal-1', installment_total: 3, installment_index: 0,
+    status: 'scheduled', kind: 'invoice', invoice_number: 'R-2026-0001',
+    net_amount_minor: 10000, vat_amount_minor: 770, total_amount_minor: 10770,
+    shipping_amount_minor: 0, vat_rate: 7.7,
+    customer_account_id: 5, source_quote_id: null, event_id: null,
+    event_name: 'Wedding', event_date: '2026-08-15',
+    language: 'de', currency: 'CHF',
+    issue_date: '2026-05-25', due_date: '2026-06-24',
+    cc_pdf_email: null,
+    payment_net_days_template_id: null, payment_timing_template_id: null,
+    payment_term_snapshot: null,
+    ...overrides,
+  });
+
+  it('keeps invoice_numbers and does not claim new sequence on 3→3 reshape', async () => {
+    pickChainFor('invoices')._selectResult = [
+      sibling({ id: 1, installment_index: 0, invoice_number: 'R-2026-0001',
+        net_amount_minor: 3000, vat_amount_minor: 231, total_amount_minor: 3231 }),
+      sibling({ id: 2, installment_index: 1, invoice_number: 'R-2026-0002',
+        net_amount_minor: 3000, vat_amount_minor: 231, total_amount_minor: 3231 }),
+      sibling({ id: 3, installment_index: 2, invoice_number: 'R-2026-0003',
+        net_amount_minor: 4000, vat_amount_minor: 308, total_amount_minor: 4308 }),
+    ];
+    pickChainFor('customer_accounts')._firstValue = { id: 5, is_active: 1, feature_bills: 1 };
+    pickChainFor('invoice_line_items')._selectResult = [];
+
+    const result = await invoiceService.updateInstallmentPlan({
+      trx: mockDbFn, dealUuid: 'deal-1', adminId: 42,
+      installments: [
+        { percent: 20, trigger: 'quote_accepted', offset_days: 0, label: 'A' },
+        { percent: 30, trigger: 'before_event', offset_days: -14, label: 'B' },
+        { percent: 50, trigger: 'after_event', offset_days: 7, label: 'C' },
+      ],
+    });
+
+    expect(result.kept).toEqual([1, 2, 3]);
+    expect(result.created).toEqual([]);
+    expect(result.deleted).toEqual([]);
+    // Sequence helper never touched on a same-count reshape.
+    const { claimNextSequence } = require('../../src/utils/documentSequences');
+    expect(claimNextSequence).not.toHaveBeenCalled();
+  });
+
+  it('grows 2→3 by claiming one new invoice_number and keeping the first two', async () => {
+    pickChainFor('invoices')._selectResult = [
+      sibling({ id: 1, installment_index: 0, invoice_number: 'R-2026-0001',
+        net_amount_minor: 5000, vat_amount_minor: 385, total_amount_minor: 5385,
+        installment_total: 2 }),
+      sibling({ id: 2, installment_index: 1, invoice_number: 'R-2026-0002',
+        net_amount_minor: 5000, vat_amount_minor: 385, total_amount_minor: 5385,
+        installment_total: 2 }),
+    ];
+    pickChainFor('customer_accounts')._firstValue = { id: 5, is_active: 1, feature_bills: 1 };
+    pickChainFor('invoice_line_items')._selectResult = [];
+    pickChainFor('invoices')._insertResult = [{ id: 99 }];
+
+    const result = await invoiceService.updateInstallmentPlan({
+      trx: mockDbFn, dealUuid: 'deal-1', adminId: 42,
+      installments: [
+        { percent: 30, trigger: 'quote_accepted', offset_days: 0, label: 'A' },
+        { percent: 30, trigger: 'before_event', offset_days: -14, label: 'B' },
+        { percent: 40, trigger: 'after_event', offset_days: 7, label: 'C' },
+      ],
+    });
+
+    expect(result.kept).toEqual([1, 2]);
+    expect(result.created.length).toBe(1);
+    expect(result.deleted).toEqual([]);
+    const { claimNextSequence } = require('../../src/utils/documentSequences');
+    expect(claimNextSequence).toHaveBeenCalledTimes(1);
+  });
+
+  it('shrinks 3→2 by deleting the third row + its line items', async () => {
+    pickChainFor('invoices')._selectResult = [
+      sibling({ id: 1, installment_index: 0, invoice_number: 'R-2026-0001',
+        net_amount_minor: 3000, vat_amount_minor: 231, total_amount_minor: 3231 }),
+      sibling({ id: 2, installment_index: 1, invoice_number: 'R-2026-0002',
+        net_amount_minor: 3000, vat_amount_minor: 231, total_amount_minor: 3231 }),
+      sibling({ id: 3, installment_index: 2, invoice_number: 'R-2026-0003',
+        net_amount_minor: 4000, vat_amount_minor: 308, total_amount_minor: 4308 }),
+    ];
+    pickChainFor('customer_accounts')._firstValue = { id: 5, is_active: 1, feature_bills: 1 };
+    pickChainFor('invoice_line_items')._selectResult = [];
+
+    const result = await invoiceService.updateInstallmentPlan({
+      trx: mockDbFn, dealUuid: 'deal-1', adminId: 42,
+      installments: [
+        { percent: 40, trigger: 'quote_accepted', offset_days: 0, label: 'A' },
+        { percent: 60, trigger: 'after_event', offset_days: 7, label: 'B' },
+      ],
+    });
+
+    expect(result.kept).toEqual([1, 2]);
+    expect(result.created).toEqual([]);
+    expect(result.deleted).toEqual([3]);
+    // Line items + invoice rows deleted on the trimmed sibling.
+    expect(pickChainFor('invoice_line_items').del).toHaveBeenCalled();
+    expect(pickChainFor('invoices').del).toHaveBeenCalled();
+  });
+});

backend/__tests__/services/invoiceService.locks.test.js

@@ -0,0 +1,374 @@
+/**
+ * Tests for invoiceService lock + state-transition guards.
+ *
+ * Focuses on the rules that protect tax/audit integrity:
+ *   - reissueInvoice refuses to act on `scheduled` (use Edit)
+ *   - reissueInvoice cancels + clones any other status
+ *   - releaseForDelivery refuses to act on non-pending_delivery
+ *   - recordPaymentCheckAction refuses already-used / expired tokens
+ *
+ * db is deep-mocked so the tests are deterministic and fast.
+ */
+
+// Mock db chain: each table call returns a builder whose methods
+// chain (return `this`) until a terminal method (.first / .update /
+// .insert / .returning) resolves with the queued value.
+
+const chains = [];
+function makeChain() {
+  const c = {
+    _firstValue: undefined,
+    _updateResult: 1,
+    _insertResult: [{ id: 999 }],
+    _selectResult: [],
+    _allRows: [],
+    // knex chains are thenable — awaiting them runs the query and
+    // resolves with the row set. We mirror that so callers can
+    // `await trx('t').where(...).orderBy(...)` and get an array.
+    then: function (onResolve, onReject) {
+      return Promise.resolve(this._selectResult).then(onResolve, onReject);
+    },
+    where: jest.fn(function () { return this; }),
+    whereNot: jest.fn(function () { return this; }),
+    whereNotIn: jest.fn(function () { return this; }),
+    whereIn: jest.fn(function () { return this; }),
+    whereNull: jest.fn(function () { return this; }),
+    whereNotNull: jest.fn(function () { return this; }),
+    andWhere: jest.fn(function () { return this; }),
+    orderBy: jest.fn(function () { return this; }),
+    limit: jest.fn(function () { return this; }),
+    // select is both chainable (`.select('col').first()`) and awaitable
+    // via the chain's `then` (`await q.select(...)` returns `_selectResult`).
+    select: jest.fn(function () { return this; }),
+    sum: jest.fn(function () { return this; }),
+    count: jest.fn(function () { return this; }),
+    clone: jest.fn(function () { return this; }),
+    clearSelect: jest.fn(function () { return this; }),
+    clearOrder: jest.fn(function () { return this; }),
+    offset: jest.fn(function () { return this; }),
+    first: jest.fn(function () { return Promise.resolve(this._firstValue); }),
+    update: jest.fn(function () { return Promise.resolve(this._updateResult); }),
+    insert: jest.fn(function () { return this; }),
+    returning: jest.fn(function () { return Promise.resolve(this._insertResult); }),
+    del: jest.fn(function () { return Promise.resolve(1); }),
+    onConflict: jest.fn(function () { return this; }),
+    ignore: jest.fn(function () { return Promise.resolve(1); }),
+    merge: jest.fn(function () { return Promise.resolve(1); }),
+    increment: jest.fn(function () { return this; }),
+    forUpdate: jest.fn(function () { return this; }),
+    leftJoin: jest.fn(function () { return this; }),
+  };
+  chains.push(c);
+  return c;
+}
+
+const tableChains = {};
+function pickChainFor(name) {
+  if (!tableChains[name]) tableChains[name] = makeChain();
+  return tableChains[name];
+}
+
+const mockDbFn = jest.fn((name) => pickChainFor(name));
+// db.transaction(cb) runs the callback with a "trx" — for our
+// purposes the same chain factory works as trx.
+mockDbFn.transaction = jest.fn(async (cb) => cb(mockDbFn));
+
+jest.mock('../../src/database/db', () => ({
+  db: mockDbFn,
+  withRetry: jest.fn(async (fn) => fn()),
+  logActivity: jest.fn(async () => {}),
+}));
+
+jest.mock('../../src/utils/appSettings', () => ({
+  getAppSetting: jest.fn(async () => null),
+}));
+
+jest.mock('../../src/services/businessProfileService', () => ({
+  getProfile: jest.fn(async () => ({ profile: { default_currency: 'CHF' } })),
+  resolveBankAccountForCurrency: jest.fn(async () => null),
+}));
+
+jest.mock('../../src/services/pdfService', () => ({
+  renderInvoiceToBuffer: jest.fn(async () => Buffer.from('pdf')),
+  renderQuoteToBuffer: jest.fn(async () => Buffer.from('pdf')),
+}));
+
+jest.mock('../../src/services/emailProcessor', () => ({
+  queueEmail: jest.fn(async () => {}),
+}));
+
+jest.mock('../../src/utils/logger', () => ({
+  info: jest.fn(), warn: jest.fn(), error: jest.fn(),
+}));
+
+const invoiceService = require('../../src/services/invoiceService');
+
+function resetChains() {
+  for (const k of Object.keys(tableChains)) delete tableChains[k];
+}
+
+describe('invoiceService.reissueInvoice', () => {
+  beforeEach(() => resetChains());
+
+  it('throws USE_EDIT_INSTEAD when the source is still scheduled', async () => {
+    pickChainFor('invoices')._firstValue = { id: 1, status: 'scheduled' };
+    await expect(invoiceService.reissueInvoice(1, 42))
+      .rejects.toMatchObject({ statusCode: 409, code: 'USE_EDIT_INSTEAD' });
+  });
+
+  it('throws when the source invoice does not exist', async () => {
+    pickChainFor('invoices')._firstValue = null;
+    await expect(invoiceService.reissueInvoice(999, 42))
+      .rejects.toMatchObject({ statusCode: 404 });
+  });
+
+  it('cancels the original and creates a new row when status is sent', async () => {
+    pickChainFor('invoices')._firstValue = {
+      id: 1, status: 'sent', customer_account_id: 5,
+      currency: 'CHF', language: 'de', vat_rate: 7.7,
+      shipping_amount_minor: 0, cc_pdf_email: null,
+      business_bank_account_id: null, qr_format: null,
+      payment_term_template_id: null, event_id: null,
+      source_quote_id: null,
+    };
+    pickChainFor('customer_accounts')._firstValue = {
+      id: 5, is_active: 1, feature_bills: 1,
+    };
+    pickChainFor('invoice_line_items')._selectResult = [];
+    pickChainFor('app_settings')._firstValue = null;
+    // document_sequences row used by claimNextSequence.
+    pickChainFor('document_sequences')._firstValue = { current_value: 42 };
+
+    const result = await invoiceService.reissueInvoice(1, 42);
+    expect(result.id).toBeDefined();
+    expect(result.replaces).toBe(1);
+  });
+});
+
+describe('invoiceService.createStorno', () => {
+  beforeEach(() => resetChains());
+
+  it('rejects when the source invoice does not exist (404)', async () => {
+    pickChainFor('invoices')._firstValue = null;
+    await expect(invoiceService.createStorno(999, 42))
+      .rejects.toMatchObject({ statusCode: 404 });
+  });
+
+  it('rejects when the source is still scheduled (drafts edit in place)', async () => {
+    pickChainFor('invoices')._firstValue = { id: 1, status: 'scheduled', kind: 'invoice' };
+    await expect(invoiceService.createStorno(1, 42))
+      .rejects.toMatchObject({ statusCode: 409, code: 'USE_EDIT_INSTEAD' });
+  });
+
+  it('rejects when the source is already cancelled (no double-Storno)', async () => {
+    pickChainFor('invoices')._firstValue = { id: 1, status: 'cancelled', kind: 'invoice' };
+    await expect(invoiceService.createStorno(1, 42))
+      .rejects.toMatchObject({ statusCode: 409, code: 'ALREADY_CANCELLED' });
+  });
+
+  it('rejects when asked to Storno a Storno', async () => {
+    pickChainFor('invoices')._firstValue = { id: 1, status: 'sent', kind: 'storno' };
+    await expect(invoiceService.createStorno(1, 42))
+      .rejects.toMatchObject({ statusCode: 409, code: 'IS_STORNO' });
+  });
+
+  it('inserts a Storno row and flips the original on a sent invoice', async () => {
+    // Original is `sent`, no line items, no event.
+    const invoicesChain = pickChainFor('invoices');
+    invoicesChain._firstValue = {
+      id: 1, status: 'sent', kind: 'invoice', customer_account_id: 5,
+      currency: 'CHF', language: 'de', vat_rate: 7.7,
+      net_amount_minor: 30000, vat_amount_minor: 2310,
+      total_amount_minor: 32310, shipping_amount_minor: 0,
+      cc_pdf_email: null, event_id: null,
+    };
+    pickChainFor('invoice_line_items')._selectResult = [];
+    pickChainFor('app_settings')._firstValue = null;
+    // document_sequences row used by claimNextSequence.
+    pickChainFor('document_sequences')._firstValue = { current_value: 42 };
+
+    const stornoId = await invoiceService.createStorno(1, 42);
+    expect(stornoId).toBeDefined();
+
+    // The mock chain's .update() is called twice on `invoices`:
+    //   1) `.insert(...).returning('id')` for the Storno row
+    //   2) `.update({status:'cancelled', cancellation_storno_id})` on the original
+    // We just verify the helpers were exercised on the right table.
+    expect(invoicesChain.insert).toHaveBeenCalled();
+    expect(invoicesChain.update).toHaveBeenCalled();
+    // The Storno insert payload should carry kind='storno' and
+    // negated row-level totals. Inspect the first insert call's
+    // payload to confirm.
+    const insertedRow = invoicesChain.insert.mock.calls[0][0];
+    expect(insertedRow.kind).toBe('storno');
+    expect(insertedRow.net_amount_minor).toBe(-30000);
+    expect(insertedRow.vat_amount_minor).toBe(-2310);
+    expect(insertedRow.total_amount_minor).toBe(-32310);
+    expect(insertedRow.cancels_invoice_id).toBe(1);
+    expect(insertedRow.status).toBe('scheduled');
+    // No payment instrument on a Storno.
+    expect(insertedRow.business_bank_account_id).toBeNull();
+    expect(insertedRow.qr_format).toBeNull();
+    expect(insertedRow.payment_term_template_id).toBeNull();
+    // Storni have no real payment due, but the schema's NOT NULL
+    // constraint on due_date forces a value — we mirror issue_date.
+    expect(insertedRow.due_date).toBe(insertedRow.issue_date);
+  });
+});
+
+describe('invoiceService.cancelInvoice', () => {
+  beforeEach(() => resetChains());
+
+  it('rejects when the invoice does not exist (404)', async () => {
+    pickChainFor('invoices')._firstValue = null;
+    await expect(invoiceService.cancelInvoice(999, 42))
+      .rejects.toMatchObject({ statusCode: 404 });
+  });
+
+  it('rejects with ALREADY_CANCELLED when status is cancelled', async () => {
+    pickChainFor('invoices')._firstValue = { id: 1, status: 'cancelled', kind: 'invoice' };
+    await expect(invoiceService.cancelInvoice(1, 42))
+      .rejects.toMatchObject({ statusCode: 409, code: 'ALREADY_CANCELLED' });
+  });
+
+  it('rejects with IS_STORNO when asked to cancel a Storno', async () => {
+    pickChainFor('invoices')._firstValue = { id: 1, status: 'sent', kind: 'storno' };
+    await expect(invoiceService.cancelInvoice(1, 42))
+      .rejects.toMatchObject({ statusCode: 409, code: 'IS_STORNO' });
+  });
+
+  it('soft-cancels a scheduled (draft) invoice without generating a Storno', async () => {
+    pickChainFor('invoices')._firstValue = { id: 1, status: 'scheduled', kind: 'invoice', event_id: null };
+    const result = await invoiceService.cancelInvoice(1, 42);
+    expect(result).toEqual({ cancelled: true, stornoId: null });
+  });
+});
+
+describe('invoiceService.releaseForDelivery', () => {
+  beforeEach(() => resetChains());
+
+  it('refuses when status is not pending_delivery', async () => {
+    pickChainFor('invoices')._firstValue = { id: 1, status: 'sent' };
+    await expect(invoiceService.releaseForDelivery(1, 42))
+      .rejects.toMatchObject({ statusCode: 409, code: 'NOT_PENDING_DELIVERY' });
+  });
+
+  it('404s when the invoice does not exist', async () => {
+    pickChainFor('invoices')._firstValue = null;
+    await expect(invoiceService.releaseForDelivery(999, 42))
+      .rejects.toMatchObject({ statusCode: 404 });
+  });
+});
+
+describe('invoiceService.recordPaymentCheckAction', () => {
+  beforeEach(() => resetChains());
+
+  it('rejects invalid actions', async () => {
+    await expect(invoiceService.recordPaymentCheckAction({
+      token: 'abc', action: 'foo',
+    })).rejects.toMatchObject({ statusCode: 400 });
+  });
+
+  it('404s when the token is not on file', async () => {
+    pickChainFor('invoice_payment_check_tokens')._firstValue = null;
+    await expect(invoiceService.recordPaymentCheckAction({
+      token: 'a'.repeat(64), action: 'unpaid',
+    })).rejects.toMatchObject({ statusCode: 404 });
+  });
+
+  it('410s + TOKEN_ALREADY_USED when the row has used_at set', async () => {
+    pickChainFor('invoice_payment_check_tokens')._firstValue = {
+      id: 1, used_at: new Date(),
+      expires_at: new Date(Date.now() + 86400000),
+    };
+    await expect(invoiceService.recordPaymentCheckAction({
+      token: 'a'.repeat(64), action: 'unpaid',
+    })).rejects.toMatchObject({ statusCode: 410, code: 'TOKEN_ALREADY_USED' });
+  });
+
+  it('410s + TOKEN_EXPIRED when the row is past expires_at', async () => {
+    pickChainFor('invoice_payment_check_tokens')._firstValue = {
+      id: 1, used_at: null,
+      expires_at: new Date(Date.now() - 86400000),
+    };
+    await expect(invoiceService.recordPaymentCheckAction({
+      token: 'a'.repeat(64), action: 'unpaid',
+    })).rejects.toMatchObject({ statusCode: 410, code: 'TOKEN_EXPIRED' });
+  });
+
+  it('rejects partial with amount <= 0', async () => {
+    pickChainFor('invoice_payment_check_tokens')._firstValue = {
+      id: 1, used_at: null,
+      expires_at: new Date(Date.now() + 86400000),
+    };
+    pickChainFor('invoices')._firstValue = {
+      id: 5, total_amount_minor: 10000, paid_amount_minor: 0, late_fee_amount_minor: 0,
+    };
+    await expect(invoiceService.recordPaymentCheckAction({
+      token: 'a'.repeat(64), action: 'partial', amountMinor: 0,
+    })).rejects.toMatchObject({ statusCode: 400 });
+  });
+
+  it('rejects partial with amount > outstanding', async () => {
+    pickChainFor('invoice_payment_check_tokens')._firstValue = {
+      id: 1, used_at: null,
+      expires_at: new Date(Date.now() + 86400000),
+    };
+    pickChainFor('invoices')._firstValue = {
+      id: 5, total_amount_minor: 5000, paid_amount_minor: 0, late_fee_amount_minor: 0,
+    };
+    await expect(invoiceService.recordPaymentCheckAction({
+      token: 'a'.repeat(64), action: 'partial', amountMinor: 9999,
+    })).rejects.toMatchObject({ statusCode: 400 });
+  });
+});
+
+describe('invoiceService.queuePaymentCheckEmail', () => {
+  beforeEach(() => resetChains());
+
+  it('skips when invoice does not exist', async () => {
+    pickChainFor('invoices')._firstValue = null;
+    const res = await invoiceService.queuePaymentCheckEmail(1);
+    expect(res).toEqual({ sent: false, reason: 'not_found' });
+  });
+
+  it('skips when status is not sent/overdue', async () => {
+    pickChainFor('invoices')._firstValue = {
+      id: 1, status: 'paid',
+    };
+    const res = await invoiceService.queuePaymentCheckEmail(1);
+    expect(res.sent).toBe(false);
+    expect(res.reason).toMatch(/wrong_status_paid/);
+  });
+
+  it('respects the 24h throttle', async () => {
+    pickChainFor('invoices')._firstValue = {
+      id: 1, status: 'overdue',
+      last_payment_check_at: new Date(Date.now() - 3600 * 1000),
+    };
+    const res = await invoiceService.queuePaymentCheckEmail(1);
+    expect(res).toEqual({ sent: false, reason: 'throttled_24h' });
+  });
+
+  it('bypasses the throttle when skipThrottle=true', async () => {
+    pickChainFor('invoices')._firstValue = {
+      id: 1, status: 'overdue',
+      customer_account_id: 5,
+      created_by_admin_id: 42,
+      total_amount_minor: 10000,
+      currency: 'CHF',
+      language: 'de',
+      reminder_level: 0,
+      due_date: '2026-05-01',
+      last_payment_check_at: new Date(Date.now() - 3600 * 1000),
+      event_id: null,
+    };
+    pickChainFor('admin_users')._firstValue = { id: 42, email: '[email protected]', username: 'admin' };
+    pickChainFor('business_profile')._firstValue = null;
+    pickChainFor('customer_accounts')._firstValue = { id: 5, email: '[email protected]', display_name: 'Test' };
+
+    const res = await invoiceService.queuePaymentCheckEmail(1, { skipThrottle: true });
+    expect(res.sent).toBe(true);
+    expect(res.token).toMatch(/^[a-f0-9]{64}$/);
+  });
+});

backend/__tests__/services/pdfService.baseDocument.test.js

@@ -0,0 +1,236 @@
+/**
+ * Tests for the createBaseDocument + getPageMetrics helpers — the
+ * shared PDF factory used by quote/invoice rendering AND by the
+ * upcoming tax-report renderer. These verify orientation handling
+ * and font defaults without touching DB or filesystem.
+ */
+const pdfService = require('../../src/services/pdfService');
+
+describe('getPageMetrics', () => {
+  it('returns portrait A4 metrics by default', () => {
+    const p = pdfService.getPageMetrics();
+    expect(p.width).toBeCloseTo(595.28, 1);
+    expect(p.height).toBeCloseTo(841.89, 1);
+    expect(p.contentWidth).toBeCloseTo(515.28, 1);
+  });
+
+  it('returns portrait when orientation is "portrait"', () => {
+    const p = pdfService.getPageMetrics('portrait');
+    expect(p.width).toBeLessThan(p.height);
+  });
+
+  it('returns landscape A4 metrics (width > height) when orientation is "landscape"', () => {
+    const p = pdfService.getPageMetrics('landscape');
+    expect(p.width).toBeCloseTo(841.89, 1);
+    expect(p.height).toBeCloseTo(595.28, 1);
+    expect(p.contentWidth).toBeCloseTo(761.89, 1);
+    expect(p.width).toBeGreaterThan(p.height);
+  });
+
+  it('ignores unknown orientation values (falls back to portrait)', () => {
+    const p = pdfService.getPageMetrics('upside-down');
+    expect(p.width).toBeLessThan(p.height);
+  });
+});
+
+describe('createBaseDocument', () => {
+  it('returns a PDFKit doc, page metrics, and logical font names by default', () => {
+    const { doc, page, fonts } = pdfService.createBaseDocument();
+    expect(doc).toBeDefined();
+    expect(typeof doc.on).toBe('function');
+    expect(typeof doc.font).toBe('function');
+    expect(page.width).toBeCloseTo(595.28, 1); // portrait by default
+    expect(fonts).toEqual({ body: 'Helvetica', bold: 'Helvetica-Bold' });
+  });
+
+  it('produces a landscape document when orientation is "landscape"', () => {
+    const { doc, page } = pdfService.createBaseDocument({ orientation: 'landscape' });
+    expect(page.width).toBeGreaterThan(page.height);
+    // PDFKit stores the active page dims on doc.page.
+    expect(doc.page.width).toBeCloseTo(841.89, 1);
+    expect(doc.page.height).toBeCloseTo(595.28, 1);
+  });
+
+  it('produces a buffered PDF of non-zero size with the PDF magic header', async () => {
+    const { doc } = pdfService.createBaseDocument({ orientation: 'landscape' });
+    const chunks = [];
+    doc.on('data', (c) => chunks.push(c));
+    const ended = new Promise((resolve) => doc.on('end', resolve));
+    doc.text('hello', 40, 40);
+    doc.end();
+    await ended;
+    const buf = Buffer.concat(chunks);
+    expect(buf.length).toBeGreaterThan(0);
+    expect(buf.slice(0, 4).toString('ascii')).toBe('%PDF');
+  });
+
+  it('keeps Helvetica fonts when the issuer has no custom TTF path', () => {
+    const { fonts } = pdfService.createBaseDocument({
+      issuer: { pdfFontTtfPath: null },
+    });
+    expect(fonts.body).toBe('Helvetica');
+    expect(fonts.bold).toBe('Helvetica-Bold');
+  });
+
+  it('falls back to Helvetica when the custom TTF path does not exist', () => {
+    // No exception, no logger.error blow-up — just silent fallback.
+    const { fonts } = pdfService.createBaseDocument({
+      issuer: { pdfFontTtfPath: '/nonexistent/path/font.ttf' },
+    });
+    expect(fonts.body).toBe('Helvetica');
+    expect(fonts.bold).toBe('Helvetica-Bold');
+  });
+
+  it('registers a bundled font family when pdfFontFamily is set', () => {
+    // Migration-121 dropdown path. Inter ships 400 + 600 + 700 under
+    // backend/assets/fonts/Inter/, so the resolver should pick 400
+    // for body and 700 for bold.
+    const { fonts } = pdfService.createBaseDocument({
+      issuer: { pdfFontFamily: 'Inter' },
+    });
+    expect(fonts.body).toBe('crm-body');
+    expect(fonts.bold).toBe('crm-bold');
+  });
+
+  it('falls back to Helvetica when pdfFontFamily names a non-existent directory', () => {
+    const { fonts } = pdfService.createBaseDocument({
+      issuer: { pdfFontFamily: 'NotARealFamily' },
+    });
+    expect(fonts.body).toBe('Helvetica');
+    expect(fonts.bold).toBe('Helvetica-Bold');
+  });
+
+  it('strips path-traversal characters from pdfFontFamily', () => {
+    // Defence in depth: the sanitiser keeps only [A-Za-z0-9_-].
+    // "../../etc/passwd" becomes "etcpasswd" → no such font dir → fallback.
+    const { fonts } = pdfService.createBaseDocument({
+      issuer: { pdfFontFamily: '../../etc/passwd' },
+    });
+    expect(fonts.body).toBe('Helvetica');
+    expect(fonts.bold).toBe('Helvetica-Bold');
+  });
+
+  it('prefers pdfFontTtfPath over pdfFontFamily when both are set', () => {
+    // The explicit upload is the priority-1 override. When the upload
+    // path is unusable (file missing) the family is consulted next.
+    // Here we set BOTH to invalid values and confirm Helvetica fallback
+    // — what matters is that the family DIDN'T get registered while a
+    // (failed) explicit path was being evaluated.
+    const { fonts } = pdfService.createBaseDocument({
+      issuer: {
+        pdfFontTtfPath: '/nonexistent/path/font.ttf',
+        pdfFontFamily: 'Inter',
+      },
+    });
+    // pdfFontTtfPath misses → falls through to pdfFontFamily → Inter
+    // registers successfully. crm-body / crm-bold confirm a custom
+    // font won.
+    expect(fonts.body).toBe('crm-body');
+    expect(fonts.bold).toBe('crm-bold');
+  });
+
+  it('forwards PDF info metadata (Title, Author) to the document', () => {
+    const { doc } = pdfService.createBaseDocument({
+      info: { Title: 'Tax Report 2026', Author: 'picpeak' },
+    });
+    // PDFKit copies these onto doc.info during construction.
+    expect(doc.info.Title).toBe('Tax Report 2026');
+    expect(doc.info.Author).toBe('picpeak');
+  });
+});
+
+describe('exported letterhead helper', () => {
+  it('exposes drawIssuerBlock for reuse by non-quote/invoice renderers', () => {
+    expect(typeof pdfService.drawIssuerBlock).toBe('function');
+  });
+});
+
+// Storno rendering — smoke-tests that exercise the kind='storno'
+// branch in renderInvoiceToBuffer. We can't search the PDF buffer
+// directly for German strings because PDFKit Flate-compresses
+// content streams, but we CAN verify the renderer:
+//   - completes without throwing on a Storno-shaped context,
+//   - produces a valid %PDF magic header,
+//   - produces a SMALLER document than its invoice counterpart
+//     (no payment block, no QR slip → fewer bytes), proving the
+//     suppression branches actually fire.
+//
+// Visual correctness (title swap, reference line, signed totals) is
+// validated by manual review of a real Storno PDF; the renderer's
+// branch logic is unit-tested in service tests where the inputs
+// can be asserted directly.
+describe('renderInvoiceToBuffer — Storno branch', () => {
+  function buildContext(overrides = {}) {
+    return {
+      locale: 'de',
+      currency: 'CHF',
+      issuer: { companyName: 'AcmeCo' },
+      recipient: {
+        companyName: 'KundenCo', addressLine1: 'Strasse 1',
+        city: 'Bern', postalCode: '3000',
+      },
+      lineItems: [{
+        quantity: 1, description: 'Photo session',
+        unitPriceMinor: 30000, lineTotalMinor: 30000,
+        parentLineItemId: null, parentPosition: null,
+      }],
+      totals: {
+        netAmountMinor: 30000, vatRate: 7.7, vatAmountMinor: 2310,
+        shippingAmountMinor: 0, totalAmountMinor: 32310,
+      },
+      doc: { invoiceNumber: 'R-2026-0042', issueDate: '2026-04-12' },
+      // Bank + payment term are part of the baseline invoice so the
+      // payment block renders a real IBAN + Zahlungsbedingungen
+      // section. The Storno branch suppresses this entirely, which
+      // produces a visible byte-size delta.
+      bank: {
+        accountHolder: 'AcmeCo',
+        iban: 'CH9300762011623852957',
+        bic: 'POFICHBE',
+        currency: 'CHF',
+      },
+      qrFormat: 'none',
+      paymentTerm: { netDays: 30, skontoPercent: 2, skontoWithinDays: 10 },
+      ...overrides,
+    };
+  }
+
+  it('renders a valid Storno PDF (kind="storno", negated totals)', async () => {
+    const buf = await pdfService.renderInvoiceToBuffer(buildContext({
+      totals: {
+        netAmountMinor: -30000, vatRate: 7.7, vatAmountMinor: -2310,
+        shippingAmountMinor: 0, totalAmountMinor: -32310,
+      },
+      doc: {
+        kind: 'storno',
+        invoiceNumber: 'R-2026-0080',
+        issueDate: '2026-05-15',
+        cancelsInvoice: { number: 'R-2026-0042', issueDate: '2026-04-12' },
+      },
+    }));
+    expect(buf.length).toBeGreaterThan(0);
+    expect(buf.slice(0, 4).toString('ascii')).toBe('%PDF');
+  });
+
+  it('produces a smaller PDF than the equivalent invoice (no payment block, no QR slip)', async () => {
+    // Baseline: normal invoice with a payment block.
+    const invoiceBuf = await pdfService.renderInvoiceToBuffer(buildContext());
+    // Storno: same context but kind='storno' → payment block + QR
+    // both suppressed. Payment block alone is ~80pt tall in the
+    // PDF; its absence is reliably detectable as a byte-size delta.
+    const stornoBuf = await pdfService.renderInvoiceToBuffer(buildContext({
+      totals: {
+        netAmountMinor: -30000, vatRate: 7.7, vatAmountMinor: -2310,
+        shippingAmountMinor: 0, totalAmountMinor: -32310,
+      },
+      doc: {
+        kind: 'storno',
+        invoiceNumber: 'R-2026-0080',
+        issueDate: '2026-05-15',
+        cancelsInvoice: { number: 'R-2026-0042', issueDate: '2026-04-12' },
+      },
+    }));
+    expect(stornoBuf.length).toBeGreaterThan(0);
+    expect(stornoBuf.length).toBeLessThan(invoiceBuf.length);
+  });
+});

backend/__tests__/services/pdfService.helpers.test.js

@@ -0,0 +1,95 @@
+/**
+ * Pure-function tests for the PDF rendering helpers. These are the
+ * functions that DON'T touch PDFKit / DB — formatting, salutation
+ * routing, EPC payload construction.
+ *
+ * The helpers aren't directly exported from pdfService.js (it
+ * exports renderQuoteToBuffer / renderInvoiceToBuffer); we reach
+ * them via `_internal` which the module already exposes for tests.
+ */
+const pdfService = require('../../src/services/pdfService');
+const { formatMinor, formatDate, t } = pdfService._internal;
+
+describe('formatMinor', () => {
+  it('formats CHF cents with 2 decimals (123456 minor = 1234.56 major)', () => {
+    // de-CH uses ’ (U+2019) as the thousands separator.
+    expect(formatMinor(123456, 'CHF', 'de-CH')).toMatch(/1[’',\u2019]?234\.56/);
+  });
+
+  it('formats large amounts with thousands separators', () => {
+    // 12345600 minor units = 123,456.00 major; the separator
+    // varies by locale (de-CH = U+2019, en-GB = ',').
+    expect(formatMinor(12345600, 'CHF', 'de-CH')).toMatch(/123[’',\u2019]456\.00/);
+  });
+
+  it('returns 0,00 for zero or null', () => {
+    expect(formatMinor(0, 'CHF', 'de-CH')).toMatch(/0[,.]00/);
+    expect(formatMinor(null, 'CHF', 'de-CH')).toMatch(/0[,.]00/);
+  });
+
+  it('returns 2-decimal output regardless of locale', () => {
+    expect(formatMinor(99, 'EUR', 'en-GB')).toMatch(/0[.,]99/);
+  });
+});
+
+describe('formatDate', () => {
+  // formatDate now respects ctx.dateFormat (object with `format`
+  // key) — when omitted defaults to DD.MM.YYYY.
+  it('defaults to DD.MM.YYYY when no format passed', () => {
+    expect(formatDate('2026-04-19')).toBe('19.04.2026');
+  });
+
+  it('honors the configured DD/MM/YYYY format', () => {
+    expect(formatDate('2026-04-19', { format: 'DD/MM/YYYY' })).toBe('19/04/2026');
+  });
+
+  it('honors the configured MM/DD/YYYY format', () => {
+    expect(formatDate('2026-04-19', { format: 'MM/DD/YYYY' })).toBe('04/19/2026');
+  });
+
+  it('honors ISO YYYY-MM-DD', () => {
+    expect(formatDate('2026-04-19', { format: 'YYYY-MM-DD' })).toBe('2026-04-19');
+  });
+
+  it('returns empty string on empty input', () => {
+    expect(formatDate('')).toBe('');
+    expect(formatDate(null)).toBe('');
+    expect(formatDate(undefined)).toBe('');
+  });
+
+  it('returns empty string on invalid input rather than throwing', () => {
+    expect(formatDate('not-a-date')).toBe('');
+  });
+
+  it('accepts Date objects', () => {
+    expect(formatDate(new Date('2026-04-19T12:00:00Z'))).toMatch(/^(19|20)\.0[34]\.2026$/);
+  });
+});
+
+describe('t (i18n lookup)', () => {
+  it('returns the EN value for an EN-only locale', () => {
+    expect(t('en', 'invoice_title')).toBe('Invoice');
+    expect(t('en', 'quote_title')).toBe('Quote');
+  });
+
+  it('returns the DE value for de locale', () => {
+    expect(t('de', 'invoice_title')).toBe('Rechnung');
+    expect(t('de', 'quote_title')).toBe('Angebot');
+  });
+
+  it('falls back to EN for unknown locales', () => {
+    expect(t('xx', 'invoice_title')).toBe('Invoice');
+  });
+
+  it('substitutes named tokens like {percent}', () => {
+    const out = t('en', 'skonto_phrase', { percent: 3, days: 5 });
+    expect(out).toMatch(/3% discount if paid within 5 working days\./);
+  });
+
+  it('falls back to EN when the key is missing on the requested locale', () => {
+    // page_of is seeded on all locales — pick something that
+    // exists on EN with a substitution.
+    const out = t('zz', 'page_of', { current: 1, total: 3 });
+    expect(out).toBe('Page 1 of 3');
+  });
+});

backend/__tests__/services/quoteService.hierarchy.test.js

@@ -0,0 +1,217 @@
+/**
+ * Tests for the migration-119 hierarchy support in quoteService:
+ * computeTotals, validateLineItemHierarchy, and the two-phase
+ * insertLineItemsHierarchical helper. All pure / db-mocked so the
+ * suite runs fast and is deterministic.
+ */
+const quoteService = require('../../src/services/quoteService');
+const {
+  computeTotals,
+  validateLineItemHierarchy,
+  insertLineItemsHierarchical,
+} = quoteService._internal;
+
+describe('computeTotals — hierarchy + parent auto-resolve rule', () => {
+  it('parent total auto-resolves to sum of priced sub-items (parent unit_price ignored)', () => {
+    const items = [
+      // Parent with its own price €500 — should be IGNORED because
+      // sub-items have prices. Parent's effective line_total becomes
+      // sum of priced sub-items.
+      { position: 1, quantity: 1, unit_price_minor: 50000, discount_percent: 0 },
+      // Priced sub-items €150 + €200 = €350
+      { position: 2, quantity: 1, unit_price_minor: 15000, discount_percent: 0, parent_position: 1 },
+      { position: 3, quantity: 1, unit_price_minor: 20000, discount_percent: 0, parent_position: 1 },
+      // Another top-level item: €100
+      { position: 4, quantity: 2, unit_price_minor: 5000, discount_percent: 0 },
+    ];
+    const out = computeTotals(items, 0, 0);
+    // Net = 35000 (parent 1, auto-resolved) + 10000 (row 4) = 45000.
+    // Parent's own €500 is silently overridden.
+    expect(out.netAmountMinor).toBe(45000);
+    // Parent's stored line_total_minor reflects the resolved sum.
+    expect(out.lineItems[0].line_total_minor).toBe(35000);
+  });
+
+  it('priceless sub-items leave the parent\'s own line_total intact', () => {
+    const items = [
+      // Parent €500 with three priceless transparency-bullets — the
+      // €500 stands.
+      { position: 1, quantity: 1, unit_price_minor: 50000, discount_percent: 0 },
+      { position: 2, quantity: 1, unit_price_minor: 0, discount_percent: 0, parent_position: 1 },
+      { position: 3, quantity: 1, unit_price_minor: 0, discount_percent: 0, parent_position: 1 },
+    ];
+    const out = computeTotals(items, 0, 0);
+    expect(out.netAmountMinor).toBe(50000);
+    expect(out.lineItems[0].line_total_minor).toBe(50000);
+  });
+
+  it('mixed priced + priceless sub-items: only priced contribute, parent\'s own price still overridden', () => {
+    const items = [
+      // Parent €500 → overridden because at least one sub-item is priced.
+      { position: 1, quantity: 1, unit_price_minor: 50000, discount_percent: 0 },
+      { position: 2, quantity: 1, unit_price_minor: 15000, discount_percent: 0, parent_position: 1 },
+      // Priceless bullet — doesn't add anything
+      { position: 3, quantity: 1, unit_price_minor: 0, discount_percent: 0, parent_position: 1 },
+    ];
+    const out = computeTotals(items, 0, 0);
+    // Parent resolves to €150 (only priced sub-item).
+    expect(out.netAmountMinor).toBe(15000);
+    expect(out.lineItems[0].line_total_minor).toBe(15000);
+  });
+
+  it('still computes line_total_minor on sub-items so the renderer can show it', () => {
+    const out = computeTotals([
+      { position: 1, quantity: 1, unit_price_minor: 50000, discount_percent: 0 },
+      { position: 2, quantity: 2, unit_price_minor: 15000, discount_percent: 10, parent_position: 1 },
+    ], 0);
+    expect(out.lineItems[1].line_total_minor).toBe(27000); // 2 × 150.00 × 0.9 = 270.00
+  });
+
+  it('applies VAT to the resolved parent total', () => {
+    const out = computeTotals([
+      // Parent €1000 overridden by priced €800 sub-item
+      { position: 1, quantity: 1, unit_price_minor: 100000, discount_percent: 0 },
+      { position: 2, quantity: 1, unit_price_minor: 80000, discount_percent: 0, parent_position: 1 },
+    ], 7.7);
+    // Resolved net = 80000, VAT 7.7% = 6160.
+    expect(out.netAmountMinor).toBe(80000);
+    expect(out.vatAmountMinor).toBe(6160);
+    expect(out.totalAmountMinor).toBe(86160);
+  });
+
+  it('treats empty-string parent_position as top-level (frontend may send "")', () => {
+    const out = computeTotals([
+      { position: 1, quantity: 1, unit_price_minor: 50000, discount_percent: 0, parent_position: '' },
+      { position: 2, quantity: 1, unit_price_minor: 50000, discount_percent: 0, parent_position: null },
+    ], 0);
+    expect(out.netAmountMinor).toBe(100000);
+  });
+});
+
+describe('validateLineItemHierarchy', () => {
+  it('accepts a flat list of top-level items', () => {
+    expect(() => validateLineItemHierarchy([
+      { position: 1 },
+      { position: 2 },
+      { position: 3 },
+    ])).not.toThrow();
+  });
+
+  it('accepts one level of sub-items under valid parents', () => {
+    expect(() => validateLineItemHierarchy([
+      { position: 1 },
+      { position: 2, parent_position: 1 },
+      { position: 3, parent_position: 1 },
+      { position: 4 },
+      { position: 5, parent_position: 4 },
+    ])).not.toThrow();
+  });
+
+  it('rejects duplicate positions', () => {
+    expect(() => validateLineItemHierarchy([
+      { position: 1 },
+      { position: 1 },
+    ])).toThrow(/Duplicate line item position/);
+  });
+
+  it('rejects a sub-item pointing at a missing parent', () => {
+    expect(() => validateLineItemHierarchy([
+      { position: 1, parent_position: 99 },
+    ])).toThrow(/missing parent position/);
+  });
+
+  it('rejects a sub-item under another sub-item (max 1 level deep)', () => {
+    expect(() => validateLineItemHierarchy([
+      { position: 1 },
+      { position: 2, parent_position: 1 },
+      { position: 3, parent_position: 2 },
+    ])).toThrow(/max one level deep/);
+  });
+
+  it('rejects an item whose parent is itself', () => {
+    expect(() => validateLineItemHierarchy([
+      { position: 5, parent_position: 5 },
+    ])).toThrow(/cannot be its own parent/);
+  });
+
+  it('rejects an item without a positive position', () => {
+    expect(() => validateLineItemHierarchy([
+      { position: 0 },
+    ])).toThrow(/positive position/);
+  });
+
+  it('is a no-op on empty / non-array input', () => {
+    expect(() => validateLineItemHierarchy([])).not.toThrow();
+    expect(() => validateLineItemHierarchy(null)).not.toThrow();
+    expect(() => validateLineItemHierarchy(undefined)).not.toThrow();
+  });
+});
+
+describe('insertLineItemsHierarchical', () => {
+  // Tiny trx mock — captures insert calls so we can verify the
+  // two-phase ordering and the parent-id remap. `.returning('id')`
+  // returns a synthesised id matching the call order.
+  function makeTrxMock() {
+    let nextId = 100;
+    const inserts = []; // [{ table, row }]
+    const trx = (tableName) => ({
+      insert(row) {
+        const id = nextId++;
+        inserts.push({ table: tableName, row: { ...row, id } });
+        return {
+          returning() { return Promise.resolve([{ id }]); },
+          then(resolve) { return Promise.resolve(undefined).then(resolve); }, // bare await: no returning() call
+        };
+      },
+    });
+    return { trx, inserts };
+  }
+
+  it('inserts top-level items first, then sub-items with remapped parent_line_item_id', async () => {
+    const { trx, inserts } = makeTrxMock();
+    await insertLineItemsHierarchical(trx, 'quote_line_items', 'quote_id', 1, [
+      { position: 1, description: 'Package', quantity: 1, unit_price_minor: 50000, discount_percent: 0, line_total_minor: 50000, parent_position: null },
+      { position: 2, description: 'Camera',  quantity: 1, unit_price_minor: 15000, discount_percent: 0, line_total_minor: 15000, parent_position: 1 },
+      { position: 3, description: 'Lens',    quantity: 1, unit_price_minor: 20000, discount_percent: 0, line_total_minor: 20000, parent_position: 1 },
+      { position: 4, description: 'Travel',  quantity: 1, unit_price_minor: 10000, discount_percent: 0, line_total_minor: 10000, parent_position: null },
+    ]);
+    // 4 inserts, all into quote_line_items.
+    expect(inserts).toHaveLength(4);
+    expect(inserts.every((i) => i.table === 'quote_line_items')).toBe(true);
+    // Order: top-level first (positions 1 and 4), then sub-items 2 and 3.
+    expect(inserts.map((i) => i.row.position)).toEqual([1, 4, 2, 3]);
+    // Top-level items have parent_line_item_id = null.
+    expect(inserts[0].row.parent_line_item_id).toBeNull();
+    expect(inserts[1].row.parent_line_item_id).toBeNull();
+    // Sub-items reference the id returned for position-1 parent (100).
+    expect(inserts[2].row.parent_line_item_id).toBe(100);
+    expect(inserts[3].row.parent_line_item_id).toBe(100);
+    // parent_position is stripped (wire-only field, not a DB column).
+    expect(inserts[0].row).not.toHaveProperty('parent_position');
+    expect(inserts[2].row).not.toHaveProperty('parent_position');
+  });
+
+  it('copies details_text through to the inserted row', async () => {
+    const { trx, inserts } = makeTrxMock();
+    await insertLineItemsHierarchical(trx, 'quote_line_items', 'quote_id', 1, [
+      { position: 1, description: 'P', unit_price_minor: 0, details_text: 'Includes online gallery.', parent_position: null },
+    ]);
+    expect(inserts[0].row.details_text).toBe('Includes online gallery.');
+  });
+
+  it('is a no-op on empty items array', async () => {
+    const { trx, inserts } = makeTrxMock();
+    await insertLineItemsHierarchical(trx, 'quote_line_items', 'quote_id', 1, []);
+    expect(inserts).toHaveLength(0);
+  });
+
+  it('uses the supplied ownerColumn so the same helper handles invoice_line_items', async () => {
+    const { trx, inserts } = makeTrxMock();
+    await insertLineItemsHierarchical(trx, 'invoice_line_items', 'invoice_id', 42, [
+      { position: 1, description: 'X', unit_price_minor: 100, parent_position: null },
+    ]);
+    expect(inserts[0].table).toBe('invoice_line_items');
+    expect(inserts[0].row.invoice_id).toBe(42);
+    expect(inserts[0].row).not.toHaveProperty('quote_id');
+  });
+});

backend/__tests__/services/quoteService.locks.test.js

@@ -0,0 +1,179 @@
+/**
+ * Tests for quoteService lock + state-transition guards:
+ *   - updateQuote refuses on accepted / declined / converted
+ *   - adminAcceptQuote refuses on already-terminal states + atomic
+ *     update path
+ *
+ * db deep-mocked, same chain pattern as invoiceService tests.
+ */
+
+const tableChains = {};
+function makeChain() {
+  return {
+    _firstValue: undefined,
+    _updateResult: 1,
+    _insertResult: [{ id: 999 }],
+    _selectResult: [],
+    // knex chains are thenable; mirror that so `await trx('t')...`
+    // resolves to an array of rows.
+    then: function (onResolve, onReject) {
+      return Promise.resolve(this._selectResult).then(onResolve, onReject);
+    },
+    where: jest.fn(function () { return this; }),
+    whereNotIn: jest.fn(function () { return this; }),
+    whereIn: jest.fn(function () { return this; }),
+    whereNull: jest.fn(function () { return this; }),
+    andWhere: jest.fn(function () { return this; }),
+    orderBy: jest.fn(function () { return this; }),
+    limit: jest.fn(function () { return this; }),
+    select: jest.fn(function () { return Promise.resolve(this._selectResult); }),
+    first: jest.fn(function () { return Promise.resolve(this._firstValue); }),
+    update: jest.fn(function () { return Promise.resolve(this._updateResult); }),
+    insert: jest.fn(function () { return this; }),
+    returning: jest.fn(function () { return Promise.resolve(this._insertResult); }),
+    del: jest.fn(function () { return Promise.resolve(1); }),
+    leftJoin: jest.fn(function () { return this; }),
+    sum: jest.fn(function () { return this; }),
+    count: jest.fn(function () { return this; }),
+    clone: jest.fn(function () { return this; }),
+    clearSelect: jest.fn(function () { return this; }),
+    clearOrder: jest.fn(function () { return this; }),
+    offset: jest.fn(function () { return this; }),
+  };
+}
+function pickChainFor(name) {
+  if (!tableChains[name]) tableChains[name] = makeChain();
+  return tableChains[name];
+}
+const mockDbFn = jest.fn((name) => pickChainFor(name));
+mockDbFn.transaction = jest.fn(async (cb) => cb(mockDbFn));
+
+jest.mock('../../src/database/db', () => ({
+  db: mockDbFn,
+  withRetry: jest.fn(async (fn) => fn()),
+  logActivity: jest.fn(async () => {}),
+}));
+
+jest.mock('../../src/utils/appSettings', () => ({
+  getAppSetting: jest.fn(async () => null),
+}));
+jest.mock('../../src/services/businessProfileService', () => ({
+  getProfile: jest.fn(async () => ({ profile: { default_currency: 'CHF' } })),
+  resolveBankAccountForCurrency: jest.fn(async () => null),
+}));
+jest.mock('../../src/services/pdfService', () => ({
+  renderQuoteToBuffer: jest.fn(async () => Buffer.from('pdf')),
+  renderInvoiceToBuffer: jest.fn(async () => Buffer.from('pdf')),
+}));
+jest.mock('../../src/services/emailProcessor', () => ({
+  queueEmail: jest.fn(async () => {}),
+}));
+jest.mock('../../src/utils/logger', () => ({
+  info: jest.fn(), warn: jest.fn(), error: jest.fn(),
+}));
+
+const quoteService = require('../../src/services/quoteService');
+
+function resetChains() {
+  for (const k of Object.keys(tableChains)) delete tableChains[k];
+}
+
+describe('quoteService.updateQuote — lock guards', () => {
+  beforeEach(() => resetChains());
+
+  it('404s when the quote does not exist', async () => {
+    pickChainFor('quotes')._firstValue = null;
+    await expect(quoteService.updateQuote(99, {}, 1))
+      .rejects.toMatchObject({ statusCode: 404 });
+  });
+
+  it('locks accepted quotes', async () => {
+    pickChainFor('quotes')._firstValue = { id: 1, status: 'accepted' };
+    await expect(quoteService.updateQuote(1, {}, 1))
+      .rejects.toMatchObject({ statusCode: 409, code: 'QUOTE_LOCKED' });
+  });
+
+  it('locks declined quotes', async () => {
+    pickChainFor('quotes')._firstValue = { id: 1, status: 'declined' };
+    await expect(quoteService.updateQuote(1, {}, 1))
+      .rejects.toMatchObject({ statusCode: 409, code: 'QUOTE_LOCKED' });
+  });
+
+  it('locks converted quotes', async () => {
+    pickChainFor('quotes')._firstValue = { id: 1, status: 'converted' };
+    await expect(quoteService.updateQuote(1, {}, 1))
+      .rejects.toMatchObject({ statusCode: 409, code: 'QUOTE_LOCKED' });
+  });
+
+  it('allows edits on draft + sent + expired (no QUOTE_LOCKED throw)', async () => {
+    for (const status of ['draft', 'sent', 'expired']) {
+      pickChainFor('quotes')._firstValue = {
+        id: 1, status, vat_rate: 0, shipping_amount_minor: 0,
+      };
+      // The lock check sits at the TOP of updateQuote. The
+      // observable behavior we care about is "no QUOTE_LOCKED
+      // 409 thrown on these statuses". The full transaction
+      // path may resolve to anything (incl. undefined) since
+      // the test mocks the trx callback — that's fine.
+      let err = null;
+      try { await quoteService.updateQuote(1, { lineItems: [] }, 1); }
+      catch (e) { err = e; }
+      if (err) {
+        // Any error other than the QUOTE_LOCKED guard is allowed
+        // (we're not exercising the full path here).
+        expect(err.code).not.toBe('QUOTE_LOCKED');
+      }
+      resetChains();
+    }
+  });
+});
+
+describe('quoteService.adminAcceptQuote', () => {
+  beforeEach(() => resetChains());
+
+  it('404s when the quote does not exist', async () => {
+    pickChainFor('quotes')._firstValue = null;
+    await expect(quoteService.adminAcceptQuote(99, 1))
+      .rejects.toMatchObject({ statusCode: 404 });
+  });
+
+  it('refuses already-accepted quotes', async () => {
+    pickChainFor('quotes')._firstValue = { id: 1, status: 'accepted' };
+    await expect(quoteService.adminAcceptQuote(1, 1))
+      .rejects.toMatchObject({ statusCode: 409, code: 'QUOTE_ALREADY_ACCEPTED' });
+  });
+
+  it('refuses declined quotes', async () => {
+    pickChainFor('quotes')._firstValue = { id: 1, status: 'declined' };
+    await expect(quoteService.adminAcceptQuote(1, 1))
+      .rejects.toMatchObject({ statusCode: 409, code: 'QUOTE_DECLINED' });
+  });
+
+  it('refuses converted quotes', async () => {
+    pickChainFor('quotes')._firstValue = { id: 1, status: 'converted' };
+    await expect(quoteService.adminAcceptQuote(1, 1))
+      .rejects.toMatchObject({ statusCode: 409, code: 'QUOTE_CONVERTED' });
+  });
+
+  it('accepts draft / sent / expired and returns lockedAt', async () => {
+    for (const status of ['draft', 'sent', 'expired']) {
+      pickChainFor('quotes')._firstValue = {
+        id: 1, status, customer_account_id: 5,
+        currency: 'CHF', language: 'de',
+        quote_number: 'Q-2026-0001',
+        total_amount_minor: 10000,
+        event_name: null,
+      };
+      pickChainFor('customer_accounts')._firstValue = {
+        id: 5, email: '[email protected]', display_name: 'Test',
+      };
+      pickChainFor('quote_line_items')._selectResult = [];
+      pickChainFor('business_profile')._firstValue = null;
+
+      const result = await quoteService.adminAcceptQuote(1, 42);
+      expect(result.status).toBe('accepted');
+      expect(result.lockedAt).toBeInstanceOf(Date);
+      resetChains();
+    }
+  });
+});

backend/__tests__/services/taxReportPdf.test.js

@@ -0,0 +1,251 @@
+/**
+ * Smoke tests for taxReportService.renderTaxReportPdf and
+ * renderTaxReportCsv. We deep-mock the db (canned invoice rows) +
+ * businessProfileService (canned issuer) and assert that the
+ * rendered output meets a few hard requirements:
+ *
+ *   - PDF starts with the %PDF magic bytes, is non-empty
+ *   - CSV header contains the localised column names
+ *   - CSV body contains the invoice numbers in order
+ *   - CSV totals row contains the grand totals
+ */
+
+let invoiceRowsForRun = [];
+let replacementsRowsForRun = [];
+let callCount = 0;
+
+function makeChain(initialRows) {
+  return {
+    _rows: initialRows,
+    then(onResolve, onReject) {
+      return Promise.resolve(this._rows).then(onResolve, onReject);
+    },
+    leftJoin: jest.fn(function () { return this; }),
+    where: jest.fn(function () { return this; }),
+    whereIn: jest.fn(function () { return this; }),
+    whereBetween: jest.fn(function () { return this; }),
+    orderBy: jest.fn(function () { return this; }),
+    select: jest.fn(function () { return Promise.resolve(this._rows); }),
+  };
+}
+
+const mockDbFn = jest.fn((tableName) => {
+  callCount += 1;
+  // Route by table name when supplied — the Skonto aggregate (added
+  // by migration 126) queries `invoice_payment_log`; everything else
+  // (main listing, replacements lookup) hits `invoices`.
+  if (tableName === 'invoice_payment_log') return makeChain([]);
+  if (callCount === 1) return makeChain(invoiceRowsForRun);
+  return makeChain(replacementsRowsForRun);
+});
+// `.raw()` is used in the .select() column list for the event_name
+// COALESCE (migration 123). The chain's select() ignores its
+// arguments so the raw() return value just needs to exist.
+mockDbFn.raw = jest.fn((sql) => sql);
+
+jest.mock('../../src/database/db', () => ({
+  db: mockDbFn,
+  withRetry: jest.fn(async (fn) => fn()),
+}));
+
+jest.mock('../../src/services/businessProfileService', () => ({
+  getProfile: jest.fn(async () => ({
+    profile: {
+      company_name: 'ACME Test GmbH',
+      address_line1: 'Teststrasse 1',
+      postal_code: '8000',
+      city: 'Zürich',
+      country_code: 'CH',
+      email: '[email protected]',
+      default_locale: 'de',
+      default_currency: 'CHF',
+      pdf_show_logo: 1,
+      pdf_show_company_name: 1,
+      pdf_logo_height: 56,
+      pdf_company_name_inline: 0,
+      pdf_folding_marks: 'none',
+      logo_path: null,
+      pdf_font_ttf_path: null,
+    },
+    bankAccounts: [],
+  })),
+}));
+
+jest.mock('../../src/utils/appSettings', () => ({
+  getAppSetting: jest.fn(async () => ({ format: 'DD.MM.YYYY' })),
+}));
+
+const taxReportService = require('../../src/services/taxReportService');
+
+beforeEach(() => {
+  invoiceRowsForRun = [];
+  replacementsRowsForRun = [];
+  callCount = 0;
+  mockDbFn.mockClear();
+});
+
+const SAMPLE_ROW = (override = {}) => ({
+  id: 1, invoice_number: 'R-2026-0001', issue_date: '2026-01-15',
+  currency: 'CHF', status: 'paid', vat_rate: 7.7,
+  net_amount_minor: 10000, vat_amount_minor: 770, total_amount_minor: 10770,
+  late_fee_amount_minor: 0, replaces_invoice_id: null,
+  customer_company_name: 'Test Kunde GmbH', customer_first_name: null,
+  customer_last_name: null, customer_display_name: null, customer_email: null,
+  event_name: 'Hochzeit Müller',
+  ...override,
+});
+
+describe('renderTaxReportPdf', () => {
+  it('produces a non-empty PDF buffer with the %PDF magic header', async () => {
+    invoiceRowsForRun = [SAMPLE_ROW()];
+    const buf = await taxReportService.renderTaxReportPdf({
+      from: '2026-01-01', to: '2026-03-31', currency: 'CHF',
+    });
+    expect(Buffer.isBuffer(buf)).toBe(true);
+    expect(buf.length).toBeGreaterThan(500);
+    expect(buf.slice(0, 4).toString('ascii')).toBe('%PDF');
+  });
+
+  it('renders a header even when no invoices are in the period', async () => {
+    invoiceRowsForRun = [];
+    const buf = await taxReportService.renderTaxReportPdf({
+      from: '2026-01-01', to: '2026-03-31', currency: 'CHF',
+    });
+    expect(buf.length).toBeGreaterThan(500);
+    expect(buf.slice(0, 4).toString('ascii')).toBe('%PDF');
+  });
+
+  it('renders successfully when cancelled rows are present', async () => {
+    invoiceRowsForRun = [
+      SAMPLE_ROW({ id: 1, invoice_number: 'R-2026-0001', status: 'cancelled' }),
+      SAMPLE_ROW({ id: 2, invoice_number: 'R-2026-0002', replaces_invoice_id: 1 }),
+    ];
+    replacementsRowsForRun = [{ replaces_invoice_id: 1, invoice_number: 'R-2026-0002' }];
+    const buf = await taxReportService.renderTaxReportPdf({
+      from: '2026-01-01', to: '2026-03-31', currency: 'CHF', locale: 'de',
+    });
+    expect(buf.length).toBeGreaterThan(500);
+    expect(buf.slice(0, 4).toString('ascii')).toBe('%PDF');
+  });
+
+  it('renders without throwing when a row has long text that must wrap', async () => {
+    // Customer + event labels long enough to force multi-line wrap
+    // in their narrow columns. The dynamic row-height logic should
+    // grow the row to fit rather than overlapping the next one.
+    invoiceRowsForRun = [
+      SAMPLE_ROW({
+        customer_company_name: 'Sehr lange Firmenbezeichnung mit Adresszusatz GmbH & Co. KG',
+        event_name: 'Hochzeit Müller & Schmidt — ganztägige Reportage inkl. Empfang und Trauung',
+      }),
+      SAMPLE_ROW({ id: 2, invoice_number: 'R-2026-0002' }),
+    ];
+    const buf = await taxReportService.renderTaxReportPdf({
+      from: '2026-01-01', to: '2026-03-31', currency: 'CHF', locale: 'de',
+    });
+    expect(buf.length).toBeGreaterThan(500);
+    expect(buf.slice(0, 4).toString('ascii')).toBe('%PDF');
+  });
+
+  it('honours the locale parameter (en) without throwing', async () => {
+    invoiceRowsForRun = [SAMPLE_ROW()];
+    const buf = await taxReportService.renderTaxReportPdf({
+      from: '2026-01-01', to: '2026-03-31', currency: 'CHF', locale: 'en',
+    });
+    expect(buf.slice(0, 4).toString('ascii')).toBe('%PDF');
+  });
+
+  // Regression: the page-number footer used to place its baseline
+  // inside the bottom margin, which made PDFKit auto-paginate one
+  // empty page per existing page (so a 1-page report ended up as 2,
+  // and so on). Counting `/Type /Page` markers in the raw PDF bytes
+  // is the cheapest way to detect a recurrence without parsing the
+  // PDF — every page object in the xref table carries that marker
+  // exactly once.
+  it('does not duplicate pages when stamping the page-number footer', async () => {
+    invoiceRowsForRun = [SAMPLE_ROW()];
+    const buf = await taxReportService.renderTaxReportPdf({
+      from: '2026-01-01', to: '2026-03-31', currency: 'CHF', locale: 'de',
+    });
+    const pageMarkers = buf.toString('binary').match(/\/Type\s*\/Page\b(?!s)/g) || [];
+    // Small single-row report should fit on a single page. The
+    // previous buggy renderer produced 2 (1 content + 1 footer-only).
+    expect(pageMarkers.length).toBe(1);
+  });
+});
+
+describe('renderTaxReportCsv', () => {
+  it('returns a CSV blob with the de localised header row', async () => {
+    invoiceRowsForRun = [SAMPLE_ROW()];
+    const { content, filename, contentType } = await taxReportService.renderTaxReportCsv({
+      from: '2026-01-01', to: '2026-03-31', currency: 'CHF', locale: 'de',
+    });
+    expect(contentType).toMatch(/text\/csv/);
+    expect(filename).toBe('tax_report_2026-01-01_to_2026-03-31_CHF.csv');
+    const lines = content.split('\r\n');
+    expect(lines[0]).toContain('Rechnung'); // de header for tax_col_invoice
+    expect(lines[0]).toContain('Kunde');
+    expect(lines[0]).toContain('Netto');
+  });
+
+  it('lists each invoice on its own row in order', async () => {
+    invoiceRowsForRun = [
+      SAMPLE_ROW({ id: 1, invoice_number: 'R-2026-0001' }),
+      SAMPLE_ROW({ id: 2, invoice_number: 'R-2026-0002' }),
+      SAMPLE_ROW({ id: 3, invoice_number: 'R-2026-0003' }),
+    ];
+    const { content } = await taxReportService.renderTaxReportCsv({
+      from: '2026-01-01', to: '2026-03-31', currency: 'CHF', locale: 'en',
+    });
+    const idxA = content.indexOf('R-2026-0001');
+    const idxB = content.indexOf('R-2026-0002');
+    const idxC = content.indexOf('R-2026-0003');
+    expect(idxA).toBeGreaterThan(0);
+    expect(idxB).toBeGreaterThan(idxA);
+    expect(idxC).toBeGreaterThan(idxB);
+  });
+
+  it('appends a trailing totals row with the grand totals', async () => {
+    invoiceRowsForRun = [
+      SAMPLE_ROW({
+        net_amount_minor: 10000, vat_amount_minor: 770, total_amount_minor: 10770,
+      }),
+      SAMPLE_ROW({
+        id: 2, invoice_number: 'R-2026-0002',
+        net_amount_minor: 5000, vat_amount_minor: 385, total_amount_minor: 5385,
+      }),
+    ];
+    const { content } = await taxReportService.renderTaxReportCsv({
+      from: '2026-01-01', to: '2026-03-31', currency: 'CHF', locale: 'en',
+    });
+    // Grand totals: net = 150.00, vat = 11.55, total = 161.55.
+    expect(content).toMatch(/"150\.00"/);
+    expect(content).toMatch(/"11\.55"/);
+    expect(content).toMatch(/"161\.55"/);
+  });
+
+  it('marks cancelled rows with a 1 in the cancelled column', async () => {
+    invoiceRowsForRun = [
+      SAMPLE_ROW({ status: 'cancelled' }),
+    ];
+    const { content } = await taxReportService.renderTaxReportCsv({
+      from: '2026-01-01', to: '2026-03-31', currency: 'CHF', locale: 'en',
+    });
+    // Migration 126 added a trailing Skonto column. The cancelled
+    // marker is now second-to-last; the Skonto cell is empty for
+    // non-Skonto rows. Asserting on a regex keeps the test stable
+    // against future trailing-column additions.
+    const dataRow = content.split('\r\n')[1];
+    expect(/"1","[^"]*"$/.test(dataRow)).toBe(true);
+  });
+
+  it('uses CRLF line endings (RFC 4180) and BOM-free body', async () => {
+    invoiceRowsForRun = [SAMPLE_ROW()];
+    const { content } = await taxReportService.renderTaxReportCsv({
+      from: '2026-01-01', to: '2026-03-31', currency: 'CHF', locale: 'en',
+    });
+    expect(content).toContain('\r\n');
+    // The route wraps the BOM around the content; the service output
+    // itself is BOM-free so callers (tests) get a clean string.
+    expect(content.charCodeAt(0)).not.toBe(0xFEFF);
+  });
+});

backend/__tests__/services/taxReportService.test.js

@@ -0,0 +1,338 @@
+/**
+ * Tests for taxReportService.
+ *
+ * Two layers:
+ *   1. Pure helpers (grossUpLateFee, computeReportedAmounts,
+ *      buildCustomerLabel) — no db mock needed.
+ *   2. getTaxReport — db chain deep-mocked so we can feed canned
+ *      invoice rows and assert the filter/bucket/total math.
+ */
+
+// ----- mock db chain ---------------------------------------------------
+//
+// taxReportService builds a single chain:
+//   db('invoices').leftJoin(...).leftJoin(...).whereBetween(...)
+//     .where(...).whereIn(...).orderBy(...).select(...)
+// and then for cancelled ids:
+//   db('invoices').whereIn('replaces_invoice_id', ids).select(...)
+//
+// We use one shared chain factory that returns canned rows from
+// `_selectResult` for the main query, and lets us swap the result
+// for the replacements lookup via a "second-call" hook.
+
+let invoiceRowsForRun = [];
+let replacementsRowsForRun = [];
+let callCount = 0;
+
+function makeChain(initialRows) {
+  const c = {
+    _rows: initialRows,
+    then: function (onResolve, onReject) {
+      return Promise.resolve(this._rows).then(onResolve, onReject);
+    },
+    leftJoin: jest.fn(function () { return this; }),
+    where: jest.fn(function () { return this; }),
+    whereIn: jest.fn(function () { return this; }),
+    whereBetween: jest.fn(function () { return this; }),
+    orderBy: jest.fn(function () { return this; }),
+    select: jest.fn(function () { return Promise.resolve(this._rows); }),
+  };
+  return c;
+}
+
+const mockDbFn = jest.fn((tableName) => {
+  callCount += 1;
+  // Migration 126 added a Skonto aggregate that hits
+  // `invoice_payment_log` — route those explicitly to an empty list so
+  // the test surface stays focused on the invoices/replacements flow.
+  if (tableName === 'invoice_payment_log') return makeChain([]);
+  // First call: main listing. Second call: replacements lookup.
+  if (callCount === 1) return makeChain(invoiceRowsForRun);
+  return makeChain(replacementsRowsForRun);
+});
+// `.raw()` is used in the .select() column list for the event_name
+// COALESCE (migration 123). The chain's select() ignores its
+// arguments and returns the mocked rows, so the raw() return value
+// just needs to exist — a string is fine.
+mockDbFn.raw = jest.fn((sql) => sql);
+
+jest.mock('../../src/database/db', () => ({
+  db: mockDbFn,
+  withRetry: jest.fn(async (fn) => fn()),
+}));
+
+const taxReportService = require('../../src/services/taxReportService');
+const { grossUpLateFee, computeReportedAmounts, buildCustomerLabel } = taxReportService._internal;
+
+beforeEach(() => {
+  invoiceRowsForRun = [];
+  replacementsRowsForRun = [];
+  callCount = 0;
+  mockDbFn.mockClear();
+});
+
+// ----- pure helpers ----------------------------------------------------
+
+describe('grossUpLateFee', () => {
+  it('returns zeros for a zero or negative fee', () => {
+    expect(grossUpLateFee(0, 7.7)).toEqual({ net: 0, vat: 0 });
+    expect(grossUpLateFee(-100, 7.7)).toEqual({ net: 0, vat: 0 });
+    expect(grossUpLateFee(null, 7.7)).toEqual({ net: 0, vat: 0 });
+  });
+
+  it('returns the whole fee as net when VAT rate is 0', () => {
+    expect(grossUpLateFee(2500, 0)).toEqual({ net: 2500, vat: 0 });
+    // Missing/invalid rate is treated the same.
+    expect(grossUpLateFee(2500, null)).toEqual({ net: 2500, vat: 0 });
+  });
+
+  it('splits a 25.00 CHF fee at 7.7% into net 23.21 + VAT 1.79', () => {
+    // 2500 / 1.077 = 2321.265… → rounds to 2321; 2500 - 2321 = 179.
+    expect(grossUpLateFee(2500, 7.7)).toEqual({ net: 2321, vat: 179 });
+  });
+
+  it('guarantees net + vat === gross input (no rounding drift)', () => {
+    for (const fee of [1, 2500, 9999, 12345, 250000]) {
+      for (const rate of [7.7, 8.1, 19, 20.5]) {
+        const { net, vat } = grossUpLateFee(fee, rate);
+        expect(net + vat).toBe(fee);
+      }
+    }
+  });
+});
+
+describe('computeReportedAmounts', () => {
+  it('returns stored amounts unchanged when late fee is zero', () => {
+    const r = computeReportedAmounts({
+      net_amount_minor: 10000,
+      vat_amount_minor: 770,
+      total_amount_minor: 10770,
+      late_fee_amount_minor: 0,
+      vat_rate: 7.7,
+    });
+    expect(r).toEqual({ netMinor: 10000, vatMinor: 770, totalMinor: 10770 });
+  });
+
+  it('adds the late-fee net/vat split onto the stored net + vat', () => {
+    const r = computeReportedAmounts({
+      net_amount_minor: 10000,
+      vat_amount_minor: 770,
+      total_amount_minor: 13270, // 10000 + 770 + 2500 late fee
+      late_fee_amount_minor: 2500,
+      vat_rate: 7.7,
+    });
+    expect(r.netMinor).toBe(10000 + 2321);
+    expect(r.vatMinor).toBe(770 + 179);
+    expect(r.totalMinor).toBe(13270);
+  });
+
+  it('keeps total at the stored total even when late fee is present', () => {
+    // The stored total already includes the late fee — we never
+    // recompute it from net + vat in the report.
+    const r = computeReportedAmounts({
+      net_amount_minor: 50000,
+      vat_amount_minor: 4050,
+      total_amount_minor: 56550,
+      late_fee_amount_minor: 2500,
+      vat_rate: 8.1,
+    });
+    expect(r.totalMinor).toBe(56550);
+  });
+});
+
+describe('buildCustomerLabel', () => {
+  it('prefers company_name when present', () => {
+    expect(buildCustomerLabel({
+      customer_company_name: 'ACME GmbH',
+      customer_first_name: 'Anna',
+      customer_last_name: 'Beispiel',
+      customer_email: '[email protected]',
+    })).toBe('ACME GmbH');
+  });
+
+  it('falls back to first + last name', () => {
+    expect(buildCustomerLabel({
+      customer_company_name: '',
+      customer_first_name: 'Anna',
+      customer_last_name: 'Beispiel',
+    })).toBe('Anna Beispiel');
+  });
+
+  it('falls back to display_name when no name parts', () => {
+    expect(buildCustomerLabel({
+      customer_display_name: 'Anna B.',
+    })).toBe('Anna B.');
+  });
+
+  it('falls back to email as a last resort', () => {
+    expect(buildCustomerLabel({ customer_email: '[email protected]' })).toBe('[email protected]');
+  });
+
+  it('returns empty string when nothing usable is present', () => {
+    expect(buildCustomerLabel({})).toBe('');
+  });
+});
+
+// ----- getTaxReport ----------------------------------------------------
+
+describe('getTaxReport', () => {
+  it('throws when from/to or currency are missing', async () => {
+    await expect(taxReportService.getTaxReport({})).rejects.toThrow(/from.+to/);
+    await expect(taxReportService.getTaxReport({ from: '2026-01-01', to: '2026-03-31' }))
+      .rejects.toThrow(/currency/);
+  });
+
+  it('returns rows + totals for a clean period with one paid invoice', async () => {
+    invoiceRowsForRun = [
+      {
+        id: 1, invoice_number: 'R-2026-0001', issue_date: '2026-01-15',
+        currency: 'CHF', status: 'paid', vat_rate: 7.7,
+        net_amount_minor: 10000, vat_amount_minor: 770, total_amount_minor: 10770,
+        late_fee_amount_minor: 0, replaces_invoice_id: null,
+        customer_company_name: 'ACME GmbH', customer_first_name: null, customer_last_name: null,
+        customer_display_name: null, customer_email: null, event_name: 'Wedding A',
+      },
+    ];
+    const out = await taxReportService.getTaxReport({
+      from: '2026-01-01', to: '2026-03-31', currency: 'chf', // lowercase → coerced
+    });
+    expect(out.currency).toBe('CHF');
+    expect(out.rows).toHaveLength(1);
+    expect(out.rows[0]).toMatchObject({
+      invoiceNumber: 'R-2026-0001',
+      isCancelled: false,
+      customerLabel: 'ACME GmbH',
+      eventName: 'Wedding A',
+      netMinor: 10000,
+      vatMinor: 770,
+      totalMinor: 10770,
+    });
+    expect(out.grandTotalNet).toBe(10000);
+    expect(out.grandTotalVat).toBe(770);
+    expect(out.grandTotal).toBe(10770);
+    expect(out.cancelledCount).toBe(0);
+    expect(out.totalsByVatRate).toEqual([
+      { vatRate: 7.7, netMinor: 10000, vatMinor: 770, totalMinor: 10770 },
+    ]);
+    expect(out.period).toEqual({ from: '2026-01-01', to: '2026-03-31' });
+  });
+
+  it('keeps cancelled rows visible but excludes them from totals', async () => {
+    invoiceRowsForRun = [
+      {
+        id: 10, invoice_number: 'R-2026-0010', issue_date: '2026-02-01',
+        currency: 'CHF', status: 'cancelled', vat_rate: 7.7,
+        net_amount_minor: 10000, vat_amount_minor: 770, total_amount_minor: 10770,
+        late_fee_amount_minor: 0, replaces_invoice_id: null,
+        customer_company_name: 'ACME GmbH', customer_first_name: null, customer_last_name: null,
+        customer_display_name: null, customer_email: null, event_name: 'Wedding A',
+      },
+      {
+        id: 11, invoice_number: 'R-2026-0011', issue_date: '2026-02-02',
+        currency: 'CHF', status: 'paid', vat_rate: 7.7,
+        net_amount_minor: 10000, vat_amount_minor: 770, total_amount_minor: 10770,
+        late_fee_amount_minor: 0, replaces_invoice_id: 10,
+        customer_company_name: 'ACME GmbH', customer_first_name: null, customer_last_name: null,
+        customer_display_name: null, customer_email: null, event_name: 'Wedding A',
+      },
+    ];
+    // The supersedes lookup query: row 11 supersedes row 10.
+    replacementsRowsForRun = [{ replaces_invoice_id: 10, invoice_number: 'R-2026-0011' }];
+
+    const out = await taxReportService.getTaxReport({
+      from: '2026-01-01', to: '2026-03-31', currency: 'CHF',
+    });
+    expect(out.rows).toHaveLength(2);
+    const cancelled = out.rows.find((r) => r.invoiceNumber === 'R-2026-0010');
+    const replacement = out.rows.find((r) => r.invoiceNumber === 'R-2026-0011');
+    expect(cancelled.isCancelled).toBe(true);
+    expect(cancelled.replacedByInvoiceNumber).toBe('R-2026-0011');
+    expect(replacement.isCancelled).toBe(false);
+
+    // Totals: only the replacement counts.
+    expect(out.grandTotalNet).toBe(10000);
+    expect(out.grandTotalVat).toBe(770);
+    expect(out.grandTotal).toBe(10770);
+    expect(out.cancelledCount).toBe(1);
+    expect(out.totalsByVatRate).toEqual([
+      { vatRate: 7.7, netMinor: 10000, vatMinor: 770, totalMinor: 10770 },
+    ]);
+  });
+
+  it('buckets totals by VAT rate (e.g. 7.7 + 8.1 in same period)', async () => {
+    invoiceRowsForRun = [
+      {
+        id: 1, invoice_number: 'R-2026-0001', issue_date: '2026-01-01',
+        currency: 'CHF', status: 'paid', vat_rate: 7.7,
+        net_amount_minor: 10000, vat_amount_minor: 770, total_amount_minor: 10770,
+        late_fee_amount_minor: 0, replaces_invoice_id: null,
+        customer_company_name: 'A', event_name: 'X',
+      },
+      {
+        id: 2, invoice_number: 'R-2026-0002', issue_date: '2026-01-02',
+        currency: 'CHF', status: 'paid', vat_rate: 8.1,
+        net_amount_minor: 20000, vat_amount_minor: 1620, total_amount_minor: 21620,
+        late_fee_amount_minor: 0, replaces_invoice_id: null,
+        customer_company_name: 'B', event_name: 'Y',
+      },
+      {
+        id: 3, invoice_number: 'R-2026-0003', issue_date: '2026-01-03',
+        currency: 'CHF', status: 'sent', vat_rate: 8.1,
+        net_amount_minor: 5000, vat_amount_minor: 405, total_amount_minor: 5405,
+        late_fee_amount_minor: 0, replaces_invoice_id: null,
+        customer_company_name: 'C', event_name: 'Z',
+      },
+    ];
+    const out = await taxReportService.getTaxReport({
+      from: '2026-01-01', to: '2026-03-31', currency: 'CHF',
+    });
+    expect(out.totalsByVatRate).toHaveLength(2);
+    // Sorted ascending by rate.
+    expect(out.totalsByVatRate[0]).toEqual({
+      vatRate: 7.7, netMinor: 10000, vatMinor: 770, totalMinor: 10770,
+    });
+    expect(out.totalsByVatRate[1]).toEqual({
+      vatRate: 8.1, netMinor: 25000, vatMinor: 2025, totalMinor: 27025,
+    });
+    expect(out.grandTotalNet).toBe(35000);
+    expect(out.grandTotalVat).toBe(2795);
+    expect(out.grandTotal).toBe(37795);
+  });
+
+  it('folds late fees into the reporting net + vat (gross-up per VAT rate)', async () => {
+    invoiceRowsForRun = [
+      {
+        id: 1, invoice_number: 'R-2026-0001', issue_date: '2026-01-15',
+        currency: 'CHF', status: 'overdue', vat_rate: 7.7,
+        net_amount_minor: 10000, vat_amount_minor: 770,
+        total_amount_minor: 13270, // 10000 + 770 + 2500 fee
+        late_fee_amount_minor: 2500, replaces_invoice_id: null,
+        customer_company_name: 'ACME', event_name: 'Wedding A',
+      },
+    ];
+    const out = await taxReportService.getTaxReport({
+      from: '2026-01-01', to: '2026-03-31', currency: 'CHF',
+    });
+    // Late fee 2500 @ 7.7% → net 2321 + vat 179.
+    expect(out.rows[0].netMinor).toBe(12321);
+    expect(out.rows[0].vatMinor).toBe(949);
+    expect(out.rows[0].totalMinor).toBe(13270);
+    // Grand totals reflect the same gross-up math.
+    expect(out.grandTotalNet).toBe(12321);
+    expect(out.grandTotalVat).toBe(949);
+    expect(out.grandTotal).toBe(13270);
+  });
+
+  it('returns empty rows + zero totals when no invoices match the period', async () => {
+    invoiceRowsForRun = [];
+    const out = await taxReportService.getTaxReport({
+      from: '2026-01-01', to: '2026-03-31', currency: 'CHF',
+    });
+    expect(out.rows).toEqual([]);
+    expect(out.grandTotalNet).toBe(0);
+    expect(out.grandTotalVat).toBe(0);
+    expect(out.grandTotal).toBe(0);
+    expect(out.totalsByVatRate).toEqual([]);
+    expect(out.cancelledCount).toBe(0);
+  });
+});

backend/__tests__/utils/iban.test.js

@@ -0,0 +1,124 @@
+/**
+ * Tests for the ISO 13616 IBAN validator.
+ *
+ * Reference IBANs sourced from the SWIFT IBAN Registry "Example" section
+ * — they are publicly published sample values used by every IBAN
+ * implementation as test vectors. NOT real account numbers.
+ */
+const { validateIban, _internal } = require('../../src/utils/iban');
+
+describe('validateIban', () => {
+  it('accepts a canonical Swiss IBAN', () => {
+    const out = validateIban('CH9300762011623852957');
+    expect(out.valid).toBe(true);
+    expect(out.normalized).toBe('CH9300762011623852957');
+    expect(out.reason).toBeUndefined();
+  });
+
+  it('accepts a Liechtenstein IBAN', () => {
+    expect(validateIban('LI21088100002324013AA').valid).toBe(true);
+  });
+
+  it('accepts a German IBAN', () => {
+    expect(validateIban('DE89370400440532013000').valid).toBe(true);
+  });
+
+  it('accepts an Austrian IBAN', () => {
+    expect(validateIban('AT611904300234573201').valid).toBe(true);
+  });
+
+  it('accepts a British IBAN with alphanumeric BBAN', () => {
+    expect(validateIban('GB82WEST12345698765432').valid).toBe(true);
+  });
+
+  it('normalises spaces and lowercase input', () => {
+    const out = validateIban(' ch93 0076 2011 6238 5295 7 ');
+    expect(out.valid).toBe(true);
+    expect(out.normalized).toBe('CH9300762011623852957');
+  });
+
+  it('normalises mixed-case input', () => {
+    const out = validateIban('ch9300762011623852957');
+    expect(out.valid).toBe(true);
+    expect(out.normalized).toBe('CH9300762011623852957');
+  });
+
+  it('rejects an empty / null / undefined value', () => {
+    expect(validateIban('').reason).toBe('EMPTY');
+    expect(validateIban('   ').reason).toBe('EMPTY');
+    expect(validateIban(null).reason).toBe('EMPTY');
+    expect(validateIban(undefined).reason).toBe('EMPTY');
+  });
+
+  it('rejects a malformed string (numbers in the country slot)', () => {
+    const out = validateIban('12930076201162385295');
+    expect(out.valid).toBe(false);
+    expect(out.reason).toBe('FORMAT');
+  });
+
+  it('rejects a too-short string', () => {
+    expect(validateIban('CH93').reason).toBe('FORMAT');
+  });
+
+  it('rejects a too-long string (over 34 chars)', () => {
+    // 35 chars: pads beyond the ISO 13616 max
+    expect(validateIban('CH9300762011623852957XXXXXXXXXXXXXX').reason).toBe('FORMAT');
+  });
+
+  it('rejects a known-country IBAN with the wrong length', () => {
+    // CH must be 21 chars; this one is 22.
+    const out = validateIban('CH9300762011623852957X');
+    expect(out.valid).toBe(false);
+    expect(out.reason).toBe('LENGTH');
+  });
+
+  it('rejects an IBAN with a broken checksum', () => {
+    // Same shape, last digit altered.
+    const out = validateIban('CH9300762011623852950');
+    expect(out.valid).toBe(false);
+    expect(out.reason).toBe('CHECKSUM');
+  });
+
+  it('rejects an IBAN with internally invalid characters', () => {
+    expect(validateIban('CH93007620!1623852957').reason).toBe('FORMAT');
+  });
+
+  it('accepts an unknown-country IBAN that meets the generic length range', () => {
+    // Made-up country code "ZZ" — not in IBAN_LENGTHS but the
+    // structural regex passes if length is in [15, 34] and the
+    // checksum holds. Build a checksum-valid string:
+    //
+    //   Format: ZZ + check + BBAN. We don't have a real ZZ template
+    //   so this test just confirms unknown country codes route
+    //   through the fallback length check rather than failing on
+    //   LENGTH outright. A checksum-failing ZZ value will hit
+    //   CHECKSUM, not LENGTH, which is the assertion below.
+    const out = validateIban('ZZ00ABCDEFGHIJKLMNOP');
+    expect(out.valid).toBe(false);
+    expect(out.reason).toBe('CHECKSUM'); // not LENGTH
+  });
+});
+
+describe('mod97', () => {
+  it('returns 1 for the canonical CH test vector', () => {
+    expect(_internal.mod97('CH9300762011623852957')).toBe(1);
+  });
+
+  it('returns something other than 1 for a tampered IBAN', () => {
+    expect(_internal.mod97('CH9300762011623852950')).not.toBe(1);
+  });
+});
+
+describe('IBAN_LENGTHS table', () => {
+  it('has the expected lengths for the most common European countries', () => {
+    // Sanity check that the table didn't drift if someone edits it.
+    expect(_internal.IBAN_LENGTHS.CH).toBe(21);
+    expect(_internal.IBAN_LENGTHS.DE).toBe(22);
+    expect(_internal.IBAN_LENGTHS.AT).toBe(20);
+    expect(_internal.IBAN_LENGTHS.LI).toBe(21);
+    expect(_internal.IBAN_LENGTHS.FR).toBe(27);
+    expect(_internal.IBAN_LENGTHS.IT).toBe(27);
+    expect(_internal.IBAN_LENGTHS.GB).toBe(22);
+    expect(_internal.IBAN_LENGTHS.NL).toBe(18);
+  });
+});

backend/__tests__/utils/pdfFilename.test.js

@@ -0,0 +1,121 @@
+/**
+ * Pure-function tests for the PDF filename builder used on every
+ * quote / invoice download endpoint + the PDF's internal Title
+ * metadata. No mocks needed — all behavior is deterministic.
+ */
+const { buildPdfFilename, sanitiseSegment, customerLabel } = require('../../src/utils/pdfFilename');
+
+describe('sanitiseSegment', () => {
+  it('returns empty string for null/undefined', () => {
+    expect(sanitiseSegment(null)).toBe('');
+    expect(sanitiseSegment(undefined)).toBe('');
+    expect(sanitiseSegment('')).toBe('');
+  });
+
+  it('replaces filesystem-hostile characters with "-"', () => {
+    expect(sanitiseSegment('a/b\\c:d*e?f"g<h>i|j')).toBe('a-b-c-d-e-f-g-h-i-j');
+  });
+
+  it('collapses spaces into single "-"', () => {
+    expect(sanitiseSegment('ACME   GmbH   AG')).toBe('ACME-GmbH-AG');
+  });
+
+  it('collapses repeat dashes', () => {
+    expect(sanitiseSegment('a-----b')).toBe('a-b');
+  });
+
+  it('trims leading + trailing dashes/dots', () => {
+    expect(sanitiseSegment('--..--Hello..--..')).toBe('Hello');
+  });
+
+  it('preserves non-ASCII letters', () => {
+    expect(sanitiseSegment('Müller & Söhne')).toBe('Müller-&-Söhne');
+  });
+
+  it('caps length at 80 chars by default', () => {
+    const long = 'a'.repeat(120);
+    expect(sanitiseSegment(long)).toHaveLength(80);
+  });
+
+  it('honors custom maxLen', () => {
+    expect(sanitiseSegment('abcdefghij', 5)).toBe('abcde');
+  });
+});
+
+describe('customerLabel', () => {
+  it('prefers company_name over person name', () => {
+    expect(customerLabel({
+      company_name: 'ACME GmbH',
+      first_name: 'Luca', last_name: 'Bresch',
+    })).toBe('ACME-GmbH');
+  });
+
+  it('falls back to first + last when company_name is empty', () => {
+    expect(customerLabel({
+      company_name: '',
+      first_name: 'Luca', last_name: 'Bresch',
+    })).toBe('Luca-Bresch');
+  });
+
+  it('falls back to display_name when no company + no person', () => {
+    expect(customerLabel({
+      display_name: 'Luca B.',
+    })).toBe('Luca-B');
+  });
+
+  it('falls back to email local-part as a last resort', () => {
+    expect(customerLabel({
+      email: '[email protected]',
+    })).toBe('luca');
+  });
+
+  it('uses "customer" when everything is missing', () => {
+    expect(customerLabel({})).toBe('customer');
+    expect(customerLabel(null)).toBe('customer');
+  });
+
+  it('trims whitespace before evaluating truthiness', () => {
+    // company_name = "   " should NOT trigger the company branch.
+    expect(customerLabel({
+      company_name: '   ',
+      first_name: 'Luca', last_name: 'Bresch',
+    })).toBe('Luca-Bresch');
+  });
+});
+
+describe('buildPdfFilename', () => {
+  const customer = { company_name: 'ACME GmbH' };
+
+  it('builds "<docNumber>_<customer>.pdf" for a regular invoice', () => {
+    expect(buildPdfFilename({
+      docNumber: 'R-2026-0001',
+      customer,
+    })).toBe('R-2026-0001_ACME-GmbH.pdf');
+  });
+
+  it('falls back to the fallback when docNumber is null (preview)', () => {
+    expect(buildPdfFilename({
+      docNumber: null,
+      customer,
+      fallback: 'invoice-preview',
+    })).toBe('invoice-preview_ACME-GmbH.pdf');
+  });
+
+  it('uses "document" when both docNumber + fallback are absent', () => {
+    expect(buildPdfFilename({ customer })).toBe('document_ACME-GmbH.pdf');
+  });
+
+  it('sanitises the customer half too', () => {
+    expect(buildPdfFilename({
+      docNumber: 'R-2026-0001',
+      customer: { company_name: 'Bad/Name:Inc.' },
+    })).toBe('R-2026-0001_Bad-Name-Inc.pdf');
+  });
+
+  it('always ends with .pdf', () => {
+    expect(buildPdfFilename({
+      docNumber: 'R-2026-0001',
+      customer: {},
+    })).toMatch(/\.pdf$/);
+  });
+});

backend/__tests__/utils/resolveLogoFile.test.js

@@ -0,0 +1,108 @@
+/**
+ * resolveLogoFile — verifies the path-priority chain + the
+ * unsupported-format guard. fs + appSettings + storage config are
+ * mocked so the test is fully deterministic.
+ */
+
+jest.mock('../../src/utils/appSettings', () => ({
+  getAppSetting: jest.fn(),
+}));
+jest.mock('../../src/config/storage', () => ({
+  getStoragePath: jest.fn(() => '/app/storage'),
+}));
+jest.mock('../../src/utils/logger', () => ({
+  info: jest.fn(),
+  warn: jest.fn(),
+  error: jest.fn(),
+}));
+
+const fs = require('fs');
+const { resolveLogoFile } = require('../../src/utils/resolveLogoFile');
+const { getAppSetting } = require('../../src/utils/appSettings');
+
+describe('resolveLogoFile', () => {
+  let existsSpy, statSpy;
+
+  beforeEach(() => {
+    existsSpy = jest.spyOn(fs, 'existsSync');
+    statSpy = jest.spyOn(fs, 'statSync');
+    existsSpy.mockReturnValue(false);
+    statSpy.mockImplementation(() => ({ isFile: () => true }));
+    getAppSetting.mockReset();
+  });
+
+  afterEach(() => {
+    existsSpy.mockRestore();
+    statSpy.mockRestore();
+  });
+
+  it('returns null when no sources are configured', async () => {
+    getAppSetting.mockResolvedValue(null);
+    const out = await resolveLogoFile({});
+    expect(out).toBeNull();
+  });
+
+  it('prefers business_profile.logo_path over branding fallbacks', async () => {
+    // The profile path exists, branding doesn't.
+    existsSpy.mockImplementation((p) => p === '/app/storage/uploads/logos/profile.png');
+    getAppSetting.mockResolvedValue('/uploads/logos/branding.png');
+    const out = await resolveLogoFile({
+      logo_path: 'uploads/logos/profile.png',
+    });
+    expect(out).toBe('/app/storage/uploads/logos/profile.png');
+  });
+
+  it('falls back to branding_logo_path when profile is empty', async () => {
+    existsSpy.mockImplementation((p) => p === '/app/storage/uploads/logos/branding.png');
+    getAppSetting.mockImplementation(async (key) => {
+      if (key === 'branding_logo_path') return '/app/storage/uploads/logos/branding.png';
+      return null;
+    });
+    const out = await resolveLogoFile({ logo_path: '' });
+    expect(out).toBe('/app/storage/uploads/logos/branding.png');
+  });
+
+  it('falls back to branding_logo_url when branding_logo_path is absent', async () => {
+    existsSpy.mockImplementation((p) => p === '/app/storage/uploads/logos/branding.png');
+    getAppSetting.mockImplementation(async (key) => {
+      if (key === 'branding_logo_url') return '/uploads/logos/branding.png';
+      return null;
+    });
+    const out = await resolveLogoFile({});
+    expect(out).toBe('/app/storage/uploads/logos/branding.png');
+  });
+
+  it('skips SVG (PDFKit cannot embed)', async () => {
+    existsSpy.mockImplementation((p) => p === '/app/storage/uploads/logos/logo.svg');
+    getAppSetting.mockResolvedValue(null);
+    const out = await resolveLogoFile({ logo_path: 'uploads/logos/logo.svg' });
+    expect(out).toBeNull();
+  });
+
+  it('also rejects WebP / GIF / TIFF', async () => {
+    for (const ext of ['webp', 'gif', 'tif', 'tiff']) {
+      existsSpy.mockReturnValue(true);
+      statSpy.mockImplementation(() => ({ isFile: () => true }));
+      existsSpy.mockImplementation((p) => p === `/app/storage/uploads/logos/logo.${ext}`);
+      getAppSetting.mockResolvedValue(null);
+      const out = await resolveLogoFile({ logo_path: `uploads/logos/logo.${ext}` });
+      expect(out).toBeNull();
+    }
+  });
+
+  it('accepts PNG and JPEG', async () => {
+    for (const ext of ['png', 'jpg', 'jpeg', 'PNG', 'JPG']) {
+      existsSpy.mockImplementation((p) => p === `/app/storage/uploads/logos/logo.${ext}`);
+      getAppSetting.mockResolvedValue(null);
+      const out = await resolveLogoFile({ logo_path: `uploads/logos/logo.${ext}` });
+      expect(out).toBe(`/app/storage/uploads/logos/logo.${ext}`);
+    }
+  });
+
+  it('treats absolute paths as-is when they exist', async () => {
+    existsSpy.mockImplementation((p) => p === '/abs/path/logo.png');
+    getAppSetting.mockResolvedValue(null);
+    const out = await resolveLogoFile({ logo_path: '/abs/path/logo.png' });
+    expect(out).toBe('/abs/path/logo.png');
+  });
+});

backend/package-lock.json

@@ -1,12 +1,12 @@
 {
   "name": "picpeak-backend",
-  "version": "3.42.2-beta.0",
+  "version": "3.47.2-beta.0",
   "lockfileVersion": 3,
   "requires": true,
   "packages": {
     "": {
       "name": "picpeak-backend",
-      "version": "3.42.2-beta.0",
+      "version": "3.47.2-beta.0",
       "dependencies": {
         "@aws-sdk/client-s3": "^3.850.0",
         "@aws-sdk/lib-storage": "^3.850.0",
@@ -38,13 +38,17 @@
         "multer": "^2.0.2",
         "node-cron": "^3.0.2",
         "nodemailer": "^8.0.5",
+        "pdf-lib": "^1.17.1",
+        "pdfkit": "^0.17.2",
         "pg": "^8.16.3",
+        "qrcode": "^1.5.4",
         "react-i18next": "^15.6.0",
         "sanitize-html": "^2.17.0",
         "sharp": "0.34.3",
         "sqlite3": "^5.1.6",
         "swagger-jsdoc": "^6.2.8",
         "swagger-ui-express": "^5.0.1",
+        "swissqrbill": "^4.3.0",
         "uuid": "^11.1.1",
         "winston": "^3.8.2",
         "zxcvbn": "^4.4.2"
@@ -308,7 +312,6 @@
       "resolved": "https://registry.npmjs.org/@aws-sdk/client-s3/-/client-s3-3.1000.0.tgz",
       "integrity": "sha512-7kPy33qNGq3NfwHC0412T6LDK1bp4+eiPzetX0sVd9cpTSXuQDKpoOFnB0Njj6uZjJDcLS3n2OeyarwwgkQ0Ow==",
       "license": "Apache-2.0",
-      "peer": true,
       "dependencies": {
         "@aws-crypto/sha1-browser": "5.2.0",
         "@aws-crypto/sha256-browser": "5.2.0",
@@ -1037,7 +1040,6 @@
       "integrity": "sha512-e7jT4DxYvIDLk1ZHmU/m/mB19rex9sv0c2ftBtjSBv+kVM/902eh0fINUzD7UwLLNR+jU585GxUJ8/EBfAM5fw==",
       "dev": true,
       "license": "MIT",
-      "peer": true,
       "dependencies": {
         "@babel/code-frame": "^7.27.1",
         "@babel/generator": "^7.28.5",
@@ -2705,6 +2707,24 @@
         "@noble/hashes": "^1.1.5"
       }
     },
+    "node_modules/@pdf-lib/standard-fonts": {
+      "version": "1.0.0",
+      "resolved": "https://registry.npmjs.org/@pdf-lib/standard-fonts/-/standard-fonts-1.0.0.tgz",
+      "integrity": "sha512-hU30BK9IUN/su0Mn9VdlVKsWBS6GyhVfqjwl1FjZN4TxP6cCw0jP2w7V3Hf5uX7M0AZJ16vey9yE0ny7Sa59ZA==",
+      "license": "MIT",
+      "dependencies": {
+        "pako": "^1.0.6"
+      }
+    },
+    "node_modules/@pdf-lib/upng": {
+      "version": "1.0.1",
+      "resolved": "https://registry.npmjs.org/@pdf-lib/upng/-/upng-1.0.1.tgz",
+      "integrity": "sha512-dQK2FUMQtowVP00mtIksrlZhdFXQZPC+taih1q4CvPZ5vqdxR/LKBaFg0oAfzd1GlHZXXSPdQfzQnt+ViGvEIQ==",
+      "license": "MIT",
+      "dependencies": {
+        "pako": "^1.0.10"
+      }
+    },
     "node_modules/@scarf/scarf": {
       "version": "1.4.0",
       "resolved": "https://registry.npmjs.org/@scarf/scarf/-/scarf-1.4.0.tgz",
@@ -3548,6 +3568,15 @@
         "node": ">=18"
       }
     },
+    "node_modules/@swc/helpers": {
+      "version": "0.5.21",
+      "resolved": "https://registry.npmjs.org/@swc/helpers/-/helpers-0.5.21.tgz",
+      "integrity": "sha512-jI/VAmtdjB/RnI8GTnokyX7Ug8c+g+ffD6QRLa6XQewtnGyukKkKSk3wLTM3b5cjt1jNh9x0jfVlagdN2gDKQg==",
+      "license": "Apache-2.0",
+      "dependencies": {
+        "tslib": "^2.8.0"
+      }
+    },
     "node_modules/@tootallnate/once": {
       "version": "3.0.1",
       "resolved": "https://registry.npmjs.org/@tootallnate/once/-/once-3.0.1.tgz",
@@ -3740,7 +3769,6 @@
       "integrity": "sha512-NZyJarBfL7nWwIq+FDL6Zp/yHEhePMNnnJ0y3qfieCrmNvYct8uvtiV41UvlSe6apAfk0fY1FbWx+NwfmpvtTg==",
       "dev": true,
       "license": "MIT",
-      "peer": true,
       "bin": {
         "acorn": "bin/acorn"
       },
@@ -4263,6 +4291,24 @@
         "node": ">=8"
       }
     },
+    "node_modules/brotli": {
+      "version": "1.3.3",
+      "resolved": "https://registry.npmjs.org/brotli/-/brotli-1.3.3.tgz",
+      "integrity": "sha512-oTKjJdShmDuGW94SyyaoQvAjf30dZaHnjJ8uAF+u2/vGJkJbJPJAT1gDiOJP5v1Zb6f9KEyW/1HpuaWIXtGHPg==",
+      "license": "MIT",
+      "dependencies": {
+        "base64-js": "^1.1.2"
+      }
+    },
+    "node_modules/browserify-zlib": {
+      "version": "0.2.0",
+      "resolved": "https://registry.npmjs.org/browserify-zlib/-/browserify-zlib-0.2.0.tgz",
+      "integrity": "sha512-Z942RysHXmJrhqk88FmKBVq/v5tqmSkDz7p54G/MGyjMnCFFnC79XWNbg+Vta8W6Wb2qtSZTSxIGkJrRpCFEiA==",
+      "license": "MIT",
+      "dependencies": {
+        "pako": "~1.0.5"
+      }
+    },
     "node_modules/browserslist": {
       "version": "4.28.1",
       "resolved": "https://registry.npmjs.org/browserslist/-/browserslist-4.28.1.tgz",
@@ -4283,7 +4329,6 @@
         }
       ],
       "license": "MIT",
-      "peer": true,
       "dependencies": {
         "baseline-browser-mapping": "^2.9.0",
         "caniuse-lite": "^1.0.30001759",
@@ -4484,7 +4529,6 @@
       "version": "5.3.1",
       "resolved": "https://registry.npmjs.org/camelcase/-/camelcase-5.3.1.tgz",
       "integrity": "sha512-L28STB170nwWS63UjtlEOE3dldQApaJXZkOI1uMFfzf3rRuPegHaHesyee+YxQ+W6SvRDQV6UrdOdRiR153wJg==",
-      "dev": true,
       "license": "MIT",
       "engines": {
         "node": ">=6"
@@ -4651,6 +4695,15 @@
         "url": "https://github.com/chalk/wrap-ansi?sponsor=1"
       }
     },
+    "node_modules/clone": {
+      "version": "2.1.2",
+      "resolved": "https://registry.npmjs.org/clone/-/clone-2.1.2.tgz",
+      "integrity": "sha512-3Pe/CF1Nn94hyhIYpjtiLhdCoEoz0DqQ+988E9gmeEdQZlojxnOb74wctFyuwWQHzqyf9X7C7MG8juUpqBJT8w==",
+      "license": "MIT",
+      "engines": {
+        "node": ">=0.8"
+      }
+    },
     "node_modules/co": {
       "version": "4.6.0",
       "resolved": "https://registry.npmjs.org/co/-/co-4.6.0.tgz",
@@ -4946,6 +4999,12 @@
         "node": ">= 8"
       }
     },
+    "node_modules/crypto-js": {
+      "version": "4.2.0",
+      "resolved": "https://registry.npmjs.org/crypto-js/-/crypto-js-4.2.0.tgz",
+      "integrity": "sha512-KALDyEYgpY+Rlob/iriUtjV6d5Eq+Y191A5g4UqLAi8CyGP9N1+FdVbkc1SxKc2r4YAYqG8JzO2KGL+AizD70Q==",
+      "license": "MIT"
+    },
     "node_modules/debug": {
       "version": "4.4.3",
       "resolved": "https://registry.npmjs.org/debug/-/debug-4.4.3.tgz",
@@ -4964,6 +5023,15 @@
         }
       }
     },
+    "node_modules/decamelize": {
+      "version": "1.2.0",
+      "resolved": "https://registry.npmjs.org/decamelize/-/decamelize-1.2.0.tgz",
+      "integrity": "sha512-z2S+W9X73hAUUki+N+9Za2lBlun89zigOyGrsax+KUQ6wKW4ZoWpEYBkGhQjwAjjDCkWxhY0VKEhk8wzY7F5cA==",
+      "license": "MIT",
+      "engines": {
+        "node": ">=0.10.0"
+      }
+    },
     "node_modules/decompress-response": {
       "version": "6.0.0",
       "resolved": "https://registry.npmjs.org/decompress-response/-/decompress-response-6.0.0.tgz",
@@ -5084,6 +5152,12 @@
         "wrappy": "1"
       }
     },
+    "node_modules/dfa": {
+      "version": "1.2.0",
+      "resolved": "https://registry.npmjs.org/dfa/-/dfa-1.2.0.tgz",
+      "integrity": "sha512-ED3jP8saaweFTjeGX8HQPjeC1YYyZs98jGNZx6IiBvxW7JG5v492kamAQB3m2wop07CvU/RQmzcKr6bgcC5D/Q==",
+      "license": "MIT"
+    },
     "node_modules/diff-sequences": {
       "version": "29.6.3",
       "resolved": "https://registry.npmjs.org/diff-sequences/-/diff-sequences-29.6.3.tgz",
@@ -5094,6 +5168,12 @@
         "node": "^14.15.0 || ^16.10.0 || >=18.0.0"
       }
     },
+    "node_modules/dijkstrajs": {
+      "version": "1.0.3",
+      "resolved": "https://registry.npmjs.org/dijkstrajs/-/dijkstrajs-1.0.3.tgz",
+      "integrity": "sha512-qiSlmBq9+BCdCA/L46dw8Uy93mloxsPSbwnm5yrKn2vMPiy8KyAskTF6zuV/j5BMsmOGZDPs7KjU+mjb670kfA==",
+      "license": "MIT"
+    },
     "node_modules/doctrine": {
       "version": "3.0.0",
       "resolved": "https://registry.npmjs.org/doctrine/-/doctrine-3.0.0.tgz",
@@ -5376,7 +5456,6 @@
       "deprecated": "This version is no longer supported. Please see https://eslint.org/version-support for other options.",
       "dev": true,
       "license": "MIT",
-      "peer": true,
       "dependencies": {
         "@eslint-community/eslint-utils": "^4.2.0",
         "@eslint-community/regexpp": "^4.6.1",
@@ -5624,7 +5703,6 @@
       "resolved": "https://registry.npmjs.org/express/-/express-4.22.1.tgz",
       "integrity": "sha512-F2X8g9P1X7uCPZMA3MVf9wcTqlyNp7IhH5qPCI0izhaOIYXaW9L535tGA3qmjRzpH+bZczqq7hVKxTR4NWnu+g==",
       "license": "MIT",
-      "peer": true,
       "dependencies": {
         "accepts": "~1.3.8",
         "array-flatten": "1.1.1",
@@ -5767,7 +5845,6 @@
       "version": "3.1.3",
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       }
     },
+    "node_modules/tiny-inflate": {
+      "version": "1.0.3",
+      "resolved": "https://registry.npmjs.org/tiny-inflate/-/tiny-inflate-1.0.3.tgz",
+      "integrity": "sha512-pkY1fj1cKHb2seWDy0B16HeWyczlJA9/WW3u3c4z/NiWDsO3DOU5D7nhTLE9CF0yXv/QZFY7sEJmj24dK+Rrqw==",
+      "license": "MIT"
+    },
     "node_modules/tmpl": {
       "version": "1.0.5",
       "resolved": "https://registry.npmjs.org/tmpl/-/tmpl-1.0.5.tgz",
@@ -11103,6 +11461,32 @@
       "dev": true,
       "license": "MIT"
     },
+    "node_modules/unicode-properties": {
+      "version": "1.4.1",
+      "resolved": "https://registry.npmjs.org/unicode-properties/-/unicode-properties-1.4.1.tgz",
+      "integrity": "sha512-CLjCCLQ6UuMxWnbIylkisbRj31qxHPAurvena/0iwSVbQ2G1VY5/HjV0IRabOEbDHlzZlRdCrD4NhB0JtU40Pg==",
+      "license": "MIT",
+      "dependencies": {
+        "base64-js": "^1.3.0",
+        "unicode-trie": "^2.0.0"
+      }
+    },
+    "node_modules/unicode-trie": {
+      "version": "2.0.0",
+      "resolved": "https://registry.npmjs.org/unicode-trie/-/unicode-trie-2.0.0.tgz",
+      "integrity": "sha512-x7bc76x0bm4prf1VLg79uhAzKw8DVboClSN5VxJuQ+LKDOVEW9CdH+VY7SP+vX7xCYQqzzgQpFqz15zeLvAtZQ==",
+      "license": "MIT",
+      "dependencies": {
+        "pako": "^0.2.5",
+        "tiny-inflate": "^1.0.0"
+      }
+    },
+    "node_modules/unicode-trie/node_modules/pako": {
+      "version": "0.2.9",
+      "resolved": "https://registry.npmjs.org/pako/-/pako-0.2.9.tgz",
+      "integrity": "sha512-NUcwaKxUxWrZLpDG+z/xZaCgQITkA/Dv4V/T6bw7VON6l1Xz/VnrBqrYjZQ12TamKHzITTfOEIYUj48y2KXImA==",
+      "license": "MIT"
+    },
     "node_modules/unique-filename": {
       "version": "1.1.1",
       "resolved": "https://registry.npmjs.org/unique-filename/-/unique-filename-1.1.1.tgz",
@@ -11284,6 +11668,12 @@
         "node": ">= 8"
       }
     },
+    "node_modules/which-module": {
+      "version": "2.0.1",
+      "resolved": "https://registry.npmjs.org/which-module/-/which-module-2.0.1.tgz",
+      "integrity": "sha512-iBdZ57RDvnOR9AGBhML2vFZf7h8vmBjhoaZqODJBFWHVtKkDmKuHai3cx5PgVMrX5YDNp27AofYbAwctSS+vhQ==",
+      "license": "ISC"
+    },
     "node_modules/wide-align": {
       "version": "1.1.5",
       "resolved": "https://registry.npmjs.org/wide-align/-/wide-align-1.1.5.tgz",

backend/package.json

@@ -44,13 +44,17 @@
     "multer": "^2.0.2",
     "node-cron": "^3.0.2",
     "nodemailer": "^8.0.5",
+    "pdf-lib": "^1.17.1",
+    "pdfkit": "^0.17.2",
     "pg": "^8.16.3",
+    "qrcode": "^1.5.4",
     "react-i18next": "^15.6.0",
     "sanitize-html": "^2.17.0",
     "sharp": "0.34.3",
     "sqlite3": "^5.1.6",
     "swagger-jsdoc": "^6.2.8",
     "swagger-ui-express": "^5.0.1",
+    "swissqrbill": "^4.3.0",
     "uuid": "^11.1.1",
     "winston": "^3.8.2",
     "zxcvbn": "^4.4.2"

backend/server.js

@@ -20,6 +20,7 @@ const path = require('path');
 const { initializeDatabase, db } = require('./src/database/db');
 const { startFileWatcher } = require('./src/services/fileWatcher');
 const { startExpirationChecker } = require('./src/services/expirationChecker');
+const { startInvoiceScheduler } = require('./src/services/invoiceSchedulerService');
 const { initializeTransporter, startEmailQueueProcessor } = require('./src/services/emailProcessor');
 const { startBackupService } = require('./src/services/backupService');
 const { startScheduledBackups } = require('./src/services/databaseBackup');
@@ -46,9 +47,28 @@ const secureImagesRoutes = require('./src/routes/secureImages');
 const app = express();
 const PORT = process.env.PORT || 3000;
 
-// Trust proxy headers (required for Traefik/nginx)
-// Set to specific number of proxies or loopback to be more secure
-app.set('trust proxy', 'loopback, linklocal, uniquelocal');
+// Trust proxy headers (required for Traefik/nginx).
+//
+// `req.ip` is computed by Express by walking X-Forwarded-For from
+// right-to-left and stopping at the first hop NOT in this list, so
+// the value picpeak audits (signing IPs, payment-check actions,
+// rate-limit keys) is the originating client IP behind any number
+// of trusted reverse proxies.
+//
+// Default: 'loopback, linklocal, uniquelocal' — covers localhost,
+// link-local (169.254.0.0/16), and unique-local IPv6 (fc00::/7).
+// Standard for nginx-in-front-of-Node deployments on the same host
+// and for Docker bridge networks. Operators with unusual topologies
+// (load balancer in a public subnet, multi-hop NAT) override via
+// TRUST_PROXY env, accepting any value Express accepts: a number,
+// 'loopback', 'linklocal', 'uniquelocal', a CIDR, a comma list, or
+// 'true' (trust ALL proxies — only safe behind a fully-controlled
+// reverse-proxy chain).
+//
+// NEVER read req.headers['x-forwarded-for'] directly in audit paths
+// — see utils/clientIp.js for the rationale.
+const trustProxySetting = process.env.TRUST_PROXY || 'loopback, linklocal, uniquelocal';
+app.set('trust proxy', trustProxySetting === 'true' ? true : trustProxySetting);
 
 // Security middleware with custom CSP
 // In native HTTP installs, do NOT force HTTPS for subresources.
@@ -620,9 +640,30 @@ app.use('/api/admin/users', require('./src/routes/adminUsers'));
 const { noStoreCache } = require('./src/middleware/noStoreCache');
 app.use('/api/admin/customers', noStoreCache, require('./src/routes/adminCustomers'));
 // Customer-side surface (#354). Strictly separate from /api/admin/* —
-// distinct token type, distinct cookie, distinct middleware.
+// distinct token type, distinct cookie, distinct middleware. The
+// noStoreCache wrapper (upstream) prevents stale customer-portal
+// data from being served after logout. The CRM-area route-flag
+// gate was reverted upstream and lives in the UI now.
 app.use('/api/customer/auth', noStoreCache, require('./src/routes/customerAuth'));
 app.use('/api/customer', noStoreCache, require('./src/routes/customer'));
+
+// --- CRM (#TBD) -------------------------------------------------------
+// Quotes / Invoices / Contracts / Calendar / Tax report / Deals lineage.
+// Business profile (issuer block for PDFs) lives at
+// /api/admin/business-profile, gated by the existing settings.manage
+// permission rather than a CRM-specific one. The public endpoints
+// host the customer-side accept/decline / sign / payment-check pages.
+app.use('/api/admin/business-profile', require('./src/routes/adminBusinessProfile'));
+app.use('/api/admin/quotes',     require('./src/routes/adminQuotes'));
+app.use('/api/admin/invoices',   require('./src/routes/adminInvoices'));
+app.use('/api/admin/contracts',  require('./src/routes/adminContracts'));
+app.use('/api/admin/calendar',   require('./src/routes/adminCalendar'));
+app.use('/api/admin/deals',      require('./src/routes/adminDeals'));
+app.use('/api/admin/tax-report', require('./src/routes/adminTaxReport'));
+app.use('/api/admin/dev',        require('./src/routes/adminDev'));
+app.use('/api/public/quotes',  require('./src/routes/publicQuotes'));
+app.use('/api/public/contracts', require('./src/routes/publicContracts'));
+app.use('/api/public/payment-check', require('./src/routes/publicPaymentCheck'));
 app.use('/api/admin/event-types', require('./src/routes/adminEventTypes'));
 app.use('/api/admin/api-tokens', require('./src/routes/adminApiTokens'));
 app.use('/api/admin/webhooks', require('./src/routes/adminWebhooks'));
@@ -729,9 +770,23 @@ async function startServer() {
     
     // Start expiration checker
     startExpirationChecker();
+    // CRM invoice scheduler: hourly tick to flush scheduled-send invoices
+    // + run the overdue reminder ladder. No-op when the `bills` feature
+    // flag is OFF (the service short-circuits on empty result sets).
+    startInvoiceScheduler();
     
     // Initialize email transporter and start queue processor
     await initializeTransporter();
+    // Seed CRM / contract / event-reminder email templates and recover
+    // any queue rows that exhausted retries because their template
+    // didn't exist yet. Runs once per boot via module-level caches in
+    // each seeder. See _emailTemplateBoot.js for the full rationale.
+    try {
+      const { seedEmailTemplatesAndRecoverQueue } = require('./src/services/_emailTemplateBoot');
+      await seedEmailTemplatesAndRecoverQueue(db, logger);
+    } catch (err) {
+      logger.warn('Email template self-heal failed at boot:', err.message);
+    }
     startEmailQueueProcessor();
     
     // Start webhook delivery worker (#327)

backend/src/__tests__/customerAccountsService.test.js

@@ -66,7 +66,11 @@ beforeEach(() => {
 describe('createInvitation', () => {
   it('rejects when a customer with the email already exists', async () => {
     const svc = require('../services/customerAccountsService');
-    db.mockImplementationOnce(() => chain({ first: { id: 1, email: '[email protected]' } }));
+    // Service only rejects when the existing row has a password_hash —
+    // a passive (password_hash = null) row is the "promote to portal"
+    // path and is allowed through. Pin the rejection contract by mocking
+    // an active row.
+    db.mockImplementationOnce(() => chain({ first: { id: 1, email: '[email protected]', password_hash: 'hash' } }));
     await expect(
       svc.createInvitation({ email: '[email protected]', invitedById: 9 })
     ).rejects.toThrow(/already exists/i);

backend/src/__tests__/galleryOgService.shareImage.test.js

@@ -29,6 +29,14 @@ jest.mock('../services/storage', () => ({
   getStorage: jest.fn(),
 }));
 
+// dateFormatter.formatDate queries `app_settings` for general_date_format,
+// which would add a third unmocked db() call to every buildOgMetadata path.
+// The format itself is irrelevant to the cover-vs-logo contract this file
+// pins — short-circuit it to a stable string so the tests stay focused.
+jest.mock('../utils/dateFormatter', () => ({
+  formatDate: jest.fn().mockResolvedValue('12.06.2026'),
+}));
+
 const { db } = require('../database/db');
 const { ensureThumbnail } = require('../services/imageProcessor');
 const { getStorage } = require('../services/storage');

backend/src/routes/adminBusinessProfile.js

@@ -0,0 +1,516 @@
+/**
+ * Admin → Business Profile Routes
+ *
+ * Endpoint mounted at /api/admin/business-profile (see server.js wiring).
+ * Issuer block + bank-account roster that every quote/invoice PDF pulls
+ * from. Gated by the existing `settings.edit` permission so any admin
+ * who can edit Settings can edit this too — no separate CRM permission
+ * required at this layer.
+ *
+ * Logo upload is delegated to the shared branding-upload helper at
+ * /api/admin/branding/upload-logo and we just store the returned URL on
+ * business_profile.logo_path; that route already has the multer +
+ * resize stack we'd otherwise duplicate.
+ */
+
+const express = require('express');
+const { body, param } = require('express-validator');
+const multer = require('multer');
+const path = require('path');
+const fs = require('fs').promises;
+const { adminAuth } = require('../middleware/auth');
+const { requirePermission } = require('../middleware/permissions');
+const { handleAsync, validateRequest, successResponse } = require('../utils/routeHelpers');
+const { getStoragePath } = require('../config/storage');
+const businessProfileService = require('../services/businessProfileService');
+const { db } = require('../database/db');
+const { validateIban } = require('../utils/iban');
+const { validationResult } = require('express-validator');
+const { ValidationError } = require('../utils/errors');
+
+/**
+ * Same shape as utils/routeHelpers.validateRequest BUT surfaces the
+ * FIRST field-level error message as the top-level `error` string —
+ * so a user typing a bad IBAN sees "IBAN checksum is invalid — please
+ * check for typos" in the toast, not the generic "Validation failed".
+ *
+ * Scoped to this route file because business-profile is the only
+ * surface where field-specific copy is worth the extra wiring;
+ * other routes keep the shared helper's behaviour.
+ */
+function validateRequestWithFieldMessage(req) {
+  const errors = validationResult(req);
+  if (errors.isEmpty()) return;
+  const details = errors.array().map((err) => ({
+    field: err.path || err.param,
+    message: err.msg,
+  }));
+  // Use the first field-level message as the top-level message so
+  // generic toast UIs that only read `error` still get the precise
+  // reason. Falls back to "Validation failed" only when no message
+  // was supplied (shouldn't happen with our validators).
+  const primary = details[0]?.message || 'Validation failed';
+  throw new ValidationError(primary, details);
+}
+
+/**
+ * express-validator custom rule that runs the ISO 13616 IBAN check
+ * AND normalises the value on the request body so the service-layer
+ * insert/update stores the canonical spaceless uppercase form. Lets
+ * admins paste IBANs with spaces ("CH93 0076 ...") without the
+ * uniqueness/render code having to re-normalise downstream.
+ *
+ * Used by both POST and PUT /bank-accounts. Pass `required: true` on
+ * POST (IBAN is mandatory there) and `required: false` on PUT (admin
+ * may be patching other fields without touching the IBAN).
+ */
+function ibanValidator({ required }) {
+  return (value, { req }) => {
+    if (value == null || value === '') {
+      if (required) throw new Error('IBAN is required');
+      return true;
+    }
+    const result = validateIban(value);
+    if (!result.valid) {
+      const reasonText = {
+        EMPTY:    'IBAN is required',
+        FORMAT:   'IBAN format is invalid (expected country code + check digits + account)',
+        LENGTH:   'IBAN has the wrong length for this country',
+        CHECKSUM: 'IBAN checksum is invalid — please check for typos',
+      }[result.reason] || 'IBAN is invalid';
+      throw new Error(reasonText);
+    }
+    // Persist the normalised value so the DB never sees a
+    // user-typed space.
+    req.body.iban = result.normalized;
+    return true;
+  };
+}
+
+const router = express.Router();
+
+// Multer config for the dedicated PDF letterhead logo. Same target
+// directory as the global branding upload (storage/uploads/logos)
+// but accepts SVG in addition to PNG / JPEG — the PDF renderer
+// rasterises SVGs to PNG on the fly via resolveLogoFile() so the
+// admin can drop a vector logo here and have it work in print.
+const pdfLogoStorage = multer.diskStorage({
+  destination: async (_req, _file, cb) => {
+    const dir = path.join(getStoragePath(), 'uploads/logos');
+    await fs.mkdir(dir, { recursive: true });
+    cb(null, dir);
+  },
+  filename: (_req, file, cb) => {
+    const ext = path.extname(file.originalname) || '.png';
+    cb(null, `pdf-logo-${Date.now()}${ext}`);
+  },
+});
+
+const pdfLogoUpload = multer({
+  storage: pdfLogoStorage,
+  limits: { fileSize: 5 * 1024 * 1024 },
+  fileFilter: (_req, file, cb) => {
+    const allowed = ['image/png', 'image/jpeg', 'image/svg+xml'];
+    if (allowed.includes(file.mimetype)) cb(null, true);
+    else cb(new Error('Only PNG, JPEG and SVG logos are allowed'));
+  },
+});
+
+/**
+ * DB-shape → API shape. Keep narrow so adding new DB columns doesn't
+ * silently leak through the API contract.
+ */
+function transformProfile(p) {
+  if (!p) return null;
+  return {
+    id: p.id,
+    companyName: p.company_name || '',
+    addressLine1: p.address_line1 || '',
+    addressLine2: p.address_line2 || '',
+    postalCode: p.postal_code || '',
+    city: p.city || '',
+    state: p.state || '',
+    countryCode: p.country_code || '',
+    countryName: p.country_name || '',
+    phone: p.phone || '',
+    mobile: p.mobile || '',
+    email: p.email || '',
+    website: p.website || '',
+    vatId: p.vat_id || '',
+    // Steuernummer (migration 139). Distinct from VAT-ID; both can
+    // appear on the invoice issuer block to satisfy §14 UStG.
+    taxId: p.tax_id || '',
+    vatLabel: p.vat_label || 'MwSt.',
+    vatRateDefault: p.vat_rate_default == null ? null : Number(p.vat_rate_default),
+    defaultCurrency: p.default_currency || 'CHF',
+    defaultLocale: p.default_locale || 'de',
+    defaultQrFormat: p.default_qr_format || 'none',
+    footerLine: p.footer_line || '',
+    logoPath: p.logo_path || '',
+    pdfFontTtfPath: p.pdf_font_ttf_path || '',
+    // Bundled-fonts dropdown (migration 121). NULL = no preference,
+    // Helvetica fallback. Surfaces the on-disk directory name (e.g.
+    // "Inter", "Playfair-Display"); pdfService maps it to the
+    // bundled TTFs at render time.
+    pdfFontFamily: p.pdf_font_family || null,
+    pdfShowLogo: p.pdf_show_logo == null ? true : (p.pdf_show_logo === true || p.pdf_show_logo === 1 || p.pdf_show_logo === '1'),
+    pdfShowCompanyName: p.pdf_show_company_name == null ? true : (p.pdf_show_company_name === true || p.pdf_show_company_name === 1 || p.pdf_show_company_name === '1'),
+    pdfFoldingMarks: p.pdf_folding_marks || 'none',
+    pdfLogoHeight: p.pdf_logo_height == null ? 56 : Number(p.pdf_logo_height),
+    pdfCompanyNameInline: p.pdf_company_name_inline === true || p.pdf_company_name_inline === 1 || p.pdf_company_name_inline === '1',
+    pdfQuoteShowNetDays: p.pdf_quote_show_net_days === true || p.pdf_quote_show_net_days === 1 || p.pdf_quote_show_net_days === '1',
+    pdfQuoteShowSkonto:  p.pdf_quote_show_skonto  === true || p.pdf_quote_show_skonto  === 1 || p.pdf_quote_show_skonto  === '1',
+    // Migration 137 — IANA timezone for the admin calendar. Null when
+    // the admin hasn't picked one; frontend falls back to the browser.
+    timezone: p.timezone || null,
+    createdAt: p.created_at,
+    updatedAt: p.updated_at,
+  };
+}
+
+function transformBank(b) {
+  if (!b) return null;
+  return {
+    id: b.id,
+    label: b.label || '',
+    accountHolder: b.account_holder || '',
+    iban: b.iban,
+    bic: b.bic || '',
+    currency: b.currency || '',
+    isDefault: b.is_default === 1 || b.is_default === true || b.is_default === '1',
+    displayOrder: b.display_order || 0,
+    createdAt: b.created_at,
+    updatedAt: b.updated_at,
+  };
+}
+
+router.use(adminAuth);
+
+// ---- GET / ------------------------------------------------------------
+router.get(
+  '/',
+  requirePermission('settings.view'),
+  handleAsync(async (req, res) => {
+    const { profile, bankAccounts } = await businessProfileService.getProfile();
+    return successResponse(res, {
+      profile: transformProfile(profile),
+      bankAccounts: bankAccounts.map(transformBank),
+    });
+  })
+);
+
+// ---- GET /logo-diagnostic ---------------------------------------------
+// Diagnostic for "logo doesn't appear on PDF" tickets. Returns the
+// configured logo sources (business_profile.logo_path,
+// app_settings.branding_logo_path, app_settings.branding_logo_url),
+// the storage root the renderer would use, the candidate paths the
+// resolver would try, and which one (if any) currently resolves to
+// an existing file. Read-only — never modifies anything.
+router.get(
+  '/logo-diagnostic',
+  requirePermission('settings.view'),
+  handleAsync(async (req, res) => {
+    const fs = require('fs');
+    const path = require('path');
+    const { getStoragePath } = require('../config/storage');
+    const { getAppSetting } = require('../utils/appSettings');
+    const { resolveLogoFile } = require('../utils/resolveLogoFile');
+
+    const { profile } = await businessProfileService.getProfile();
+    const storageRoot = getStoragePath();
+    const brandingDiskPath = await getAppSetting('branding_logo_path');
+    const brandingLogoUrl  = await getAppSetting('branding_logo_url');
+    const resolved = await resolveLogoFile(profile);
+
+    const inspect = (label, raw) => {
+      const value = (raw || '').toString().trim();
+      if (!value) return { label, value: null, candidates: [] };
+      const stripped = value.replace(/^\/+/, '');
+      const baseName = path.basename(value);
+      const candidates = [
+        path.isAbsolute(value) ? value : null,
+        path.join(storageRoot, stripped),
+        path.join(storageRoot, 'uploads', 'logos', baseName),
+        path.join(storageRoot, 'branding', baseName),
+        path.join(process.cwd(), 'storage', stripped),
+        path.join(process.cwd(), 'storage', 'uploads', 'logos', baseName),
+        path.join(process.cwd(), 'storage', 'branding', baseName),
+      ].filter(Boolean);
+      return {
+        label, value,
+        candidates: [...new Set(candidates)].map((p) => ({
+          path: p,
+          exists: (() => { try { return fs.existsSync(p) && fs.statSync(p).isFile(); } catch { return false; } })(),
+        })),
+      };
+    };
+
+    return successResponse(res, {
+      storageRoot,
+      cwd: process.cwd(),
+      resolvedTo: resolved,
+      sources: [
+        inspect('business_profile.logo_path', profile?.logo_path),
+        inspect('app_settings.branding_logo_path', brandingDiskPath),
+        inspect('app_settings.branding_logo_url',  brandingLogoUrl),
+      ],
+    });
+  })
+);
+
+// ---- POST /logo, DELETE /logo -----------------------------------------
+// Dedicated PDF letterhead logo upload (separate from the global
+// Settings → Branding logo). PNG, JPEG, and SVG accepted; the PDF
+// renderer rasterises SVG to PNG via resolveLogoFile() so vector
+// uploads work in print. The relative path is stored in
+// business_profile.logo_path; the existing fallback to
+// branding_logo_path still applies when this is unset.
+router.post(
+  '/logo',
+  requirePermission('settings.edit'),
+  pdfLogoUpload.single('logo'),
+  handleAsync(async (req, res) => {
+    if (!req.file) {
+      return res.status(400).json({ error: 'No logo file uploaded' });
+    }
+
+    // Clean up the previous PDF logo on disk if it was uploaded via
+    // this same endpoint (matches the pdf-logo-* prefix). We leave
+    // anything else untouched — the admin may have set logo_path to
+    // a path managed by a different system.
+    try {
+      const previous = await db('business_profile').where({ id: 1 }).first();
+      const prev = previous?.logo_path;
+      if (prev && typeof prev === 'string' && /pdf-logo-\d+\./.test(prev)) {
+        const stripped = prev.replace(/^\/+/, '');
+        const prevDisk = path.isAbsolute(prev)
+          ? prev
+          : path.join(getStoragePath(), stripped);
+        try { await fs.unlink(prevDisk); } catch (_) { /* ignore */ }
+      }
+    } catch (_) { /* ignore */ }
+
+    const relative = `/uploads/logos/${req.file.filename}`;
+    await businessProfileService.updateProfile(
+      { logo_path: relative },
+      req.admin.id
+    );
+
+    return successResponse(res, { logoPath: relative }, 200, 'PDF logo uploaded');
+  })
+);
+
+router.delete(
+  '/logo',
+  requirePermission('settings.edit'),
+  handleAsync(async (req, res) => {
+    const existing = await db('business_profile').where({ id: 1 }).first();
+    const prev = existing?.logo_path;
+    if (prev && typeof prev === 'string' && /pdf-logo-\d+\./.test(prev)) {
+      const stripped = prev.replace(/^\/+/, '');
+      const prevDisk = path.isAbsolute(prev)
+        ? prev
+        : path.join(getStoragePath(), stripped);
+      try { await fs.unlink(prevDisk); } catch (_) { /* ignore */ }
+    }
+    await businessProfileService.updateProfile(
+      { logo_path: '' },
+      req.admin.id
+    );
+    return successResponse(res, { cleared: true }, 200, 'PDF logo cleared');
+  })
+);
+
+// ---- PUT / ------------------------------------------------------------
+router.put(
+  '/',
+  requirePermission('settings.edit'),
+  [
+    // All fields optional — partial update is fine. We only run shallow
+    // shape validation on the types that absolutely must be sane;
+    // service layer does the trimming + currency/country normalisation.
+    body('companyName').optional({ values: 'falsy' }).isString().isLength({ max: 255 }),
+    body('addressLine1').optional({ values: 'falsy' }).isString().isLength({ max: 255 }),
+    body('addressLine2').optional({ values: 'falsy' }).isString().isLength({ max: 255 }),
+    body('postalCode').optional({ values: 'falsy' }).isString().isLength({ max: 20 }),
+    body('city').optional({ values: 'falsy' }).isString().isLength({ max: 120 }),
+    body('state').optional({ values: 'falsy' }).isString().isLength({ max: 120 }),
+    body('countryCode').optional({ values: 'falsy' }).isString().isLength({ min: 2, max: 2 }),
+    body('countryName').optional({ values: 'falsy' }).isString().isLength({ max: 120 }),
+    body('phone').optional({ values: 'falsy' }).isString().isLength({ max: 64 }),
+    body('mobile').optional({ values: 'falsy' }).isString().isLength({ max: 64 }),
+    body('email').optional({ values: 'falsy' }).isEmail().withMessage('Invalid issuer email'),
+    body('website').optional({ values: 'falsy' }).isString().isLength({ max: 255 }),
+    body('vatId').optional({ values: 'falsy' }).isString().isLength({ max: 64 }),
+    // Migration 139 — Steuernummer (DE/AT). Free-text up to 64 chars.
+    body('taxId').optional({ values: 'falsy' }).isString().isLength({ max: 64 }),
+    body('vatLabel').optional({ values: 'falsy' }).isString().isLength({ max: 64 }),
+    body('vatRateDefault').optional({ values: 'falsy' }).isFloat({ min: 0, max: 100 }),
+    body('defaultCurrency').optional({ values: 'falsy' }).isString().isLength({ min: 3, max: 3 }),
+    body('defaultLocale').optional({ values: 'falsy' }).isString().isLength({ max: 8 }),
+    body('defaultQrFormat').optional({ values: 'falsy' }).isIn(['swiss', 'epc', 'none']),
+    body('footerLine').optional({ values: 'falsy' }).isString().isLength({ max: 255 }),
+    body('logoPath').optional({ values: 'falsy' }).isString().isLength({ max: 512 }),
+    // Bundled-fonts dropdown (migration 121). Free-text upload field
+    // (pdfFontTtfPath, migration 103) was retired from the UI in
+    // favour of this dropdown; the column stays in the DB so any
+    // legacy value continues to be honoured by pdfService.
+    body('pdfFontFamily').optional({ nullable: true, values: 'falsy' }).isString().isLength({ max: 128 }),
+    // Visibility toggles use the explicit-undefined check pattern so
+    // `false` actually reaches the service layer. `optional({ values:
+    // 'falsy' })` would drop `false` and the toggle could never be
+    // disabled.
+    body('pdfShowLogo').optional().isBoolean(),
+    body('pdfShowCompanyName').optional().isBoolean(),
+    body('pdfCompanyNameInline').optional().isBoolean(),
+    body('pdfFoldingMarks').optional({ values: 'falsy' }).isIn(['none', 'half', 'third', 'both']),
+    body('pdfLogoHeight').optional({ values: 'falsy' }).isInt({ min: 24, max: 200 }),
+    body('pdfQuoteShowNetDays').optional().isBoolean(),
+    body('pdfQuoteShowSkonto').optional().isBoolean(),
+    // Migration 137 — admin calendar timezone (IANA string e.g.
+    // "Europe/Zurich"). Free-text; backend stores up to 64 chars.
+    // Frontend falls back to browser Intl when this is blank.
+    body('timezone').optional({ values: 'falsy', nullable: true }).isString().isLength({ max: 64 }),
+  ],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    // Convert camelCase → snake_case for the service layer.
+    const payload = {};
+    const map = {
+      companyName: 'company_name',
+      addressLine1: 'address_line1',
+      addressLine2: 'address_line2',
+      postalCode: 'postal_code',
+      city: 'city',
+      state: 'state',
+      countryCode: 'country_code',
+      countryName: 'country_name',
+      phone: 'phone',
+      mobile: 'mobile',
+      email: 'email',
+      website: 'website',
+      vatId: 'vat_id',
+      taxId: 'tax_id',
+      vatLabel: 'vat_label',
+      vatRateDefault: 'vat_rate_default',
+      defaultCurrency: 'default_currency',
+      defaultLocale: 'default_locale',
+      defaultQrFormat: 'default_qr_format',
+      footerLine: 'footer_line',
+      logoPath: 'logo_path',
+      pdfFontFamily: 'pdf_font_family',
+      pdfShowLogo: 'pdf_show_logo',
+      pdfShowCompanyName: 'pdf_show_company_name',
+      pdfCompanyNameInline: 'pdf_company_name_inline',
+      pdfFoldingMarks: 'pdf_folding_marks',
+      pdfLogoHeight: 'pdf_logo_height',
+      pdfQuoteShowNetDays: 'pdf_quote_show_net_days',
+      pdfQuoteShowSkonto: 'pdf_quote_show_skonto',
+      // Migration 137 — admin calendar timezone.
+      timezone: 'timezone',
+    };
+    for (const [api, db] of Object.entries(map)) {
+      if (Object.prototype.hasOwnProperty.call(req.body, api)) {
+        payload[db] = req.body[api];
+      }
+    }
+
+    const { profile, bankAccounts } = await businessProfileService.updateProfile(
+      payload,
+      req.admin.id
+    );
+    return successResponse(res, {
+      profile: transformProfile(profile),
+      bankAccounts: bankAccounts.map(transformBank),
+    }, 200, 'Business profile updated');
+  })
+);
+
+// ---- bank accounts ----------------------------------------------------
+router.get(
+  '/bank-accounts',
+  requirePermission('settings.view'),
+  handleAsync(async (req, res) => {
+    const { bankAccounts } = await businessProfileService.getProfile();
+    return successResponse(res, { bankAccounts: bankAccounts.map(transformBank) });
+  })
+);
+
+router.post(
+  '/bank-accounts',
+  requirePermission('settings.edit'),
+  [
+    body('iban').isString().isLength({ min: 5, max: 64 }).withMessage('IBAN is required')
+      .bail().custom(ibanValidator({ required: true })),
+    body('label').optional({ values: 'falsy' }).isString().isLength({ max: 128 }),
+    body('accountHolder').optional({ values: 'falsy' }).isString().isLength({ max: 255 }),
+    body('bic').optional({ values: 'falsy' }).isString().isLength({ max: 16 }),
+    body('currency').optional({ values: 'falsy' }).isString().isLength({ min: 3, max: 3 }),
+    body('isDefault').optional({ values: 'falsy' }).isBoolean(),
+    body('displayOrder').optional({ values: 'falsy' }).isInt({ min: 0, max: 9999 }),
+  ],
+  handleAsync(async (req, res) => {
+    validateRequestWithFieldMessage(req);
+    const bank = await businessProfileService.createBankAccount({
+      iban: req.body.iban,
+      label: req.body.label,
+      account_holder: req.body.accountHolder,
+      bic: req.body.bic,
+      currency: req.body.currency,
+      is_default: req.body.isDefault,
+      display_order: req.body.displayOrder,
+    }, req.admin.id);
+    return successResponse(res, { bankAccount: transformBank(bank) }, 201, 'Bank account created');
+  })
+);
+
+router.put(
+  '/bank-accounts/:id',
+  requirePermission('settings.edit'),
+  [
+    param('id').isInt({ min: 1 }),
+    body('iban').optional({ values: 'falsy' }).isString().isLength({ min: 5, max: 64 })
+      .bail().custom(ibanValidator({ required: false })),
+    body('label').optional({ values: 'falsy' }).isString().isLength({ max: 128 }),
+    body('accountHolder').optional({ values: 'falsy' }).isString().isLength({ max: 255 }),
+    body('bic').optional({ values: 'falsy' }).isString().isLength({ max: 16 }),
+    body('currency').optional({ values: 'falsy' }).isString().isLength({ min: 3, max: 3 }),
+    body('isDefault').optional({ values: 'falsy' }).isBoolean(),
+    body('displayOrder').optional({ values: 'falsy' }).isInt({ min: 0, max: 9999 }),
+  ],
+  handleAsync(async (req, res) => {
+    validateRequestWithFieldMessage(req);
+    const id = parseInt(req.params.id, 10);
+    const payload = {};
+    const map = {
+      iban: 'iban',
+      label: 'label',
+      accountHolder: 'account_holder',
+      bic: 'bic',
+      currency: 'currency',
+      isDefault: 'is_default',
+      displayOrder: 'display_order',
+    };
+    for (const [api, db] of Object.entries(map)) {
+      if (Object.prototype.hasOwnProperty.call(req.body, api)) {
+        payload[db] = req.body[api];
+      }
+    }
+    const bank = await businessProfileService.updateBankAccount(id, payload, req.admin.id);
+    return successResponse(res, { bankAccount: transformBank(bank) }, 200, 'Bank account updated');
+  })
+);
+
+router.delete(
+  '/bank-accounts/:id',
+  requirePermission('settings.edit'),
+  [param('id').isInt({ min: 1 })],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const id = parseInt(req.params.id, 10);
+    await businessProfileService.deleteBankAccount(id, req.admin.id);
+    return successResponse(res, { deleted: true }, 200, 'Bank account deleted');
+  })
+);
+
+module.exports = router;

backend/src/routes/adminCalendar.js

@@ -0,0 +1,312 @@
+/**
+ * Admin calendar aggregate endpoint.
+ *
+ * One read returns four layers the frontend renders together on the
+ * admin calendar surface (`/admin/clients/calendar`):
+ *
+ *   1. events       — galleries from the `events` table. Blue solid.
+ *   2. hours        — customer_hour_entries. Green solid; greyed when
+ *                     locked (entry's invoice is past send/draft state).
+ *   3. quotes       — quotes that haven't been converted to an event yet,
+ *                     `status IN ('sent','accepted')`. Amber dashed.
+ *   4. contracts    — contracts that haven't been converted to an event
+ *                     yet, `status IN ('signed_by_customer','fully_signed')`.
+ *                     Purple dashed.
+ *
+ * Each item carries a `kind` discriminator so the frontend can union-type
+ * the response.
+ *
+ * **Access**
+ *
+ * Behind the `calendar` master feature flag (admin can disable globally
+ * via Settings → Features). Read permission is `customers.view` —
+ * mirrors the existing hour-entry list permission, since the calendar's
+ * primary mutation surface is hour entries and we want the same audience
+ * for read.
+ *
+ * **Range guard**
+ *
+ * `from` / `to` are required ISO date strings. We cap `to-from` at
+ * **90 days** so a misconfigured client (e.g. an infinite scroll that
+ * keeps expanding the range) can't trigger a multi-year scan. FullCalendar
+ * fetches month-by-month by default, so 90 days is a comfortable margin.
+ *
+ * **Drift guards**
+ *
+ * The `events.event_time_start / event_time_end / is_full_day` columns
+ * (migration 137) are read through `hasColumnCached` so un-migrated
+ * installs default to all-day rendering without 500-ing.
+ *
+ * **No mutations here**
+ *
+ * Hour-entry CRUD stays on the existing `/api/admin/customers/:id/
+ * hour-entries` routes (migration 129 + B.6 permission split). The
+ * calendar's drag-create / inline-edit modals call those directly.
+ */
+
+const express = require('express');
+const { query } = require('express-validator');
+const { adminAuth } = require('../middleware/auth');
+const { requirePermission } = require('../middleware/permissions');
+const { handleAsync, validateRequest, successResponse } = require('../utils/routeHelpers');
+const { hasColumnCached } = require('../utils/schemaCache');
+const { db } = require('../database/db');
+const customerHoursService = require('../services/customerHoursService');
+
+const router = express.Router();
+
+// ----- feature flag gate (admin global) ----------------------------------
+async function requireCalendarFlag(req, res, next) {
+  try {
+    const row = await db('feature_flags').where({ key: 'calendar' }).first();
+    const enabled = row && (row.value === true || row.value === 1 || row.value === '1');
+    if (!enabled) {
+      return res.status(403).json({ error: 'Calendar feature is disabled', code: 'CALENDAR_DISABLED' });
+    }
+    next();
+  } catch (err) {
+    next(err);
+  }
+}
+
+router.use(adminAuth);
+router.use(requireCalendarFlag);
+
+const MAX_RANGE_DAYS = 90;
+const PENDING_QUOTE_STATUSES = ['sent', 'accepted'];
+const PENDING_CONTRACT_STATUSES = ['signed_by_customer', 'fully_signed'];
+
+/**
+ * Normalise a date column value to the `YYYY-MM-DD` string the
+ * frontend mapper expects.
+ *
+ * Different drivers return the value differently:
+ *   - SQLite (dev) returns a string like "2026-05-18" — slice it.
+ *   - node-postgres (prod) returns a JS Date set to UTC midnight of
+ *     the stored day — extract the UTC components.
+ *
+ * The previous shape kept the Date object as-is in the JSON response
+ * ("2026-05-18T00:00:00.000Z"), which the frontend then concatenated
+ * with the entry time as `${dateStr}T${time}` to feed FullCalendar.
+ * The resulting `"2026-05-18T00:00:00.000ZT09:00"` was invalid ISO,
+ * FC parsed it to NaN, and the entry silently failed to render —
+ * making logged hours "disappear" on every hard refresh (entries
+ * created in-session still appeared because the imperative addEvent
+ * received a clean YYYY-MM-DD from the modal).
+ */
+function toIsoDateString(value) {
+  if (!value) return null;
+  if (typeof value === 'string') return value.slice(0, 10);
+  if (value instanceof Date && !Number.isNaN(value.getTime())) {
+    const y = value.getUTCFullYear();
+    const m = String(value.getUTCMonth() + 1).padStart(2, '0');
+    const d = String(value.getUTCDate()).padStart(2, '0');
+    return `${y}-${m}-${d}`;
+  }
+  return null;
+}
+
+/**
+ * GET /api/admin/calendar/items?from=YYYY-MM-DD&to=YYYY-MM-DD
+ *
+ * Returns `{ items: [...], range: { from, to } }`.
+ *
+ * Items are concatenated across the four layers. Order is NOT guaranteed —
+ * FullCalendar sorts by start time client-side. Each item shape:
+ *
+ *   - { kind: 'event',    id, slug, eventName, eventDate, eventTimeStart, eventTimeEnd, isFullDay, customerName }
+ *   - { kind: 'hours',    id, customerAccountId, entryDate, startTime, endTime, description, locked, invoiceId, invoiceStatus, customerName }
+ *   - { kind: 'quote',    id, quoteNumber, eventName, eventDate, eventTimeStart, eventTimeEnd, status, customerName }
+ *   - { kind: 'contract', id, contractNumber, eventName, eventDate, eventTimeStart, eventTimeEnd, status, customerName }
+ */
+router.get(
+  '/items',
+  requirePermission('customers.view'),
+  [
+    query('from').isISO8601().withMessage('from must be ISO date'),
+    query('to').isISO8601().withMessage('to must be ISO date'),
+  ],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const from = String(req.query.from).slice(0, 10);
+    const to = String(req.query.to).slice(0, 10);
+    if (from > to) {
+      return res.status(400).json({ error: 'from must be <= to', code: 'INVALID_RANGE' });
+    }
+    // Day-span guard. Date-string lex compare doesn't give a day count
+    // directly; subtract via Date so DST + month boundaries are handled.
+    const fromDate = new Date(from + 'T00:00:00Z');
+    const toDate = new Date(to + 'T00:00:00Z');
+    const daysSpan = Math.round((toDate.getTime() - fromDate.getTime()) / 86_400_000);
+    if (daysSpan > MAX_RANGE_DAYS) {
+      return res.status(400).json({
+        error: `Range too wide (max ${MAX_RANGE_DAYS} days)`,
+        code: 'RANGE_TOO_WIDE',
+      });
+    }
+
+    const hasEventCalendarCols = await hasColumnCached('events', 'is_full_day');
+
+    // -- 1. Events ---------------------------------------------------------
+    const eventsQ = db('events')
+      .whereBetween('event_date', [from, to])
+      .where('is_active', true)
+      .where('is_archived', false)
+      .orderBy('event_date', 'asc');
+    // Project columns. The new time columns are guarded so older installs
+    // that ran the service before migration 137 still get sane defaults.
+    const eventsRows = await eventsQ.select(
+      'id', 'slug', 'event_name', 'event_date', 'customer_name',
+      ...(hasEventCalendarCols
+        ? ['event_time_start', 'event_time_end', 'is_full_day']
+        : []),
+    );
+    const events = eventsRows.map((r) => ({
+      kind: 'event',
+      id: r.id,
+      slug: r.slug,
+      eventName: r.event_name,
+      eventDate: toIsoDateString(r.event_date),
+      eventTimeStart: r.event_time_start || null,
+      eventTimeEnd: r.event_time_end || null,
+      isFullDay: hasEventCalendarCols
+        ? (r.is_full_day === true || r.is_full_day === 1 || r.is_full_day === '1')
+        : true,
+      customerName: r.customer_name || null,
+    }));
+
+    // -- 2. Hour entries ---------------------------------------------------
+    // LEFT JOIN invoices so isEntryLocked has the invoice context it needs.
+    // We use the SAME predicate shape the service uses internally
+    // (customerHoursService._internal.isEntryLocked at lines 84-91) so
+    // the calendar's lock badge matches what the UI shows on the customer
+    // detail page.
+    const hoursRows = await db('customer_hour_entries as h')
+      .leftJoin('invoices as i', 'i.id', 'h.invoice_id')
+      .leftJoin('customer_accounts as c', 'c.id', 'h.customer_account_id')
+      .whereBetween('h.entry_date', [from, to])
+      .orderBy('h.entry_date', 'asc')
+      .select(
+        'h.id', 'h.customer_account_id', 'h.entry_date',
+        'h.start_time', 'h.end_time', 'h.description',
+        'h.invoice_id', 'h.invoice_line_item_id', 'h.status',
+        'i.status as invoice_status',
+        'i.is_monthly_draft as invoice_is_monthly_draft',
+        'i.scheduled_send_at as invoice_scheduled_send_at',
+        'c.display_name as customer_display_name',
+        'c.first_name as customer_first_name',
+        'c.last_name as customer_last_name',
+        'c.company_name as customer_company_name',
+        'c.email as customer_email',
+      );
+    const isEntryLocked = customerHoursService._internal.isEntryLocked;
+    const hours = hoursRows.map((r) => {
+      // Reconstruct the minimal entry + invoice shapes the locked
+      // predicate expects.
+      const entry = {
+        id: r.id,
+        invoice_id: r.invoice_id,
+        status: r.status,
+      };
+      const invoice = r.invoice_id ? {
+        id: r.invoice_id,
+        status: r.invoice_status,
+        is_monthly_draft: r.invoice_is_monthly_draft,
+        scheduled_send_at: r.invoice_scheduled_send_at,
+      } : null;
+      const locked = isEntryLocked(entry, invoice);
+      const customerName = r.customer_company_name
+        || [r.customer_first_name, r.customer_last_name].filter(Boolean).join(' ')
+        || r.customer_display_name
+        || r.customer_email
+        || null;
+      return {
+        kind: 'hours',
+        id: r.id,
+        customerAccountId: r.customer_account_id,
+        entryDate: toIsoDateString(r.entry_date),
+        startTime: r.start_time,
+        endTime: r.end_time,
+        description: r.description || null,
+        status: r.status,
+        invoiceId: r.invoice_id || null,
+        invoiceStatus: r.invoice_status || null,
+        locked,
+        customerName,
+      };
+    });
+
+    // -- 3. Pending quotes ------------------------------------------------
+    // Only quotes with status IN ('sent','accepted') AND no converted
+    // event yet. The frontend renders these dashed amber.
+    const quotesRows = await db('quotes as q')
+      .leftJoin('customer_accounts as c', 'c.id', 'q.customer_account_id')
+      .whereIn('q.status', PENDING_QUOTE_STATUSES)
+      .whereNull('q.converted_event_id')
+      .whereNotNull('q.event_date')
+      .whereBetween('q.event_date', [from, to])
+      .orderBy('q.event_date', 'asc')
+      .select(
+        'q.id', 'q.quote_number', 'q.event_name', 'q.event_date',
+        'q.event_time_start', 'q.event_time_end', 'q.status',
+        'c.display_name as customer_display_name',
+        'c.first_name as customer_first_name',
+        'c.last_name as customer_last_name',
+        'c.company_name as customer_company_name',
+        'c.email as customer_email',
+      );
+    const quotes = quotesRows.map((r) => ({
+      kind: 'quote',
+      id: r.id,
+      quoteNumber: r.quote_number,
+      eventName: r.event_name || null,
+      eventDate: toIsoDateString(r.event_date),
+      eventTimeStart: r.event_time_start || null,
+      eventTimeEnd: r.event_time_end || null,
+      status: r.status,
+      customerName: r.customer_company_name
+        || [r.customer_first_name, r.customer_last_name].filter(Boolean).join(' ')
+        || r.customer_display_name
+        || r.customer_email
+        || null,
+    }));
+
+    // -- 4. Pending contracts --------------------------------------------
+    const contractsRows = await db('contracts as c')
+      .leftJoin('customer_accounts as ca', 'ca.id', 'c.customer_account_id')
+      .whereIn('c.status', PENDING_CONTRACT_STATUSES)
+      .whereNull('c.converted_event_id')
+      .whereNotNull('c.event_date')
+      .whereBetween('c.event_date', [from, to])
+      .orderBy('c.event_date', 'asc')
+      .select(
+        'c.id', 'c.contract_number', 'c.event_name', 'c.event_date',
+        'c.event_time_start', 'c.event_time_end', 'c.status',
+        'ca.display_name as customer_display_name',
+        'ca.first_name as customer_first_name',
+        'ca.last_name as customer_last_name',
+        'ca.company_name as customer_company_name',
+        'ca.email as customer_email',
+      );
+    const contracts = contractsRows.map((r) => ({
+      kind: 'contract',
+      id: r.id,
+      contractNumber: r.contract_number,
+      eventName: r.event_name || null,
+      eventDate: toIsoDateString(r.event_date),
+      eventTimeStart: r.event_time_start || null,
+      eventTimeEnd: r.event_time_end || null,
+      status: r.status,
+      customerName: r.customer_company_name
+        || [r.customer_first_name, r.customer_last_name].filter(Boolean).join(' ')
+        || r.customer_display_name
+        || r.customer_email
+        || null,
+    }));
+
+    const items = [...events, ...hours, ...quotes, ...contracts];
+    return successResponse(res, { items, range: { from, to } });
+  }),
+);
+
+module.exports = router;

backend/src/routes/adminContracts.js

@@ -0,0 +1,610 @@
+/**
+ * Admin → Contracts Routes
+ *
+ * Endpoint mounted at /api/admin/contracts. Surface:
+ *   GET    /                            list (filter + sort + paginate)
+ *   POST   /                            create (status=draft, seeded with all active system blocks)
+ *   GET    /:id                         detail (contract + included blocks)
+ *   PUT    /:id                         update (block toggles + scalars; draft only)
+ *   POST   /:id/send                    render PDF + mint token + queue email
+ *   POST   /:id/cancel                  cancel (draft|sent)
+ *   POST   /:id/countersign             admin in-browser counter-signature
+ *   POST   /:id/upload-signed-pdf       attach wet-signed PDF (multer single)
+ *   GET    /:id/pdf                     download / preview the system PDF
+ *   GET    /:id/signed-pdf              download the wet-signed PDF (when present)
+ *   GET    /:id/preview                 render fresh PDF for preview (no DB write)
+ *   GET    /blocks                      list block library
+ *   POST   /blocks                      create admin-authored block
+ *   PUT    /blocks/:id                  update a block (system blocks: body remains editable)
+ *   DELETE /blocks/:id                  delete an admin-authored block (system blocks refuse)
+ *
+ * Permissions: `contracts.view` for reads, `contracts.manage` for writes.
+ * The global `contracts` feature flag is checked at the route layer.
+ */
+
+const express = require('express');
+const fs = require('fs');
+const path = require('path');
+const multer = require('multer');
+const { assertContractPdfPath } = require('../utils/safePath');
+const { body, param, query } = require('express-validator');
+const { adminAuth } = require('../middleware/auth');
+const { requirePermission } = require('../middleware/permissions');
+const { handleAsync, validateRequest, successResponse } = require('../utils/routeHelpers');
+const { validateFileType } = require('../utils/fileSecurityUtils');
+const contractService = require('../services/contractService');
+const contractBlocksService = require('../services/contractBlocksService');
+const { db } = require('../database/db');
+
+const router = express.Router();
+
+// ----- feature flag gate (admin global) -------------------------------
+async function requireContractsFlag(req, res, next) {
+  try {
+    const row = await db('feature_flags').where({ key: 'contracts' }).first();
+    const enabled = row && (row.value === true || row.value === 1 || row.value === '1');
+    if (!enabled) {
+      return res.status(403).json({ error: 'Contracts feature is disabled', code: 'CONTRACTS_DISABLED' });
+    }
+    next();
+  } catch (err) {
+    next(err);
+  }
+}
+
+router.use(adminAuth);
+router.use(requireContractsFlag);
+
+// ----- multer upload (wet-signed PDF) --------------------------------
+const getStoragePath = () => process.env.STORAGE_PATH || path.join(__dirname, '../../../storage');
+
+const signedPdfStorage = multer.diskStorage({
+  destination: async (req, file, cb) => {
+    const uploadDir = path.join(getStoragePath(), 'uploads/contracts/signed');
+    fs.mkdirSync(uploadDir, { recursive: true });
+    cb(null, uploadDir);
+  },
+  filename: (req, file, cb) => {
+    const ext = path.extname(file.originalname) || '.pdf';
+    cb(null, `contract-${req.params.id}-${Date.now()}${ext}`);
+  },
+});
+
+const signedPdfUpload = multer({
+  storage: signedPdfStorage,
+  limits: { fileSize: 10 * 1024 * 1024 }, // 10 MB
+  fileFilter: (req, file, cb) => {
+    const allowed = ['application/pdf'];
+    if (validateFileType(file.originalname, file.mimetype, allowed)) return cb(null, true);
+    return cb(new Error('Only PDF files are allowed'));
+  },
+});
+
+// ---------------------------------------------------------------------
+// Transforms (snake_case DB → camelCase API)
+// ---------------------------------------------------------------------
+
+function transformContract(c, inclusions) {
+  if (!c) return null;
+  return {
+    id: c.id,
+    contractNumber: c.contract_number,
+    customerAccountId: c.customer_account_id,
+    customer: {
+      email: c.customer_email,
+      displayName: c.customer_display_name,
+      firstName: c.customer_first_name,
+      lastName: c.customer_last_name,
+      companyName: c.customer_company_name,
+      preferredLanguage: c.customer_preferred_language,
+    },
+    status: c.status,
+    // Migration 140 — cross-document lineage UUID. See adminQuotes
+    // transform for the same note; lets the lineage card fetch every
+    // related doc in one query.
+    dealUuid: c.deal_uuid || null,
+    language: c.language,
+    issueDate: c.issue_date,
+    validUntil: c.valid_until,
+    title: c.title,
+    // Event snapshot fields (migration 130 in-place edit). Null when
+    // the standalone contract didn't set them OR when the column
+    // hasn't migrated yet on this install — the API surface stays
+    // stable either way.
+    eventName: c.event_name || null,
+    eventDate: c.event_date || null,
+    eventTimeStart: c.event_time_start || null,
+    eventTimeEnd: c.event_time_end || null,
+    introText: c.intro_text,
+    outroText: c.outro_text,
+    pdfPath: c.pdf_path,
+    signedPdfPath: c.signed_pdf_path,
+    // Audit defence: SHA-256 hashes of the on-disk PDFs computed at
+    // each write. Either party can re-hash the PDF they hold and
+    // compare against these to prove the file hasn't been tampered
+    // with since we issued it.
+    pdfSha256: c.pdf_sha256 || null,
+    signedPdfSha256: c.signed_pdf_sha256 || null,
+    // Migration 136 — surface the post-sign re-stamp failure marker so
+    // the admin detail page can render a recovery banner. Null when
+    // the most recent stamp succeeded (or the migration hasn't run on
+    // this install — the front-end branches on truthiness).
+    signedPdfRenderFailedAt: c.signed_pdf_render_failed_at || null,
+    signedPdfRenderError: c.signed_pdf_render_error || null,
+    sentAt: c.sent_at,
+    signedByCustomerAt: c.signed_by_customer_at,
+    signedByAdminAt: c.signed_by_admin_at,
+    signedCustomerName: c.signed_customer_name,
+    signedCustomerIp: c.signed_customer_ip,
+    signedCustomerSignaturePath: c.signed_customer_signature_path,
+    signedAdminName: c.signed_admin_name,
+    signedAdminIp: c.signed_admin_ip,
+    signedAdminSignaturePath: c.signed_admin_signature_path,
+    createdByAdminId: c.created_by_admin_id,
+    // Lineage back-pointers (migration 130). Surfaced so the
+    // ContractDetailPage can render "Linked quote" + "Linked
+    // invoices" panels alongside the existing block list. The
+    // values are nullable when the back-pointers haven't been
+    // populated (e.g. dev DB without the column migration; the
+    // service writes them through hasColumn guards).
+    sourceQuoteId: c.source_quote_id || null,
+    convertedEventId: c.converted_event_id || null,
+    createdAt: c.created_at,
+    updatedAt: c.updated_at,
+    inclusions: Array.isArray(inclusions)
+      ? inclusions.map((inc) => ({
+          id: inc.id,
+          blockId: inc.block_id,
+          section: inc.section,
+          position: inc.position,
+          included: inc.included === true || inc.included === 1 || inc.included === '1',
+          block: {
+            slug: inc.block_slug,
+            name: inc.block_name,
+            description: inc.block_description,
+            bodyText: inc.block_body_text,
+            bodyTextDe: inc.block_body_text_de,
+            isSystem: inc.block_is_system === true || inc.block_is_system === 1 || inc.block_is_system === '1',
+          },
+          bodyTextSnapshot: inc.body_text_snapshot,
+          bodyTextDeSnapshot: inc.body_text_de_snapshot,
+        }))
+      : undefined,
+  };
+}
+
+function transformBlock(b) {
+  if (!b) return null;
+  return {
+    id: b.id,
+    slug: b.slug,
+    section: b.section,
+    name: b.name,
+    description: b.description,
+    bodyText: b.body_text,
+    bodyTextDe: b.body_text_de,
+    // Migration 131 — additional language bodies. Fall back to null
+    // on schema-drift (column missing on a not-yet-migrated install)
+    // so the field always exists on the JSON shape.
+    bodyTextRu: b.body_text_ru ?? null,
+    bodyTextPt: b.body_text_pt ?? null,
+    bodyTextNl: b.body_text_nl ?? null,
+    bodyTextFr: b.body_text_fr ?? null,
+    isSystem: b.is_system === true || b.is_system === 1 || b.is_system === '1',
+    isActive: b.is_active === true || b.is_active === 1 || b.is_active === '1',
+    displayOrder: b.display_order,
+    createdAt: b.created_at,
+    updatedAt: b.updated_at,
+  };
+}
+
+// ---------------------------------------------------------------------
+// Block library — placed BEFORE /:id routes so 'blocks' isn't captured
+// as an id (express-validator wouldn't matter, but Express order would).
+// ---------------------------------------------------------------------
+
+router.get(
+  '/blocks',
+  requirePermission('contracts.view'),
+  [query('section').optional().isString(), query('includeInactive').optional().isBoolean()],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const blocks = await contractBlocksService.listBlocks({
+      section: req.query.section,
+      includeInactive: req.query.includeInactive === 'true' || req.query.includeInactive === true,
+    });
+    return successResponse(res, { blocks: blocks.map(transformBlock) });
+  }),
+);
+
+router.post(
+  '/blocks',
+  requirePermission('contracts.manage'),
+  [
+    body('section').isString().isIn(contractBlocksService.ALLOWED_SECTIONS),
+    body('name').isString().isLength({ min: 1, max: 128 }),
+    body('bodyText').isString().isLength({ min: 1 }),
+    body('bodyTextDe').optional({ nullable: true }).isString(),
+    body('bodyTextRu').optional({ nullable: true }).isString(),
+    body('bodyTextPt').optional({ nullable: true }).isString(),
+    body('bodyTextNl').optional({ nullable: true }).isString(),
+    body('bodyTextFr').optional({ nullable: true }).isString(),
+    body('description').optional({ nullable: true }).isString().isLength({ max: 255 }),
+    body('displayOrder').optional({ nullable: true }).isInt({ min: 0 }),
+    body('isActive').optional().isBoolean(),
+  ],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const block = await contractBlocksService.createBlock(req.body);
+    return successResponse(res, { block: transformBlock(block) }, 201);
+  }),
+);
+
+router.put(
+  '/blocks/:id',
+  requirePermission('contracts.manage'),
+  [
+    param('id').isInt({ min: 1 }),
+    body('section').optional().isString().isIn(contractBlocksService.ALLOWED_SECTIONS),
+    body('name').optional().isString().isLength({ min: 1, max: 128 }),
+    body('bodyText').optional().isString().isLength({ min: 1 }),
+    body('bodyTextDe').optional({ nullable: true }).isString(),
+    body('bodyTextRu').optional({ nullable: true }).isString(),
+    body('bodyTextPt').optional({ nullable: true }).isString(),
+    body('bodyTextNl').optional({ nullable: true }).isString(),
+    body('bodyTextFr').optional({ nullable: true }).isString(),
+    body('description').optional({ nullable: true }).isString().isLength({ max: 255 }),
+    body('displayOrder').optional({ nullable: true }).isInt({ min: 0 }),
+    body('isActive').optional().isBoolean(),
+  ],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const block = await contractBlocksService.updateBlock(parseInt(req.params.id, 10), req.body);
+    return successResponse(res, { block: transformBlock(block) });
+  }),
+);
+
+router.delete(
+  '/blocks/:id',
+  requirePermission('contracts.manage'),
+  [param('id').isInt({ min: 1 })],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    await contractBlocksService.deleteBlock(parseInt(req.params.id, 10));
+    return successResponse(res, { ok: true });
+  }),
+);
+
+// ---------------------------------------------------------------------
+// Contracts
+// ---------------------------------------------------------------------
+
+router.get(
+  '/',
+  requirePermission('contracts.view'),
+  [
+    query('status').optional().isString(),
+    query('customerAccountId').optional().isInt({ min: 1 }),
+    query('q').optional().isString(),
+    query('sort').optional().isIn(['newest', 'oldest', 'customer_asc']),
+    query('page').optional().isInt({ min: 1 }),
+    query('pageSize').optional().isInt({ min: 1, max: 200 }),
+  ],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const filters = {};
+    if (req.query.status) {
+      filters.status = String(req.query.status).split(',').map((s) => s.trim()).filter(Boolean);
+    }
+    if (req.query.customerAccountId) filters.customerAccountId = parseInt(req.query.customerAccountId, 10);
+    if (req.query.q) filters.q = String(req.query.q);
+    const page = parseInt(req.query.page, 10) || 1;
+    const pageSize = parseInt(req.query.pageSize, 10) || 25;
+    const result = await contractService.listContracts({
+      filters,
+      sort: req.query.sort || 'newest',
+      page,
+      pageSize,
+    });
+    return successResponse(res, {
+      contracts: result.rows.map((row) => transformContract(row)),
+      total: result.total,
+      page: result.page,
+      pageSize: result.pageSize,
+    });
+  }),
+);
+
+router.post(
+  '/',
+  requirePermission('contracts.manage'),
+  [
+    body('customerAccountId').isInt({ min: 1 }),
+    body('language').optional({ nullable: true }).isString().isLength({ max: 8 }),
+    body('title').optional({ nullable: true }).isString().isLength({ max: 255 }),
+    body('eventName').optional({ nullable: true }).isString().isLength({ max: 255 }),
+    body('eventDate').optional({ nullable: true }).isISO8601(),
+    body('eventTimeStart').optional({ nullable: true }).isString().isLength({ max: 8 }),
+    body('eventTimeEnd').optional({ nullable: true }).isString().isLength({ max: 8 }),
+    body('introText').optional({ nullable: true }).isString(),
+    body('outroText').optional({ nullable: true }).isString(),
+    body('issueDate').optional({ nullable: true }).isISO8601(),
+    body('validUntil').optional({ nullable: true }).isISO8601(),
+  ],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const id = await contractService.createContract(req.body, req.admin?.id);
+    const data = await contractService.getContractById(id);
+    return successResponse(res, { contract: transformContract(data.contract, data.inclusions) }, 201);
+  }),
+);
+
+router.get(
+  '/:id',
+  requirePermission('contracts.view'),
+  [param('id').isInt({ min: 1 })],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const data = await contractService.getContractById(parseInt(req.params.id, 10));
+    if (!data) return res.status(404).json({ error: 'Contract not found' });
+    return successResponse(res, { contract: transformContract(data.contract, data.inclusions) });
+  }),
+);
+
+router.put(
+  '/:id',
+  requirePermission('contracts.manage'),
+  [
+    param('id').isInt({ min: 1 }),
+    body('title').optional({ nullable: true }).isString().isLength({ max: 255 }),
+    body('eventName').optional({ nullable: true }).isString().isLength({ max: 255 }),
+    body('eventDate').optional({ nullable: true }).isISO8601(),
+    body('eventTimeStart').optional({ nullable: true }).isString().isLength({ max: 8 }),
+    body('eventTimeEnd').optional({ nullable: true }).isString().isLength({ max: 8 }),
+    body('introText').optional({ nullable: true }).isString(),
+    body('outroText').optional({ nullable: true }).isString(),
+    body('language').optional({ nullable: true }).isString().isLength({ max: 8 }),
+    body('issueDate').optional({ nullable: true }).isISO8601(),
+    body('validUntil').optional({ nullable: true }).isISO8601(),
+    body('blocks').optional().isArray(),
+    body('blocks.*.blockId').optional().isInt({ min: 1 }),
+    body('blocks.*.included').optional().isBoolean(),
+    body('blocks.*.position').optional().isInt({ min: 0 }),
+  ],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    await contractService.updateContract(parseInt(req.params.id, 10), req.body, req.admin?.id);
+    const data = await contractService.getContractById(parseInt(req.params.id, 10));
+    return successResponse(res, { contract: transformContract(data.contract, data.inclusions) });
+  }),
+);
+
+router.post(
+  '/:id/send',
+  requirePermission('contracts.manage'),
+  [param('id').isInt({ min: 1 })],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const result = await contractService.sendContract(parseInt(req.params.id, 10), req.admin?.id);
+    return successResponse(res, result);
+  }),
+);
+
+router.post(
+  '/:id/cancel',
+  requirePermission('contracts.manage'),
+  [param('id').isInt({ min: 1 })],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const result = await contractService.cancelContract(parseInt(req.params.id, 10), req.admin?.id);
+    return successResponse(res, result);
+  }),
+);
+
+// Convert a fully-signed contract into an event + scheduled invoices.
+// Delegates to quoteService via the contract's source_quote_id; refuses
+// when source_quote_id is null (standalone contracts have no line items
+// to replay).
+router.post(
+  '/:id/convert-to-event',
+  requirePermission('contracts.manage'),
+  [param('id').isInt({ min: 1 })],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const result = await contractService.convertToEvent(parseInt(req.params.id, 10), req.admin?.id);
+    return successResponse(res, result, 200,
+      result.alreadyConverted ? 'Already converted to event' : 'Contract converted to event');
+  }),
+);
+
+// Convert a fully-signed contract into invoice(s) only — no event.
+router.post(
+  '/:id/convert-to-invoice',
+  requirePermission('contracts.manage'),
+  [param('id').isInt({ min: 1 })],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const result = await contractService.convertToInvoiceOnly(parseInt(req.params.id, 10), req.admin?.id);
+    return successResponse(res, result, 200, 'Invoices created from contract');
+  }),
+);
+
+// Re-render the signed PDF (when it's a system render, not a wet-
+// signed upload) and resend the contract_fully_signed email to both
+// parties. Recovery action for contracts where the initial dual-party
+// send failed silently, or where the customer claims they didn't
+// receive the email.
+router.post(
+  '/:id/resend-signed',
+  requirePermission('contracts.manage'),
+  [param('id').isInt({ min: 1 })],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const result = await contractService.rerenderAndResend(parseInt(req.params.id, 10), req.admin?.id);
+    return successResponse(res, result, 200, 'Signed contract re-sent to both parties');
+  }),
+);
+
+// Re-stamp one or both signature images on a contract whose original
+// sign happened before the canvas worked correctly. The admin draws
+// the missing signature(s) on the detail page; this endpoint persists
+// the PNGs, updates signature_path columns, and re-renders the PDF.
+// The customer's typed name + timestamp + IP stay untouched — only
+// the image bound to those evidence fields gets refreshed.
+router.post(
+  '/:id/restamp-signatures',
+  requirePermission('contracts.manage'),
+  [
+    param('id').isInt({ min: 1 }),
+    body('customerSignatureDataUrl').optional({ nullable: true }).isString(),
+    body('adminSignatureDataUrl').optional({ nullable: true }).isString(),
+  ],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const result = await contractService.restampSignatures(
+      parseInt(req.params.id, 10),
+      {
+        customerSignatureDataUrl: req.body.customerSignatureDataUrl || null,
+        adminSignatureDataUrl: req.body.adminSignatureDataUrl || null,
+      },
+      req.admin?.id,
+    );
+    return successResponse(res, result, 200, 'Signatures re-stamped and PDF re-rendered');
+  }),
+);
+
+router.post(
+  '/:id/countersign',
+  requirePermission('contracts.manage'),
+  [
+    param('id').isInt({ min: 1 }),
+    body('name').isString().isLength({ min: 1, max: 255 }),
+    body('signatureDataUrl').optional({ nullable: true }).isString(),
+  ],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const ip = req.ip || req.headers['x-forwarded-for'] || null;
+    const result = await contractService.recordAdminCountersignature(
+      parseInt(req.params.id, 10),
+      { name: req.body.name, ip, signatureDataUrl: req.body.signatureDataUrl },
+      req.admin?.id,
+    );
+    return successResponse(res, result);
+  }),
+);
+
+router.post(
+  '/:id/upload-signed-pdf',
+  requirePermission('contracts.manage'),
+  [param('id').isInt({ min: 1 })],
+  signedPdfUpload.single('file'),
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    if (!req.file) {
+      return res.status(400).json({ error: 'No file uploaded', code: 'NO_FILE' });
+    }
+    const result = await contractService.attachSignedPdfUpload(
+      parseInt(req.params.id, 10),
+      req.file.path,
+      'admin',
+    );
+    return successResponse(res, result);
+  }),
+);
+
+router.get(
+  '/:id/pdf',
+  requirePermission('contracts.view'),
+  [param('id').isInt({ min: 1 })],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const data = await contractService.getContractById(parseInt(req.params.id, 10));
+    if (!data) return res.status(404).json({ error: 'Contract not found' });
+    if (!data.contract.pdf_path) {
+      return res.status(404).json({ error: 'PDF not yet rendered', code: 'PDF_MISSING' });
+    }
+    if (!fs.existsSync(data.contract.pdf_path)) {
+      return res.status(404).json({ error: 'PDF file missing from disk', code: 'PDF_MISSING_ON_DISK' });
+    }
+    // Defence-in-depth: reject any path that resolves outside the
+    // contract storage roots before we open the stream. Today the DB
+    // paths are always written by the service layer, but a future
+    // migration bug or hand-edited row should not turn this endpoint
+    // into an arbitrary-file-read primitive.
+    const safePath = assertContractPdfPath(data.contract.pdf_path);
+    res.setHeader('Content-Type', 'application/pdf');
+    res.setHeader(
+      'Content-Disposition',
+      `inline; filename="${data.contract.contract_number}.pdf"`,
+    );
+    fs.createReadStream(safePath).pipe(res);
+  }),
+);
+
+router.get(
+  '/:id/signed-pdf',
+  requirePermission('contracts.view'),
+  [param('id').isInt({ min: 1 })],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const data = await contractService.getContractById(parseInt(req.params.id, 10));
+    if (!data) return res.status(404).json({ error: 'Contract not found' });
+    if (!data.contract.signed_pdf_path) {
+      return res.status(404).json({ error: 'No signed PDF uploaded', code: 'SIGNED_PDF_MISSING' });
+    }
+    if (!fs.existsSync(data.contract.signed_pdf_path)) {
+      return res.status(404).json({ error: 'Signed PDF missing from disk', code: 'SIGNED_PDF_MISSING_ON_DISK' });
+    }
+    const safePath = assertContractPdfPath(data.contract.signed_pdf_path);
+    res.setHeader('Content-Type', 'application/pdf');
+    res.setHeader(
+      'Content-Disposition',
+      `inline; filename="${data.contract.contract_number}-signed.pdf"`,
+    );
+    fs.createReadStream(safePath).pipe(res);
+  }),
+);
+
+// Audit trail — chronological activity_logs entries for this contract.
+// Used by the AuditTrailCard on the admin detail page; read-only.
+router.get(
+  '/:id/audit-trail',
+  requirePermission('contracts.view'),
+  [param('id').isInt({ min: 1 })],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const entries = await contractService.getAuditTrail(parseInt(req.params.id, 10));
+    return successResponse(res, { entries });
+  }),
+);
+
+// Integrity check — re-hashes pdf_path + signed_pdf_path on disk and
+// compares to the stored pdf_sha256 / signed_pdf_sha256 (migration
+// 131). Lets the admin confirm a contract PDF on disk still matches
+// what was issued, catching backup-corruption / manual-edit cases
+// without needing to drop to a shell.
+router.get(
+  '/:id/verify-integrity',
+  requirePermission('contracts.view'),
+  [param('id').isInt({ min: 1 })],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const result = await contractService.verifyIntegrity(parseInt(req.params.id, 10));
+    return successResponse(res, result);
+  }),
+);
+
+router.get(
+  '/:id/preview',
+  requirePermission('contracts.view'),
+  [param('id').isInt({ min: 1 })],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const buffer = await contractService.renderContractPdfBuffer(parseInt(req.params.id, 10));
+    res.setHeader('Content-Type', 'application/pdf');
+    res.setHeader('Content-Disposition', 'inline; filename="contract-preview.pdf"');
+    return res.send(buffer);
+  }),
+);
+
+module.exports = router;

backend/src/routes/adminCustomers.js

@@ -12,6 +12,8 @@ const { adminAuth } = require('../middleware/auth');
 const { requirePermission } = require('../middleware/permissions');
 const { handleAsync, validateRequest, successResponse } = require('../utils/routeHelpers');
 const customerAccountsService = require('../services/customerAccountsService');
+const customerHoursService = require('../services/customerHoursService');
+const invoiceService = require('../services/invoiceService');
 
 const router = express.Router();
 
@@ -38,14 +40,32 @@ function transformCustomer(c) {
     city: c.city,
     state: c.state,
     countryCode: c.country_code,
+    countryName: c.country_name,
     preferredLanguage: c.preferred_language,
+    // CRM billing cadence override (migration 102). Drives whether the
+    // invoice scheduler honours the quote's installment plan or snaps
+    // every bill to the customer's monthly/quarterly cycle day.
+    billingCadence: c.billing_cadence || 'per_event',
+    billingCycleDay: c.billing_cycle_day == null ? 1 : Number(c.billing_cycle_day),
     notes: c.notes,
     isActive: c.is_active,
+    // Passive customers (admin-only, no portal access) are identified
+    // by a null password_hash. We never expose the hash itself —
+    // this boolean is the only thing the frontend ever sees, and it
+    // drives the "Passive — admin only" badge + the "Send portal
+    // invitation" button on the detail page.
+    isPassive: c.password_hash == null,
     // Per-customer feature flags (#354 follow-up). Coerce to bool so the
     // frontend doesn't have to deal with SQLite's 0/1 values.
     featureCalendar: c.feature_calendar === true || c.feature_calendar === 1,
     featureQuotes:   c.feature_quotes   === true || c.feature_quotes   === 1,
     featureBills:    c.feature_bills    === true || c.feature_bills    === 1,
+    // Hours logging (migration 129) — fourth per-customer flag.
+    // Default hourly rate (in minor units) is null when admin hasn't
+    // set one; the editor surfaces it as an empty input and forces a
+    // per-entry override on every logged block.
+    featureHoursLogging: c.feature_hours_logging === true || c.feature_hours_logging === 1,
+    hourlyRateMinor: c.hourly_rate_minor != null ? Number(c.hourly_rate_minor) : null,
     lastLogin: c.last_login,
     createdAt: c.created_at,
     updatedAt: c.updated_at,
@@ -141,6 +161,11 @@ router.post('/invite', [
   body('prefill.city').optional({ nullable: true }).isString().isLength({ max: 120 }),
   body('prefill.state').optional({ nullable: true }).isString().isLength({ max: 120 }),
   body('prefill.country_code').optional({ nullable: true }).isString().isLength({ max: 2 }),
+  // Per-customer preferred language. Drives portal UI + quote/invoice
+  // PDF locale. Defaults at insert time to the business profile's
+  // default_locale when the admin doesn't supply one (see
+  // customerAccountsService.acceptInvitation).
+  body('prefill.preferred_language').optional({ nullable: true }).isString().isLength({ min: 2, max: 8 }),
 ], handleAsync(async (req, res) => {
   validateRequest(req);
   const invitation = await customerAccountsService.createInvitation({
@@ -162,7 +187,15 @@ router.post('/invite', [
       expiresAt: invitation.expiresAt,
     },
   };
-  if (process.env.NODE_ENV !== 'production') {
+  // C.7 — hardened token echo. The previous shape gated on
+  // `NODE_ENV !== 'production'`, which is true in dev AND when the
+  // variable is unset entirely (some hosting setups never set
+  // NODE_ENV in their entrypoint). That meant the raw invitation
+  // token could leak in production-shaped deployments where the env
+  // happened to be unset. Now requires an EXPLICIT opt-in
+  // (`PICPEAK_ECHO_INVITE_TOKEN=1`) so a misconfigured production
+  // host fails closed instead of open.
+  if (process.env.PICPEAK_ECHO_INVITE_TOKEN === '1') {
     payload.invitation.token = invitation.token;
   }
   successResponse(res, payload, 201);
@@ -181,6 +214,114 @@ router.delete('/invitations/:id', [
   successResponse(res, { message: 'Invitation cancelled' });
 }));
 
+// ---- create passive customer (no invitation, admin-only) ----------------
+//
+// Counterpart to POST /invite: instead of creating an invitation row +
+// email, this endpoint inserts the customer directly with
+// password_hash=null (passive). The admin uses this when they have all
+// the customer's info on hand and just need an identity to attach a
+// quote / invoice / gallery to — no portal access required.
+//
+// Same per-field validators as /invite's prefill block, plus `email`
+// required at the top level. Permission: customers.create.
+router.post('/', [
+  adminAuth,
+  requirePermission('customers.create'),
+  body('email').isEmail().normalizeEmail().withMessage('Valid email is required'),
+  body('prefill').optional().isObject(),
+  body('prefill.salutation').optional({ nullable: true }).isString().isLength({ max: 32 }),
+  body('prefill.first_name').optional({ nullable: true }).isString().isLength({ max: 80 }),
+  body('prefill.last_name').optional({ nullable: true }).isString().isLength({ max: 80 }),
+  body('prefill.display_name').optional({ nullable: true }).isString().isLength({ max: 120 }),
+  body('prefill.phone').optional({ nullable: true }).isString().isLength({ max: 40 }),
+  body('prefill.company_name').optional({ nullable: true }).isString().isLength({ max: 120 }),
+  body('prefill.vat_id').optional({ nullable: true }).isString().isLength({ max: 40 }),
+  body('prefill.address_line1').optional({ nullable: true }).isString().isLength({ max: 255 }),
+  body('prefill.address_line2').optional({ nullable: true }).isString().isLength({ max: 255 }),
+  body('prefill.postal_code').optional({ nullable: true }).isString().isLength({ max: 20 }),
+  body('prefill.city').optional({ nullable: true }).isString().isLength({ max: 120 }),
+  body('prefill.state').optional({ nullable: true }).isString().isLength({ max: 120 }),
+  body('prefill.country_code').optional({ nullable: true }).isString().isLength({ max: 2 }),
+  body('prefill.country_name').optional({ nullable: true }).isString().isLength({ max: 120 }),
+  body('prefill.preferred_language').optional({ nullable: true }).isString().isLength({ min: 2, max: 8 }),
+], handleAsync(async (req, res) => {
+  validateRequest(req);
+  const { id } = await customerAccountsService.createDirect({
+    email: req.body.email,
+    prefill: req.body.prefill,
+    createdByAdminId: req.admin.id,
+  });
+  const customer = await customerAccountsService.getCustomerById(id);
+  successResponse(res, { customer: transformCustomer(customer) }, 201);
+}));
+
+// ---- promote a passive customer to active (send portal invitation) ------
+//
+// Fires the standard customer-invitation email flow at a customer who
+// currently has no password_hash. The customer clicks the link, lands
+// on the accept page (pre-populated with their existing profile),
+// chooses a password, and is now active. The customer's id stays the
+// same — all their invoices/quotes/gallery assignments survive.
+//
+// 409 with code CUSTOMER_ALREADY_ACTIVE when the customer already has
+// a password set, so the button on the detail page can render an
+// appropriate error toast.
+router.post('/:id/send-invite', [
+  adminAuth,
+  requirePermission('customers.create'),
+  param('id').isInt({ min: 1 }),
+], handleAsync(async (req, res) => {
+  validateRequest(req);
+  const customerId = parseInt(req.params.id, 10);
+  const customer = await customerAccountsService.getCustomerById(customerId);
+  if (customer.password_hash) {
+    return res.status(409).json({
+      error: 'Customer already has portal access — no invitation needed.',
+      code: 'CUSTOMER_ALREADY_ACTIVE',
+    });
+  }
+  // Derive the invitation prefill from the customer's existing
+  // profile so the accept page is pre-populated with what the admin
+  // already entered for them (saves the customer typing it again).
+  // Only the whitelisted fields go through.
+  const prefill = {
+    salutation:     customer.salutation,
+    first_name:     customer.first_name,
+    last_name:      customer.last_name,
+    display_name:   customer.display_name,
+    phone:          customer.phone,
+    company_name:   customer.company_name,
+    vat_id:         customer.vat_id,
+    address_line1:  customer.address_line1,
+    address_line2:  customer.address_line2,
+    postal_code:    customer.postal_code,
+    city:           customer.city,
+    state:          customer.state,
+    country_code:   customer.country_code,
+    country_name:   customer.country_name,
+    preferred_language: customer.preferred_language,
+  };
+  const invitation = await customerAccountsService.createInvitation({
+    email: customer.email,
+    invitedById: req.admin.id,
+    prefill,
+  });
+  const payload = {
+    invitation: {
+      id: invitation.id,
+      email: invitation.email,
+      expiresAt: invitation.expiresAt,
+    },
+  };
+  // C.7 — see the matching gate on POST /invite. Explicit opt-in
+  // (`PICPEAK_ECHO_INVITE_TOKEN=1`) fails closed when NODE_ENV is
+  // unset in a production-shaped deployment.
+  if (process.env.PICPEAK_ECHO_INVITE_TOKEN === '1') {
+    payload.invitation.token = invitation.token;
+  }
+  successResponse(res, payload, 201);
+}));
+
 // ---- customer record ----------------------------------------------------
 
 router.get('/:id', [
@@ -197,15 +338,24 @@ router.get('/:id', [
 
 router.put('/:id', [
   adminAuth,
-  requirePermission('customers.create'),
+  // Migration 134 — record-edit scope split out of customers.create.
+  // Roles that previously held customers.create were granted
+  // customers.edit on upgrade so behavior is preserved.
+  requirePermission('customers.edit'),
   param('id').isInt({ min: 1 }),
   body('email').optional().isEmail().normalizeEmail(),
-  body('salutation').optional().isString().isLength({ max: 32 }),
-  body('first_name').optional().isString().isLength({ max: 80 }),
-  body('last_name').optional().isString().isLength({ max: 80 }),
-  body('display_name').optional().isString().isLength({ max: 120 }),
-  body('phone').optional().isString().isLength({ max: 40 }),
-  body('company_name').optional().isString().isLength({ max: 120 }),
+  // `{ nullable: true }` so a passive customer who has no salutation /
+  // phone / company in their record can still save the page — the
+  // form sends `null` for those empty fields, and plain `.optional()`
+  // (which only skips `undefined`) would reject null at the
+  // subsequent `.isString()` step. Mirrors the existing pattern on
+  // billing_email / vat_id / address_* below.
+  body('salutation').optional({ nullable: true }).isString().isLength({ max: 32 }),
+  body('first_name').optional({ nullable: true }).isString().isLength({ max: 80 }),
+  body('last_name').optional({ nullable: true }).isString().isLength({ max: 80 }),
+  body('display_name').optional({ nullable: true }).isString().isLength({ max: 120 }),
+  body('phone').optional({ nullable: true }).isString().isLength({ max: 40 }),
+  body('company_name').optional({ nullable: true }).isString().isLength({ max: 120 }),
   body('billing_email').optional({ nullable: true }).isString(),
   body('vat_id').optional({ nullable: true }).isString().isLength({ max: 40 }),
   body('address_line1').optional({ nullable: true }).isString().isLength({ max: 255 }),
@@ -214,12 +364,24 @@ router.put('/:id', [
   body('city').optional({ nullable: true }).isString().isLength({ max: 120 }),
   body('state').optional({ nullable: true }).isString().isLength({ max: 120 }),
   body('country_code').optional({ nullable: true }).isString().isLength({ max: 2 }),
-  body('preferred_language').optional().isString().isLength({ max: 8 }),
+  body('country_name').optional({ nullable: true }).isString().isLength({ max: 120 }),
+  body('preferred_language').optional({ nullable: true }).isString().isLength({ max: 8 }),
   body('notes').optional({ nullable: true }).isString(),
   body('is_active').optional().isBoolean(),
   body('feature_calendar').optional().isBoolean(),
   body('feature_quotes').optional().isBoolean(),
   body('feature_bills').optional().isBoolean(),
+  // Hours logging (migration 129).
+  body('feature_hours_logging').optional().isBoolean(),
+  body('hourly_rate_minor').optional({ nullable: true }).isInt({ min: 0 }),
+  // CRM billing cadence — see migration 102. `per_event` keeps the
+  // existing per-event payment plan; monthly/quarterly snap every
+  // generated invoice to billing_cycle_day of the next period.
+  // Cycle day spans -15..-1 (days before month end) and 1..28
+  // (day of month) per migration 128 + service-layer clamp.
+  body('billing_cadence').optional().isIn(['per_event', 'monthly', 'quarterly']),
+  body('billing_cycle_day').optional().isInt({ min: -15, max: 28 })
+    .withMessage('billing_cycle_day must be -15..-1 (days before month end) or 1..28 (day of month)'),
 ], handleAsync(async (req, res) => {
   validateRequest(req);
   const customer = await customerAccountsService.updateCustomer(
@@ -327,7 +489,11 @@ router.post('/:id/password-reset', [
  */
 router.put('/:id/events', [
   adminAuth,
-  requirePermission('customers.create'),
+  // Migration 134 — event-assignment scope split out of customers.create.
+  // Lets an admin grant a coordinator the ability to re-target a customer
+  // between weddings without also unlocking VAT-ID / billing-address
+  // edits on every customer they can see.
+  requirePermission('customers.events'),
   param('id').isInt({ min: 1 }),
   body('event_ids').isArray(),
   body('event_ids.*').isInt({ min: 1 }),
@@ -341,4 +507,163 @@ router.put('/:id/events', [
   successResponse(res, result);
 }));
 
+// ---------------------------------------------------------------------
+// Hour entries (migration 129).
+//
+// Five endpoints under /api/admin/customers/:id/hour-entries — list,
+// create, update, delete, plus the per-event "Bill these hours"
+// action. Mounted alongside the /events sub-resource above; permission
+// tier is customers.create, same as the rest of the customer-write
+// surface.
+// ---------------------------------------------------------------------
+
+router.get('/:id/hour-entries', [
+  adminAuth,
+  requirePermission('customers.view'),
+  param('id').isInt({ min: 1 }),
+  query('status').optional().isIn(['unbilled', 'billed', 'cancelled']),
+], handleAsync(async (req, res) => {
+  validateRequest(req);
+  const rows = await customerHoursService.listEntries(
+    parseInt(req.params.id, 10),
+    { status: req.query.status },
+  );
+  successResponse(res, { entries: rows.map(transformHourEntry) });
+}));
+
+router.post('/:id/hour-entries', [
+  adminAuth,
+  // Migration 134 — hour entries are customer-scoped writes; same scope
+  // as customer record edits, narrower than invite/create.
+  requirePermission('customers.edit'),
+  param('id').isInt({ min: 1 }),
+  body('entryDate').isISO8601(),
+  body('startTime').matches(/^([01]\d|2[0-3]):[0-5]\d$/),
+  body('endTime').matches(/^([01]\d|2[0-3]):[0-5]\d$/),
+  body('hourlyRateMinorOverride').optional({ nullable: true }).isInt({ min: 0 }),
+  body('description').optional({ nullable: true }).isString().isLength({ max: 1000 }),
+], handleAsync(async (req, res) => {
+  validateRequest(req);
+  const result = await customerHoursService.createEntry(
+    parseInt(req.params.id, 10),
+    req.body,
+    req.admin.id,
+  );
+  successResponse(res, result, 201);
+}));
+
+router.put('/:id/hour-entries/:entryId', [
+  adminAuth,
+  requirePermission('customers.edit'),
+  param('id').isInt({ min: 1 }),
+  param('entryId').isInt({ min: 1 }),
+  body('entryDate').optional().isISO8601(),
+  body('startTime').optional().matches(/^([01]\d|2[0-3]):[0-5]\d$/),
+  body('endTime').optional().matches(/^([01]\d|2[0-3]):[0-5]\d$/),
+  body('hourlyRateMinorOverride').optional({ nullable: true }).isInt({ min: 0 }),
+  body('description').optional({ nullable: true }).isString().isLength({ max: 1000 }),
+], handleAsync(async (req, res) => {
+  validateRequest(req);
+  const result = await customerHoursService.updateEntry(
+    parseInt(req.params.entryId, 10),
+    req.body,
+    req.admin.id,
+  );
+  successResponse(res, result);
+}));
+
+router.delete('/:id/hour-entries/:entryId', [
+  adminAuth,
+  requirePermission('customers.edit'),
+  param('id').isInt({ min: 1 }),
+  param('entryId').isInt({ min: 1 }),
+], handleAsync(async (req, res) => {
+  validateRequest(req);
+  const result = await customerHoursService.deleteEntry(
+    parseInt(req.params.entryId, 10),
+    req.admin.id,
+  );
+  successResponse(res, result);
+}));
+
+router.post('/:id/hour-entries/bill', [
+  adminAuth,
+  requirePermission('customers.edit'),
+  param('id').isInt({ min: 1 }),
+], handleAsync(async (req, res) => {
+  validateRequest(req);
+  const result = await customerHoursService.billUnbilledEntries(
+    parseInt(req.params.id, 10),
+    req.admin.id,
+  );
+  successResponse(res, result, 201);
+}));
+
+function transformHourEntry(h) {
+  return {
+    id: h.id,
+    customerAccountId: h.customer_account_id,
+    entryDate: typeof h.entry_date === 'string' ? h.entry_date.slice(0, 10) : h.entry_date,
+    startTime: h.start_time,
+    endTime: h.end_time,
+    durationMinutes: Number(h.duration_minutes),
+    hourlyRateMinorOverride: h.hourly_rate_minor_override != null ? Number(h.hourly_rate_minor_override) : null,
+    description: h.description,
+    status: h.status,
+    invoiceId: h.invoice_id,
+    invoiceLineItemId: h.invoice_line_item_id,
+    invoiceNumber: h.invoice_number || null,
+    invoiceStatus: h.invoice_status || null,
+    invoiceIsMonthlyDraft: h.invoice_is_monthly_draft === true || h.invoice_is_monthly_draft === 1,
+    invoiceScheduledSendAt: h.invoice_scheduled_send_at,
+    billedAt: h.billed_at,
+    recordedByAdminId: h.recorded_by_admin_id,
+    createdAt: h.created_at,
+    updatedAt: h.updated_at,
+  };
+}
+
+// ---------------------------------------------------------------------
+// Monthly billing — manual trigger (migration 128 admin override).
+//
+// Issues the customer's running monthly draft NOW, bypassing the
+// scheduler's cadence-day wait. Used when admin wants to bill out-of-
+// cycle (e.g. customer requested an early invoice, project completed
+// before cadence day). Permission tier is customers.create — same as
+// the rest of the customer-write surface and matches the rest of the
+// monthly-billing controls.
+// ---------------------------------------------------------------------
+router.post('/:id/trigger-monthly-bill', [
+  adminAuth,
+  // Migration 134 — admin-override fire is a customer-scoped write,
+  // not a create. Roles holding customers.create were granted
+  // customers.edit on upgrade so this still works for existing admins.
+  requirePermission('customers.edit'),
+  param('id').isInt({ min: 1 }),
+], handleAsync(async (req, res) => {
+  validateRequest(req);
+  const result = await invoiceService.triggerMonthlyBillNow(
+    parseInt(req.params.id, 10),
+    req.admin.id,
+  );
+  successResponse(res, result, 201);
+}));
+
+// Preview the customer's open monthly draft (line items + totals) so
+// the customer-detail page can show "what will ship on the next cycle
+// day". Returns null draft when nothing has been queued yet. Same
+// permission scope as the trigger endpoint — both read/operate on
+// the same row.
+router.get('/:id/monthly-draft', [
+  adminAuth,
+  // Migration 134 — kept aligned with /trigger-monthly-bill above;
+  // the same role that can fire the draft should be able to preview it.
+  requirePermission('customers.edit'),
+  param('id').isInt({ min: 1 }),
+], handleAsync(async (req, res) => {
+  validateRequest(req);
+  const draft = await invoiceService.getMonthlyDraft(parseInt(req.params.id, 10));
+  successResponse(res, { draft });
+}));
+
 module.exports = router;

backend/src/routes/adminDashboard.js

@@ -353,4 +353,176 @@ router.get('/analytics', adminAuth, requirePermission('analytics.view'), async (
   }
 });
 
+/**
+ * CRM overview stats — quote / invoice counts by status, rolling
+ * revenue windows, outstanding payments. Used by the CRM Overview
+ * tab at /admin/clients/overview.
+ *
+ * Permission gate: `bills.view` OR `quotes.view` — either CRM
+ * sub-feature unlocks the headline numbers.
+ *
+ * Currency handling: aggregates sum naively across currencies.
+ * Multi-currency installs get a `currency` field set to the
+ * business profile's default; admins running mixed-currency books
+ * should treat the headline figure as approximate. A multi-currency
+ * breakdown can be added later.
+ */
+router.get('/crm-stats', adminAuth, async (req, res) => {
+  try {
+    // Either CRM permission is enough — both sub-features stand
+    // alone (one studio may bill manually but quote via picpeak,
+    // another might invoice but not quote). Permissions aren't
+    // attached to req.admin synchronously; we have to ask the DB
+    // via userHasAnyPermission so our inline check matches the
+    // behaviour of the requirePermission middleware used elsewhere.
+    const { userHasAnyPermission } = require('../middleware/permissions');
+    const canSeeBills  = await userHasAnyPermission(req.admin.id, ['bills.view']);
+    const canSeeQuotes = await userHasAnyPermission(req.admin.id, ['quotes.view']);
+    if (!canSeeBills && !canSeeQuotes) {
+      return res.status(403).json({ error: 'Forbidden' });
+    }
+
+    const now = Date.now();
+    const DAY = 24 * 60 * 60 * 1000;
+    const monthCutoff   = new Date(now -  30 * DAY);
+    const quarterCutoff = new Date(now -  90 * DAY);
+    const yearCutoff    = new Date(now - 365 * DAY);
+
+    // ---- quotes: counts by status ---------------------------------
+    let quoteCounts = { draft: 0, sent: 0, accepted: 0, declined: 0, expired: 0, converted: 0 };
+    if (canSeeQuotes) {
+      try {
+        const rows = await db('quotes').select('status').count('id as count').groupBy('status');
+        for (const r of rows) {
+          if (r.status in quoteCounts) quoteCounts[r.status] = Number(r.count) || 0;
+        }
+      } catch (e) {
+        // Table may not exist on installs without CRM migrations.
+        // Treat as all-zero so the page still renders.
+      }
+    }
+
+    // ---- invoices: counts by status -------------------------------
+    let invoiceCounts = { scheduled: 0, sent: 0, paid: 0, overdue: 0, cancelled: 0 };
+    let revenueMonthMinor = 0;
+    let revenueQuarterMinor = 0;
+    let revenueYearMinor = 0;
+    let outstandingTotalMinor = 0;
+    let outstandingCount = 0;
+
+    if (canSeeBills) {
+      try {
+        // Same exclusions as the outstanding calc — Stornorechnungen
+        // and monthly drafts skew the per-status counts (Sent
+        // includes both real outstanding invoices and credit-note
+        // rows; Scheduled includes mid-period accumulators that the
+        // admin doesn't think of as "queued invoices" yet).
+        const rows = await db('invoices')
+          .andWhere(function() {
+            this.whereNot('kind', 'storno').orWhereNull('kind');
+          })
+          .andWhere(function() {
+            this.where('is_monthly_draft', false).orWhereNull('is_monthly_draft');
+          })
+          .select('status').count('id as count').groupBy('status');
+        for (const r of rows) {
+          if (r.status in invoiceCounts) invoiceCounts[r.status] = Number(r.count) || 0;
+        }
+
+        // Revenue windows: sum of `paid_amount_minor` for invoices
+        // marked PAID where paid_at falls inside the window. Using
+        // paid_amount (not total) so partial payments are tracked
+        // accurately. Stornos excluded — they're never status='paid'
+        // in normal flow but the guard is defensive.
+        const winSum = async (cutoff) => {
+          const row = await db('invoices')
+            .where('status', 'paid')
+            .where('paid_at', '>=', cutoff)
+            .andWhere(function() {
+              this.whereNot('kind', 'storno').orWhereNull('kind');
+            })
+            .sum('paid_amount_minor as total')
+            .first();
+          return Number(row?.total || 0);
+        };
+        revenueMonthMinor   = await winSum(monthCutoff);
+        revenueQuarterMinor = await winSum(quarterCutoff);
+        revenueYearMinor    = await winSum(yearCutoff);
+
+        // Outstanding: every invoice that's been sent but not fully
+        // paid (sent + overdue). Outstanding = total - paid. We sum
+        // the gap per row rather than `total - sum(paid)` so partial
+        // payments contribute correctly.
+        //
+        // Exclusions:
+        //   - kind='storno' rows. Stornorechnungen carry status='sent'
+        //     and total_amount_minor < 0; without the filter they slip
+        //     through the status check and inflate `invoiceCount` by 1
+        //     per Storno (the per-row gap math correctly returns 0 for
+        //     the amount, but the row still counts). They're
+        //     accounting-side credit notes, not money the customer
+        //     owes.
+        //   - is_monthly_draft=true rows. Drafts ship via the monthly
+        //     cycle and aren't owed money until they leave draft state.
+        const openRows = await db('invoices')
+          .whereIn('status', ['sent', 'overdue'])
+          .andWhere(function() {
+            this.whereNot('kind', 'storno').orWhereNull('kind');
+          })
+          .andWhere(function() {
+            // Belt-and-braces: a Storno is uniquely identified by
+            // having `cancels_invoice_id` set (migration 114). Even
+            // if `kind` is somehow NULL on a Storno row, this catches
+            // it. NULL on regular invoices passes through unchanged.
+            this.whereNull('cancels_invoice_id');
+          })
+          .andWhere(function() {
+            this.where('is_monthly_draft', false).orWhereNull('is_monthly_draft');
+          })
+          .andWhere('total_amount_minor', '>=', 0)
+          .select('total_amount_minor', 'paid_amount_minor', 'late_fee_amount_minor');
+        for (const r of openRows) {
+          const total = Number(r.total_amount_minor || 0) + Number(r.late_fee_amount_minor || 0);
+          const paid  = Number(r.paid_amount_minor || 0);
+          const gap   = Math.max(0, total - paid);
+          if (gap > 0) {
+            outstandingTotalMinor += gap;
+            outstandingCount += 1;
+          }
+        }
+      } catch (e) {
+        // Table missing — treat as empty (same as quotes above).
+      }
+    }
+
+    // Default currency for the headline figure. Pull from
+    // business_profile.default_currency when present; the renderer
+    // accepts the same fallback chain we use elsewhere.
+    let currency = 'CHF';
+    try {
+      const profile = await db('business_profile').where({ id: 1 }).first();
+      if (profile?.default_currency) currency = String(profile.default_currency).toUpperCase();
+    } catch (_) { /* leave default */ }
+
+    res.json({
+      currency,
+      quotes: quoteCounts,
+      invoices: invoiceCounts,
+      revenue: {
+        monthMinor:   revenueMonthMinor,
+        quarterMinor: revenueQuarterMinor,
+        yearMinor:    revenueYearMinor,
+      },
+      outstanding: {
+        totalMinor: outstandingTotalMinor,
+        invoiceCount: outstandingCount,
+      },
+      generatedAt: new Date().toISOString(),
+    });
+  } catch (error) {
+    require('../utils/logger').error('CRM stats error:', error);
+    res.status(500).json({ error: 'Failed to load CRM stats' });
+  }
+});
+
 module.exports = router;

backend/src/routes/adminDeals.js

@@ -0,0 +1,83 @@
+/**
+ * Admin → deals lineage endpoint.
+ *
+ * One UUID per customer engagement spans every quote, contract, and
+ * invoice (migration 140). This route exposes the union: given a
+ * deal_uuid, return every related document so the frontend's
+ * DocumentLineageCard can render the full chain with a single query
+ * instead of walking the legacy point-to-point FKs in JS.
+ *
+ * Read-only. The same `customers.view` permission used elsewhere for
+ * lineage display is the gate here — anyone who can read a quote or
+ * invoice detail page can read its deal lineage.
+ *
+ * Sibling routes (`/api/admin/quotes/:id/lineage`,
+ * `/api/admin/contracts/:id/lineage`, `/api/admin/invoices/:id/lineage`)
+ * also exist as conveniences so the frontend doesn't have to fetch
+ * the deal_uuid first; they resolve and delegate to the same service.
+ */
+
+const express = require('express');
+const { param, body } = require('express-validator');
+const { adminAuth } = require('../middleware/auth');
+const { requirePermission } = require('../middleware/permissions');
+const { handleAsync, validateRequest, successResponse } = require('../utils/routeHelpers');
+const dealsService = require('../services/dealsService');
+const invoiceService = require('../services/invoiceService');
+const { db } = require('../database/db');
+
+const router = express.Router();
+router.use(adminAuth);
+
+router.get(
+  '/:uuid/documents',
+  requirePermission('customers.view'),
+  // UUID v4 format check — adminCalendar uses a similar pattern.
+  // Length window 32–36 covers both hyphenated and non-hyphenated
+  // forms; the service does the actual lookup.
+  [param('uuid').isString().isLength({ min: 32, max: 36 })],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const result = await dealsService.getDealDocuments(req.params.uuid);
+    return successResponse(res, result);
+  }),
+);
+
+/**
+ * Atomically reshape an installment plan after siblings have spawned.
+ * Delegates to invoiceService.updateInstallmentPlan inside a transaction.
+ * See that service function for the guard/reuse/grow/trim semantics.
+ *
+ * 400 — invalid input (validator or service-side percent sum / unknown
+ *       trigger / single-invoice deal).
+ * 404 — deal_uuid owns no invoices.
+ * 409 — at least one sibling is past `scheduled`/`pending_delivery`, or
+ *       the deal contains a Storno.
+ */
+router.put(
+  '/:uuid/installment-plan',
+  requirePermission('bills.manage'),
+  [
+    param('uuid').isString().isLength({ min: 32, max: 36 }),
+    body('installments').isArray({ min: 1 }),
+    body('installments.*.percent').isFloat({ min: 0, max: 100 }),
+    body('installments.*.trigger').isIn([
+      'quote_accepted', 'before_event', 'after_event', 'after_delivery', 'fixed_date',
+    ]),
+    body('installments.*.offset_days').isInt(),
+    body('installments.*.label').optional({ values: 'falsy' }).isString().isLength({ max: 200 }),
+  ],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const adminId = req.admin?.id;
+    const result = await db.transaction((trx) => invoiceService.updateInstallmentPlan({
+      trx,
+      dealUuid: req.params.uuid,
+      installments: req.body.installments,
+      adminId,
+    }));
+    return successResponse(res, result);
+  }),
+);
+
+module.exports = router;

backend/src/routes/adminDev.js

@@ -0,0 +1,455 @@
+/**
+ * Admin → Dev tools
+ *
+ * Internal-use endpoints surfaced via the "Development" sub-tab
+ * under Clients. Strictly gated behind THREE layers:
+ *   - admin auth + `settings.edit` permission
+ *   - the `crmDevelopment` feature flag (defense-in-depth — the
+ *     frontend hides the tab when off, this check stops API
+ *     callers from poking endpoints that aren't supposed to fire)
+ *   - the `PICPEAK_ENABLE_DEV_TOOLS=1` environment variable
+ *     (production-safety hard gate — a stray feature flag flip in
+ *     a real install can't enable these endpoints)
+ *
+ * Currently exposes:
+ *   POST /send-test-email   queue any CRM email template to the
+ *                           currently-logged-in admin's mailbox,
+ *                           with SYNTHETIC data only (PDFs are
+ *                           rendered from hard-coded sample data,
+ *                           never from real customer records)
+ *
+ * Security history: a prior version of this route queried real
+ * customer records (`SELECT … FROM quotes ORDER BY id DESC LIMIT 1`)
+ * to source the sample PDFs, which leaked one customer's invoice to
+ * a different admin's inbox in multi-admin installs. The synthetic-
+ * only data path closes that leak; the env gate prevents accidental
+ * production exposure if the feature flag is ever flipped on by
+ * mistake.
+ */
+
+const express = require('express');
+const { body } = require('express-validator');
+const path = require('path');
+const fs = require('fs');
+const { adminAuth } = require('../middleware/auth');
+const { requirePermission } = require('../middleware/permissions');
+const { handleAsync, validateRequest, successResponse } = require('../utils/routeHelpers');
+const { db } = require('../database/db');
+const emailProcessor = require('../services/emailProcessor');
+const pdfService = require('../services/pdfService');
+const { AppError } = require('../utils/errors');
+const logger = require('../utils/logger');
+
+const router = express.Router();
+
+router.use(adminAuth);
+
+/**
+ * Production-safety gate. Even if the crmDevelopment feature flag is
+ * accidentally enabled in a production install (one wrong DB toggle),
+ * this env check prevents the endpoints from doing anything. Operators
+ * who genuinely want dev tools in a non-production environment set
+ * PICPEAK_ENABLE_DEV_TOOLS=1 in the env file.
+ */
+router.use(handleAsync(async (req, res, next) => {
+  if (process.env.PICPEAK_ENABLE_DEV_TOOLS !== '1') {
+    return res.status(403).json({
+      error: 'CRM development tools are disabled (PICPEAK_ENABLE_DEV_TOOLS env var not set)',
+      code: 'CRM_DEV_ENV_DISABLED',
+    });
+  }
+  next();
+}));
+
+/**
+ * Gate every endpoint below the crmDevelopment feature flag.
+ * Mirrors the parent /admin/clients/development route guard.
+ */
+router.use(handleAsync(async (req, res, next) => {
+  const row = await db('feature_flags').where({ key: 'crmDevelopment' }).first();
+  const enabled = row && (row.value === true || row.value === 1 || row.value === '1');
+  if (!enabled) {
+    return res.status(403).json({
+      error: 'CRM development tools are disabled',
+      code: 'CRM_DEV_DISABLED',
+    });
+  }
+  next();
+}));
+
+const TEMPLATES_KEYS = [
+  'quote_sent',
+  'quote_accepted_customer',
+  'quote_accepted_admin',
+  'quote_declined_admin',
+  'invoice_sent',
+  'invoice_reminder_first',
+  'invoice_reminder_second',
+  'invoice_payment_check_admin',
+  // Contracts (migration 130). All three flows are exercised:
+  //   - contract_sent: admin → customer, with a sample contract PDF
+  //   - contract_signed_admin_notification: customer-signed ping back
+  //     to the admin (no attachment in the real flow either)
+  //   - contract_fully_signed: dual-party send when both signatures
+  //     are in. Real flow attaches the stamped contract + audit cert;
+  //     the dev tester attaches the stamped contract only (the audit
+  //     cert is reproducible from contract data so its absence here
+  //     doesn't change what's being tested — the template body).
+  'contract_sent',
+  'contract_signed_admin_notification',
+  'contract_fully_signed',
+  // Pre-event reminder emails (migration 143). The runtime resolver
+  // picks `event_reminder_<events.event_type>` with fallback to
+  // `event_reminder_default`. The dev tester exposes every seeded
+  // template so the maintainer can eyeball each category's body
+  // without staging a real event for each.
+  'event_reminder_default',
+  'event_reminder_wedding',
+  'event_reminder_birthday',
+  'event_reminder_corporate',
+  'event_reminder_other',
+];
+
+router.get(
+  '/email-templates',
+  requirePermission('settings.edit'),
+  handleAsync(async (_req, res) => {
+    // Return the keys + whether each template exists in the DB so
+    // the UI can grey out missing ones (e.g. on an install that
+    // hasn't run migration 116 yet).
+    const rows = await db('email_templates')
+      .whereIn('template_key', TEMPLATES_KEYS)
+      .select('template_key');
+    const present = new Set(rows.map((r) => r.template_key));
+    return successResponse(res, {
+      templates: TEMPLATES_KEYS.map((k) => ({ key: k, present: present.has(k) })),
+    });
+  })
+);
+
+const FRONTEND_URL_FALLBACK = 'https://app.example.com';
+const DEV_TEST_DIR = () => path.join(process.cwd(), 'storage', 'business-docs', 'dev-test');
+
+function fakeMoney(major, currency, locale = 'de') {
+  return new Intl.NumberFormat(locale === 'de' ? 'de-CH' : 'en-GB', {
+    style: 'currency', currency: (currency || 'CHF').toUpperCase(),
+  }).format(major);
+}
+function fakeShortDate(d) {
+  const date = d instanceof Date ? d : new Date(d);
+  return `${String(date.getDate()).padStart(2, '0')}.${String(date.getMonth() + 1).padStart(2, '0')}.${date.getFullYear()}`;
+}
+
+/**
+ * Keep the dev-test PDF directory bounded: retain only the 7 newest
+ * files per cleanup pass. Each test-email render writes a fresh file;
+ * without cleanup the directory grows unbounded.
+ *
+ * Best-effort: failures are logged and swallowed (cleanup never blocks
+ * the test-email flow).
+ */
+function pruneDevTestDir() {
+  try {
+    const dir = DEV_TEST_DIR();
+    if (!fs.existsSync(dir)) return;
+    const entries = fs.readdirSync(dir, { withFileTypes: true })
+      .filter((e) => e.isFile() && e.name.endsWith('.pdf'))
+      .map((e) => {
+        const full = path.join(dir, e.name);
+        return { full, mtime: fs.statSync(full).mtimeMs };
+      })
+      .sort((a, b) => b.mtime - a.mtime); // newest first
+    for (const old of entries.slice(7)) {
+      try { fs.unlinkSync(old.full); } catch (_) { /* best-effort */ }
+    }
+  } catch (err) {
+    logger.warn('dev send-test-email: cleanup of dev-test dir failed', { err: err.message });
+  }
+}
+
+/**
+ * Shared synthetic issuer + recipient blocks used by all three
+ * sample-PDF builders. The issuer pulls from `business_profile` so
+ * the admin sees their own brand on the test PDF (logo, address,
+ * fonts) — that's the operator's own data, safe to render. The
+ * recipient block is fully synthetic so no customer PII is ever
+ * embedded.
+ *
+ * Returning `null` for issuer is acceptable; pdfService's
+ * normaliseContext defaults each missing field. We still fetch the
+ * profile when available to make the test render look realistic.
+ */
+async function buildSyntheticParties() {
+  let profile = {};
+  try {
+    const businessProfileService = require('../services/businessProfileService');
+    profile = (await businessProfileService.getProfile()).profile || {};
+  } catch (_) {
+    // Fresh install with no business_profile row: render with
+    // generic defaults below.
+  }
+  const issuer = {
+    companyName: profile.company_name || 'Sample Studio',
+    addressLine1: profile.address_line1 || 'Beispielstrasse 1',
+    addressLine2: profile.address_line2,
+    postalCode: profile.postal_code || '8000',
+    city: profile.city || 'Zürich',
+    state: profile.state,
+    countryCode: profile.country_code || 'CH',
+    phone: profile.phone,
+    mobile: profile.mobile,
+    email: profile.email || '[email protected]',
+    website: profile.website,
+    footerLine: profile.footer_line,
+    vatId: profile.vat_id,
+    logoPath: null, // skip logo file lookup for the synthetic render
+    pdfFontTtfPath: profile.pdf_font_ttf_path,
+    pdfFontFamily: profile.pdf_font_family || null,
+    countryName: profile.country_name || null,
+    showLogo: false,
+    showCompanyName: true,
+    logoHeight: 56,
+    companyNameInline: false,
+    foldingMarks: 'none',
+    quoteShowNetDays: false,
+    quoteShowSkonto: false,
+  };
+  const recipient = {
+    issuerLine: profile.company_name
+      ? `${profile.company_name} * ${profile.address_line1 || ''} * ${profile.postal_code || ''} ${profile.city || ''}`
+      : '',
+    companyName: 'Sample Customer GmbH',
+    hasCompany: true,
+    attentionLine: 'z. Hd. Maria Sample',
+    salutation: 'Frau',
+    lastName: 'Sample',
+    addressLine1: 'Musterstrasse 1',
+    addressLine2: null,
+    postalCode: '8000',
+    city: 'Zürich',
+    country: null,
+    countryCodeIso: 'CH',
+  };
+  return { issuer, recipient };
+}
+
+const SYNTHETIC_LINE_ITEMS = [
+  { quantity: 1, description: 'Photo session (sample)', unitPriceMinor: 80000, discountPercent: 0, lineTotalMinor: 80000, parentLineItemId: null, parentPosition: null, detailsText: null },
+  { quantity: 2, description: 'Photo prints A4 (sample)', unitPriceMinor: 1500, discountPercent: 0, lineTotalMinor: 3000, parentLineItemId: null, parentPosition: null, detailsText: null },
+];
+const SYNTHETIC_TOTALS = { netAmountMinor: 83000, vatRate: 7.7, vatAmountMinor: 6391, shippingAmountMinor: 0, totalAmountMinor: 89391 };
+
+/**
+ * Render a sample QUOTE PDF from synthetic data — no DB read of real
+ * quotes. Uses pdfService.renderQuoteToBuffer directly with a render
+ * context matching the shape produced by quoteService.buildRenderContext.
+ */
+async function renderSyntheticQuotePdf(adminId) {
+  try {
+    const { issuer, recipient } = await buildSyntheticParties();
+    const today = new Date();
+    const ctx = {
+      locale: 'de',
+      currency: 'CHF',
+      qrFormat: 'none',
+      issuer,
+      recipient,
+      lineItems: SYNTHETIC_LINE_ITEMS,
+      totals: SYNTHETIC_TOTALS,
+      doc: {
+        quoteNumber: 'Q-DEV-0001',
+        issueDate: today,
+        validUntil: new Date(today.getTime() + 14 * 86400000),
+        introText: 'Sample quote — synthetic data only. Not a real customer record.',
+        outroText: null,
+        totalAmountMinor: SYNTHETIC_TOTALS.totalAmountMinor,
+      },
+      bank: null,
+      paymentTerm: null,
+    };
+    const buffer = await pdfService.renderQuoteToBuffer(ctx);
+    return writeSyntheticPdf(buffer, `quote-sample-${adminId}-${Date.now()}.pdf`, 'Q-DEV-0001-sample.pdf');
+  } catch (err) {
+    logger.warn('dev send-test-email: synthetic quote PDF render failed', { err: err.message });
+    return null;
+  }
+}
+
+async function renderSyntheticInvoicePdf(adminId) {
+  try {
+    const { issuer, recipient } = await buildSyntheticParties();
+    const today = new Date();
+    const ctx = {
+      locale: 'de',
+      currency: 'CHF',
+      qrFormat: 'none',
+      issuer,
+      recipient,
+      lineItems: SYNTHETIC_LINE_ITEMS,
+      totals: SYNTHETIC_TOTALS,
+      doc: {
+        invoiceNumber: 'R-DEV-0001',
+        issueDate: today,
+        dueDate: new Date(today.getTime() + 30 * 86400000),
+        introText: 'Sample invoice — synthetic data only. Not a real customer record.',
+        outroText: null,
+        kind: 'invoice',
+        lateFeeMinor: 0,
+      },
+      bank: null,
+      paymentTerm: null,
+    };
+    const buffer = await pdfService.renderInvoiceToBuffer(ctx);
+    return writeSyntheticPdf(buffer, `invoice-sample-${adminId}-${Date.now()}.pdf`, 'R-DEV-0001-sample.pdf');
+  } catch (err) {
+    logger.warn('dev send-test-email: synthetic invoice PDF render failed', { err: err.message });
+    return null;
+  }
+}
+
+async function renderSyntheticContractPdf(adminId) {
+  try {
+    const { issuer, recipient } = await buildSyntheticParties();
+    const today = new Date();
+    const ctx = {
+      locale: 'de',
+      dateFormat: null,
+      issuer,
+      recipient,
+      today,
+      doc: {
+        contractNumber: 'C-DEV-0001',
+        title: 'Sample contract — synthetic data only',
+        issueDate: today,
+        validUntil: new Date(today.getTime() + 30 * 86400000),
+        introText: null,
+        outroText: null,
+      },
+      sections: [{
+        section: 'basics',
+        blocks: [{
+          slug: 'basics_service',
+          name: 'Subject of contract (sample)',
+          section: 'basics',
+          body: 'This is a synthetic dev-test contract. Not a real customer agreement.',
+        }],
+      }],
+      signatures: { customer: null, admin: null },
+    };
+    const buffer = await pdfService.renderContractToBuffer(ctx);
+    return writeSyntheticPdf(buffer, `contract-sample-${adminId}-${Date.now()}.pdf`, 'C-DEV-0001-sample.pdf');
+  } catch (err) {
+    logger.warn('dev send-test-email: synthetic contract PDF render failed', { err: err.message });
+    return null;
+  }
+}
+
+function writeSyntheticPdf(buffer, onDiskName, attachmentName) {
+  const dir = DEV_TEST_DIR();
+  fs.mkdirSync(dir, { recursive: true });
+  const filePath = path.join(dir, onDiskName);
+  fs.writeFileSync(filePath, buffer);
+  pruneDevTestDir();
+  return { path: filePath, filename: attachmentName };
+}
+
+/**
+ * Build a payload tailored to each template. All variables map back
+ * to the `{{tokens}}` the seeded templates reference, so the email
+ * the admin sees is identical to what the real flow would send.
+ */
+async function buildPayloadFor(key, adminId, frontendUrl) {
+  const dummyToken = 'dev-test-token-' + Math.random().toString(16).slice(2, 12).padEnd(64, '0').slice(0, 64);
+  const total = 1234.56;
+  const lateFee = 25.00;
+  const today = new Date();
+  const dueDate = new Date(today.getTime() - 5 * 86400000);
+  const validUntil = new Date(today.getTime() + 14 * 86400000);
+  // Pre-event reminder mock: pretend the event is 2 days out (the
+  // global default for `crm_event_reminders_days_before`). Renders
+  // {{event_date}} + {{days_before}} for the event_reminder_*
+  // templates.
+  const eventDate = new Date(today.getTime() + 2 * 86400000);
+  const businessProfile = await db('business_profile').first().catch(() => null);
+
+  const common = {
+    customer_name: 'Sample Customer',
+    customer_email: '[email protected]',
+    event_name: 'Sample Event',
+    event_date: fakeShortDate(eventDate),
+    days_before: 2,
+    business_name: businessProfile?.legal_name || 'Sample Studio',
+    invoice_number: 'R-DEV-0001',
+    quote_number: 'Q-DEV-0001',
+    total_amount: fakeMoney(total, 'CHF'),
+    new_total_amount: fakeMoney(total + lateFee, 'CHF'),
+    late_fee_amount: fakeMoney(lateFee, 'CHF'),
+    late_fee_due: true,
+    due_date: fakeShortDate(dueDate),
+    valid_until: fakeShortDate(validUntil),
+    days_overdue: 5,
+    installment_label: 'Anzahlung',
+    installment_index: 1,
+    installment_total: 2,
+    admin_dashboard_url: `${frontendUrl}/admin/clients/bills`,
+    response_url: `${frontendUrl}/quote/${dummyToken}`,
+    accept_url:   `${frontendUrl}/quote/${dummyToken}?action=accept`,
+    decline_url:  `${frontendUrl}/quote/${dummyToken}?action=decline`,
+    paid_url:     `${frontendUrl}/payment-check/${dummyToken}?action=paid_full`,
+    partial_url:  `${frontendUrl}/payment-check/${dummyToken}?action=partial`,
+    unpaid_url:   `${frontendUrl}/payment-check/${dummyToken}?action=unpaid`,
+    accepted_on_behalf: true,
+    // Contract-specific variables. Title + contract_number stand in
+    // for the matching {{tokens}} in the seeded contract templates.
+    contract_number: 'C-DEV-0001',
+    title: 'Sample contract — synthetic data only',
+    signed_customer_name: 'Sample Customer',
+  };
+
+  // Templates with PDF attachments get a SYNTHETIC sample PDF. Never
+  // pulls from real records on disk — every render builds from
+  // hardcoded sample data via the renderSynthetic*Pdf helpers above.
+  let attachments;
+  if (key === 'quote_sent' || key === 'quote_accepted_customer') {
+    const pdf = await renderSyntheticQuotePdf(adminId);
+    if (pdf) attachments = [{ filename: pdf.filename, contentPath: pdf.path, contentType: 'application/pdf' }];
+  } else if (key === 'invoice_sent' || key === 'invoice_reminder_first' || key === 'invoice_reminder_second') {
+    const pdf = await renderSyntheticInvoicePdf(adminId);
+    if (pdf) attachments = [{ filename: pdf.filename, contentPath: pdf.path, contentType: 'application/pdf' }];
+  } else if (key === 'contract_sent' || key === 'contract_fully_signed') {
+    const pdf = await renderSyntheticContractPdf(adminId);
+    if (pdf) attachments = [{ filename: pdf.filename, contentPath: pdf.path, contentType: 'application/pdf' }];
+  }
+
+  return attachments ? { ...common, attachments } : common;
+}
+
+router.post(
+  '/send-test-email',
+  requirePermission('settings.edit'),
+  [body('templateKey').isString().isIn(TEMPLATES_KEYS)],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const admin = await db('admin_users').where({ id: req.admin.id }).first();
+    if (!admin?.email) throw new AppError('Logged-in admin has no email on file', 400);
+
+    const template = await db('email_templates')
+      .where({ template_key: req.body.templateKey }).first();
+    if (!template) {
+      throw new AppError(`Template "${req.body.templateKey}" not seeded yet — run migrations`, 409, 'TEMPLATE_MISSING');
+    }
+
+    const frontendUrl = (process.env.FRONTEND_URL || FRONTEND_URL_FALLBACK).replace(/\/$/, '');
+    const payload = await buildPayloadFor(req.body.templateKey, req.admin.id, frontendUrl);
+
+    await emailProcessor.queueEmail(null, admin.email, req.body.templateKey, payload);
+
+    return successResponse(res, {
+      sent: true,
+      to: admin.email,
+      template: req.body.templateKey,
+    }, 200, 'Test email queued');
+  })
+);
+
+module.exports = router;

backend/src/routes/adminEmail.js

@@ -303,6 +303,16 @@ async function getTemplateTranslations(templateId, template) {
 // Get email templates
 router.get('/templates', adminAuth, requirePermission('email.view'), async (req, res) => {
   try {
+    // Self-heal: ensure the seeded event-reminder templates exist + are
+    // backfilled with example content on already-migrated installs. The
+    // function is idempotent and short-circuits via a module-level cache
+    // after one successful pass, so this is free on subsequent calls.
+    try {
+      const { ensureEventReminderTemplatesSeeded } = require('../services/eventReminderTemplates');
+      const log = require('../utils/logger');
+      await ensureEventReminderTemplatesSeeded(db, log);
+    } catch (_e) { /* non-fatal */ }
+
     const templates = await db('email_templates')
       .select('*')
       .orderBy('template_key');
@@ -452,6 +462,94 @@ router.put('/templates/:key', [
   }
 });
 
+// Create a new email template. Used by the ReminderTemplatesPage to
+// mint a per-event-type reminder (template_key like
+// `event_reminder_<slug_prefix>`). Idempotent at the API level — if
+// the key already exists we return 409 so the caller knows to PUT
+// instead.
+router.post('/templates', [
+  adminAuth,
+  requirePermission('email.edit'),
+], async (req, res) => {
+  try {
+    const {
+      template_key: templateKey,
+      translations,
+      category,
+      subcategory,
+      feature_flag: featureFlag,
+      variables,
+    } = req.body;
+    if (!templateKey || typeof templateKey !== 'string' || !/^[a-z0-9_]+$/.test(templateKey)) {
+      return res.status(400).json({ error: 'template_key must be a snake_case identifier' });
+    }
+    if (!translations || typeof translations !== 'object') {
+      return res.status(400).json({ error: 'translations object is required' });
+    }
+
+    const existing = await db('email_templates').where({ template_key: templateKey }).first();
+    if (existing) {
+      return res.status(409).json({
+        error: 'Template already exists. Use PUT /templates/:key to update.',
+        code: 'TEMPLATE_EXISTS',
+      });
+    }
+
+    const cols = await db('email_templates').columnInfo();
+    const enContent = translations.en || {};
+
+    // Build the master row. The legacy single-row columns are populated
+    // from EN so older readers that don't consult the translations
+    // table still see something sensible.
+    const masterRow = { template_key: templateKey };
+    if (variables && 'variables' in cols) masterRow.variables = JSON.stringify(variables);
+    if (category && 'category' in cols) masterRow.category = category;
+    if (subcategory && 'subcategory' in cols) masterRow.subcategory = subcategory;
+    if (featureFlag && 'feature_flag' in cols) masterRow.feature_flag = featureFlag;
+    if ('created_at' in cols) masterRow.created_at = new Date();
+    if ('updated_at' in cols) masterRow.updated_at = new Date();
+    for (const colName of Object.keys(cols)) {
+      if (colName === 'subject' || /^subject_[a-z]{2,3}$/i.test(colName)) {
+        masterRow[colName] = enContent.subject || '';
+      } else if (colName === 'body_html' || /^body_html_[a-z]{2,3}$/i.test(colName)) {
+        masterRow[colName] = enContent.body_html || '';
+      } else if (colName === 'body_text' || /^body_text_[a-z]{2,3}$/i.test(colName)) {
+        masterRow[colName] = enContent.body_text || '';
+      }
+    }
+
+    const inserted = await db('email_templates').insert(masterRow).returning('id');
+    const templateId = typeof inserted[0] === 'object' ? inserted[0].id : inserted[0];
+
+    // Per-language rows in email_template_translations.
+    const hasTranslations = await db.schema.hasTable('email_template_translations');
+    if (hasTranslations && templateId) {
+      for (const [language, content] of Object.entries(translations)) {
+        if (!content || typeof content !== 'object') continue;
+        await db('email_template_translations').insert({
+          template_id: templateId,
+          language,
+          subject: content.subject || '',
+          body_html: content.body_html || '',
+          body_text: content.body_text || '',
+          created_at: new Date(),
+          updated_at: new Date(),
+        });
+      }
+    }
+
+    await logActivity('email_template_created',
+      { template_key: templateKey, languages: Object.keys(translations) },
+      null,
+      { type: 'admin', id: req.admin.id, name: req.admin.username });
+
+    return res.status(201).json({ template_key: templateKey, id: templateId });
+  } catch (error) {
+    console.error('Email template create error:', error);
+    return res.status(500).json({ error: 'Failed to create email template' });
+  }
+});
+
 // Preview email template
 router.post('/templates/:key/preview', adminAuth, requirePermission('email.view'), async (req, res) => {
   try {

backend/src/routes/adminEvents.js

@@ -20,6 +20,8 @@ const logger = require('../utils/logger');
 const { buildShareLinkVariants } = require('../services/shareLinkService');
 const { parseBooleanInput, parseStringInput } = require('../utils/parsers');
 const eventTypeService = require('../services/eventTypeService');
+const { normaliseEventTimeTriple } = require('../services/eventService');
+const { hasColumnCached } = require('../utils/schemaCache');
 const { validateFileType } = require('../utils/fileSecurityUtils');
 const { requireEventOwnership } = require('../middleware/ownership');
 const { getFrontendBaseUrl } = require('../utils/frontendUrl');
@@ -334,6 +336,12 @@ router.post('/', adminAuth, requirePermission('events.create'), [
   }),
   body('event_name').notEmpty().trim(),
   body('event_date').optional({ values: 'falsy' }).isDate(),
+  // Migration 137 — calendar time fields.
+  body('event_time_start').optional({ values: 'falsy' }).matches(/^([01]\d|2[0-3]):[0-5]\d$/)
+    .withMessage('event_time_start must be HH:MM 24h'),
+  body('event_time_end').optional({ values: 'falsy' }).matches(/^([01]\d|2[0-3]):[0-5]\d$/)
+    .withMessage('event_time_end must be HH:MM 24h'),
+  body('is_full_day').optional().isBoolean().toBoolean(),
   body('customer_name').optional().trim(),
   body('customer_email').optional({ values: 'falsy' }).isEmail().normalizeEmail(),
   body('customer_phone').optional({ nullable: true, checkFalsy: true })
@@ -425,6 +433,11 @@ router.post('/', adminAuth, requirePermission('events.create'), [
       event_type,
       event_name,
       event_date,
+      // Migration 137 — calendar time fields. is_full_day defaults to
+      // true at the service layer when undefined (legacy form payloads).
+      event_time_start,
+      event_time_end,
+      is_full_day,
       admin_email,
       password,
       welcome_message = '',
@@ -634,12 +647,24 @@ router.post('/', adminAuth, requirePermission('events.create'), [
           ? protectionDefaults.enable_devtools_protection
           : true;
 
+    // Migration 137 — normalise calendar time triple. Throws AppError
+    // 400 when is_full_day=false but times are malformed/inverted.
+    const calendarTriple = normaliseEventTimeTriple({
+      event_time_start, event_time_end, is_full_day,
+    });
+    const calendarColumnsExist = await hasColumnCached('events', 'is_full_day');
+
     // Insert into database
     const insertResult = await db('events').insert({
       slug,
       event_type,
       event_name,
       event_date: event_date || null,
+      ...(calendarColumnsExist ? {
+        event_time_start: calendarTriple.event_time_start,
+        event_time_end: calendarTriple.event_time_end,
+        is_full_day: formatBoolean(calendarTriple.is_full_day),
+      } : {}),
       ...(customerColumnsAvailable ? { customer_name: customerName, customer_email: customerEmail } : {}),
       ...(customerPhone ? { customer_phone: customerPhone } : {}),
       host_name: customerName || null,
@@ -1102,12 +1127,30 @@ router.post('/:id/publish', adminAuth, requirePermission('events.edit'), require
 // Update event
 router.put('/:id', adminAuth, requirePermission('events.edit'), requireEventOwnership, [
   body('event_name').optional().trim().notEmpty(),
+  body('event_date').optional({ values: 'falsy' }).isDate(),
+  // Migration 137 — calendar time fields. Same regex/range rule as POST.
+  body('event_time_start').optional({ values: 'falsy', nullable: true })
+    .matches(/^([01]\d|2[0-3]):[0-5]\d$/)
+    .withMessage('event_time_start must be HH:MM 24h'),
+  body('event_time_end').optional({ values: 'falsy', nullable: true })
+    .matches(/^([01]\d|2[0-3]):[0-5]\d$/)
+    .withMessage('event_time_end must be HH:MM 24h'),
+  body('is_full_day').optional().isBoolean().toBoolean(),
   body('admin_email').optional().isEmail(),
   body('is_active').optional().isBoolean(),
   body('expires_at').optional({ nullable: true, checkFalsy: true }).isISO8601(),
   body('welcome_message').optional({ nullable: true, checkFalsy: true }).trim(),
   body('color_theme').optional({ nullable: true }),
   body('allow_user_uploads').optional().isBoolean(),
+  // Migration 143 — per-event reminder overrides. All three are
+  // optional; nullable values are accepted so admins can clear an
+  // override (e.g. drop a custom offset back to the global default).
+  body('event_reminder_disabled').optional().isBoolean(),
+  body('event_reminder_offset_days').optional({ nullable: true })
+    .custom((v) => v === null || (Number.isInteger(Number(v)) && Number(v) >= 0))
+    .withMessage('event_reminder_offset_days must be a non-negative integer or null'),
+  body('event_reminder_body_override').optional({ nullable: true, checkFalsy: true })
+    .isString().isLength({ max: 10_000 }),
   body('customer_name').optional({ nullable: true, checkFalsy: true }).trim(),
   body('customer_email').optional().isEmail().normalizeEmail(),
   body('customer_phone').optional({ nullable: true, checkFalsy: true })
@@ -1291,6 +1334,32 @@ router.put('/:id', adminAuth, requirePermission('events.edit'), requireEventOwne
     // the entire edit with 500 Failed to update event.
     delete updates.customer_account_ids;
 
+    // Migration 137 — calendar time triple. Renormalise only when at
+    // least one of the three fields was supplied; otherwise leave the
+    // row's current values alone. is_full_day=true forces both times
+    // to null. Drop the fields silently on un-migrated installs.
+    const timeFieldsTouched = (
+      Object.prototype.hasOwnProperty.call(updates, 'event_time_start')
+      || Object.prototype.hasOwnProperty.call(updates, 'event_time_end')
+      || Object.prototype.hasOwnProperty.call(updates, 'is_full_day')
+    );
+    if (timeFieldsTouched) {
+      if (await hasColumnCached('events', 'is_full_day')) {
+        const triple = normaliseEventTimeTriple({
+          event_time_start: updates.event_time_start,
+          event_time_end: updates.event_time_end,
+          is_full_day: updates.is_full_day,
+        });
+        updates.event_time_start = triple.event_time_start;
+        updates.event_time_end = triple.event_time_end;
+        updates.is_full_day = formatBoolean(triple.is_full_day);
+      } else {
+        delete updates.event_time_start;
+        delete updates.event_time_end;
+        delete updates.is_full_day;
+      }
+    }
+
     // Log the update request for debugging
     logger.debug('Update event request', {
       id,

backend/src/routes/adminFeatureFlags.js

@@ -41,13 +41,38 @@ const KNOWN_FLAGS = [
   // Customer-side portal surface (#354). Gates /customer/* routes
   // and the Accounts sub-page under Clients. See migration 095.
   'customerPortal',
+  // CRM developer tools sub-tab — internal helpers (test the
+  // payment-check email flow without waiting 30 days, etc.).
+  // Strictly opt-in.
+  'crmDevelopment',
+  // Tax / Steuer report sub-tab under Clients. Independent toggle so
+  // admins who use Bills but don't need the tax export (or aren't
+  // ready to enable it yet) can leave it off. Forced off when `bills`
+  // is off (no invoices → nothing to report).
+  'taxReport',
+  // Hours logging (migration 129). Master switch for the per-customer
+  // Hours card + the auto-append into monthly draft / "Bill these
+  // hours" flow. Independent of `bills` because hours are an INPUT to
+  // bills — admin who's still in the dogfood phase may want to log
+  // hours without enabling the full billing surface yet.
+  'hoursLogging',
+  // Contracts (migration 130). Independent of quotes/bills — contracts
+  // are a standalone legal document type with their own composition
+  // (blocks) and signing flow (in-browser canvas + wet-signed PDF
+  // upload). Seeded block bodies are EXAMPLES ONLY; admins must have a
+  // lawyer review before sending. See docs/crm-disclaimers.md.
+  'contracts',
 ];
 
 // Spec defaults for any flag missing from the DB (e.g. a row added by a
 // new release that hasn't run its migration yet on this instance).
 const DEFAULT_FLAGS = {
   galleries: true,
-  reminderEmails: true,
+  // F.3 — reminderEmails is a placeholder card in the Features tab
+  // (lockedReason: NOT_YET_AVAILABLE). Default FALSE so it matches
+  // the locked-but-off visual state of messaging / calendarBooking
+  // instead of being a confusing "on but locked".
+  reminderEmails: false,
   calendar: false,
   calendarBooking: false,
   quotes: false,
@@ -56,6 +81,9 @@ const DEFAULT_FLAGS = {
   analytics: true,
   userManagement: true,
   clients: false,
+  taxReport: false,
+  hoursLogging: false,
+  contracts: false,
 };
 
 async function readAllFlags() {
@@ -76,6 +104,10 @@ function applyDependencyRules(flags) {
   // Sub-features can't outlive their parents.
   if (out.quotes === false) out.bills = false;
   if (out.calendar === false) out.calendarBooking = false;
+  // Tax report only makes sense when bills are on — turning bills off
+  // implicitly turns the tax report off too. Admins enabling tax
+  // report must first enable bills.
+  if (out.bills === false) out.taxReport = false;
   // Clients parent flag is DERIVED from its children. Admins don't
   // toggle it directly in the Features tab — they enable a specific
   // sub-feature (Accounts today; Calendar/Quotes/Bills/Messaging
@@ -85,7 +117,17 @@ function applyDependencyRules(flags) {
   // ever drifts (e.g. partial migration run).
   out.clients = Boolean(
     out.customerPortal
-    // future siblings (out.calendar || out.quotes || out.bills || out.messaging) go here
+    || out.crmDevelopment
+    || out.quotes
+    || out.bills
+    || out.taxReport
+    || out.hoursLogging
+    || out.contracts
+    // Migration 137 — admin calendar lights up the Clients section.
+    // (calendarBooking is gated behind `calendar` so adding the parent
+    // is sufficient.)
+    || out.calendar
+    // future siblings (out.messaging) go here
   );
   return out;
 }

backend/src/routes/adminInvoices.js

@@ -0,0 +1,896 @@
+/**
+ * Admin → Invoices Routes
+ *
+ * Endpoint mounted at /api/admin/invoices. Surface:
+ *   GET    /                            list (filter + sort + paginate)
+ *   POST   /                            create (status=scheduled or sent)
+ *   GET    /:id                         detail incl. line items + payments
+ *   PUT    /:id                         update (only when not paid/cancelled)
+ *   POST   /:id/send                    render PDF + queue email now
+ *   POST   /:id/mark-paid               record a payment
+ *   POST   /:id/send-reminder           manually trigger reminder ladder
+ *   POST   /:id/cancel                  cancel a non-paid invoice
+ *   GET    /:id/pdf                     preview / download PDF
+ *   GET    /:id/payment-log             list payment log entries
+ *   POST   /preview                     render PDF from unsaved payload
+ *
+ * Permissions: `bills.view` for reads, `bills.manage` for writes.
+ * Global `bills` feature flag enforced at the route layer.
+ */
+
+const express = require('express');
+const { body, param, query } = require('express-validator');
+const multer = require('multer');
+const path = require('path');
+const fs = require('fs').promises;
+const { adminAuth } = require('../middleware/auth');
+const { requirePermission } = require('../middleware/permissions');
+const { handleAsync, validateRequest, successResponse } = require('../utils/routeHelpers');
+const { getStoragePath } = require('../config/storage');
+const invoiceService = require('../services/invoiceService');
+const { db } = require('../database/db');
+
+const router = express.Router();
+
+// Multer config for "import historical invoice" PDF uploads. Stored
+// under storage/business-docs/invoice-imports/<year>/<filename> so
+// imported files don't collide with the renderer's own output under
+// storage/business-docs/invoice/<year>/. PDF-only, 10MB cap.
+const importedInvoiceStorage = multer.diskStorage({
+  destination: async (_req, _file, cb) => {
+    const year = new Date().getFullYear();
+    const dir = path.join(getStoragePath(), 'business-docs', 'invoice-imports', String(year));
+    await fs.mkdir(dir, { recursive: true });
+    cb(null, dir);
+  },
+  filename: (_req, file, cb) => {
+    const ext = path.extname(file.originalname) || '.pdf';
+    cb(null, `imported-${Date.now()}${ext}`);
+  },
+});
+const importedInvoiceUpload = multer({
+  storage: importedInvoiceStorage,
+  limits: { fileSize: 10 * 1024 * 1024 },
+  fileFilter: (_req, file, cb) => {
+    if (file.mimetype === 'application/pdf') cb(null, true);
+    else cb(new Error('Only PDF files are allowed for imported invoices'));
+  },
+});
+
+async function requireBillsFlag(req, res, next) {
+  try {
+    const row = await db('feature_flags').where({ key: 'bills' }).first();
+    const enabled = row && (row.value === true || row.value === 1 || row.value === '1');
+    if (!enabled) return res.status(403).json({ error: 'Bills feature is disabled', code: 'BILLS_DISABLED' });
+    next();
+  } catch (err) { next(err); }
+}
+
+router.use(adminAuth);
+router.use(requireBillsFlag);
+
+function transformInvoice(i) {
+  if (!i) return null;
+  return {
+    id: i.id,
+    invoiceNumber: i.invoice_number,
+    customerAccountId: i.customer_account_id,
+    customer: {
+      email: i.customer_email,
+      displayName: i.customer_display_name,
+      firstName: i.customer_first_name,
+      lastName: i.customer_last_name,
+      companyName: i.customer_company_name,
+      // Passive customers (admin-only, no portal access) are
+      // identified by a null password_hash. We expose just the
+      // boolean — the hash itself is dropped here.
+      isPassive: i.customer_password_hash == null,
+    },
+    // Migration 140 — cross-document lineage UUID. See adminQuotes
+    // transform for the rationale; lets the lineage card pull the
+    // whole deal in one query.
+    dealUuid: i.deal_uuid || null,
+    sourceQuoteId: i.source_quote_id,
+    sourceQuoteNumber: i.source_quote_number || null,
+    // Migration 130 lineage: set by contractService.convertToInvoiceOnly
+    // so BillDetailPage can render a "From contract" badge. The number
+    // (e.g. LBM-C-2026-0010) comes from the src_contract JOIN; the id
+    // is kept as a fallback for invoices generated before the JOIN
+    // was wired in.
+    sourceContractId: i.source_contract_id || null,
+    sourceContractNumber: i.source_contract_number || null,
+    eventId: i.event_id,
+    language: i.language,
+    currency: i.currency,
+    issueDate: i.issue_date,
+    dueDate: i.due_date,
+    installmentIndex: i.installment_index,
+    installmentTotal: i.installment_total,
+    installmentLabel: i.installment_label,
+    installmentTrigger: i.installment_trigger,
+    status: i.status,
+    scheduledSendAt: i.scheduled_send_at,
+    sentAt: i.sent_at,
+    netAmountMinor: i.net_amount_minor,
+    vatRate: i.vat_rate == null ? null : Number(i.vat_rate),
+    vatAmountMinor: i.vat_amount_minor,
+    shippingAmountMinor: i.shipping_amount_minor,
+    totalAmountMinor: i.total_amount_minor,
+    paidAmountMinor: i.paid_amount_minor,
+    paidAt: i.paid_at,
+    paymentMethod: i.payment_method,
+    paymentReference: i.payment_reference,
+    reminderLevel: i.reminder_level,
+    lastReminderSentAt: i.last_reminder_sent_at,
+    lateFeeAmountMinor: i.late_fee_amount_minor,
+    ccPdfEmail: i.cc_pdf_email,
+    qrFormat: i.qr_format,
+    pdfPath: i.pdf_path,
+    businessBankAccountId: i.business_bank_account_id,
+    paymentTermTemplateId: i.payment_term_template_id || null,
+    // Split payment-term picker (migration 124). Two new FKs; the
+    // editor prefers these. Both must be present for the new path to
+    // engage server-side.
+    paymentNetDaysTemplateId: i.payment_net_days_template_id || null,
+    paymentTimingTemplateId: i.payment_timing_template_id || null,
+    // Migration 126 — per-invoice Skonto opt-out. Editor surfaces
+    // this as a checkbox so admin can suppress the discount for one
+    // invoice without touching the template or global default.
+    skontoDisabled: i.skonto_disabled === true || i.skonto_disabled === 1,
+    // Monthly billing (migration 128). isMonthlyDraft=true marks the
+    // accumulator the editor's banner + save-button-label react to.
+    // monthlyPeriodStart/End drive the period banner on the customer
+    // detail page and (later) the PDF header.
+    isMonthlyDraft: i.is_monthly_draft === true || i.is_monthly_draft === 1,
+    monthlyPeriodStart: i.monthly_period_start || null,
+    monthlyPeriodEnd: i.monthly_period_end || null,
+    // Storno wiring (migration 114). The four FK columns drive the
+    // admin UI's banners + action gating:
+    //  - kind: 'invoice' | 'storno' — defaults to 'invoice' for rows
+    //    seeded before the column existed (legacy installs).
+    //  - replacesInvoiceId: on a reissued invoice → original cancelled id.
+    //  - cancelsInvoiceId: on a Storno row → invoice it reverses.
+    //  - cancellationStornoId: on a cancelled original → Storno that
+    //    cancelled it (so the detail view can link forward).
+    kind: i.kind || 'invoice',
+    replacesInvoiceId: i.replaces_invoice_id || null,
+    cancelsInvoiceId: i.cancels_invoice_id || null,
+    cancelsInvoiceNumber: i.cancels_invoice_number || null,
+    cancellationStornoId: i.cancellation_storno_id || null,
+    cancellationStornoNumber: i.cancellation_storno_number || null,
+    // Inline event snapshot (migration 123). The editor binds to
+    // these, the list page shows event_name as a column, and email
+    // / tax-report rendering reads them in preference to the FK.
+    eventName: i.event_name || null,
+    eventDate: i.event_date || null,
+    eventTimeStart: i.event_time_start || null,
+    eventTimeEnd: i.event_time_end || null,
+    // `isImported` surfaces the historical-PDF flag to the admin UI
+    // so the list / detail page can hide line-item editing on rows
+    // that originated from a different billing system (migration 111).
+    isImported: !!i.imported_pdf_path,
+    createdAt: i.created_at,
+    updatedAt: i.updated_at,
+  };
+}
+
+function transformLineItem(li) {
+  return {
+    id: li.id,
+    position: li.position,
+    quantity: Number(li.quantity),
+    description: li.description,
+    unitPriceMinor: li.unit_price_minor,
+    discountPercent: li.discount_percent == null ? 0 : Number(li.discount_percent),
+    lineTotalMinor: li.line_total_minor,
+    // Hierarchy (migration 119). parentPosition comes from the
+    // self-join in getInvoiceById; parentLineItemId is the raw FK.
+    // detailsText is the optional free-form notes block rendered
+    // below the description on the PDF and customer view.
+    parentLineItemId: li.parent_line_item_id || null,
+    parentPosition: li.parent_position == null ? null : Number(li.parent_position),
+    detailsText: li.details_text || null,
+  };
+}
+
+function transformPaymentLog(p) {
+  return {
+    id: p.id,
+    amountMinor: p.amount_minor,
+    paidAt: p.paid_at,
+    paymentMethod: p.payment_method,
+    reference: p.reference,
+    notes: p.notes,
+    recordedByAdminId: p.recorded_by_admin_id,
+    createdAt: p.created_at,
+  };
+}
+
+const INVOICE_BODY_VALIDATORS = [
+  body('customerAccountId').optional({ values: 'falsy' }).isInt({ min: 1 }),
+  body('language').optional({ values: 'falsy' }).isString().isLength({ max: 8 }),
+  body('currency').optional({ values: 'falsy' }).isString().isLength({ min: 3, max: 3 }),
+  body('issueDate').optional({ values: 'falsy' }).isISO8601(),
+  body('dueDate').optional({ values: 'falsy' }).isISO8601(),
+  body('scheduledSendAt').optional({ values: 'falsy' }).isISO8601(),
+  body('installmentIndex').optional({ values: 'falsy' }).isInt({ min: 0 }),
+  body('installmentTotal').optional({ values: 'falsy' }).isInt({ min: 1 }),
+  body('installmentLabel').optional({ values: 'falsy' }).isString().isLength({ max: 128 }),
+  body('installmentTrigger').optional({ values: 'falsy' }).isString().isLength({ max: 32 }),
+  body('vatRate').optional({ values: 'falsy' }).isFloat({ min: 0, max: 100 }),
+  body('shippingAmountMinor').optional({ values: 'falsy' }).isInt({ min: 0 }),
+  body('ccPdfEmail').optional({ values: 'falsy' }).isString().isLength({ max: 255 }),
+  body('businessBankAccountId').optional({ values: 'falsy' }).isInt({ min: 1 }),
+  body('qrFormat').optional({ values: 'falsy' }).isIn(['swiss', 'epc', 'none']),
+  body('paymentTermTemplateId').optional({ values: 'falsy' }).isInt({ min: 1 }),
+  // Split payment-term picker (migration 124). Both optional at the
+  // validator level so legacy clients still work; the editor will
+  // require them once it's updated.
+  body('paymentNetDaysTemplateId').optional({ values: 'falsy' }).isInt({ min: 1 }),
+  body('paymentTimingTemplateId').optional({ values: 'falsy' }).isInt({ min: 1 }),
+  // Ad-hoc installments override (commit #6 of the deal_uuid PR).
+  // When the array has ≥2 rows with percent>0, createInvoice routes
+  // through spawnInstallmentInvoices (commit #4) and returns
+  // invoiceIds[].
+  body('installments').optional().isArray(),
+  body('installments.*.label').optional({ values: 'falsy' }).isString().isLength({ max: 128 }),
+  body('installments.*.percent').optional({ values: 'falsy' }).isFloat({ min: 0, max: 100 }),
+  body('installments.*.trigger').optional({ values: 'falsy' }).isIn(['quote_accepted', 'before_event', 'after_event', 'after_delivery', 'fixed_date']),
+  body('installments.*.offset_days').optional({ values: 'falsy' }).isInt(),
+  body('skontoDisabled').optional().isBoolean(),
+  // Inline event snapshot (migration 123). Mirrors quotes — kept
+  // optional because standalone invoices may not have an event yet.
+  body('eventName').optional({ values: 'falsy' }).isString().isLength({ max: 255 }),
+  body('eventDate').optional({ values: 'falsy' }).isISO8601(),
+  body('eventTimeStart').optional({ values: 'falsy' }).isString().isLength({ max: 8 }),
+  body('eventTimeEnd').optional({ values: 'falsy' }).isString().isLength({ max: 8 }),
+  body('lineItems').optional({ values: 'falsy' }).isArray(),
+  body('lineItems.*.description').optional({ values: 'falsy' }).isString().isLength({ min: 1, max: 1000 }),
+  body('lineItems.*.quantity').optional({ values: 'falsy' }).isFloat({ min: 0 }),
+  // Negative unit prices are allowed so admins can add manual
+  // discount / Rabatt lines (e.g. "Treuerabatt -50,00 €"). The
+  // service-layer total guard rejects invoices whose net goes below
+  // zero — for credit notes, use Storno instead.
+  body('lineItems.*.unitPriceMinor').optional({ values: 'falsy' }).isInt(),
+  body('lineItems.*.discountPercent').optional({ values: 'falsy' }).isFloat({ min: 0, max: 100 }),
+  // Migration 119: sub-item + details support. Cross-row constraints
+  // (parent must exist, max 1 level deep) are enforced by the service
+  // (validateLineItemHierarchy).
+  body('lineItems.*.parentPosition').optional({ values: 'falsy' }).isInt({ min: 1 }),
+  body('lineItems.*.detailsText').optional({ values: 'falsy' }).isString().isLength({ max: 2000 }),
+];
+
+function mapPayloadToService(body) {
+  const out = {};
+  const map = {
+    customerAccountId: 'customerAccountId',
+    sourceQuoteId: 'sourceQuoteId',
+    eventId: 'eventId',
+    language: 'language', currency: 'currency',
+    issueDate: 'issueDate', dueDate: 'dueDate',
+    scheduledSendAt: 'scheduledSendAt',
+    installmentIndex: 'installmentIndex',
+    installmentTotal: 'installmentTotal',
+    installmentLabel: 'installmentLabel',
+    installmentTrigger: 'installmentTrigger',
+    vatRate: 'vatRate', shippingAmountMinor: 'shippingAmountMinor',
+    ccPdfEmail: 'ccPdfEmail', businessBankAccountId: 'businessBankAccountId',
+    qrFormat: 'qrFormat',
+    eventName: 'eventName',
+    eventDate: 'eventDate',
+    eventTimeStart: 'eventTimeStart',
+    eventTimeEnd: 'eventTimeEnd',
+    paymentTermTemplateId: 'paymentTermTemplateId',
+    paymentNetDaysTemplateId: 'paymentNetDaysTemplateId',
+    paymentTimingTemplateId: 'paymentTimingTemplateId',
+    skontoDisabled: 'skontoDisabled',
+    // Ad-hoc installment plan from the InstallmentsPanel. When the
+    // array has ≥2 entries with percent > 0, createInvoice routes
+    // through spawnInstallmentInvoices (commit #4).
+    installments: 'installments',
+  };
+  for (const [api, svc] of Object.entries(map)) {
+    if (Object.prototype.hasOwnProperty.call(body, api)) out[svc] = body[api];
+  }
+  if (Array.isArray(body.lineItems)) {
+    out.lineItems = body.lineItems.map((li, idx) => ({
+      position: li.position == null ? idx + 1 : li.position,
+      quantity: li.quantity,
+      description: li.description,
+      unit_price_minor: li.unitPriceMinor,
+      discount_percent: li.discountPercent,
+      // Migration 119 sub-item + details support — same mapping as
+      // quotes so the editor's payload shape is identical for both.
+      parent_position: li.parentPosition == null || li.parentPosition === '' ? null : Number(li.parentPosition),
+      details_text: li.detailsText == null ? null : String(li.detailsText),
+    }));
+  }
+  return out;
+}
+
+// ---- list + read -----------------------------------------------------
+
+router.get(
+  '/',
+  requirePermission('bills.view'),
+  [
+    query('status').optional({ values: 'falsy' }).isString(),
+    query('customerAccountId').optional({ values: 'falsy' }).isInt({ min: 1 }),
+    query('sourceQuoteId').optional({ values: 'falsy' }).isInt({ min: 1 }),
+    query('unpaidOnly').optional({ values: 'falsy' }).isBoolean(),
+    query('q').optional({ values: 'falsy' }).isString().isLength({ max: 255 }),
+    query('sort').optional({ values: 'falsy' }).isIn(['newest', 'oldest', 'due_asc', 'due_desc', 'value_asc', 'value_desc', 'customer_asc']),
+    query('page').optional({ values: 'falsy' }).isInt({ min: 1 }),
+    query('pageSize').optional({ values: 'falsy' }).isInt({ min: 1, max: 100 }),
+  ],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const statusFilter = req.query.status
+      ? String(req.query.status).split(',').map((s) => s.trim()).filter(Boolean)
+      : [];
+    const { rows, total, page, pageSize } = await invoiceService.listInvoices({
+      filters: {
+        status: statusFilter,
+        customerAccountId: req.query.customerAccountId ? parseInt(req.query.customerAccountId, 10) : null,
+        sourceQuoteId: req.query.sourceQuoteId ? parseInt(req.query.sourceQuoteId, 10) : null,
+        unpaidOnly: req.query.unpaidOnly === 'true' || req.query.unpaidOnly === true,
+        q: req.query.q,
+      },
+      sort: req.query.sort || 'newest',
+      page: req.query.page ? parseInt(req.query.page, 10) : 1,
+      pageSize: req.query.pageSize ? parseInt(req.query.pageSize, 10) : 25,
+    });
+    return successResponse(res, {
+      invoices: rows.map(transformInvoice),
+      pagination: { total, page, pageSize, totalPages: Math.ceil(total / pageSize) || 1 },
+    });
+  })
+);
+
+router.get(
+  '/:id',
+  requirePermission('bills.view'),
+  [param('id').isInt({ min: 1 })],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const id = parseInt(req.params.id, 10);
+    const data = await invoiceService.getInvoiceById(id);
+    if (!data) return res.status(404).json({ error: 'Invoice not found' });
+    // Resolve the effective Skonto percentage so the BillDetail
+    // "Record payment" dialog can render the "Paid with Skonto"
+    // checkbox + auto-fill the discounted amount (migration 126).
+    // Reuses the same resolver the payment-check email path uses so
+    // the two surfaces agree on whether the invoice qualifies.
+    const skontoPercent = await invoiceService.resolveSkontoPercentForInvoice(data.invoice);
+    const invoiceOut = transformInvoice(data.invoice);
+    invoiceOut.skontoPercent = skontoPercent || null;
+    return successResponse(res, {
+      invoice: invoiceOut,
+      lineItems: data.lineItems.map(transformLineItem),
+      payments: data.payments.map(transformPaymentLog),
+    });
+  })
+);
+
+// ---- create + update -------------------------------------------------
+
+router.post(
+  '/',
+  requirePermission('bills.manage'),
+  [body('customerAccountId').isInt({ min: 1 }), ...INVOICE_BODY_VALIDATORS],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    // createInvoice always returns `{ invoiceIds: number[] }` —
+    // single-installment / standalone case is a one-element array,
+    // multi-installment is N (auto-routed through
+    // spawnInstallmentInvoices). The response surfaces the first
+    // invoice's payload (the one the editor redirects to) plus the
+    // full id list so the editor can show "N invoices created".
+    const { invoiceIds } = await invoiceService.createInvoice(mapPayloadToService(req.body), req.admin.id);
+    const firstId = invoiceIds[0];
+    const data = await invoiceService.getInvoiceById(firstId);
+    return successResponse(res, {
+      invoice: transformInvoice(data.invoice),
+      lineItems: data.lineItems.map(transformLineItem),
+      invoiceIds,
+    }, 201, 'Invoice created');
+  })
+);
+
+// POST /import — attach a historical invoice PDF to a customer's
+// account. Inserts a minimal invoice row whose `imported_pdf_path`
+// points at the uploaded file. Every PDF endpoint (admin + customer)
+// short-circuits the renderer when this column is populated, so the
+// customer downloads the original document untouched.
+//
+// Use case: migrating from QuickBooks / Bexio / Xero — the admin
+// keeps the legal records intact but the customer still sees a
+// consolidated history in their portal.
+//
+// Form fields (multipart/form-data):
+//   pdf                file (required, application/pdf, max 10MB)
+//   customerAccountId  int (required)
+//   invoiceNumber      string (required — admin types the original)
+//   issueDate          ISO date (required)
+//   dueDate            ISO date (optional, defaults to issueDate)
+//   totalAmountMinor   int minor units (required)
+//   currency           3-letter ISO (optional, default profile/CHF)
+//   status             'sent' | 'paid' | 'overdue' (default 'sent')
+//   paidAmountMinor    int (optional, for status='paid')
+//   language           string (optional, default 'de')
+router.post(
+  '/import',
+  requirePermission('bills.manage'),
+  importedInvoiceUpload.single('pdf'),
+  [
+    body('customerAccountId').isInt({ min: 1 }),
+    body('invoiceNumber').isString().isLength({ min: 1, max: 64 }),
+    body('issueDate').isISO8601(),
+    body('dueDate').optional({ values: 'falsy' }).isISO8601(),
+    body('totalAmountMinor').isInt({ min: 0 }),
+    body('currency').optional({ values: 'falsy' }).isString().isLength({ min: 3, max: 3 }),
+    body('status').optional({ values: 'falsy' }).isIn(['sent', 'paid', 'overdue']),
+    body('paidAmountMinor').optional({ values: 'falsy' }).isInt({ min: 0 }),
+    body('language').optional({ values: 'falsy' }).isString().isLength({ max: 8 }),
+  ],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    if (!req.file) return res.status(400).json({ error: 'PDF file is required' });
+
+    // Confirm the customer exists + has bills enabled (same gate as
+    // the regular createInvoice).
+    const customer = await db('customer_accounts').where({ id: req.body.customerAccountId }).first();
+    if (!customer) {
+      // Clean up the uploaded file so failed imports don't leave
+      // orphans on disk.
+      try { await fs.unlink(req.file.path); } catch (_) { /* ignore */ }
+      return res.status(404).json({ error: 'Customer not found' });
+    }
+    if (customer.feature_bills === false || customer.feature_bills === 0 || customer.feature_bills === '0') {
+      try { await fs.unlink(req.file.path); } catch (_) { /* ignore */ }
+      return res.status(409).json({
+        error: 'This customer has bills disabled',
+        code: 'CUSTOMER_FEATURE_DISABLED',
+      });
+    }
+
+    // Refuse duplicate invoice numbers — tax compliance requires
+    // uniqueness within the issuer's books.
+    const conflict = await db('invoices').where({ invoice_number: req.body.invoiceNumber }).first();
+    if (conflict) {
+      try { await fs.unlink(req.file.path); } catch (_) { /* ignore */ }
+      return res.status(409).json({
+        error: `Invoice number "${req.body.invoiceNumber}" already exists`,
+        code: 'INVOICE_NUMBER_TAKEN',
+      });
+    }
+
+    const totalMinor = parseInt(req.body.totalAmountMinor, 10);
+    const paidMinor  = parseInt(req.body.paidAmountMinor || '0', 10) || 0;
+    const status     = req.body.status || 'sent';
+    const issueDate  = req.body.issueDate;
+    const dueDate    = req.body.dueDate || issueDate;
+    const currency   = (req.body.currency || customer.preferred_currency || 'CHF').toUpperCase();
+    const language   = req.body.language || customer.preferred_language || 'de';
+
+    const row = {
+      invoice_number: req.body.invoiceNumber,
+      customer_account_id: customer.id,
+      source_quote_id: null,
+      event_id: null,
+      language,
+      currency,
+      issue_date: issueDate,
+      due_date: dueDate,
+      installment_index: 0,
+      installment_total: 1,
+      installment_label: null,
+      installment_trigger: null,
+      status,
+      scheduled_send_at: null,
+      sent_at: status !== 'scheduled' ? new Date() : null,
+      net_amount_minor: totalMinor,         // imported docs lack a breakdown
+      vat_rate: 0,                          // VAT info lives in the imported PDF
+      vat_amount_minor: 0,
+      shipping_amount_minor: 0,
+      total_amount_minor: totalMinor,
+      paid_amount_minor: paidMinor,
+      paid_at: status === 'paid' ? new Date() : null,
+      // Store the path RELATIVE to STORAGE_PATH so the value survives
+      // a host migration (Docker volume remount on a new host with a
+      // different absolute path).
+      imported_pdf_path: path.relative(getStoragePath(), req.file.path),
+      created_by_admin_id: req.admin.id,
+      created_at: new Date(),
+      updated_at: new Date(),
+    };
+
+    const inserted = await db('invoices').insert(row).returning('id');
+    const invoiceId = typeof inserted[0] === 'object' ? inserted[0].id : inserted[0];
+
+    return successResponse(res, {
+      invoice: transformInvoice(await db('invoices').where({ id: invoiceId }).first()),
+    }, 201, 'Invoice imported');
+  })
+);
+
+// PUT — full re-save delegated through createInvoice's helper isn't
+// straightforward (we keep the existing row). Implementing as a small
+// inline shim that overrides scalars + replaces line items.
+router.put(
+  '/:id',
+  requirePermission('bills.manage'),
+  [param('id').isInt({ min: 1 }), ...INVOICE_BODY_VALIDATORS],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const id = parseInt(req.params.id, 10);
+    const existing = await db('invoices').where({ id }).first();
+    if (!existing) return res.status(404).json({ error: 'Invoice not found' });
+    // Once an invoice has been sent to the customer it becomes a
+    // legal record under CH/LI/DE/AT tax rules ("Rechnung ist
+    // ausgestellt"). Modifying it in place would break the audit
+    // trail — the correct workflow is to cancel the original +
+    // issue a new one. Only `scheduled` (not yet sent) invoices
+    // remain editable.
+    if (existing.status !== 'scheduled') {
+      return res.status(409).json({
+        error: `Cannot edit invoice with status '${existing.status}'. Sent invoices are locked — cancel and reissue if changes are needed.`,
+        code: 'INVOICE_LOCKED',
+      });
+    }
+    const payload = mapPayloadToService(req.body);
+
+    // Recompute totals if line items are present.
+    let updates = { updated_at: new Date() };
+    const map = {
+      language: 'language', currency: 'currency',
+      issueDate: 'issue_date', dueDate: 'due_date',
+      scheduledSendAt: 'scheduled_send_at',
+      installmentIndex: 'installment_index',
+      installmentTotal: 'installment_total',
+      installmentLabel: 'installment_label',
+      installmentTrigger: 'installment_trigger',
+      vatRate: 'vat_rate', shippingAmountMinor: 'shipping_amount_minor',
+      ccPdfEmail: 'cc_pdf_email', businessBankAccountId: 'business_bank_account_id',
+      qrFormat: 'qr_format',
+      // Per-invoice Skonto opt-out (migration 126).
+      skontoDisabled: 'skonto_disabled',
+      // Inline event snapshot (migration 123) — editable as long as
+      // the invoice is still in 'scheduled' status (this route already
+      // gates on that above).
+      eventName: 'event_name',
+      eventDate: 'event_date',
+      eventTimeStart: 'event_time_start',
+      eventTimeEnd: 'event_time_end',
+    };
+    for (const [api, col] of Object.entries(map)) {
+      if (Object.prototype.hasOwnProperty.call(payload, api)) updates[col] = payload[api];
+    }
+    // Payment-term selection: re-snapshot the template when the admin
+    // changes it. Mirrors createInvoice — once the column is set the
+    // PDF renderer prefers it over the source-quote fallback.
+    if (Object.prototype.hasOwnProperty.call(payload, 'paymentTermTemplateId')) {
+      const id = parseInt(payload.paymentTermTemplateId, 10);
+      if (id) {
+        const tpl = await db('payment_term_templates').where({ id }).first();
+        if (tpl) {
+          updates.payment_term_template_id = tpl.id;
+          updates.payment_term_snapshot = JSON.stringify({
+            description: tpl.description || null,
+            net_days: tpl.net_days,
+            skonto_percent: tpl.skonto_percent,
+            skonto_within_days: tpl.skonto_within_days,
+            installments: typeof tpl.installments === 'string'
+              ? (() => { try { return JSON.parse(tpl.installments); } catch { return null; } })()
+              : tpl.installments || null,
+          });
+        }
+      } else {
+        // Explicit clear — admin picked "no template".
+        updates.payment_term_template_id = null;
+        updates.payment_term_snapshot = null;
+      }
+    }
+
+    // Migration 124 — split payment-term picker. When both new FKs are
+    // present, prefer them and re-compose the snapshot from the pair.
+    // The editor sends both together so we don't have to handle the
+    // half-set case; it stays a noop here when only one is supplied.
+    if (
+      Object.prototype.hasOwnProperty.call(payload, 'paymentNetDaysTemplateId')
+      && Object.prototype.hasOwnProperty.call(payload, 'paymentTimingTemplateId')
+    ) {
+      const netDaysId = parseInt(payload.paymentNetDaysTemplateId, 10);
+      const timingId = parseInt(payload.paymentTimingTemplateId, 10);
+      if (netDaysId && timingId) {
+        const [netDays, timing] = await Promise.all([
+          db('payment_net_days_templates').where({ id: netDaysId }).first(),
+          db('payment_timing_templates').where({ id: timingId }).first(),
+        ]);
+        if (netDays && timing) {
+          updates.payment_net_days_template_id = netDays.id;
+          updates.payment_timing_template_id = timing.id;
+          // Clear the legacy FK — the editor is moving off it.
+          updates.payment_term_template_id = null;
+          updates.payment_term_snapshot = JSON.stringify({
+            description: timing.description || netDays.description || null,
+            net_days: netDays.net_days,
+            skonto_percent: netDays.skonto_percent,
+            skonto_within_days: netDays.skonto_within_days,
+            installments: typeof timing.installments === 'string'
+              ? (() => { try { return JSON.parse(timing.installments); } catch { return null; } })()
+              : timing.installments || null,
+          });
+        }
+      } else {
+        // Explicit clear — admin emptied both.
+        updates.payment_net_days_template_id = null;
+        updates.payment_timing_template_id = null;
+        updates.payment_term_snapshot = null;
+      }
+    }
+
+    if (Array.isArray(payload.lineItems)) {
+      // Recompute everything authoritatively. Migration 119 — sub-
+      // items don't roll into net directly; parent totals auto-
+      // resolve from priced sub-items via resolveParentTotalsFromSubItems
+      // (shared helper in quoteService._internal).
+      const items = payload.lineItems.map((li, idx) => {
+        const qty = Number(li.quantity || 1);
+        const unit = parseInt(li.unit_price_minor, 10) || 0;
+        const disc = Number(li.discount_percent || 0);
+        const lineTotal = Math.round(Math.round(qty * unit) * (1 - disc / 100));
+        const isSubItem = li.parent_position != null && li.parent_position !== '';
+        return {
+          position: parseInt(li.position, 10) || (idx + 1),
+          quantity: qty,
+          description: String(li.description || ''),
+          unit_price_minor: unit,
+          discount_percent: disc,
+          line_total_minor: lineTotal,
+          parent_position: isSubItem ? parseInt(li.parent_position, 10) : null,
+          details_text: li.details_text || null,
+        };
+      });
+      const { resolveParentTotalsFromSubItems } = require('../services/quoteService')._internal;
+      resolveParentTotalsFromSubItems(items);
+      let net = 0;
+      for (const it of items) {
+        if (it.parent_position == null) net += parseInt(it.line_total_minor, 10) || 0;
+      }
+      const vatRate = Number(payload.vatRate ?? existing.vat_rate ?? 0);
+      const vatAmount = Math.round(net * vatRate / 100);
+      const shipping = parseInt(payload.shippingAmountMinor ?? existing.shipping_amount_minor ?? 0, 10);
+      updates.net_amount_minor = net;
+      updates.vat_amount_minor = vatAmount;
+      updates.vat_rate = vatRate;
+      updates.shipping_amount_minor = shipping;
+      updates.total_amount_minor = net + vatAmount + shipping;
+
+      // Negative line items (Rabatt) are allowed, but the resulting
+      // invoice total must not go below zero. Credit notes belong in
+      // the Storno path, not in regular invoice edits.
+      if (updates.total_amount_minor < 0) {
+        return res.status(400).json({
+          error: 'Invoice total cannot be negative. To issue a credit note, cancel the original invoice with Storno.',
+          code: 'INVOICE_TOTAL_NEGATIVE',
+        });
+      }
+
+      const quoteService = require('../services/quoteService');
+      const { validateLineItemHierarchy, insertLineItemsHierarchical } = quoteService._internal;
+      await db.transaction(async (trx) => {
+        await trx('invoice_line_items').where({ invoice_id: id }).del();
+        if (items.length > 0) {
+          validateLineItemHierarchy(items);
+          await insertLineItemsHierarchical(trx, 'invoice_line_items', 'invoice_id', id, items);
+        }
+        await trx('invoices').where({ id }).update(updates);
+      });
+    } else {
+      await db('invoices').where({ id }).update(updates);
+    }
+
+    const data = await invoiceService.getInvoiceById(id);
+    return successResponse(res, {
+      invoice: transformInvoice(data.invoice),
+      lineItems: data.lineItems.map(transformLineItem),
+    }, 200, 'Invoice updated');
+  })
+);
+
+// ---- send / pay / remind / cancel ------------------------------------
+
+router.post(
+  '/:id/send',
+  requirePermission('bills.manage'),
+  [param('id').isInt({ min: 1 })],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    await invoiceService.sendInvoice(parseInt(req.params.id, 10), req.admin.id);
+    return successResponse(res, { sent: true });
+  })
+);
+
+router.post(
+  '/:id/mark-paid',
+  requirePermission('bills.manage'),
+  [
+    param('id').isInt({ min: 1 }),
+    body('amountMinor').isInt({ min: 1 }),
+    body('paidAt').optional({ values: 'falsy' }).isISO8601(),
+    body('paymentMethod').optional({ values: 'falsy' }).isString().isLength({ max: 64 }),
+    body('reference').optional({ values: 'falsy' }).isString().isLength({ max: 128 }),
+    body('notes').optional({ values: 'falsy' }).isString().isLength({ max: 5000 }),
+    body('skontoApplied').optional().isBoolean(),
+  ],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const result = await invoiceService.markPaid(parseInt(req.params.id, 10), {
+      amountMinor: req.body.amountMinor,
+      paidAt: req.body.paidAt,
+      paymentMethod: req.body.paymentMethod,
+      reference: req.body.reference,
+      notes: req.body.notes,
+      skontoApplied: req.body.skontoApplied,
+    }, req.admin.id);
+    return successResponse(res, result);
+  })
+);
+
+router.post(
+  '/:id/send-reminder',
+  requirePermission('bills.manage'),
+  [
+    param('id').isInt({ min: 1 }),
+    body('level').optional({ values: 'falsy' }).isInt({ min: 1, max: 2 }),
+  ],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const result = await invoiceService.sendReminder(
+      parseInt(req.params.id, 10),
+      req.body.level || null,
+      req.admin.id
+    );
+    return successResponse(res, result, 200, 'Reminder sent');
+  })
+);
+
+// Test the admin payment-check email manually — bypasses the 24h
+// throttle so the admin can verify the full flow (email → token
+// page → action recorded) without waiting for the invoice to age
+// past its reminder threshold. Only operates on sent/overdue
+// invoices (same gate as the scheduled path).
+router.post(
+  '/:id/test-payment-check',
+  requirePermission('bills.manage'),
+  [param('id').isInt({ min: 1 })],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const result = await invoiceService.queuePaymentCheckEmail(
+      parseInt(req.params.id, 10),
+      { skipThrottle: true }
+    );
+    if (!result.sent) {
+      return res.status(409).json({
+        error: `Payment-check email not sent: ${result.reason}`,
+        code: 'PAYMENT_CHECK_NOT_SENT',
+        reason: result.reason,
+      });
+    }
+    return successResponse(res, result, 200, 'Test payment-check email queued');
+  })
+);
+
+// Cancel + reissue — atomically cancels the existing invoice and
+// creates a fresh scheduled duplicate with a new sequential number,
+// linked via replaces_invoice_id (migration 114). The PDF renderer
+// stamps "Bezug: Ersetzt Rechnung R-XXXX vom DATE" on the new
+// invoice so the customer + auditors can trace the chain.
+router.post(
+  '/:id/reissue',
+  requirePermission('bills.manage'),
+  [param('id').isInt({ min: 1 })],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const result = await invoiceService.reissueInvoice(parseInt(req.params.id, 10), req.admin.id);
+    return successResponse(res, result, 201, 'Invoice reissued');
+  })
+);
+
+// Release a pending_delivery invoice — photographer has confirmed
+// delivery and wants the final installment to fire now.
+router.post(
+  '/:id/release-for-delivery',
+  requirePermission('bills.manage'),
+  [param('id').isInt({ min: 1 })],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const result = await invoiceService.releaseForDelivery(parseInt(req.params.id, 10), req.admin.id);
+    return successResponse(res, result, 200, 'Delivery invoice released');
+  })
+);
+
+router.post(
+  '/:id/cancel',
+  requirePermission('bills.manage'),
+  [param('id').isInt({ min: 1 })],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    // Service returns { cancelled, stornoId } — pass through so the
+    // frontend can show "Storno S-XXXX wurde erzeugt" feedback
+    // when the invoice was already issued (vs. silent soft-cancel
+    // on drafts).
+    const result = await invoiceService.cancelInvoice(parseInt(req.params.id, 10), req.admin.id);
+    return successResponse(res, result);
+  })
+);
+
+// ---- PDF -------------------------------------------------------------
+
+router.get(
+  '/:id/pdf',
+  requirePermission('bills.view'),
+  [param('id').isInt({ min: 1 })],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const id = parseInt(req.params.id, 10);
+    const buf = await invoiceService.renderInvoicePdfBuffer(id);
+    // Build a useful filename: `<invoiceNumber>_<customerName>.pdf`.
+    // The number + customer come from a small joined fetch; we
+    // already loaded everything inside renderInvoicePdfBuffer, but
+    // re-fetching here keeps the route a thin shim over the
+    // service rather than reaching inside its internals.
+    const { buildPdfFilename } = require('../utils/pdfFilename');
+    const inv = await db('invoices').where({ id }).first();
+    const customer = inv ? await db('customer_accounts').where({ id: inv.customer_account_id }).first() : null;
+    const filename = buildPdfFilename({
+      docNumber: inv?.invoice_number,
+      customer,
+      fallback: `invoice-${id}`,
+    });
+    res.set('Content-Type', 'application/pdf');
+    res.set('Content-Disposition', `inline; filename="${filename}"`);
+    res.send(buf);
+  })
+);
+
+router.post(
+  '/preview',
+  requirePermission('bills.manage'),
+  INVOICE_BODY_VALIDATORS,
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const payload = mapPayloadToService(req.body);
+    const buf = await invoiceService.renderInvoicePdfFromPayload(payload);
+    // Preview is unsaved — there's no invoice_number yet. Look up
+    // the customer so the filename still reflects who the invoice
+    // is for; the number segment falls back to "invoice-preview".
+    const { buildPdfFilename } = require('../utils/pdfFilename');
+    const customer = payload.customerAccountId
+      ? await db('customer_accounts').where({ id: payload.customerAccountId }).first()
+      : null;
+    const filename = buildPdfFilename({
+      docNumber: null,
+      customer,
+      fallback: 'invoice-preview',
+    });
+    res.set('Content-Type', 'application/pdf');
+    res.set('Content-Disposition', `inline; filename="${filename}"`);
+    res.send(buf);
+  })
+);
+
+router.get(
+  '/:id/payment-log',
+  requirePermission('bills.view'),
+  [param('id').isInt({ min: 1 })],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const data = await invoiceService.getInvoiceById(parseInt(req.params.id, 10));
+    if (!data) return res.status(404).json({ error: 'Invoice not found' });
+    return successResponse(res, { payments: data.payments.map(transformPaymentLog) });
+  })
+);
+
+module.exports = router;

backend/src/routes/adminQuotes.js

@@ -0,0 +1,824 @@
+/**
+ * Admin → Quotes Routes
+ *
+ * Endpoint mounted at /api/admin/quotes. Surface:
+ *   GET    /                            list (filter + sort + paginate)
+ *   POST   /                            create (status=draft)
+ *   GET    /:id                         detail
+ *   PUT    /:id                         update (line items + scalars)
+ *   POST   /:id/send                    render PDF + queue email
+ *   POST   /:id/duplicate               clone as new draft
+ *   POST   /:id/convert                 convert accepted quote → event
+ *   GET    /:id/pdf                     preview / download persisted PDF
+ *   POST   /preview                     render PDF from unsaved payload
+ *   GET    /presets/line-items
+ *   POST   /presets/line-items
+ *   PUT    /presets/line-items/:id
+ *   DELETE /presets/line-items/:id
+ *   GET    /presets/payment-terms
+ *   POST   /presets/payment-terms
+ *   PUT    /presets/payment-terms/:id
+ *   DELETE /presets/payment-terms/:id
+ *
+ * Permissions: `quotes.view` for reads, `quotes.manage` for writes.
+ * The global `quotes` feature flag is checked at the route layer so a
+ * disabled installation returns 403 cleanly without the route bodies
+ * ever running.
+ */
+
+const express = require('express');
+const { body, param, query } = require('express-validator');
+const { adminAuth } = require('../middleware/auth');
+const { requirePermission } = require('../middleware/permissions');
+const { handleAsync, validateRequest, successResponse } = require('../utils/routeHelpers');
+const quoteService = require('../services/quoteService');
+const { db } = require('../database/db');
+
+const router = express.Router();
+
+// ----- feature flag gate (admin global) -------------------------------
+async function requireQuotesFlag(req, res, next) {
+  try {
+    const row = await db('feature_flags').where({ key: 'quotes' }).first();
+    const enabled = row && (row.value === true || row.value === 1 || row.value === '1');
+    if (!enabled) {
+      return res.status(403).json({ error: 'Quotes feature is disabled', code: 'QUOTES_DISABLED' });
+    }
+    next();
+  } catch (err) {
+    next(err);
+  }
+}
+
+router.use(adminAuth);
+router.use(requireQuotesFlag);
+
+// ---------------------------------------------------------------------
+// Transforms (snake_case DB → camelCase API)
+// ---------------------------------------------------------------------
+
+function transformQuote(q) {
+  if (!q) return null;
+  return {
+    id: q.id,
+    quoteNumber: q.quote_number,
+    customerAccountId: q.customer_account_id,
+    customer: {
+      email: q.customer_email,
+      displayName: q.customer_display_name,
+      firstName: q.customer_first_name,
+      lastName: q.customer_last_name,
+      companyName: q.customer_company_name,
+      // Passive customers (admin-only, no portal access) flagged
+      // by null password_hash. Hash itself is dropped here.
+      isPassive: q.customer_password_hash == null,
+    },
+    status: q.status,
+    // Migration 140 — cross-document lineage UUID. Lets the frontend
+    // call /api/admin/deals/:uuid/documents in one shot to render the
+    // full lineage (quote + contract + N invoices + Storni).
+    dealUuid: q.deal_uuid || null,
+    language: q.language,
+    currency: q.currency,
+    issueDate: q.issue_date,
+    validUntil: q.valid_until,
+    eventName: q.event_name,
+    eventDate: q.event_date,
+    eventTimeStart: q.event_time_start,
+    eventTimeEnd: q.event_time_end,
+    expectedDurationHours: q.expected_duration_hours == null ? null : Number(q.expected_duration_hours),
+    paymentTermTemplateId: q.payment_term_template_id,
+    // Split payment-term picker (migration 124).
+    paymentNetDaysTemplateId: q.payment_net_days_template_id || null,
+    paymentTimingTemplateId: q.payment_timing_template_id || null,
+    netAmountMinor: q.net_amount_minor,
+    vatRate: q.vat_rate == null ? null : Number(q.vat_rate),
+    vatAmountMinor: q.vat_amount_minor,
+    shippingAmountMinor: q.shipping_amount_minor,
+    totalAmountMinor: q.total_amount_minor,
+    introText: q.intro_text,
+    outroText: q.outro_text,
+    internalNotes: q.internal_notes,
+    ccPdfEmail: q.cc_pdf_email,
+    sentAt: q.sent_at,
+    respondedAt: q.responded_at,
+    responseLockedAt: q.response_locked_at,
+    acceptedAt: q.accepted_at,
+    declinedAt: q.declined_at,
+    convertedEventId: q.converted_event_id,
+    // Migration 130 lineage. Null until quoteService.createFromQuote
+    // sets it. Surfaced so QuoteDetailPage can render a "Linked
+    // contract" badge alongside the existing resulting-invoices list.
+    // contract_number comes from the conv_contract JOIN — falls back
+    // to null when the converted contract has been deleted (FK is
+    // ON DELETE SET NULL).
+    convertedContractId: q.converted_contract_id || null,
+    convertedContractNumber: q.converted_contract_number || null,
+    pdfPath: q.pdf_path,
+    businessBankAccountId: q.business_bank_account_id,
+    createdAt: q.created_at,
+    updatedAt: q.updated_at,
+  };
+}
+
+function transformLineItem(li) {
+  return {
+    id: li.id,
+    position: li.position,
+    quantity: Number(li.quantity),
+    description: li.description,
+    unitPriceMinor: li.unit_price_minor,
+    discountPercent: li.discount_percent == null ? 0 : Number(li.discount_percent),
+    lineTotalMinor: li.line_total_minor,
+    // Hierarchy (migration 119). `parentPosition` is what the editor
+    // uses to thread sub-items in unsaved drafts; on existing rows
+    // we hydrate it from the actual parent's position via a join in
+    // getQuoteById (see service). NULL = top-level item.
+    parentLineItemId: li.parent_line_item_id || null,
+    parentPosition: li.parent_position == null ? null : Number(li.parent_position),
+    detailsText: li.details_text || null,
+  };
+}
+
+function transformPaymentTermTemplate(t) {
+  if (!t) return null;
+  return {
+    id: t.id,
+    name: t.name,
+    description: t.description,
+    netDays: t.net_days,
+    skontoPercent: t.skonto_percent == null ? null : Number(t.skonto_percent),
+    skontoWithinDays: t.skonto_within_days,
+    installments: typeof t.installments === 'string' ? JSON.parse(t.installments) : t.installments,
+    isSystem: t.is_system === 1 || t.is_system === true,
+    isActive: t.is_active === 1 || t.is_active === true,
+    displayOrder: t.display_order,
+  };
+}
+
+// Split payment-term templates (migration 124). Two transforms because
+// the rows have different shapes — net-days carries Skonto, timing
+// carries the installments array.
+function transformPaymentNetDaysTemplate(t) {
+  if (!t) return null;
+  return {
+    id: t.id,
+    name: t.name,
+    description: t.description,
+    netDays: t.net_days,
+    skontoPercent: t.skonto_percent == null ? null : Number(t.skonto_percent),
+    skontoWithinDays: t.skonto_within_days,
+    isSystem: t.is_system === 1 || t.is_system === true,
+    isActive: t.is_active === 1 || t.is_active === true,
+    displayOrder: t.display_order,
+  };
+}
+
+function transformPaymentTimingTemplate(t) {
+  if (!t) return null;
+  return {
+    id: t.id,
+    name: t.name,
+    description: t.description,
+    installments: typeof t.installments === 'string' ? JSON.parse(t.installments) : t.installments,
+    isSystem: t.is_system === 1 || t.is_system === true,
+    isActive: t.is_active === 1 || t.is_active === true,
+    displayOrder: t.display_order,
+  };
+}
+
+function transformLineItemPreset(p) {
+  if (!p) return null;
+  return {
+    id: p.id,
+    name: p.name,
+    description: p.description,
+    unitPriceMinor: p.unit_price_minor,
+    currency: p.currency,
+    quantityDefault: Number(p.quantity_default),
+    displayOrder: p.display_order,
+    isActive: p.is_active === 1 || p.is_active === true,
+  };
+}
+
+// ----- payload conversion helpers ------------------------------------
+
+function mapPayloadToService(body) {
+  const out = {};
+  const map = {
+    customerAccountId: 'customerAccountId',
+    language: 'language', currency: 'currency',
+    issueDate: 'issueDate', validUntil: 'validUntil',
+    eventName: 'eventName', eventDate: 'eventDate',
+    eventTimeStart: 'eventTimeStart', eventTimeEnd: 'eventTimeEnd',
+    expectedDurationHours: 'expectedDurationHours',
+    paymentTermTemplateId: 'paymentTermTemplateId',
+    paymentNetDaysTemplateId: 'paymentNetDaysTemplateId',
+    paymentTimingTemplateId: 'paymentTimingTemplateId',
+    // Ad-hoc installments override (commit #6). Stored on quotes
+    // as payment_term_installments_override via migration 142.
+    installments: 'installments',
+    vatRate: 'vatRate', shippingAmountMinor: 'shippingAmountMinor',
+    introText: 'introText', outroText: 'outroText',
+    internalNotes: 'internalNotes', ccPdfEmail: 'ccPdfEmail',
+    businessBankAccountId: 'businessBankAccountId',
+  };
+  for (const [api, svc] of Object.entries(map)) {
+    if (Object.prototype.hasOwnProperty.call(body, api)) out[svc] = body[api];
+  }
+  if (Array.isArray(body.lineItems)) {
+    out.lineItems = body.lineItems.map((li, idx) => ({
+      position: li.position == null ? idx + 1 : li.position,
+      quantity: li.quantity,
+      description: li.description,
+      unit_price_minor: li.unitPriceMinor,
+      discount_percent: li.discountPercent,
+      // Migration 119 — sub-item + details support. parentPosition
+      // refers to another item's position in the same payload; the
+      // service resolves it to parent_line_item_id after inserting
+      // the parents.
+      parent_position: li.parentPosition == null || li.parentPosition === '' ? null : Number(li.parentPosition),
+      details_text: li.detailsText == null ? null : String(li.detailsText),
+    }));
+  }
+  return out;
+}
+
+// ---------------------------------------------------------------------
+// List + read
+// ---------------------------------------------------------------------
+
+router.get(
+  '/',
+  requirePermission('quotes.view'),
+  [
+    query('status').optional({ values: 'falsy' }).isString(),
+    query('customerAccountId').optional({ values: 'falsy' }).isInt({ min: 1 }),
+    query('q').optional({ values: 'falsy' }).isString().isLength({ max: 255 }),
+    query('from').optional({ values: 'falsy' }).isISO8601(),
+    query('to').optional({ values: 'falsy' }).isISO8601(),
+    query('sort').optional({ values: 'falsy' }).isIn(['newest', 'oldest', 'customer_asc', 'value_asc', 'value_desc']),
+    query('page').optional({ values: 'falsy' }).isInt({ min: 1 }),
+    query('pageSize').optional({ values: 'falsy' }).isInt({ min: 1, max: 100 }),
+  ],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const statusFilter = req.query.status
+      ? String(req.query.status).split(',').map((s) => s.trim()).filter(Boolean)
+      : [];
+    const { rows, total, page, pageSize } = await quoteService.listQuotes({
+      filters: {
+        status: statusFilter,
+        customerAccountId: req.query.customerAccountId ? parseInt(req.query.customerAccountId, 10) : null,
+        from: req.query.from, to: req.query.to, q: req.query.q,
+      },
+      sort: req.query.sort || 'newest',
+      page: req.query.page ? parseInt(req.query.page, 10) : 1,
+      pageSize: req.query.pageSize ? parseInt(req.query.pageSize, 10) : 25,
+    });
+    return successResponse(res, {
+      quotes: rows.map(transformQuote),
+      pagination: { total, page, pageSize, totalPages: Math.ceil(total / pageSize) || 1 },
+    });
+  })
+);
+
+router.get(
+  '/:id',
+  requirePermission('quotes.view'),
+  [param('id').isInt({ min: 1 })],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const id = parseInt(req.params.id, 10);
+    const data = await quoteService.getQuoteById(id);
+    if (!data) return res.status(404).json({ error: 'Quote not found' });
+    return successResponse(res, {
+      quote: transformQuote(data.quote),
+      lineItems: data.lineItems.map(transformLineItem),
+    });
+  })
+);
+
+// ---------------------------------------------------------------------
+// Create + update
+// ---------------------------------------------------------------------
+
+const QUOTE_BODY_VALIDATORS = [
+  body('customerAccountId').isInt({ min: 1 }).withMessage('Customer is required'),
+  body('language').optional({ values: 'falsy' }).isString().isLength({ max: 8 }),
+  body('currency').optional({ values: 'falsy' }).isString().isLength({ min: 3, max: 3 }),
+  body('issueDate').optional({ values: 'falsy' }).isISO8601(),
+  body('validUntil').optional({ values: 'falsy' }).isISO8601(),
+  body('eventName').optional({ values: 'falsy' }).isString().isLength({ max: 255 }),
+  body('eventDate').optional({ values: 'falsy' }).isISO8601(),
+  body('eventTimeStart').optional({ values: 'falsy' }).isString().isLength({ max: 8 }),
+  body('eventTimeEnd').optional({ values: 'falsy' }).isString().isLength({ max: 8 }),
+  body('expectedDurationHours').optional({ values: 'falsy' }).isFloat({ min: 0, max: 99.99 }),
+  body('paymentTermTemplateId').optional({ values: 'falsy' }).isInt({ min: 1 }),
+  body('paymentNetDaysTemplateId').optional({ values: 'falsy' }).isInt({ min: 1 }),
+  body('paymentTimingTemplateId').optional({ values: 'falsy' }).isInt({ min: 1 }),
+  // Ad-hoc installments override (commit #6 of the deal_uuid PR).
+  // Each row carries { label, percent, trigger, offset_days }; the
+  // service validates internal consistency (percents sum to 100).
+  body('installments').optional().isArray(),
+  body('installments.*.label').optional({ values: 'falsy' }).isString().isLength({ max: 128 }),
+  body('installments.*.percent').optional({ values: 'falsy' }).isFloat({ min: 0, max: 100 }),
+  body('installments.*.trigger').optional({ values: 'falsy' }).isIn(['quote_accepted', 'before_event', 'after_event', 'after_delivery', 'fixed_date']),
+  body('installments.*.offset_days').optional({ values: 'falsy' }).isInt(),
+  body('vatRate').optional({ values: 'falsy' }).isFloat({ min: 0, max: 100 }),
+  body('shippingAmountMinor').optional({ values: 'falsy' }).isInt({ min: 0 }),
+  body('introText').optional({ values: 'falsy' }).isString().isLength({ max: 5000 }),
+  body('outroText').optional({ values: 'falsy' }).isString().isLength({ max: 5000 }),
+  body('internalNotes').optional({ values: 'falsy' }).isString().isLength({ max: 5000 }),
+  body('ccPdfEmail').optional({ values: 'falsy' }).isString().isLength({ max: 255 }),
+  body('businessBankAccountId').optional({ values: 'falsy' }).isInt({ min: 1 }),
+  body('lineItems').optional({ values: 'falsy' }).isArray(),
+  body('lineItems.*.description').optional({ values: 'falsy' }).isString().isLength({ min: 1, max: 1000 }),
+  body('lineItems.*.quantity').optional({ values: 'falsy' }).isFloat({ min: 0 }),
+  // Negative unit prices are allowed so admins can add manual
+  // discount / Rabatt lines (e.g. "Treuerabatt -50,00 €"). The
+  // service-layer total guard rejects quotes whose net goes below
+  // zero — see quoteService.
+  body('lineItems.*.unitPriceMinor').optional({ values: 'falsy' }).isInt(),
+  body('lineItems.*.discountPercent').optional({ values: 'falsy' }).isFloat({ min: 0, max: 100 }),
+  // Migration 119: sub-item + details support. Cross-row constraints
+  // (parent must exist, max 1 level deep) are enforced by the service
+  // (validateLineItemHierarchy); these per-field validators just keep
+  // bad data from reaching it.
+  body('lineItems.*.parentPosition').optional({ values: 'falsy' }).isInt({ min: 1 }),
+  body('lineItems.*.detailsText').optional({ values: 'falsy' }).isString().isLength({ max: 2000 }),
+];
+
+router.post(
+  '/',
+  requirePermission('quotes.manage'),
+  QUOTE_BODY_VALIDATORS,
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const id = await quoteService.createQuote(mapPayloadToService(req.body), req.admin.id);
+    const data = await quoteService.getQuoteById(id);
+    return successResponse(res, {
+      quote: transformQuote(data.quote),
+      lineItems: data.lineItems.map(transformLineItem),
+    }, 201, 'Quote created');
+  })
+);
+
+router.put(
+  '/:id',
+  requirePermission('quotes.manage'),
+  // PUT accepts partial updates. We declare the same fields as POST but
+  // every chain begins with `.optional({ values: 'falsy' })` so missing fields don't fail
+  // validation. Doing `.map(v => v.optional)` (without invoking it) was
+  // a bug that registered method references as middleware.
+  [
+    param('id').isInt({ min: 1 }),
+    body('customerAccountId').optional({ values: 'falsy' }).isInt({ min: 1 }),
+    body('language').optional({ values: 'falsy' }).isString().isLength({ max: 8 }),
+    body('currency').optional({ values: 'falsy' }).isString().isLength({ min: 3, max: 3 }),
+    body('issueDate').optional({ values: 'falsy' }).isISO8601(),
+    body('validUntil').optional({ values: 'falsy' }).isISO8601(),
+    body('eventName').optional({ values: 'falsy' }).isString().isLength({ max: 255 }),
+    body('eventDate').optional({ values: 'falsy' }).isISO8601(),
+    body('eventTimeStart').optional({ values: 'falsy' }).isString().isLength({ max: 8 }),
+    body('eventTimeEnd').optional({ values: 'falsy' }).isString().isLength({ max: 8 }),
+    body('expectedDurationHours').optional({ values: 'falsy' }).isFloat({ min: 0, max: 99.99 }),
+    body('paymentTermTemplateId').optional({ values: 'falsy' }).isInt({ min: 1 }),
+    body('paymentNetDaysTemplateId').optional({ values: 'falsy' }).isInt({ min: 1 }),
+    body('paymentTimingTemplateId').optional({ values: 'falsy' }).isInt({ min: 1 }),
+    body('vatRate').optional({ values: 'falsy' }).isFloat({ min: 0, max: 100 }),
+    body('shippingAmountMinor').optional({ values: 'falsy' }).isInt({ min: 0 }),
+    body('introText').optional({ values: 'falsy' }).isString().isLength({ max: 5000 }),
+    body('outroText').optional({ values: 'falsy' }).isString().isLength({ max: 5000 }),
+    body('internalNotes').optional({ values: 'falsy' }).isString().isLength({ max: 5000 }),
+    body('ccPdfEmail').optional({ values: 'falsy' }).isString().isLength({ max: 255 }),
+    body('businessBankAccountId').optional({ values: 'falsy' }).isInt({ min: 1 }),
+    body('lineItems').optional({ values: 'falsy' }).isArray(),
+  ],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const id = parseInt(req.params.id, 10);
+    await quoteService.updateQuote(id, mapPayloadToService(req.body), req.admin.id);
+    const data = await quoteService.getQuoteById(id);
+    return successResponse(res, {
+      quote: transformQuote(data.quote),
+      lineItems: data.lineItems.map(transformLineItem),
+    }, 200, 'Quote updated');
+  })
+);
+
+// ---------------------------------------------------------------------
+// Send / duplicate / convert
+// ---------------------------------------------------------------------
+
+router.post(
+  '/:id/send',
+  requirePermission('quotes.manage'),
+  [param('id').isInt({ min: 1 })],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const id = parseInt(req.params.id, 10);
+    const result = await quoteService.sendQuote(id, req.admin.id);
+    return successResponse(res, { sent: true, token: result.token }, 200, 'Quote sent');
+  })
+);
+
+router.post(
+  '/:id/duplicate',
+  requirePermission('quotes.manage'),
+  [param('id').isInt({ min: 1 })],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const newId = await quoteService.duplicateQuote(parseInt(req.params.id, 10), req.admin.id);
+    return successResponse(res, { id: newId }, 201, 'Quote duplicated');
+  })
+);
+
+// Admin "accept on behalf of customer" — flips the quote straight
+// to `accepted` without going through the public token + response
+// window. For phone-call workflows where the customer verbally
+// agrees and the admin wants to immediately convert.
+router.post(
+  '/:id/accept',
+  requirePermission('quotes.manage'),
+  [param('id').isInt({ min: 1 })],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const id = parseInt(req.params.id, 10);
+    const result = await quoteService.adminAcceptQuote(id, req.admin.id);
+    return successResponse(res, result, 200, 'Quote accepted');
+  })
+);
+
+router.post(
+  '/:id/convert',
+  requirePermission('quotes.manage'),
+  [param('id').isInt({ min: 1 })],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const id = parseInt(req.params.id, 10);
+    const result = await quoteService.convertToEvent(id, req.admin.id);
+    return successResponse(res, result, 200, result.alreadyConverted ? 'Already converted' : 'Quote converted');
+  })
+);
+
+// Convert directly to invoice(s) — no event, no gallery. Used for
+// engagements like consulting / equipment hire where there's no photo
+// deliverable to ship.
+router.post(
+  '/:id/convert-to-invoice',
+  requirePermission('quotes.manage'),
+  [param('id').isInt({ min: 1 })],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const id = parseInt(req.params.id, 10);
+    const result = await quoteService.convertToInvoiceOnly(id, req.admin.id);
+    return successResponse(res, result, 200, 'Invoices created from quote');
+  })
+);
+
+// Convert to a draft contract — the new middle step between accepted
+// quote and event/invoice generation. The contracts feature flag is
+// checked in contractService (it pulls the same db('feature_flags')
+// row that the adminContracts router gates on); declining at the route
+// layer here would force admins to flip TWO flags to use the workflow.
+router.post(
+  '/:id/convert-to-contract',
+  requirePermission('quotes.manage'),
+  [param('id').isInt({ min: 1 })],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    // Lazy require to keep the route file dep-light + avoid the
+    // quoteService ↔ contractService cycle bleeding through.
+    const contractService = require('../services/contractService');
+    const id = parseInt(req.params.id, 10);
+    const result = await contractService.createFromQuote(id, req.admin.id);
+    return successResponse(res, result, 200,
+      result.alreadyConverted ? 'Already linked to a contract' : 'Contract drafted from quote');
+  })
+);
+
+// ---------------------------------------------------------------------
+// PDF — preview (unsaved payload) + download (persisted)
+// ---------------------------------------------------------------------
+
+router.get(
+  '/:id/pdf',
+  requirePermission('quotes.view'),
+  [param('id').isInt({ min: 1 })],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const id = parseInt(req.params.id, 10);
+    const buf = await quoteService.renderQuotePdfBuffer(id);
+    const { buildPdfFilename } = require('../utils/pdfFilename');
+    const quote = await db('quotes').where({ id }).first();
+    const customer = quote ? await db('customer_accounts').where({ id: quote.customer_account_id }).first() : null;
+    const filename = buildPdfFilename({
+      docNumber: quote?.quote_number,
+      customer,
+      fallback: `quote-${id}`,
+    });
+    res.set('Content-Type', 'application/pdf');
+    res.set('Content-Disposition', `inline; filename="${filename}"`);
+    res.send(buf);
+  })
+);
+
+router.post(
+  '/preview',
+  requirePermission('quotes.manage'),
+  QUOTE_BODY_VALIDATORS,
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const payload = mapPayloadToService(req.body);
+    const buf = await quoteService.renderQuotePdfFromPayload(payload);
+    const { buildPdfFilename } = require('../utils/pdfFilename');
+    const customer = payload.customerAccountId
+      ? await db('customer_accounts').where({ id: payload.customerAccountId }).first()
+      : null;
+    const filename = buildPdfFilename({
+      docNumber: null,
+      customer,
+      fallback: 'quote-preview',
+    });
+    res.set('Content-Type', 'application/pdf');
+    res.set('Content-Disposition', `inline; filename="${filename}"`);
+    res.send(buf);
+  })
+);
+
+// ---------------------------------------------------------------------
+// Presets — line items
+// ---------------------------------------------------------------------
+
+router.get(
+  '/presets/line-items',
+  requirePermission('quotes.view'),
+  handleAsync(async (req, res) => {
+    const rows = await quoteService.listLineItemPresets();
+    return successResponse(res, { presets: rows.map(transformLineItemPreset) });
+  })
+);
+
+router.post(
+  '/presets/line-items',
+  requirePermission('quotes.manage'),
+  [
+    body('name').isString().isLength({ min: 1, max: 128 }),
+    body('description').optional({ values: 'falsy' }).isString().isLength({ max: 5000 }),
+    body('unitPriceMinor').optional({ values: 'falsy' }).isInt({ min: 0 }),
+    body('currency').optional({ values: 'falsy' }).isString().isLength({ min: 3, max: 3 }),
+    body('quantityDefault').optional({ values: 'falsy' }).isFloat({ min: 0 }),
+    body('displayOrder').optional({ values: 'falsy' }).isInt({ min: 0, max: 9999 }),
+  ],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const row = await quoteService.createLineItemPreset({
+      name: req.body.name,
+      description: req.body.description,
+      unit_price_minor: req.body.unitPriceMinor,
+      currency: req.body.currency,
+      quantity_default: req.body.quantityDefault,
+      display_order: req.body.displayOrder,
+    });
+    return successResponse(res, { preset: transformLineItemPreset(row) }, 201);
+  })
+);
+
+router.put(
+  '/presets/line-items/:id',
+  requirePermission('quotes.manage'),
+  [param('id').isInt({ min: 1 })],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const id = parseInt(req.params.id, 10);
+    const row = await quoteService.updateLineItemPreset(id, {
+      name: req.body.name,
+      description: req.body.description,
+      unit_price_minor: req.body.unitPriceMinor,
+      currency: req.body.currency,
+      quantity_default: req.body.quantityDefault,
+      display_order: req.body.displayOrder,
+      is_active: req.body.isActive,
+    });
+    return successResponse(res, { preset: transformLineItemPreset(row) });
+  })
+);
+
+router.delete(
+  '/presets/line-items/:id',
+  requirePermission('quotes.manage'),
+  [param('id').isInt({ min: 1 })],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    await quoteService.deleteLineItemPreset(parseInt(req.params.id, 10));
+    return successResponse(res, { deleted: true });
+  })
+);
+
+// ---------------------------------------------------------------------
+// Presets — payment terms
+// ---------------------------------------------------------------------
+
+router.get(
+  '/presets/payment-terms',
+  requirePermission('quotes.view'),
+  handleAsync(async (req, res) => {
+    const rows = await quoteService.listPaymentTermTemplates();
+    return successResponse(res, { templates: rows.map(transformPaymentTermTemplate) });
+  })
+);
+
+router.post(
+  '/presets/payment-terms',
+  requirePermission('quotes.manage'),
+  [
+    body('name').isString().isLength({ min: 1, max: 128 }),
+    body('installments').isArray({ min: 1 }),
+    body('netDays').optional({ values: 'falsy' }).isInt({ min: 1, max: 365 }),
+    body('skontoPercent').optional({ values: 'falsy' }).isFloat({ min: 0, max: 100 }),
+    body('skontoWithinDays').optional({ values: 'falsy' }).isInt({ min: 0, max: 365 }),
+    body('description').optional({ values: 'falsy' }).isString().isLength({ max: 5000 }),
+    body('displayOrder').optional({ values: 'falsy' }).isInt({ min: 0, max: 9999 }),
+  ],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const row = await quoteService.createPaymentTermTemplate({
+      name: req.body.name,
+      description: req.body.description,
+      net_days: req.body.netDays,
+      skonto_percent: req.body.skontoPercent,
+      skonto_within_days: req.body.skontoWithinDays,
+      installments: req.body.installments,
+      display_order: req.body.displayOrder,
+    });
+    return successResponse(res, { template: transformPaymentTermTemplate(row) }, 201);
+  })
+);
+
+router.put(
+  '/presets/payment-terms/:id',
+  requirePermission('quotes.manage'),
+  [param('id').isInt({ min: 1 })],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const id = parseInt(req.params.id, 10);
+    const row = await quoteService.updatePaymentTermTemplate(id, {
+      name: req.body.name,
+      description: req.body.description,
+      net_days: req.body.netDays,
+      skonto_percent: req.body.skontoPercent,
+      skonto_within_days: req.body.skontoWithinDays,
+      installments: req.body.installments,
+      display_order: req.body.displayOrder,
+      is_active: req.body.isActive,
+    });
+    return successResponse(res, { template: transformPaymentTermTemplate(row) });
+  })
+);
+
+router.delete(
+  '/presets/payment-terms/:id',
+  requirePermission('quotes.manage'),
+  [param('id').isInt({ min: 1 })],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    await quoteService.deletePaymentTermTemplate(parseInt(req.params.id, 10));
+    return successResponse(res, { deleted: true });
+  })
+);
+
+// ---------------------------------------------------------------------
+// Presets — payment net-days (migration 124, half of the split)
+// ---------------------------------------------------------------------
+
+router.get(
+  '/presets/payment-net-days',
+  requirePermission('quotes.view'),
+  handleAsync(async (req, res) => {
+    const rows = await quoteService.listPaymentNetDaysTemplates();
+    return successResponse(res, { templates: rows.map(transformPaymentNetDaysTemplate) });
+  })
+);
+
+router.post(
+  '/presets/payment-net-days',
+  requirePermission('quotes.manage'),
+  [
+    body('name').isString().isLength({ min: 1, max: 128 }),
+    // net_days = 0 is "Sofort fällig" — valid.
+    body('netDays').isInt({ min: 0, max: 365 }),
+    body('skontoPercent').optional({ values: 'falsy' }).isFloat({ min: 0, max: 100 }),
+    body('skontoWithinDays').optional({ values: 'falsy' }).isInt({ min: 0, max: 365 }),
+    body('description').optional({ values: 'falsy' }).isString().isLength({ max: 255 }),
+    body('displayOrder').optional({ values: 'falsy' }).isInt({ min: 0, max: 9999 }),
+  ],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const row = await quoteService.createPaymentNetDaysTemplate({
+      name: req.body.name,
+      description: req.body.description,
+      net_days: req.body.netDays,
+      skonto_percent: req.body.skontoPercent,
+      skonto_within_days: req.body.skontoWithinDays,
+      display_order: req.body.displayOrder,
+    });
+    return successResponse(res, { template: transformPaymentNetDaysTemplate(row) }, 201);
+  })
+);
+
+router.put(
+  '/presets/payment-net-days/:id',
+  requirePermission('quotes.manage'),
+  [param('id').isInt({ min: 1 })],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const id = parseInt(req.params.id, 10);
+    const row = await quoteService.updatePaymentNetDaysTemplate(id, {
+      name: req.body.name,
+      description: req.body.description,
+      net_days: req.body.netDays,
+      skonto_percent: req.body.skontoPercent,
+      skonto_within_days: req.body.skontoWithinDays,
+      display_order: req.body.displayOrder,
+      is_active: req.body.isActive,
+    });
+    return successResponse(res, { template: transformPaymentNetDaysTemplate(row) });
+  })
+);
+
+router.delete(
+  '/presets/payment-net-days/:id',
+  requirePermission('quotes.manage'),
+  [param('id').isInt({ min: 1 })],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    await quoteService.deletePaymentNetDaysTemplate(parseInt(req.params.id, 10));
+    return successResponse(res, { deleted: true });
+  })
+);
+
+// ---------------------------------------------------------------------
+// Presets — payment timing (migration 124, other half of the split)
+// ---------------------------------------------------------------------
+
+router.get(
+  '/presets/payment-timing',
+  requirePermission('quotes.view'),
+  handleAsync(async (req, res) => {
+    const rows = await quoteService.listPaymentTimingTemplates();
+    return successResponse(res, { templates: rows.map(transformPaymentTimingTemplate) });
+  })
+);
+
+router.post(
+  '/presets/payment-timing',
+  requirePermission('quotes.manage'),
+  [
+    body('name').isString().isLength({ min: 1, max: 128 }),
+    body('installments').isArray({ min: 1 }),
+    body('description').optional({ values: 'falsy' }).isString().isLength({ max: 255 }),
+    body('displayOrder').optional({ values: 'falsy' }).isInt({ min: 0, max: 9999 }),
+  ],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const row = await quoteService.createPaymentTimingTemplate({
+      name: req.body.name,
+      description: req.body.description,
+      installments: req.body.installments,
+      display_order: req.body.displayOrder,
+    });
+    return successResponse(res, { template: transformPaymentTimingTemplate(row) }, 201);
+  })
+);
+
+router.put(
+  '/presets/payment-timing/:id',
+  requirePermission('quotes.manage'),
+  [param('id').isInt({ min: 1 })],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const id = parseInt(req.params.id, 10);
+    const row = await quoteService.updatePaymentTimingTemplate(id, {
+      name: req.body.name,
+      description: req.body.description,
+      installments: req.body.installments,
+      display_order: req.body.displayOrder,
+      is_active: req.body.isActive,
+    });
+    return successResponse(res, { template: transformPaymentTimingTemplate(row) });
+  })
+);
+
+router.delete(
+  '/presets/payment-timing/:id',
+  requirePermission('quotes.manage'),
+  [param('id').isInt({ min: 1 })],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    await quoteService.deletePaymentTimingTemplate(parseInt(req.params.id, 10));
+    return successResponse(res, { deleted: true });
+  })
+);
+
+module.exports = router;

backend/src/routes/adminSettings.js

@@ -94,11 +94,24 @@ const faviconUpload = multer({
   }
 });
 
-// Get all settings
+// Get all settings, or a subset when ?keys=k1,k2,… is supplied.
+// Many caller pages only need a handful of keys (e.g. ReminderTemplates
+// reads 2 of the ~100 rows). The keys filter is allowlist-bounded by
+// what's stored, so passing unknown keys just returns them as `null`
+// — no enumeration risk beyond what GET / returned already.
 router.get('/', adminAuth, requirePermission('settings.view'), async (req, res) => {
   try {
-    const settings = await db('app_settings').select('*');
-    
+    const keysParam = typeof req.query.keys === 'string' ? req.query.keys : null;
+    const keysFilter = keysParam
+      ? keysParam.split(',').map((k) => k.trim()).filter(Boolean).slice(0, 100)
+      : null;
+
+    const query = db('app_settings').select('*');
+    if (keysFilter && keysFilter.length > 0) {
+      query.whereIn('setting_key', keysFilter);
+    }
+    const settings = await query;
+
     // Convert to object format
     const settingsObject = {};
     settings.forEach(setting => {

backend/src/routes/adminTaxReport.js

@@ -0,0 +1,123 @@
+/**
+ * Admin → Tax Report Routes
+ *
+ * Mounted at /api/admin/tax-report. Three endpoints with the same
+ * query-string contract (from / to / currency / locale):
+ *
+ *   GET /          → JSON: { rows, totalsByVatRate, grandTotal*, ... }
+ *   GET /pdf       → landscape A4 PDF, Content-Disposition: attachment
+ *   GET /csv       → RFC-4180 CSV, Content-Disposition: attachment
+ *
+ * Reuses the existing `bills` feature flag + `bills.view` permission.
+ * Tax data is just a different lens on invoice data — admins who can
+ * read invoices can read the tax report; no new RBAC surface needed.
+ */
+
+const express = require('express');
+const { query } = require('express-validator');
+const { adminAuth } = require('../middleware/auth');
+const { requirePermission } = require('../middleware/permissions');
+const { handleAsync, validateRequest, successResponse } = require('../utils/routeHelpers');
+const taxReportService = require('../services/taxReportService');
+const { db } = require('../database/db');
+
+const router = express.Router();
+
+// The tax report has its own dedicated flag (taxReport) — independent
+// from `bills` so admins can leave it off until they actually need to
+// run the export. The frontend mirrors the dependency rule (bills off
+// → taxReport off) but we re-check both server-side for defence in
+// depth.
+async function requireTaxReportFlag(req, res, next) {
+  try {
+    const rows = await db('feature_flags').whereIn('key', ['bills', 'taxReport']).select('key', 'value');
+    const isOn = (row) => row && (row.value === true || row.value === 1 || row.value === '1');
+    const bills      = isOn(rows.find((r) => r.key === 'bills'));
+    const taxReport  = isOn(rows.find((r) => r.key === 'taxReport'));
+    if (!bills) {
+      return res.status(403).json({ error: 'Bills feature is disabled', code: 'BILLS_DISABLED' });
+    }
+    if (!taxReport) {
+      return res.status(403).json({ error: 'Tax report feature is disabled', code: 'TAX_REPORT_DISABLED' });
+    }
+    next();
+  } catch (err) { next(err); }
+}
+
+router.use(adminAuth);
+router.use(requireTaxReportFlag);
+
+// Shared validators for from/to/currency. ISO date (YYYY-MM-DD) and
+// ISO 4217 alpha-3 currency are enforced — anything else is rejected
+// before the service layer to keep error messages crisp.
+const QUERY_VALIDATORS = [
+  query('from').exists().withMessage('from is required')
+    .matches(/^\d{4}-\d{2}-\d{2}$/).withMessage('from must be YYYY-MM-DD'),
+  query('to').exists().withMessage('to is required')
+    .matches(/^\d{4}-\d{2}-\d{2}$/).withMessage('to must be YYYY-MM-DD'),
+  query('currency').exists().withMessage('currency is required')
+    .matches(/^[A-Za-z]{3}$/).withMessage('currency must be an ISO 4217 alpha-3 code'),
+  query('locale').optional({ values: 'falsy' })
+    .isIn(['en', 'de', 'fr', 'nl', 'pt', 'ru'])
+    .withMessage('locale must be one of en/de/fr/nl/pt/ru'),
+];
+
+function parseParams(req) {
+  return {
+    from: req.query.from,
+    to: req.query.to,
+    currency: String(req.query.currency || '').toUpperCase(),
+    locale: req.query.locale || undefined,
+  };
+}
+
+// ---- JSON ------------------------------------------------------------
+router.get(
+  '/',
+  requirePermission('bills.view'),
+  QUERY_VALIDATORS,
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const report = await taxReportService.getTaxReport(parseParams(req));
+    return successResponse(res, { report });
+  })
+);
+
+// ---- PDF -------------------------------------------------------------
+router.get(
+  '/pdf',
+  requirePermission('bills.view'),
+  QUERY_VALIDATORS,
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const params = parseParams(req);
+    const buffer = await taxReportService.renderTaxReportPdf(params);
+    const filename = `tax_report_${params.from}_to_${params.to}_${params.currency}.pdf`;
+    res.set('Content-Type', 'application/pdf');
+    res.set('Content-Disposition', `attachment; filename="${filename}"`);
+    res.set('Content-Length', String(buffer.length));
+    return res.end(buffer);
+  })
+);
+
+// ---- CSV -------------------------------------------------------------
+router.get(
+  '/csv',
+  requirePermission('bills.view'),
+  QUERY_VALIDATORS,
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const params = parseParams(req);
+    const { content, filename, contentType } = await taxReportService.renderTaxReportCsv(params);
+    res.set('Content-Type', contentType);
+    res.set('Content-Disposition', `attachment; filename="${filename}"`);
+    // BOM for Excel UTF-8 detection — without it Excel on Windows
+    // mis-decodes Umlauts/special chars. Three-byte EF BB BF prefix.
+    const bom = Buffer.from([0xEF, 0xBB, 0xBF]);
+    const body = Buffer.concat([bom, Buffer.from(content, 'utf8')]);
+    res.set('Content-Length', String(body.length));
+    return res.end(body);
+  })
+);
+
+module.exports = router;

backend/src/routes/customer.js

@@ -368,4 +368,346 @@ router.post('/profile/password', [
   }
 });
 
+// ---- quotes (customer-facing read-only) ------------------------------
+// Lists quotes belonging to the logged-in customer. Scoped strictly to
+// the customer's own customer_account_id so a stale or stolen token can
+// never see another customer's quotes. Returns the same shape the admin
+// list does, minus fields that are admin-only (internal_notes, pdf_path,
+// created_by_admin_id). Disabled when the customer has `feature_quotes`
+// off OR the global `quotes` flag is off — the frontend's RequireFeature
+// already hides the sidebar entry, but we belt-and-braces it here so a
+// direct API hit gets a 403 instead of leaking rows.
+router.get('/quotes', customerAuth, async (req, res) => {
+  try {
+    const { db: dbi } = require('../database/db');
+    // Customer-feature gate. is_active is enforced by customerAuth.
+    const customer = await dbi('customer_accounts').where({ id: req.customer.id }).first();
+    if (!customer || customer.feature_quotes === false || customer.feature_quotes === 0) {
+      return res.status(403).json({ error: 'Quotes are disabled for this account', code: 'CUSTOMER_FEATURE_DISABLED' });
+    }
+    const rows = await dbi('quotes')
+      .where({ customer_account_id: req.customer.id })
+      // Hide drafts — they're admin scratch work; nothing has been
+      // sent to the customer yet. Mirrors the invoice list above
+      // which suppresses 'scheduled' + 'cancelled' for the same
+      // reason. Customers should only see quotes the admin has
+      // actually issued (sent / accepted / declined / expired /
+      // converted).
+      .whereNotIn('status', ['draft'])
+      .orderBy('issue_date', 'desc')
+      .orderBy('id', 'desc')
+      .select(
+        'id', 'quote_number', 'status', 'currency',
+        'issue_date', 'valid_until', 'event_name', 'event_date',
+        'net_amount_minor', 'vat_rate', 'vat_amount_minor',
+        'shipping_amount_minor', 'total_amount_minor',
+        'intro_text', 'outro_text',
+        'sent_at', 'responded_at', 'response_locked_at',
+        'accepted_at', 'declined_at',
+      );
+
+    // Look up the active accept/decline token for each non-locked
+    // quote so the customer dashboard can deep-link back into the
+    // public response page when the admin already sent it. We avoid
+    // re-issuing tokens here — the dashboard is for review, not
+    // re-sending.
+    const tokensByQuote = new Map();
+    if (rows.length > 0) {
+      const tokens = await dbi('quote_action_tokens')
+        .whereIn('quote_id', rows.map((r) => r.id))
+        .whereNull('used_at')
+        .where('expires_at', '>', new Date())
+        .select('quote_id', 'token');
+      for (const t of tokens) tokensByQuote.set(t.quote_id, t.token);
+    }
+
+    res.json({
+      quotes: rows.map((q) => ({
+        id: q.id,
+        quoteNumber: q.quote_number,
+        status: q.status,
+        currency: q.currency,
+        issueDate: q.issue_date,
+        validUntil: q.valid_until,
+        eventName: q.event_name,
+        eventDate: q.event_date,
+        netAmountMinor: q.net_amount_minor,
+        vatRate: q.vat_rate == null ? null : Number(q.vat_rate),
+        vatAmountMinor: q.vat_amount_minor,
+        shippingAmountMinor: q.shipping_amount_minor,
+        totalAmountMinor: q.total_amount_minor,
+        introText: q.intro_text,
+        outroText: q.outro_text,
+        sentAt: q.sent_at,
+        respondedAt: q.responded_at,
+        responseLockedAt: q.response_locked_at,
+        acceptedAt: q.accepted_at,
+        declinedAt: q.declined_at,
+        responseToken: tokensByQuote.get(q.id) || null,
+      })),
+    });
+  } catch (error) {
+    logger.error('Customer quotes list error:', error);
+    res.status(500).json({ error: 'Failed to load quotes' });
+  }
+});
+
+// ---- invoices (customer-facing read-only + PDF) ----------------------
+// Mirrors /quotes — list owned by the customer with the same feature
+// gate. Adds a PDF download endpoint so customers can grab the rendered
+// invoice from their dashboard.
+router.get('/invoices', customerAuth, async (req, res) => {
+  try {
+    const { db: dbi } = require('../database/db');
+    const customer = await dbi('customer_accounts').where({ id: req.customer.id }).first();
+    if (!customer || customer.feature_bills === false || customer.feature_bills === 0) {
+      return res.status(403).json({ error: 'Invoices are disabled for this account', code: 'CUSTOMER_FEATURE_DISABLED' });
+    }
+    // Visibility rules for the customer-facing list:
+    //   - Hide `scheduled` always (drafts the admin is still tweaking).
+    //   - Show `sent`, `overdue`, `paid` always (the customer's
+    //     outstanding + paid history).
+    //   - Show `cancelled` ONLY when `cancellation_storno_id IS NOT NULL`,
+    //     i.e. the cancellation was made customer-visible via a
+    //     Stornorechnung (migration 114). Soft-cancelled drafts stay
+    //     hidden — the customer never saw the draft, so a "cancelled"
+    //     phantom in their list would just be confusing.
+    //   - Show `kind='storno'` rows (status='sent' after sendStorno)
+    //     unconditionally — they're the customer's legal proof of
+    //     cancellation and the only document with the §14c reversal.
+    const rows = await dbi('invoices')
+      .leftJoin('invoices as cancels_inv', 'invoices.cancels_invoice_id', 'cancels_inv.id')
+      .leftJoin('invoices as cancellation_storno', 'invoices.cancellation_storno_id', 'cancellation_storno.id')
+      .where({ 'invoices.customer_account_id': req.customer.id })
+      .whereNot('invoices.status', 'scheduled')
+      .whereNot('invoices.status', 'skipped')
+      .andWhere(function () {
+        this.whereNot('invoices.status', 'cancelled').orWhereNotNull('invoices.cancellation_storno_id');
+      })
+      .orderBy('invoices.issue_date', 'desc')
+      .orderBy('invoices.id', 'desc')
+      .select(
+        'invoices.id', 'invoices.kind', 'invoices.invoice_number', 'invoices.status', 'invoices.currency',
+        'invoices.issue_date', 'invoices.due_date',
+        // Inline event snapshot (migration 123) — the customer portal
+        // shows event_name next to the invoice number, mirroring the
+        // quotes list.
+        'invoices.event_name', 'invoices.event_date',
+        'invoices.installment_index', 'invoices.installment_total', 'invoices.installment_label',
+        'invoices.net_amount_minor', 'invoices.vat_rate', 'invoices.vat_amount_minor',
+        'invoices.shipping_amount_minor', 'invoices.total_amount_minor',
+        'invoices.paid_amount_minor', 'invoices.paid_at',
+        'invoices.late_fee_amount_minor', 'invoices.reminder_level', 'invoices.sent_at',
+        // Lineage — drives the Storno banner / cancelled-by-Storno
+        // indicator on the customer's bills page. Self-join the
+        // linked rows so we can surface the human invoice_number,
+        // not just the bare DB row id.
+        'invoices.cancels_invoice_id', 'invoices.cancellation_storno_id',
+        'cancels_inv.invoice_number as cancels_invoice_number',
+        'cancellation_storno.invoice_number as cancellation_storno_number',
+      );
+    res.json({
+      invoices: rows.map((i) => ({
+        id: i.id,
+        kind: i.kind || 'invoice',
+        invoiceNumber: i.invoice_number,
+        status: i.status,
+        currency: i.currency,
+        issueDate: i.issue_date,
+        dueDate: i.due_date,
+        installmentIndex: i.installment_index,
+        installmentTotal: i.installment_total,
+        installmentLabel: i.installment_label,
+        netAmountMinor: i.net_amount_minor,
+        vatRate: i.vat_rate == null ? null : Number(i.vat_rate),
+        vatAmountMinor: i.vat_amount_minor,
+        shippingAmountMinor: i.shipping_amount_minor,
+        totalAmountMinor: i.total_amount_minor,
+        paidAmountMinor: i.paid_amount_minor,
+        paidAt: i.paid_at,
+        lateFeeAmountMinor: i.late_fee_amount_minor,
+        reminderLevel: i.reminder_level,
+        sentAt: i.sent_at,
+        cancelsInvoiceId: i.cancels_invoice_id || null,
+        cancelsInvoiceNumber: i.cancels_invoice_number || null,
+        cancellationStornoId: i.cancellation_storno_id || null,
+        cancellationStornoNumber: i.cancellation_storno_number || null,
+        eventName: i.event_name || null,
+        eventDate: i.event_date || null,
+      })),
+    });
+  } catch (error) {
+    logger.error('Customer invoice list error:', error);
+    res.status(500).json({ error: 'Failed to load invoices' });
+  }
+});
+
+/**
+ * Customer-side quote PDF — mirrors the invoice PDF endpoint above.
+ * The customer can re-download any quote that's been sent to them
+ * (the public response page also uses this view). Draft quotes are
+ * hidden — they're not yet meant for the customer.
+ */
+router.get('/quotes/:id/pdf', customerAuth, async (req, res) => {
+  try {
+    // Feature-gate identically to /quotes (list endpoint).
+    if (req.customer.feature_quotes === false || req.customer.feature_quotes === 0 || req.customer.feature_quotes === '0') {
+      return res.status(403).json({ error: 'Quotes are disabled for this account' });
+    }
+    const { db: dbi } = require('../database/db');
+    const quote = await dbi('quotes')
+      .where({ id: parseInt(req.params.id, 10), customer_account_id: req.customer.id })
+      .first();
+    if (!quote) return res.status(404).json({ error: 'Quote not found' });
+    if (quote.status === 'draft') {
+      // Drafts aren't visible to the customer.
+      return res.status(404).json({ error: 'Quote not found' });
+    }
+    const quoteService = require('../services/quoteService');
+    const buf = await quoteService.renderQuotePdfBuffer(quote.id);
+    const { buildPdfFilename } = require('../utils/pdfFilename');
+    const customer = await dbi('customer_accounts').where({ id: req.customer.id }).first();
+    const filename = buildPdfFilename({
+      docNumber: quote.quote_number,
+      customer,
+      fallback: `quote-${quote.id}`,
+    });
+    res.set('Content-Type', 'application/pdf');
+    res.set('Content-Disposition', `inline; filename="${filename}"`);
+    res.send(buf);
+  } catch (error) {
+    logger.error('Customer quote PDF error:', error);
+    res.status(500).json({ error: 'Failed to render quote PDF' });
+  }
+});
+
+router.get('/invoices/:id/pdf', customerAuth, async (req, res) => {
+  try {
+    const { db: dbi } = require('../database/db');
+    const invoice = await dbi('invoices')
+      .where({ id: parseInt(req.params.id, 10), customer_account_id: req.customer.id })
+      .first();
+    if (!invoice) return res.status(404).json({ error: 'Invoice not found' });
+    if (['scheduled', 'cancelled', 'skipped'].includes(invoice.status)) {
+      // Don't expose scheduled drafts, cancelled docs, or
+      // skipped empty-monthly placeholders.
+      return res.status(404).json({ error: 'Invoice not found' });
+    }
+    const invoiceService = require('../services/invoiceService');
+    const buf = await invoiceService.renderInvoicePdfBuffer(invoice.id);
+    const { buildPdfFilename } = require('../utils/pdfFilename');
+    const customer = await dbi('customer_accounts').where({ id: req.customer.id }).first();
+    const filename = buildPdfFilename({
+      docNumber: invoice.invoice_number,
+      customer,
+      fallback: `invoice-${invoice.id}`,
+    });
+    res.set('Content-Type', 'application/pdf');
+    res.set('Content-Disposition', `inline; filename="${filename}"`);
+    res.send(buf);
+  } catch (error) {
+    logger.error('Customer invoice PDF error:', error);
+    res.status(500).json({ error: 'Failed to render invoice PDF' });
+  }
+});
+
+// ---- contracts (customer-facing read-only + PDF + signed-PDF) -------
+// Same shape as /quotes and /invoices. Drafts are hidden; everything
+// from `sent` onwards is visible. Two PDF download endpoints because
+// the signed PDF (stamped with signatures OR a wet-signed upload) is
+// the authoritative copy customers want after both parties sign.
+router.get('/contracts', customerAuth, async (req, res) => {
+  try {
+    const { db: dbi } = require('../database/db');
+    if (!(await dbi.schema.hasTable('contracts'))) {
+      // Feature not migrated on this install yet.
+      return res.json({ contracts: [] });
+    }
+    const rows = await dbi('contracts')
+      .where({ customer_account_id: req.customer.id })
+      .whereNotIn('status', ['draft'])
+      .orderBy('issue_date', 'desc')
+      .orderBy('id', 'desc')
+      .select(
+        'id', 'contract_number', 'status', 'language',
+        'issue_date', 'valid_until', 'title',
+        'sent_at', 'signed_by_customer_at', 'signed_by_admin_at',
+        'signed_customer_name', 'signed_admin_name',
+        'pdf_path', 'signed_pdf_path',
+      );
+
+    // Live tokens for the public sign page so customer dashboard can
+    // deep-link the "Sign now" button on `sent` contracts.
+    const tokensByContract = new Map();
+    if (rows.length > 0 && await dbi.schema.hasTable('contract_action_tokens')) {
+      const tokens = await dbi('contract_action_tokens')
+        .whereIn('contract_id', rows.map((r) => r.id))
+        .whereNull('used_at')
+        .where('expires_at', '>', new Date())
+        .select('contract_id', 'token');
+      for (const tk of tokens) tokensByContract.set(tk.contract_id, tk.token);
+    }
+
+    res.json({
+      contracts: rows.map((c) => ({
+        id: c.id,
+        contractNumber: c.contract_number,
+        status: c.status,
+        language: c.language,
+        issueDate: c.issue_date,
+        validUntil: c.valid_until,
+        title: c.title,
+        sentAt: c.sent_at,
+        signedByCustomerAt: c.signed_by_customer_at,
+        signedByAdminAt: c.signed_by_admin_at,
+        signedCustomerName: c.signed_customer_name,
+        signedAdminName: c.signed_admin_name,
+        // Surface flags only — no paths leaked to the customer.
+        hasPdf: !!c.pdf_path,
+        hasSignedPdf: !!c.signed_pdf_path,
+        responseToken: tokensByContract.get(c.id) || null,
+      })),
+    });
+  } catch (error) {
+    logger.error('Customer contracts list error:', error);
+    res.status(500).json({ error: 'Failed to load contracts' });
+  }
+});
+
+router.get('/contracts/:id/pdf', customerAuth, async (req, res) => {
+  try {
+    const { db: dbi } = require('../database/db');
+    if (!(await dbi.schema.hasTable('contracts'))) {
+      return res.status(404).json({ error: 'Contract not found' });
+    }
+    const contract = await dbi('contracts')
+      .where({ id: parseInt(req.params.id, 10), customer_account_id: req.customer.id })
+      .first();
+    if (!contract) return res.status(404).json({ error: 'Contract not found' });
+    if (contract.status === 'draft') {
+      return res.status(404).json({ error: 'Contract not found' });
+    }
+    // Prefer the wet-signed PDF when present, otherwise the system-
+    // generated PDF (signed in-browser, stamped, or unsigned).
+    const path = require('path');
+    const fs = require('fs');
+    const filePath = contract.signed_pdf_path || contract.pdf_path;
+    if (!filePath || !fs.existsSync(filePath)) {
+      // Render on-demand so customers who hit the link before the
+      // first send still get something usable.
+      const contractService = require('../services/contractService');
+      const buf = await contractService.renderContractPdfBuffer(contract.id);
+      res.set('Content-Type', 'application/pdf');
+      res.set('Content-Disposition', `inline; filename="${contract.contract_number}.pdf"`);
+      return res.send(buf);
+    }
+    res.set('Content-Type', 'application/pdf');
+    res.set('Content-Disposition', `inline; filename="${path.basename(filePath)}"`);
+    fs.createReadStream(filePath).pipe(res);
+  } catch (error) {
+    logger.error('Customer contract PDF error:', error);
+    res.status(500).json({ error: 'Failed to render contract PDF' });
+  }
+});
+
 module.exports = router;

backend/src/routes/publicContracts.js

@@ -0,0 +1,342 @@
+/**
+ * Public → Contracts Routes
+ *
+ * Mounted at /api/public/contracts. NO authentication — the link in
+ * the customer's signing email is the only secret.
+ *
+ * Surface:
+ *   GET  /:token                  read-only contract view + included blocks
+ *   POST /:token/sign             body: { name, signatureDataUrl?, accepted: true }
+ *   POST /:token/upload-signed-pdf   multer single — customer uploads their wet-signed PDF
+ *
+ * No state mutation flows from /:token (GET) — only the two POST routes
+ * affect the contract. IP is captured for the signature evidence /
+ * upload audit row.
+ */
+
+const express = require('express');
+const fs = require('fs');
+const path = require('path');
+const multer = require('multer');
+const rateLimit = require('express-rate-limit');
+const { body, param } = require('express-validator');
+const { handleAsync, validateRequest, successResponse } = require('../utils/routeHelpers');
+const { validateFileType } = require('../utils/fileSecurityUtils');
+const contractService = require('../services/contractService');
+const { getAppSetting } = require('../utils/appSettings');
+const { clientIpForAudit } = require('../utils/clientIp');
+const { loadActionToken, preMulterTokenGuard } = require('../utils/publicTokenGuards');
+const { db } = require('../database/db');
+
+const router = express.Router();
+
+const previewLimiter = rateLimit({
+  windowMs: 60 * 1000, max: 30, standardHeaders: true, legacyHeaders: false,
+});
+const respondLimiter = rateLimit({
+  windowMs: 60 * 1000, max: 10, standardHeaders: true, legacyHeaders: false,
+});
+
+const getStoragePath = () => process.env.STORAGE_PATH || path.join(__dirname, '../../../storage');
+
+const signedPdfStorage = multer.diskStorage({
+  destination: async (req, file, cb) => {
+    const uploadDir = path.join(getStoragePath(), 'uploads/contracts/signed');
+    fs.mkdirSync(uploadDir, { recursive: true });
+    cb(null, uploadDir);
+  },
+  filename: (req, file, cb) => {
+    const ext = path.extname(file.originalname) || '.pdf';
+    cb(null, `contract-token-${req.params.token.slice(0, 12)}-${Date.now()}${ext}`);
+  },
+});
+
+const signedPdfUpload = multer({
+  storage: signedPdfStorage,
+  limits: { fileSize: 10 * 1024 * 1024 }, // 10 MB
+  fileFilter: (req, file, cb) => {
+    if (validateFileType(file.originalname, file.mimetype, ['application/pdf'])) return cb(null, true);
+    return cb(new Error('Only PDF files are allowed'));
+  },
+});
+
+/**
+ * Public-safe projection of the contract. We deliberately omit:
+ *   - intro/outro text remain visible (customer-facing by design)
+ *   - admin notes (none on contracts today)
+ *   - admin IP + signature paths (signed_*_path is admin-only)
+ *
+ * The IP / signature image paths are NEVER exposed publicly even after
+ * signing — they're audit evidence.
+ */
+function publicContractView(contract, inclusions, customer, profile, locale) {
+  const orderedSections = ['basics', 'scope', 'privacy', 'commercial', 'nda', 'closing'];
+  const blocksBySection = {};
+  for (const s of orderedSections) blocksBySection[s] = [];
+  for (const inc of inclusions) {
+    if (!(inc.included === true || inc.included === 1 || inc.included === '1')) continue;
+    const bodyEn = inc.body_text_snapshot || inc.block_body_text || '';
+    const bodyDe = inc.body_text_de_snapshot || inc.block_body_text_de || '';
+    // 1) Strip the leading `**Title**\n` line — the block.name is
+    //    already rendered above as a bold sub-heading, so a bold
+    //    first line in the body would duplicate it.
+    // 2) Strip remaining `**bold**` inline markers — the React sign
+    //    page renders body as plain `whitespace-pre-line` text and
+    //    has no inline-bold UI. The PDF path keeps them as bold
+    //    runs via pdfService.renderBodyMarkdown.
+    const body = (locale === 'de' ? (bodyDe || bodyEn) : (bodyEn || bodyDe))
+      .replace(/^\s*\*\*[^*\n]+\*\*\s*\n+/, '')
+      .replace(/\*\*([^*]+)\*\*/g, '$1');
+    if (!blocksBySection[inc.section]) continue;
+    blocksBySection[inc.section].push({
+      blockId: inc.block_id,
+      section: inc.section,
+      position: inc.position,
+      name: inc.block_name,
+      body,
+    });
+  }
+  const sections = orderedSections
+    .map((s) => ({ section: s, blocks: blocksBySection[s] }))
+    .filter((s) => s.blocks.length > 0);
+
+  return {
+    contractNumber: contract.contract_number,
+    status: contract.status,
+    language: contract.language,
+    issueDate: contract.issue_date,
+    validUntil: contract.valid_until,
+    title: contract.title,
+    introText: contract.intro_text,
+    outroText: contract.outro_text,
+    sentAt: contract.sent_at,
+    signedByCustomerAt: contract.signed_by_customer_at,
+    signedByAdminAt: contract.signed_by_admin_at,
+    signedCustomerName: contract.signed_customer_name,
+    signedAdminName: contract.signed_admin_name,
+    // The customer's own IP is fine to surface back — it's THEIR
+    // identifier on the audit trail. The admin's IP is NOT exposed
+    // publicly: it's a counter-party's identifier (operator's office /
+    // home network) and shouldn't reach the customer's browser via
+    // a token-only-secret endpoint. Admin sees their own IP on the
+    // admin detail page; customer doesn't need it.
+    signedCustomerIp: contract.signed_customer_ip || null,
+    // signed_pdf_path itself is admin-only; we just flag presence so
+    // the public page can show a "wet-signed copy attached" hint.
+    hasSignedPdf: !!contract.signed_pdf_path,
+    // SHA-256 of the on-disk PDFs — surfaced so the customer can
+    // re-hash their downloaded copy and confirm it matches what
+    // we issued. Audit-trail evidence #1 from the maintainer plan.
+    pdfSha256: contract.pdf_sha256 || null,
+    signedPdfSha256: contract.signed_pdf_sha256 || null,
+    canSign: contract.status === 'sent',
+    sections,
+    recipient: customer ? {
+      displayName: customer.display_name || [customer.first_name, customer.last_name].filter(Boolean).join(' '),
+      companyName: customer.company_name,
+      email: customer.email,
+    } : null,
+    issuer: profile ? {
+      companyName: profile.company_name,
+      addressLine1: profile.address_line1,
+      postalCode: profile.postal_code,
+      city: profile.city,
+      email: profile.email,
+      website: profile.website,
+    } : null,
+  };
+}
+
+router.get(
+  '/:token',
+  previewLimiter,
+  [param('token').isString().isLength({ min: 64, max: 64 }).matches(/^[a-f0-9]+$/i)],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const tokenRow = await loadActionToken(req, res, {
+      tableName: 'contract_action_tokens',
+      token: req.params.token,
+    });
+    if (!tokenRow) return;
+    const data = await contractService.getContractById(tokenRow.contract_id);
+    if (!data) return res.status(404).json({ error: 'Contract not found' });
+    const customer = await db('customer_accounts').where({ id: data.contract.customer_account_id }).first();
+    const profile = await db('business_profile').where({ id: 1 }).first();
+    // Surface the admin-tunable behaviour toggles on the view so the
+    // React page can hide the upload-PDF section when disabled and
+    // enforce the drawn-signature requirement client-side. The server
+    // re-enforces both, so client tampering only changes the UX.
+    const allowPdfUpload = (await getAppSetting('crm_contracts_allow_pdf_upload')) !== false;
+    const requireDrawnSignature = (await getAppSetting('crm_contracts_require_drawn_signature')) === true;
+    const view = publicContractView(
+      data.contract,
+      data.inclusions,
+      customer,
+      profile,
+      data.contract.language || 'de',
+    );
+    view.allowPdfUpload = allowPdfUpload;
+    view.requireDrawnSignature = requireDrawnSignature;
+    return successResponse(res, { contract: view });
+  }),
+);
+
+router.post(
+  '/:token/sign',
+  respondLimiter,
+  [
+    param('token').isString().isLength({ min: 64, max: 64 }).matches(/^[a-f0-9]+$/i),
+    body('name').isString().isLength({ min: 1, max: 255 }),
+    body('accepted').isBoolean(),
+    body('signatureDataUrl').optional({ nullable: true }).isString(),
+  ],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    // Audit IP source: req.ip ONLY. See utils/clientIp.js for the
+    // full rationale — reading X-Forwarded-For directly bypassed
+    // Express's trust-proxy safety net and let direct (non-proxied)
+    // POSTs spoof the audit IP, defeating the legal-evidence promise
+    // of the contract signing flow. Operators whose nginx topology
+    // needs different trust rules adjust `TRUST_PROXY` in server.js.
+    const ip = clientIpForAudit(req);
+    try {
+      const result = await contractService.recordCustomerSignature({
+        token: req.params.token,
+        name: req.body.name,
+        signatureDataUrl: req.body.signatureDataUrl,
+        accepted: req.body.accepted === true,
+        ip,
+      });
+      return successResponse(res, result);
+    } catch (err) {
+      if (err.status) {
+        return res.status(err.status).json({ error: err.message, code: err.code });
+      }
+      throw err;
+    }
+  }),
+);
+
+// Server-side guard for the "allow PDF upload" toggle. When the admin
+// turns it off in Settings → CRM behaviour → Contracts the public sign
+// page hides the upload section, but a hand-crafted POST would still
+// hit this route — refuse here too BEFORE multer reads the body so a
+// disabled-toggle install never writes attacker bytes to disk.
+async function uploadSignedPdfSettingGuard(req, res, next) {
+  const allowPdfUpload = (await getAppSetting('crm_contracts_allow_pdf_upload')) !== false;
+  if (!allowPdfUpload) {
+    return res.status(403).json({
+      error: 'Uploading a wet-signed PDF is disabled for this installation. Please sign in your browser instead.',
+      code: 'UPLOAD_DISABLED',
+    });
+  }
+  next();
+}
+
+router.post(
+  '/:token/upload-signed-pdf',
+  respondLimiter,
+  [param('token').isString().isLength({ min: 64, max: 64 }).matches(/^[a-f0-9]+$/i)],
+  // CRITICAL ORDERING: setting guard + token guard run BEFORE multer.
+  // Previously these checks lived after multer.single, which meant a
+  // disabled-toggle install OR an expired/invalid token still cost a
+  // disk write — captured tokens could be replayed to spam the disk
+  // up to multer's 10 MB cap per request. Pre-multer rejection costs
+  // a DB lookup and nothing more.
+  uploadSignedPdfSettingGuard,
+  preMulterTokenGuard('contract_action_tokens'),
+  signedPdfUpload.single('file'),
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const tokenRow = req.publicTokenRow; // attached by preMulterTokenGuard
+    if (!req.file) {
+      return res.status(400).json({ error: 'No file uploaded', code: 'NO_FILE' });
+    }
+    const result = await contractService.attachSignedPdfUpload(
+      tokenRow.contract_id,
+      req.file.path,
+      'customer',
+    );
+    // Mark the token as used so the link can't be re-played.
+    // IP storage is gated by the crm_contracts_store_ip setting so
+    // privacy-strict operators can opt out — same toggle that gates
+    // the in-browser-sign IP captures. See utils/clientIp.js for
+    // why we trust req.ip only.
+    const rawIp = clientIpForAudit(req);
+    const storeIpEnabled = (await getAppSetting('crm_contracts_store_ip')) !== false;
+    await db('contract_action_tokens').where({ id: tokenRow.id }).update({
+      used_at: new Date(),
+      used_action: 'uploaded_signed_pdf',
+      used_ip: storeIpEnabled ? rawIp : null,
+    });
+    return successResponse(res, result);
+  }),
+);
+
+/**
+ * Public PDF download — token-scoped. Once the customer has signed,
+ * they can re-fetch the signed copy from the same link rather than
+ * waiting for the contract_fully_signed email (which only arrives
+ * after admin counter-sign). Streams signed_pdf_path when present,
+ * falls back to pdf_path. Returns 410 once the link has expired.
+ *
+ * Security note: this route deliberately honours `expires_at` now —
+ * previous behaviour was "expired tokens still allow downloads, the
+ * customer may need their signed copy after the window closes" but
+ * that turned the token into a permanent unauthenticated download
+ * URL once leaked (referer headers, browser history, email forward).
+ * Customers needing a post-expiry copy receive the signed PDF in the
+ * `contract_fully_signed` email, OR the admin can issue a fresh
+ * download link via the admin detail page.
+ *
+ * Future enhancement (audit: "public token model rework"): swap the
+ * long-lived contract token for a short-lived download sub-token
+ * (~5 min) generated after sign, so the download URL itself never
+ * embeds the long-lived secret. Tracked in the CRM backlog.
+ */
+router.get(
+  '/:token/pdf',
+  previewLimiter,
+  [param('token').isString().isLength({ min: 64, max: 64 }).matches(/^[a-f0-9]+$/i)],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const tokenRow = await loadActionToken(req, res, {
+      tableName: 'contract_action_tokens',
+      token: req.params.token,
+    });
+    if (!tokenRow) return;
+    const contract = await db('contracts').where({ id: tokenRow.contract_id }).first();
+    if (!contract) return res.status(404).json({ error: 'Contract not found' });
+
+    const fs = require('fs');
+    const path = require('path');
+    const { assertContractPdfPath } = require('../utils/safePath');
+    const filePath = contract.signed_pdf_path || contract.pdf_path;
+    // Content-Disposition: attachment + Referrer-Policy: no-referrer
+    // so the long-lived contract token doesn't leak via referer
+    // headers if the customer opens the PDF in an external viewer
+    // that loads remote resources.
+    res.set('Referrer-Policy', 'no-referrer');
+    if (!filePath || !fs.existsSync(filePath)) {
+      // Render on-demand so the link works even if the on-disk
+      // file was wiped (cleanup, S3 sync, etc.).
+      const contractService = require('../services/contractService');
+      const buf = await contractService.renderContractPdfBuffer(contract.id);
+      res.set('Content-Type', 'application/pdf');
+      res.set('Content-Disposition', `attachment; filename="${contract.contract_number}.pdf"`);
+      return res.send(buf);
+    }
+    // C.7 — defence-in-depth: reject if filePath resolves outside the
+    // contract storage roots. The customer signing token is far less
+    // privileged than an admin, so getting this wrong has higher blast
+    // radius (a forged token could otherwise read any file the node
+    // process has access to). assertContractPdfPath throws AppError
+    // which the error middleware converts to a clean 403/404.
+    const safePath = assertContractPdfPath(filePath);
+    res.set('Content-Type', 'application/pdf');
+    res.set('Content-Disposition', `attachment; filename="${path.basename(safePath)}"`);
+    fs.createReadStream(safePath).pipe(res);
+  }),
+);
+
+module.exports = router;

backend/src/routes/publicPaymentCheck.js

@@ -0,0 +1,101 @@
+/**
+ * Public → Invoice payment-check Routes
+ *
+ * Mounted at /api/public/payment-check. NO authentication — the
+ * admin's email link carries a 64-char hex token; that's the only
+ * gate. The page at /payment-check/:token uses these endpoints to:
+ *
+ *   GET  /:token              read invoice summary for the page
+ *   POST /:token              record the admin's selection:
+ *                               action: 'paid_full' | 'partial' | 'unpaid'
+ *                               amountMinor: optional, for 'partial'
+ *
+ * Mirrors the publicQuotes.js shape (rate limits, token format
+ * validation, error code surface) so the same defensive patterns
+ * apply.
+ */
+
+const express = require('express');
+const { body, param } = require('express-validator');
+const rateLimit = require('express-rate-limit');
+const { handleAsync, validateRequest, successResponse } = require('../utils/routeHelpers');
+const invoiceService = require('../services/invoiceService');
+
+const router = express.Router();
+
+// 30 reads / minute / IP; 10 records / minute / IP.
+const previewLimiter = rateLimit({
+  windowMs: 60 * 1000, max: 30, standardHeaders: true, legacyHeaders: false,
+});
+const recordLimiter = rateLimit({
+  windowMs: 60 * 1000, max: 10, standardHeaders: true, legacyHeaders: false,
+});
+
+router.get(
+  '/:token',
+  previewLimiter,
+  [param('token').isString().isLength({ min: 64, max: 64 }).matches(/^[a-f0-9]+$/i)],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    try {
+      const view = await invoiceService.getPaymentCheckByToken(req.params.token);
+
+      // Branding block — same shape `publicQuotes.js` returns so the
+      // frontend can render a consistent header (logo + company
+      // name) and respect the admin's branding colour palette. Web
+      // pages use the global Settings → Branding logo, NOT the
+      // dedicated PDF logo (business_profile.logo_path is print-
+      // only).
+      const { db } = require('../database/db');
+      const { getAppSetting } = require('../utils/appSettings');
+      const profile = await db('business_profile').where({ id: 1 }).first();
+      const brandingLogoUrl = await getAppSetting('branding_logo_url', null);
+      const issuer = profile ? {
+        companyName: profile.company_name || '',
+        email: profile.email || '',
+        website: profile.website || '',
+        logoUrl: (() => {
+          const raw = (brandingLogoUrl && String(brandingLogoUrl).trim()) || null;
+          if (!raw) return null;
+          if (raw.startsWith('/') || /^https?:\/\//i.test(raw)) return raw;
+          return `/uploads/${raw.replace(/^uploads\//, '')}`;
+        })(),
+      } : null;
+
+      return successResponse(res, { invoice: view, issuer });
+    } catch (err) {
+      if (err.code === 'TOKEN_ALREADY_USED') {
+        return res.status(410).json({
+          error: err.message,
+          code: err.code,
+          usedAt: err.usedAt,
+          usedAction: err.usedAction,
+        });
+      }
+      throw err;
+    }
+  })
+);
+
+router.post(
+  '/:token',
+  recordLimiter,
+  [
+    param('token').isString().isLength({ min: 64, max: 64 }).matches(/^[a-f0-9]+$/i),
+    body('action').isIn(['paid_full', 'paid_with_skonto', 'partial', 'unpaid']),
+    body('amountMinor').optional({ values: 'falsy' }).isInt({ min: 1 }),
+  ],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const result = await invoiceService.recordPaymentCheckAction({
+      token: req.params.token,
+      action: req.body.action,
+      amountMinor: req.body.amountMinor,
+      ip: req.ip,
+      adminId: null,
+    });
+    return successResponse(res, result);
+  })
+);
+
+module.exports = router;

backend/src/routes/publicQuotes.js

@@ -0,0 +1,184 @@
+/**
+ * Public → Quotes Routes
+ *
+ * Mounted at /api/public/quotes. NO authentication — the link in the
+ * customer email is the only secret. The route layer must:
+ *   - never leak admin-only fields (internal_notes, etc.)
+ *   - rate-limit by IP/token to soften brute-force token guessing
+ *   - honour the 15-min re-toggle window enforced at the service layer
+ *
+ * Surface:
+ *   GET  /:token              read-only quote view for the customer
+ *   POST /:token/respond      body: { action: 'accept' | 'decline' }
+ */
+
+const express = require('express');
+const { body, param } = require('express-validator');
+const rateLimit = require('express-rate-limit');
+const { handleAsync, validateRequest, successResponse } = require('../utils/routeHelpers');
+const quoteService = require('../services/quoteService');
+const { db } = require('../database/db');
+const { clientIpForAudit } = require('../utils/clientIp');
+const { loadActionToken } = require('../utils/publicTokenGuards');
+
+const router = express.Router();
+
+// Rate-limit: 30 token previews per IP per minute, 10 responses.
+const previewLimiter = rateLimit({
+  windowMs: 60 * 1000, max: 30, standardHeaders: true, legacyHeaders: false,
+});
+const respondLimiter = rateLimit({
+  windowMs: 60 * 1000, max: 10, standardHeaders: true, legacyHeaders: false,
+});
+
+function publicQuoteView(quote, lineItems, customer, profile, tosRequired, tosText, tosUrl, brandingLogoUrl) {
+  return {
+    quoteNumber: quote.quote_number,
+    status: quote.status,
+    language: quote.language,
+    currency: quote.currency,
+    issueDate: quote.issue_date,
+    validUntil: quote.valid_until,
+    eventName: quote.event_name,
+    eventDate: quote.event_date,
+    eventTimeStart: quote.event_time_start,
+    eventTimeEnd: quote.event_time_end,
+    introText: quote.intro_text,
+    outroText: quote.outro_text,
+    // Money — public surface.
+    netAmountMinor: quote.net_amount_minor,
+    vatRate: quote.vat_rate == null ? null : Number(quote.vat_rate),
+    vatAmountMinor: quote.vat_amount_minor,
+    shippingAmountMinor: quote.shipping_amount_minor,
+    totalAmountMinor: quote.total_amount_minor,
+    // Response state — drives the page UI.
+    respondedAt: quote.responded_at,
+    responseLockedAt: quote.response_locked_at,
+    canRespond: !!(quote.status === 'sent' || (
+      quote.responded_at && quote.response_locked_at &&
+      new Date(quote.response_locked_at).getTime() > Date.now()
+    )),
+    lineItems: lineItems.map((li) => ({
+      position: li.position,
+      quantity: Number(li.quantity),
+      description: li.description,
+      unitPriceMinor: li.unit_price_minor,
+      discountPercent: li.discount_percent == null ? 0 : Number(li.discount_percent),
+      lineTotalMinor: li.line_total_minor,
+    })),
+    recipient: customer ? {
+      displayName: customer.display_name || [customer.first_name, customer.last_name].filter(Boolean).join(' '),
+      email: customer.email,
+      companyName: customer.company_name,
+    } : null,
+    // Terms of Service surfaced to the customer when the global
+    // `crm_quotes_tos_required` flag is on. The text + URL are
+    // included unconditionally so admins can opt to display them
+    // without blocking acceptance; the frontend gates the checkbox.
+    // Snapshot is rendered when the quote has already been accepted
+    // so the customer sees exactly what they agreed to, not the
+    // current ToS text (which may have changed).
+    tos: {
+      required: tosRequired === true,
+      text: quote.tos_text_snapshot || tosText || '',
+      url: tosUrl || '',
+      acceptedAt: quote.tos_accepted_at || null,
+    },
+    issuer: profile ? {
+      companyName: profile.company_name,
+      email: profile.email,
+      website: profile.website,
+      footerLine: profile.footer_line,
+      // Logo source for the web quote page is ONLY the global
+      // Settings → Branding logo (`app_settings.branding_logo_url`).
+      //
+      // `business_profile.logo_path` is intentionally NOT consulted
+      // here — it's a dedicated PDF lightmode logo (PDFs always
+      // print on white paper, so admins upload a dark variant
+      // there). On the web page the existing site branding already
+      // serves both light + dark modes correctly, so falling back
+      // to a PDF-only image would override that with a light
+      // version that doesn't read in dark mode.
+      logoUrl: (() => {
+        const raw = (brandingLogoUrl && String(brandingLogoUrl).trim()) || null;
+        if (!raw) return null;
+        if (raw.startsWith('/') || /^https?:\/\//i.test(raw)) return raw;
+        return `/uploads/${raw.replace(/^uploads\//, '')}`;
+      })(),
+    } : null,
+  };
+}
+
+router.get(
+  '/:token',
+  previewLimiter,
+  [param('token').isString().isLength({ min: 64, max: 64 }).matches(/^[a-f0-9]+$/i)],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    const tokenRow = await loadActionToken(req, res, {
+      tableName: 'quote_action_tokens',
+      token: req.params.token,
+    });
+    if (!tokenRow) return;
+    const data = await quoteService.getQuoteById(tokenRow.quote_id);
+    if (!data) return res.status(404).json({ error: 'Quote not found' });
+
+    const customer = await db('customer_accounts').where({ id: data.quote.customer_account_id }).first();
+    const businessProfileService = require('../services/businessProfileService');
+    const { profile } = await businessProfileService.getProfile();
+    // Pull the three ToS keys via the shared helper so it works
+    // regardless of how setting_value is encoded (JSON-stringified vs
+    // raw). All three are optional.
+    const { getAppSetting } = require('../utils/appSettings');
+    const tosRequired = await getAppSetting('crm_quotes_tos_required', false);
+    const tosText = await getAppSetting('crm_quotes_tos_text', '');
+    const tosUrl = await getAppSetting('crm_quotes_tos_url', '');
+    // Fallback logo when business_profile has no dedicated CRM logo
+    // — admins typically upload one logo via Settings → Branding and
+    // expect it to flow through the customer-facing pages too.
+    const brandingLogoUrl = await getAppSetting('branding_logo_url', null);
+
+    return successResponse(res, {
+      quote: publicQuoteView(data.quote, data.lineItems, customer, profile, tosRequired, tosText, tosUrl, brandingLogoUrl),
+    });
+  })
+);
+
+router.post(
+  '/:token/respond',
+  respondLimiter,
+  [
+    param('token').isString().isLength({ min: 64, max: 64 }).matches(/^[a-f0-9]+$/i),
+    body('action').isIn(['accept', 'decline']),
+    // ToS box: optional flag, only meaningful when the global
+    // `crm_quotes_tos_required` setting is on. Service enforces.
+    body('tosAccepted').optional().isBoolean(),
+  ],
+  handleAsync(async (req, res) => {
+    validateRequest(req);
+    try {
+      // See utils/clientIp.js — trust req.ip (configured via Express
+      // trust-proxy), never read X-Forwarded-For directly.
+      const ip = clientIpForAudit(req);
+      const result = await quoteService.recordResponse({
+        token: req.params.token,
+        action: req.body.action,
+        ip,
+        tosAccepted: req.body.tosAccepted === true,
+      });
+      return successResponse(res, { status: result.status, lockedAt: result.lockedAt });
+    } catch (err) {
+      if (err.code === 'RESPONSE_LOCKED') {
+        return res.status(423).json({
+          error: err.message,
+          code: 'RESPONSE_LOCKED',
+          currentStatus: err.currentStatus,
+          lockedAt: err.lockedAt,
+        });
+      }
+      throw err;
+    }
+  })
+);
+
+module.exports = router;

backend/src/routes/publicSettings.js

@@ -105,6 +105,19 @@ router.get('/', async (req, res) => {
       default_language: settingsObject.general_default_language || 'en',
       enable_analytics: settingsObject.general_enable_analytics !== false,
       general_date_format: settingsObject.general_date_format || 'PPP',
+      // '12h' / '24h' — controls how times are rendered in admin +
+      // customer views via the useLocalizedDate hook. The underlying
+      // storage is always HH:mm (24h); only the displayed form toggles.
+      // Default '24h' to match the operator's CH/DE locale.
+      general_time_format: settingsObject.general_time_format === '12h' ? '12h' : '24h',
+      // CRM overview tile visibility (admin-only — these are surfaced
+      // via the public-settings endpoint because the dashboard reads
+      // them on mount and the value never depends on auth state. All
+      // four default ON; only explicit false hides the tile.
+      crm_overview_show_revenue: settingsObject.crm_overview_show_revenue !== false,
+      crm_overview_show_outstanding: settingsObject.crm_overview_show_outstanding !== false,
+      crm_overview_show_quotes: settingsObject.crm_overview_show_quotes !== false,
+      crm_overview_show_invoices: settingsObject.crm_overview_show_invoices !== false,
       enable_recaptcha: settingsObject.security_enable_recaptcha === true || settingsObject.security_enable_recaptcha === 'true',
       recaptcha_site_key: settingsObject.security_recaptcha_site_key || null,
       maintenance_mode: settingsObject.general_maintenance_mode === true || settingsObject.general_maintenance_mode === 'true',

backend/src/services/_billingRecipients.js

@@ -0,0 +1,68 @@
+/**
+ * Recipient resolution for billing-class outbound emails (invoice,
+ * Storno, payment reminders).
+ *
+ * Customer accounts carry two email fields:
+ *   - `email`          — primary contact, used for account auth,
+ *                        gallery sharing, quote / contract sends, and
+ *                        event reminders. The decision-maker address.
+ *   - `billing_email`  — optional bookkeeper / accounts-payable
+ *                        address. When set, billing documents go To:
+ *                        here and the primary `email` is CC'd so the
+ *                        decision-maker stays in the loop.
+ *
+ * Non-billing flows (quote, contract, gallery, event reminder, gallery
+ * share) must NOT use this helper — they always route to the primary
+ * `email` regardless of whether a billing_email is configured.
+ *
+ * The per-document `cc_pdf_email` field on invoices / Storno / quotes
+ * is an additional CC the admin can set per save; this helper folds it
+ * in alongside the billing/primary split and dedupes against the To:
+ * address so the same address never appears twice on one envelope.
+ */
+
+/**
+ * @param {object} customer        a `customer_accounts` row; only
+ *                                 `email` + `billing_email` are read.
+ * @param {string|null|undefined} perDocCcEmail   the `cc_pdf_email`
+ *                                 column from the document being sent;
+ *                                 may be null/empty (no per-doc CC).
+ * @returns {{ to: string, cc: string[] | undefined }}
+ *   `to`  — single address (billing_email when set, else email).
+ *   `cc`  — array of additional addresses, or undefined when there
+ *           are none. Always deduplicated against `to` and against
+ *           itself (case-insensitive).
+ */
+function resolveBillingRecipients(customer, perDocCcEmail) {
+  const billing = String(customer?.billing_email || '').trim();
+  const main = String(customer?.email || '').trim();
+  const perDoc = String(perDocCcEmail || '').trim();
+
+  const to = billing || main;
+  if (!to) {
+    // No usable address at all. Caller will hit emailProcessor's own
+    // validation; we just return a safe shape so callers don't crash.
+    return { to: '', cc: undefined };
+  }
+
+  const toKey = to.toLowerCase();
+  const ccKeys = new Set();
+  const ccList = [];
+  const pushCc = (addr) => {
+    if (!addr) return;
+    const key = addr.toLowerCase();
+    if (key === toKey || ccKeys.has(key)) return;
+    ccKeys.add(key);
+    ccList.push(addr);
+  };
+
+  // Only CC the main email when billing_email actually took the To
+  // slot — when billing is empty, `to` already IS the main email and
+  // we don't want to CC self.
+  if (billing && main) pushCc(main);
+  if (perDoc) pushCc(perDoc);
+
+  return { to, cc: ccList.length > 0 ? ccList : undefined };
+}
+
+module.exports = { resolveBillingRecipients };

backend/src/services/_emailTemplateBoot.js

@@ -0,0 +1,97 @@
+/**
+ * Boot-time wiring for the three self-heal seeders that own the
+ * CRM-era email templates (quotes / invoices / Storno / payment
+ * reminders / contract send + signed / event reminders).
+ *
+ * **Why this lives outside the individual services**
+ *
+ * The seeders themselves (`crmEmailTemplates.js`,
+ * `contractEmailTemplates.js`, `eventReminderTemplates.js`) are
+ * idempotent and module-cached, but they were never called at boot.
+ * contractEmailTemplates is called lazily by every contractService
+ * send; eventReminderTemplates by the admin email-templates list
+ * route. crmEmailTemplates was orphaned — no caller anywhere — so
+ * every install that didn't pre-exist its templates failed every
+ * quote_sent / invoice_sent / storno_issued send with
+ * `Email template '<key>' not found`. The queue processor retries 3
+ * times then leaves the row in `status='pending', retry_count=3`,
+ * silently dead with no admin surface — exactly the failure flagged
+ * in [[feedback_observable_failure_state]] and [[feedback_self_heal_pattern]].
+ *
+ * Wiring all three into the boot path fixes new installs at first
+ * start AND retroactively fixes already-deployed installs whose
+ * queue is full of retry-exhausted rows: after we seed the missing
+ * template we reset retry_count on rows whose `email_type` matches
+ * a key we just inserted, so the queue processor's next tick picks
+ * them back up.
+ *
+ * Safe to call multiple times — each underlying seeder short-
+ * circuits after its first successful pass via a module-level flag.
+ */
+
+const { ensureCrmEmailTemplatesSeeded } = require('./crmEmailTemplates');
+const { ensureContractEmailTemplatesSeeded } = require('./contractEmailTemplates');
+const { ensureEventReminderTemplatesSeeded } = require('./eventReminderTemplates');
+
+/**
+ * Run all three template seeders, then recover any email_queue rows
+ * that exhausted their retries because the template they needed didn't
+ * exist yet.
+ *
+ * @param {object} db      knex instance
+ * @param {object} logger  app logger (must expose .info / .warn)
+ * @returns {Promise<{ seeded: string[], recovered: number }>}
+ *   `seeded` — flat list of template_keys newly inserted across all
+ *              three seeders.
+ *   `recovered` — count of email_queue rows whose retry_count was
+ *                 reset to 0 because their template now exists.
+ */
+async function seedEmailTemplatesAndRecoverQueue(db, logger) {
+  const log = logger || { info: () => {}, warn: () => {} };
+  const seeded = [];
+
+  for (const seedFn of [
+    ensureCrmEmailTemplatesSeeded,
+    ensureContractEmailTemplatesSeeded,
+    ensureEventReminderTemplatesSeeded,
+  ]) {
+    try {
+      const inserted = await seedFn(db, log);
+      if (Array.isArray(inserted) && inserted.length > 0) {
+        seeded.push(...inserted);
+      }
+    } catch (err) {
+      // Boot continues. A missing seed is annoying but not fatal —
+      // the lazy callers (where they exist) will retry; admin can
+      // re-trigger via the email-templates page. We just log loudly.
+      log.warn(`Email template self-heal failed for ${seedFn.name}: ${err.message}`);
+    }
+  }
+
+  if (seeded.length === 0) return { seeded, recovered: 0 };
+
+  // Recover stuck queue rows. The queue processor caps retries at 3
+  // (emailProcessor.processEmailQueue); rows past that are skipped
+  // forever. For every template we just inserted, find any pending
+  // rows of that email_type whose retries were exhausted and reset
+  // them so the processor picks them up on its next tick.
+  let recovered = 0;
+  if (await db.schema.hasTable('email_queue')) {
+    try {
+      recovered = await db('email_queue')
+        .where('status', 'pending')
+        .where('retry_count', '>=', 3)
+        .whereIn('email_type', seeded)
+        .update({ retry_count: 0, error_message: null });
+      if (recovered > 0) {
+        log.info(`Recovered ${recovered} email_queue row(s) after self-healing templates: ${seeded.join(', ')}`);
+      }
+    } catch (err) {
+      log.warn(`email_queue recovery skipped after self-heal: ${err.message}`);
+    }
+  }
+
+  return { seeded, recovered };
+}
+
+module.exports = { seedEmailTemplatesAndRecoverQueue };

backend/src/services/_renderContext.js

@@ -0,0 +1,172 @@
+/**
+ * Shared render-context helpers for the three document services
+ * (quoteService, invoiceService, contractService).
+ *
+ * **Why this file exists**
+ *
+ * The audit flagged that the issuer + recipient blocks of
+ * `buildRenderContext` were copy-pasted across all three services and
+ * had already drifted (contractService's recipient gated `attentionLine`
+ * on `trimmedCompany` while quote/invoice fire it whenever a person
+ * name is present). The PDF renderer happens to gate on `hasCompany`
+ * downstream, so neither variant produced wrong output — but the drift
+ * is a maintenance trap and any future renderer change relying on the
+ * raw string would fail surprisingly on one document type.
+ *
+ * Two helpers live here:
+ *
+ *   - `buildIssuerBlock(profile, resolvedLogoPath, options?)` — the
+ *     full issuer shape consumed by pdfService.drawIssuerBlock. Honors
+ *     the existing pdf_show_logo / pdf_show_company_name visibility
+ *     toggles, logo-height, folding-marks, etc. `options.quoteToggles`
+ *     adds the two quote-only fields (`quoteShowNetDays`,
+ *     `quoteShowSkonto`) — they are silently dropped for invoice and
+ *     contract callers so the same helper serves all three doc types.
+ *
+ *   - `buildRecipientBlock(profile, customer)` — the recipient address
+ *     block. Honors the maintainer spec: companies bold the company
+ *     name on line 1 + "z. Hd. <person>" on line 2; private customers
+ *     bold the person name on line 1 with no z.Hd. line at all. The
+ *     attentionLine string is always populated when a person+salutation
+ *     exists (the downstream renderer gates emission on hasCompany);
+ *     keeping the string non-empty preserves the back-pointer for
+ *     audit/debug surfaces that read the context directly.
+ *
+ * **What stayed in each service**
+ *
+ * Doc-type-specific fields (line items, totals, payment-term resolution,
+ * Skonto fallback chain, doc/title block, contract signatures + audit
+ * trail, source-quote line-items table) all stay where they are. Only
+ * the issuer + recipient blocks are extracted, since those are
+ * verbatim duplicates across all three services.
+ */
+
+/**
+ * Build the `issuer` field for a render context. The shape mirrors the
+ * legacy inline construction exactly so existing callers + the
+ * pdfService.drawIssuerBlock consumer don't need to change.
+ *
+ * @param {object} profile          business_profile row (may be empty)
+ * @param {string|null} logoPath    pre-resolved absolute logo path (see resolveLogoFile)
+ * @param {object} [options]
+ * @param {boolean} [options.quoteToggles]  include pdf_quote_show_net_days
+ *                                          + pdf_quote_show_skonto fields
+ * @returns {object}
+ */
+function buildIssuerBlock(profile, logoPath, options = {}) {
+  if (!profile) return {};
+  const base = {
+    companyName: profile.company_name,
+    addressLine1: profile.address_line1,
+    addressLine2: profile.address_line2,
+    postalCode: profile.postal_code,
+    city: profile.city,
+    state: profile.state,
+    countryCode: profile.country_code,
+    phone: profile.phone,
+    mobile: profile.mobile,
+    email: profile.email,
+    website: profile.website,
+    footerLine: profile.footer_line,
+    vatId: profile.vat_id,
+    // Steuernummer (migration 139). Rendered alongside VAT-ID on the
+    // PDF issuer block — §14 UStG requires one or both on every
+    // invoice. Kleinunternehmer without a USt-IdNr. carry only this.
+    taxId: profile.tax_id || null,
+    // pre-resolved absolute path; renderer never re-resolves.
+    logoPath,
+    pdfFontTtfPath: profile.pdf_font_ttf_path,
+    // Bundled fonts dropdown (migration 121). When set, pdfService loads
+    // <family>/400.ttf + <family>/700.ttf from backend/assets/fonts/.
+    // Priority: pdfFontTtfPath wins if both are present.
+    pdfFontFamily: profile.pdf_font_family || null,
+    // Free-text country name override (migration 107).
+    countryName: profile.country_name || null,
+    // Visibility toggles (migration 106). Default true when the column
+    // is missing on older installs that haven't migrated yet — keeps
+    // the previously implicit "always show" behavior pinned.
+    showLogo: profile.pdf_show_logo == null ? true
+      : (profile.pdf_show_logo === true || profile.pdf_show_logo === 1 || profile.pdf_show_logo === '1'),
+    showCompanyName: profile.pdf_show_company_name == null ? true
+      : (profile.pdf_show_company_name === true || profile.pdf_show_company_name === 1 || profile.pdf_show_company_name === '1'),
+    // Layout customisation (migration 108).
+    logoHeight: profile.pdf_logo_height == null ? 56 : Number(profile.pdf_logo_height),
+    companyNameInline: profile.pdf_company_name_inline === true || profile.pdf_company_name_inline === 1 || profile.pdf_company_name_inline === '1',
+    foldingMarks: profile.pdf_folding_marks || 'none',
+  };
+  if (options.quoteToggles) {
+    // Quote payment-block toggles (migration 110). Quote-only — invoices
+    // ignore these and always show the payment block. Default FALSE
+    // when the column is missing (a quote is an offer, not a demand
+    // for payment; admins opt IN via the Business profile UI).
+    base.quoteShowNetDays = profile.pdf_quote_show_net_days === true
+      || profile.pdf_quote_show_net_days === 1 || profile.pdf_quote_show_net_days === '1';
+    base.quoteShowSkonto = profile.pdf_quote_show_skonto === true
+      || profile.pdf_quote_show_skonto === 1 || profile.pdf_quote_show_skonto === '1';
+  }
+  return base;
+}
+
+/**
+ * Build the `recipient` field for a render context. Maintainer spec:
+ *
+ *   - customer.company_name set → bold company on line 1, then
+ *     "z. Hd. <person>" on line 2 (rendered by pdfService when
+ *     hasCompany is true).
+ *   - else → bold person/display_name/email on line 1, NO z.Hd. line
+ *     (avoids "Luca Bresch / z. Hd. Luca Bresch" duplication).
+ *
+ * Empty-string trim guard: customer rows saved with company_name = ""
+ * (not NULL) used to engage the company-header path with a blank line
+ * before the trim was added.
+ *
+ * @param {object} profile     business_profile row (may be empty)
+ * @param {object} customer    customer_accounts row (may be null)
+ * @returns {object}
+ */
+function buildRecipientBlock(profile, customer) {
+  const trimmedCompany = (customer?.company_name || '').trim();
+  const personFull = [customer?.first_name, customer?.last_name]
+    .map((s) => (s || '').trim()).filter(Boolean).join(' ');
+  const headerWithCompany = !!trimmedCompany;
+  const header = trimmedCompany
+    || personFull
+    || (customer?.display_name || '').trim()
+    || customer?.email
+    || '';
+  // Always populate the attention string when we have a person —
+  // pdfService.drawRecipientBlock gates emission on hasCompany so the
+  // dead-data case (no company, has person) doesn't end up on the
+  // PDF, but having the string available means audit views can show
+  // it. This unifies the previously-drifted contractService and
+  // quote/invoice behavior under the renderer-aware contract.
+  const attentionParts = [customer?.salutation, personFull].filter(Boolean);
+  const attentionLine = attentionParts.length > 0
+    ? `z. Hd. ${attentionParts.join(' ')}`
+    : '';
+  return {
+    issuerLine: profile?.company_name
+      ? `${profile.company_name} * ${profile.address_line1 || ''} * ${profile.postal_code || ''} ${profile.city || ''}`
+      : '',
+    companyName: header,
+    hasCompany: headerWithCompany,
+    attentionLine,
+    // Honorific + last name for personalised salutation
+    // ("Sehr geehrter Herr Bresch,"). Renderer requires BOTH.
+    salutation: customer?.salutation || null,
+    lastName: (customer?.last_name || '').trim() || null,
+    addressLine1: customer?.address_line1,
+    addressLine2: customer?.address_line2,
+    postalCode: customer?.postal_code,
+    city: customer?.city,
+    // Country name override (migration 107); falls back to the
+    // locale-aware COUNTRY_NAMES lookup on countryCodeIso in pdfService.
+    country: customer?.country_name || null,
+    countryCodeIso: customer?.country_code,
+  };
+}
+
+module.exports = {
+  buildIssuerBlock,
+  buildRecipientBlock,
+};

backend/src/services/businessProfileService.js

@@ -0,0 +1,340 @@
+/**
+ * businessProfileService — single source of truth for the issuer block
+ * printed at the top of every quote/invoice PDF.
+ *
+ * Two tables back this:
+ *   - business_profile        singleton row (id=1) seeded by migration 102
+ *   - business_bank_accounts  1:N from business_profile
+ *
+ * Bank accounts are partitioned by currency: at most one default per
+ * currency. The Quote/Invoice editors auto-pick the matching default when
+ * the user changes the doc currency. The defaulting rule is enforced at
+ * the service layer (inside a transaction) — the DB doesn't have a
+ * partial unique index so we can't rely on it cross-dialect.
+ */
+
+const { db, withRetry } = require('../database/db');
+const logger = require('../utils/logger');
+const { AppError } = require('../utils/errors');
+const { formatBoolean } = require('../utils/dbCompat');
+
+const ALLOWED_PROFILE_FIELDS = [
+  'company_name',
+  'address_line1',
+  'address_line2',
+  'postal_code',
+  'city',
+  'state',
+  'country_code',
+  // Free-text country name (migration 107). Overrides the lookup
+  // when set; falls back to COUNTRY_NAMES[locale][country_code] in
+  // the PDF renderer when blank.
+  'country_name',
+  'phone',
+  'mobile',
+  'email',
+  'website',
+  'vat_id',
+  // Steuernummer (migration 139). DE/AT §14 UStG accepts either
+  // USt-IdNr. (vat_id) or local tax number (tax_id) on invoices; many
+  // Kleinunternehmer only have the latter.
+  'tax_id',
+  'vat_label',
+  'vat_rate_default',
+  'default_currency',
+  'default_locale',
+  'default_qr_format',
+  'footer_line',
+  'logo_path',
+  // Bundled-fonts dropdown (migration 121). Stores the on-disk
+  // directory name under backend/assets/fonts/ (e.g. "Inter",
+  // "Playfair-Display"). pdfService loads <family>/400.ttf as body
+  // and <family>/700.ttf as bold at render time.
+  //
+  // Note: the legacy `pdf_font_ttf_path` column (migration 103) is
+  // intentionally NOT in this whitelist anymore — the UI for setting
+  // it was retired in favour of the dropdown. Existing values keep
+  // working at render time (pdfService still reads the column with
+  // priority), but new writes go exclusively through pdf_font_family.
+  'pdf_font_family',
+  // PDF letterhead visibility toggles (migration 106). Defaults true
+  // to keep existing PDFs visually identical after the migration runs.
+  'pdf_show_logo',
+  'pdf_show_company_name',
+  // PDF layout customisation (migration 108): folding marks at the
+  // page edge, logo banner height in pt, and a toggle to render the
+  // company name as inline plain text rather than as a bold title.
+  'pdf_folding_marks',
+  'pdf_logo_height',
+  'pdf_company_name_inline',
+  // Quote payment-block toggles (migration 110). Invoices always
+  // show the full payment block; these only affect quote PDFs.
+  'pdf_quote_show_net_days',
+  'pdf_quote_show_skonto',
+  // IANA timezone string for the admin calendar (migration 137). Used
+  // by the calendar UI to render timed blocks in the operator's
+  // working tz. Admin-only; never exposed via publicSettings.
+  'timezone',
+];
+
+const ALLOWED_BANK_FIELDS = [
+  'label',
+  'account_holder',
+  'iban',
+  'bic',
+  'currency',
+  'is_default',
+  'display_order',
+];
+
+const VALID_QR_FORMATS = new Set(['swiss', 'epc', 'none']);
+
+function pickFields(payload, allowed) {
+  if (!payload || typeof payload !== 'object') return {};
+  const out = {};
+  for (const key of allowed) {
+    if (Object.prototype.hasOwnProperty.call(payload, key)) {
+      out[key] = payload[key];
+    }
+  }
+  return out;
+}
+
+function normaliseIban(iban) {
+  if (!iban) return iban;
+  return String(iban).replace(/\s+/g, '').toUpperCase();
+}
+
+function normaliseCurrency(currency) {
+  if (!currency) return currency;
+  return String(currency).trim().toUpperCase();
+}
+
+function normaliseCountryCode(cc) {
+  if (!cc) return cc;
+  return String(cc).trim().toUpperCase().slice(0, 2);
+}
+
+function sanitiseProfilePayload(payload) {
+  const updates = pickFields(payload, ALLOWED_PROFILE_FIELDS);
+
+  if (updates.country_code !== undefined) {
+    updates.country_code = normaliseCountryCode(updates.country_code);
+  }
+  if (updates.default_currency !== undefined) {
+    updates.default_currency = normaliseCurrency(updates.default_currency);
+  }
+  if (updates.default_qr_format !== undefined) {
+    const v = String(updates.default_qr_format || '').trim().toLowerCase();
+    updates.default_qr_format = VALID_QR_FORMATS.has(v) ? v : 'none';
+  }
+  // Trim free-text fields to avoid silent leading/trailing whitespace
+  // when the admin pastes from a printed letterhead.
+  for (const field of ['company_name', 'address_line1', 'address_line2',
+    'city', 'state', 'country_name', 'phone', 'mobile', 'email', 'website',
+    'vat_id', 'tax_id', 'vat_label', 'footer_line', 'logo_path']) {
+    if (typeof updates[field] === 'string') {
+      updates[field] = updates[field].trim();
+    }
+  }
+  // Normalise the boolean PDF visibility toggles. Empty / undefined
+  // stays untouched (so partial updates don't reset existing values).
+  for (const field of [
+    'pdf_show_logo', 'pdf_show_company_name', 'pdf_company_name_inline',
+    'pdf_quote_show_net_days', 'pdf_quote_show_skonto',
+  ]) {
+    if (updates[field] !== undefined) {
+      updates[field] = formatBoolean(Boolean(updates[field]));
+    }
+  }
+  // Folding-mark enum — whitelisted set. Garbage values fall back to
+  // 'none' so a typo can't shoot itself in the foot.
+  if (updates.pdf_folding_marks !== undefined) {
+    const v = String(updates.pdf_folding_marks || '').toLowerCase();
+    updates.pdf_folding_marks = ['none', 'half', 'third', 'both'].includes(v) ? v : 'none';
+  }
+  // Logo height — clamp to a sensible range (24-200pt). Out-of-range
+  // values get snapped instead of rejected so the form can be lax.
+  if (updates.pdf_logo_height !== undefined) {
+    const n = parseInt(updates.pdf_logo_height, 10);
+    updates.pdf_logo_height = Number.isFinite(n)
+      ? Math.max(24, Math.min(200, n))
+      : 56;
+  }
+
+  return updates;
+}
+
+function sanitiseBankPayload(payload) {
+  const updates = pickFields(payload, ALLOWED_BANK_FIELDS);
+
+  if (updates.iban !== undefined) {
+    updates.iban = normaliseIban(updates.iban);
+  }
+  if (updates.bic !== undefined && typeof updates.bic === 'string') {
+    updates.bic = updates.bic.replace(/\s+/g, '').toUpperCase();
+  }
+  if (updates.currency !== undefined) {
+    updates.currency = normaliseCurrency(updates.currency);
+  }
+  if (updates.is_default !== undefined) {
+    updates.is_default = formatBoolean(Boolean(updates.is_default));
+  }
+  for (const field of ['label', 'account_holder']) {
+    if (typeof updates[field] === 'string') {
+      updates[field] = updates[field].trim();
+    }
+  }
+
+  return updates;
+}
+
+/**
+ * Fetch the singleton business_profile row + its bank accounts.
+ * Always returns a profile object even if the row is empty — the
+ * Settings UI binds straight to this shape.
+ */
+async function getProfile() {
+  return await withRetry(async () => {
+    let profile = await db('business_profile').where({ id: 1 }).first();
+    if (!profile) {
+      // Belt-and-braces: migration 102 seeds id=1, but if a fresh install
+      // ran an earlier rollback that wiped the row, re-create it so the
+      // service never throws.
+      await db('business_profile').insert({ id: 1 });
+      profile = await db('business_profile').where({ id: 1 }).first();
+    }
+
+    const accounts = await db('business_bank_accounts')
+      .where({ business_profile_id: 1 })
+      .orderBy('display_order', 'asc')
+      .orderBy('id', 'asc');
+
+    return { profile, bankAccounts: accounts };
+  });
+}
+
+async function updateProfile(payload, adminId) {
+  const updates = sanitiseProfilePayload(payload);
+  if (Object.keys(updates).length === 0) {
+    return await getProfile();
+  }
+  updates.updated_at = new Date();
+
+  await withRetry(async () => {
+    await db('business_profile').where({ id: 1 }).update(updates);
+  });
+
+  logger.info('Business profile updated', {
+    adminId,
+    fields: Object.keys(updates).filter((k) => k !== 'updated_at'),
+  });
+
+  return await getProfile();
+}
+
+/**
+ * Insert a new bank account. If `is_default = true`, atomically clear
+ * the default flag on every other account in the same currency.
+ */
+async function createBankAccount(payload, adminId) {
+  const data = sanitiseBankPayload(payload);
+  if (!data.iban) {
+    throw new AppError('iban is required', 400);
+  }
+  data.business_profile_id = 1;
+  data.created_at = new Date();
+  data.updated_at = new Date();
+  // Default off when not specified — we don't want the first account
+  // accidentally becoming default just because the form omitted the field.
+  if (data.is_default === undefined) data.is_default = formatBoolean(false);
+
+  return await db.transaction(async (trx) => {
+    if (data.is_default && (data.is_default === true || data.is_default === 1)) {
+      await trx('business_bank_accounts')
+        .where({ business_profile_id: 1, currency: data.currency })
+        .update({ is_default: formatBoolean(false), updated_at: new Date() });
+    }
+    const inserted = await trx('business_bank_accounts').insert(data).returning('id');
+    const id = typeof inserted[0] === 'object' ? inserted[0].id : inserted[0];
+
+    logger.info('Business bank account created', {
+      adminId, id, iban: data.iban?.slice(-4), currency: data.currency,
+    });
+
+    return await trx('business_bank_accounts').where({ id }).first();
+  });
+}
+
+async function updateBankAccount(id, payload, adminId) {
+  const data = sanitiseBankPayload(payload);
+  data.updated_at = new Date();
+
+  return await db.transaction(async (trx) => {
+    const existing = await trx('business_bank_accounts').where({ id }).first();
+    if (!existing) {
+      throw new AppError('Bank account not found', 404);
+    }
+    // Honour the per-currency single-default rule.
+    if (data.is_default === true || data.is_default === 1 || data.is_default === formatBoolean(true)) {
+      const targetCurrency = data.currency || existing.currency;
+      await trx('business_bank_accounts')
+        .where({ business_profile_id: 1, currency: targetCurrency })
+        .andWhereNot({ id })
+        .update({ is_default: formatBoolean(false), updated_at: new Date() });
+    }
+    await trx('business_bank_accounts').where({ id }).update(data);
+
+    logger.info('Business bank account updated', { adminId, id });
+
+    return await trx('business_bank_accounts').where({ id }).first();
+  });
+}
+
+async function deleteBankAccount(id, adminId) {
+  return await withRetry(async () => {
+    const existing = await db('business_bank_accounts').where({ id }).first();
+    if (!existing) {
+      throw new AppError('Bank account not found', 404);
+    }
+    await db('business_bank_accounts').where({ id }).del();
+    logger.info('Business bank account deleted', { adminId, id });
+    return { deleted: true };
+  });
+}
+
+/**
+ * Resolve the bank account that should print on a quote/invoice for a
+ * given currency: explicit override → default for that currency →
+ * default for the profile's default_currency → first by display_order.
+ */
+async function resolveBankAccountForCurrency(currency, overrideId = null) {
+  return await withRetry(async () => {
+    if (overrideId) {
+      const explicit = await db('business_bank_accounts').where({ id: overrideId }).first();
+      if (explicit) return explicit;
+    }
+    if (currency) {
+      const match = await db('business_bank_accounts')
+        .where({ business_profile_id: 1, currency, is_default: formatBoolean(true) })
+        .first();
+      if (match) return match;
+    }
+    const anyDefault = await db('business_bank_accounts')
+      .where({ business_profile_id: 1, is_default: formatBoolean(true) })
+      .first();
+    if (anyDefault) return anyDefault;
+    return await db('business_bank_accounts')
+      .where({ business_profile_id: 1 })
+      .orderBy('display_order', 'asc').orderBy('id', 'asc').first();
+  });
+}
+
+module.exports = {
+  getProfile,
+  updateProfile,
+  createBankAccount,
+  updateBankAccount,
+  deleteBankAccount,
+  resolveBankAccountForCurrency,
+};

backend/src/services/contractBlocksService.js

@@ -0,0 +1,288 @@
+/**
+ * contractBlocksService — CRUD for the contract block library.
+ *
+ * The library is shared across all contracts. System blocks (12 seeded
+ * by migration 130) cannot be deleted but their body text remains
+ * editable so the admin's lawyer can rewrite them. Admin-authored
+ * (non-system) blocks can be freely created, edited, and removed.
+ *
+ * Sections are validated against a fixed enum mirroring
+ * contractService.SECTIONS_ORDER — keeping these in sync is the
+ * "data-driven all the way down" guarantee (no orphan sections in
+ * the DB that the renderer can't display).
+ */
+
+const { db, withRetry } = require('../database/db');
+const logger = require('../utils/logger');
+const { AppError } = require('../utils/errors');
+const { hasColumnCached } = require('../utils/schemaCache');
+
+const ALLOWED_SECTIONS = ['basics', 'scope', 'privacy', 'commercial', 'nda', 'closing'];
+
+/**
+ * System blocks added to the seed AFTER migration 131 was already
+ * deployed to beta. knex won't re-run an already-applied migration,
+ * so the new system blocks listed here need a runtime self-heal —
+ * same pattern as `ensureContractEmailTemplatesSeeded` for templates.
+ *
+ * Each entry must carry every column the row needs. `slug` is the
+ * uniqueness key; the seeder is no-op when the row already exists.
+ * EN/DE bodies only — non-EN/DE locales stay null until the admin
+ * fills them in via the block library UI.
+ */
+const RUNTIME_SEEDED_BLOCKS = [
+  {
+    slug: 'quote_line_items_table',
+    section: 'scope',
+    name: 'Quote line items',
+    description: 'Auto-inserts the source quote\'s line items as a table. Body text appears above the table.',
+    body_text: 'Service items per quote {{source_quote_number}}:',
+    body_text_de: 'Leistungspositionen gemäß Angebot {{source_quote_number}}:',
+    is_system: true,
+    is_active: true,
+  },
+];
+
+// Module-scope flag so the seed check runs once per process. The
+// underlying queries are still idempotent — this just saves the round
+// trip on every listBlocks / createContract call.
+let _systemBlocksSeeded = false;
+
+/**
+ * Self-heal: insert any RUNTIME_SEEDED_BLOCKS entries that don't yet
+ * exist in contract_blocks. Called from listBlocks + createContract
+ * paths so new system blocks appear automatically on installs that
+ * applied an earlier version of migration 131. Idempotent.
+ */
+async function ensureSystemBlocksSeeded() {
+  if (_systemBlocksSeeded) return [];
+  if (!(await db.schema.hasTable('contract_blocks'))) return [];
+  const newlyInserted = [];
+  for (const def of RUNTIME_SEEDED_BLOCKS) {
+    try {
+      const existing = await db('contract_blocks').where({ slug: def.slug }).first();
+      if (existing) continue;
+      // display_order = current MAX in the target section + 1 so the
+      // new block sorts to the end. Matches the migration's behaviour.
+      const maxOrderRow = await db('contract_blocks')
+        .where({ section: def.section })
+        .max('display_order as max').first();
+      const nextOrder = (maxOrderRow?.max || 0) + 1;
+      await db('contract_blocks').insert({
+        ...def,
+        display_order: nextOrder,
+        created_at: new Date(),
+        updated_at: new Date(),
+      });
+      newlyInserted.push(def.slug);
+      logger.info(`Self-healed missing system contract block at runtime: ${def.slug}`);
+    } catch (err) {
+      logger.error(`Failed to seed system contract block ${def.slug}`, { message: err.message });
+      // Keep _systemBlocksSeeded=false so the next call retries.
+      return newlyInserted;
+    }
+  }
+  _systemBlocksSeeded = true;
+  return newlyInserted;
+}
+
+function ensureSection(section) {
+  if (!ALLOWED_SECTIONS.includes(section)) {
+    throw new AppError(
+      `Invalid section '${section}'. Must be one of: ${ALLOWED_SECTIONS.join(', ')}`,
+      400,
+      'INVALID_SECTION',
+    );
+  }
+}
+
+function slugify(name) {
+  const base = String(name || 'block')
+    .toLowerCase()
+    .normalize('NFKD')
+    .replace(/[\u0300-\u036f]/g, '')
+    .replace(/[^a-z0-9]+/g, '_')
+    .replace(/^_+|_+$/g, '')
+    .slice(0, 48);
+  // Append a 6-hex suffix so admin-authored blocks don't collide with
+  // each other or with seeded slugs.
+  const suffix = require('crypto').randomBytes(3).toString('hex');
+  return `${base || 'block'}_${suffix}`;
+}
+
+async function listBlocks({ section, includeInactive = false } = {}) {
+  // Self-heal before reading so the new system block (added to the
+  // already-deployed migration 131 in feat/crm) appears in the
+  // library UI immediately on first GET, without needing a fresh
+  // install. Safe to call repeatedly — guarded by _systemBlocksSeeded.
+  await ensureSystemBlocksSeeded();
+  return await withRetry(async () => {
+    let q = db('contract_blocks').select('*');
+    if (section) q = q.where({ section });
+    if (!includeInactive) q = q.where({ is_active: true });
+    q = q.orderBy('section', 'asc').orderBy('display_order', 'asc').orderBy('id', 'asc');
+    return await q;
+  });
+}
+
+async function getBlockById(id) {
+  return await db('contract_blocks').where({ id }).first();
+}
+
+async function createBlock(payload) {
+  if (!payload.name || !String(payload.name).trim()) {
+    throw new AppError('Block name is required', 400);
+  }
+  ensureSection(payload.section);
+  if (!payload.bodyText || !String(payload.bodyText).trim()) {
+    throw new AppError('Block body (EN) is required', 400);
+  }
+
+  const slug = payload.slug && /^[a-z0-9_]+$/.test(payload.slug)
+    ? payload.slug
+    : slugify(payload.name);
+
+  // Ensure slug uniqueness (regenerate on the rare collision).
+  let finalSlug = slug;
+  let attempt = 0;
+  while (await db('contract_blocks').where({ slug: finalSlug }).first()) {
+    attempt += 1;
+    finalSlug = slugify(payload.name);
+    if (attempt > 5) {
+      throw new AppError('Could not generate a unique block slug', 500);
+    }
+  }
+
+  const row = {
+    slug: finalSlug,
+    section: payload.section,
+    name: String(payload.name).trim().slice(0, 128),
+    description: payload.description ? String(payload.description).slice(0, 255) : null,
+    body_text: String(payload.bodyText),
+    body_text_de: payload.bodyTextDe ? String(payload.bodyTextDe) : null,
+    is_system: false,
+    is_active: payload.isActive !== false,
+    display_order: Number.isFinite(payload.displayOrder) ? Number(payload.displayOrder) : 100,
+    created_at: new Date(),
+    updated_at: new Date(),
+  };
+  // Schema-drift guard — migration 131 adds these columns. On installs
+  // that haven't migrated yet, only EN+DE bodies persist; the other
+  // four fields are accepted from the payload but silently dropped.
+  for (const [field, payloadKey] of [
+    ['body_text_ru', 'bodyTextRu'],
+    ['body_text_pt', 'bodyTextPt'],
+    ['body_text_nl', 'bodyTextNl'],
+    ['body_text_fr', 'bodyTextFr'],
+  ]) {
+    if (payload[payloadKey] != null
+        && await hasColumnCached('contract_blocks', field)) {
+      row[field] = payload[payloadKey] ? String(payload[payloadKey]) : null;
+    }
+  }
+
+  const inserted = await db('contract_blocks').insert(row).returning('id');
+  const id = typeof inserted[0] === 'object' ? inserted[0].id : inserted[0];
+  return await getBlockById(id);
+}
+
+/**
+ * Update a block. System blocks: every field is editable so the
+ * admin's lawyer can rewrite the body text in place. The only
+ * protection on system blocks is that they can't be hard-deleted —
+ * an admin who wants to retire one toggles `is_active=false`.
+ */
+async function updateBlock(id, payload) {
+  const existing = await getBlockById(id);
+  if (!existing) throw new AppError('Block not found', 404);
+
+  const updates = { updated_at: new Date() };
+  if ('section' in payload) {
+    ensureSection(payload.section);
+    updates.section = payload.section;
+  }
+  if ('name' in payload) {
+    if (!payload.name || !String(payload.name).trim()) {
+      throw new AppError('Block name is required', 400);
+    }
+    updates.name = String(payload.name).trim().slice(0, 128);
+  }
+  if ('description' in payload) {
+    updates.description = payload.description ? String(payload.description).slice(0, 255) : null;
+  }
+  if ('bodyText' in payload) {
+    if (!payload.bodyText || !String(payload.bodyText).trim()) {
+      throw new AppError('Block body (EN) is required', 400);
+    }
+    updates.body_text = String(payload.bodyText);
+  }
+  if ('bodyTextDe' in payload) {
+    updates.body_text_de = payload.bodyTextDe ? String(payload.bodyTextDe) : null;
+  }
+  // Same schema-drift guard as createBlock — accept ru/pt/nl/fr only
+  // when the column actually exists, so beta installs running this
+  // service against a not-yet-migrated DB don't throw.
+  for (const [field, payloadKey] of [
+    ['body_text_ru', 'bodyTextRu'],
+    ['body_text_pt', 'bodyTextPt'],
+    ['body_text_nl', 'bodyTextNl'],
+    ['body_text_fr', 'bodyTextFr'],
+  ]) {
+    if (payloadKey in payload
+        && await hasColumnCached('contract_blocks', field)) {
+      updates[field] = payload[payloadKey] ? String(payload[payloadKey]) : null;
+    }
+  }
+  if ('isActive' in payload) {
+    updates.is_active = payload.isActive !== false;
+  }
+  if ('displayOrder' in payload && Number.isFinite(payload.displayOrder)) {
+    updates.display_order = Number(payload.displayOrder);
+  }
+
+  await db('contract_blocks').where({ id }).update(updates);
+  return await getBlockById(id);
+}
+
+/**
+ * Hard-delete an admin-authored block. System blocks refuse delete —
+ * the admin must `deactivate` (toggle `is_active=false`) instead.
+ *
+ * Active inclusions on existing contracts are protected by the FK
+ * ON DELETE RESTRICT — deleting a block that's still referenced will
+ * raise a DB error which we catch and surface as a clean 409.
+ */
+async function deleteBlock(id) {
+  const existing = await getBlockById(id);
+  if (!existing) throw new AppError('Block not found', 404);
+  if (existing.is_system) {
+    throw new AppError(
+      'System blocks cannot be deleted. Toggle them inactive instead so they remain available for audit on old contracts.',
+      409,
+      'SYSTEM_BLOCK_PROTECTED',
+    );
+  }
+  try {
+    await db('contract_blocks').where({ id }).del();
+  } catch (err) {
+    if (/foreign key|FOREIGN KEY|RESTRICT/i.test(err.message)) {
+      throw new AppError(
+        'This block is referenced by one or more contracts. Toggle it inactive instead of deleting.',
+        409,
+        'BLOCK_IN_USE',
+      );
+    }
+    throw err;
+  }
+  return { id };
+}
+
+module.exports = {
+  listBlocks,
+  getBlockById,
+  createBlock,
+  updateBlock,
+  deleteBlock,
+  ensureSystemBlocksSeeded,
+  ALLOWED_SECTIONS,
+};

backend/src/services/contractEmailTemplates.js

@@ -0,0 +1,181 @@
+/**
+ * Contract email template definitions, extracted from migration 130
+ * so both the migration AND a runtime seeder can read from the same
+ * source. The runtime seeder is needed because an admin who ran
+ * migration 130 BEFORE we added contract_fully_signed to it won't
+ * have that template in their email_templates table — yet the
+ * dual-party send in contractService.recordAdminCountersignature
+ * depends on it. Per the maintainer's "never ship compensation
+ * migrations" rule, we self-heal at runtime instead.
+ *
+ * `ensureContractEmailTemplatesSeeded()` is idempotent — call it as
+ * often as you like, only missing rows get inserted. Module-level
+ * boolean caches the "all templates verified" state so the check
+ * is free after the first call in a process.
+ */
+
+const CONTRACT_EMAIL_TEMPLATES = {
+  contract_sent: {
+    category: 'contracts', feature_flag: 'contracts',
+    variables: ['contract_number', 'customer_name', 'response_url', 'title', 'event_name', 'valid_until'],
+    en: {
+      subject: 'Contract {{contract_number}} ready for your signature',
+      body_html: `<h2>Contract {{contract_number}}</h2>
+<p>Dear {{customer_name}},</p>
+<p>Please find the contract {{contract_number}}{{#if title}} — "{{title}}"{{/if}}{{#if event_name}} for "{{event_name}}"{{/if}} attached.</p>
+<p>You can review and sign the contract directly in your browser via the link below:</p>
+<p style="text-align: center; margin: 30px 0;">
+  <a href="{{response_url}}" class="button">Review &amp; sign contract</a>
+</p>
+<p>Or open the full contract:<br>
+<span style="word-break: break-all; font-size: 13px;">{{response_url}}</span></p>
+{{#if valid_until}}<p style="font-size: 13px; color: #666;">Please sign by {{valid_until}}.</p>{{/if}}`,
+      body_text: `Contract {{contract_number}}\n\nDear {{customer_name}},\n\nPlease review and sign the contract {{contract_number}}.\n\nOpen: {{response_url}}\n\n{{#if valid_until}}Please sign by {{valid_until}}.{{/if}}`,
+    },
+    de: {
+      subject: 'Vertrag {{contract_number}} zur Unterzeichnung bereit',
+      body_html: `<h2>Vertrag {{contract_number}}</h2>
+<p>Sehr geehrte/r {{customer_name}},</p>
+<p>im Anhang finden Sie den Vertrag {{contract_number}}{{#if title}} – „{{title}}"{{/if}}{{#if event_name}} für „{{event_name}}"{{/if}}.</p>
+<p>Sie können den Vertrag direkt online prüfen und unterzeichnen:</p>
+<p style="text-align: center; margin: 30px 0;">
+  <a href="{{response_url}}" class="button">Vertrag prüfen &amp; unterzeichnen</a>
+</p>
+<p>Oder öffnen Sie den vollständigen Vertrag im Browser:<br>
+<span style="word-break: break-all; font-size: 13px;">{{response_url}}</span></p>
+{{#if valid_until}}<p style="font-size: 13px; color: #666;">Bitte unterzeichnen Sie bis {{valid_until}}.</p>{{/if}}`,
+      body_text: `Vertrag {{contract_number}}\n\nSehr geehrte/r {{customer_name}},\n\nbitte prüfen und unterzeichnen Sie den Vertrag {{contract_number}}.\n\nÖffnen: {{response_url}}\n\n{{#if valid_until}}Bitte unterzeichnen bis {{valid_until}}.{{/if}}`,
+    },
+  },
+  contract_fully_signed: {
+    category: 'contracts', feature_flag: 'contracts',
+    variables: ['contract_number', 'customer_name', 'title'],
+    en: {
+      subject: 'Contract {{contract_number}} fully signed',
+      body_html: `<h2>Contract {{contract_number}} — fully signed</h2>
+<p>Dear {{customer_name}},</p>
+<p>Both parties have now signed contract {{contract_number}}{{#if title}} — "{{title}}"{{/if}}. Please find the fully signed PDF attached for your records.</p>
+<p style="font-size: 13px; color: #666;">This is the authoritative signed copy. Keep it alongside the related quote and invoices.</p>`,
+      body_text: `Contract {{contract_number}} is now fully signed by both parties. The signed PDF is attached for your records.`,
+    },
+    de: {
+      subject: 'Vertrag {{contract_number}} vollständig unterzeichnet',
+      body_html: `<h2>Vertrag {{contract_number}} – vollständig unterzeichnet</h2>
+<p>Sehr geehrte/r {{customer_name}},</p>
+<p>der Vertrag {{contract_number}}{{#if title}} – „{{title}}"{{/if}} wurde nun von beiden Parteien unterzeichnet. Im Anhang finden Sie das beidseitig unterzeichnete PDF für Ihre Unterlagen.</p>
+<p style="font-size: 13px; color: #666;">Dies ist die massgebliche unterzeichnete Fassung. Bewahren Sie sie zusammen mit dem zugehörigen Angebot und den Rechnungen auf.</p>`,
+      body_text: `Vertrag {{contract_number}} ist nun beidseitig unterzeichnet. Das unterzeichnete PDF finden Sie im Anhang.`,
+    },
+  },
+  contract_signed_admin_notification: {
+    category: 'contracts', feature_flag: 'contracts',
+    variables: ['contract_number', 'customer_email', 'signed_customer_name', 'admin_dashboard_url'],
+    en: {
+      subject: 'Contract {{contract_number}} signed by {{customer_email}}',
+      body_html: `<h2>Contract signed</h2><p>{{signed_customer_name}} ({{customer_email}}) has just signed contract <strong>{{contract_number}}</strong>.</p>
+<p style="text-align: center; margin: 30px 0;"><a href="{{admin_dashboard_url}}" class="button">Open in admin</a></p>
+<p style="font-size: 13px; color: #666;">The signed PDF and signature evidence (typed name, IP, timestamp, signature image if drawn) are available on the contract detail page. To make this fully binding, counter-sign the contract or upload a wet-signed copy.</p>`,
+      body_text: `Contract {{contract_number}} signed by {{signed_customer_name}} ({{customer_email}}). Open: {{admin_dashboard_url}}`,
+    },
+    de: {
+      subject: 'Vertrag {{contract_number}} von {{customer_email}} unterzeichnet',
+      body_html: `<h2>Vertrag unterzeichnet</h2><p>{{signed_customer_name}} ({{customer_email}}) hat soeben den Vertrag <strong>{{contract_number}}</strong> unterzeichnet.</p>
+<p style="text-align: center; margin: 30px 0;"><a href="{{admin_dashboard_url}}" class="button">Im Admin-Bereich öffnen</a></p>
+<p style="font-size: 13px; color: #666;">Das unterzeichnete PDF und die Signatur-Belege (Name, IP, Zeitstempel, Signaturbild falls gezeichnet) sind auf der Vertragsdetailseite einsehbar. Für vollständige Verbindlichkeit unterzeichnen Sie den Vertrag gegen oder laden Sie eine handunterschriebene Kopie hoch.</p>`,
+      body_text: `Vertrag {{contract_number}} von {{signed_customer_name}} ({{customer_email}}) unterzeichnet. Öffnen: {{admin_dashboard_url}}`,
+    },
+  },
+};
+
+// Cache the "all-seeded" state so the check is free after the first
+// successful run. Reset to false on insertion failure so subsequent
+// calls retry.
+let _seeded = false;
+
+/**
+ * Insert any missing contract email templates into email_templates +
+ * email_template_translations. Safe to call concurrently — each
+ * row's existence check happens inline before insert.
+ *
+ * Returns the list of templateKeys that were newly inserted (for
+ * logging / diagnostics). Empty array = all templates already exist.
+ */
+async function ensureContractEmailTemplatesSeeded(db, logger) {
+  if (_seeded) return [];
+  if (!(await db.schema.hasTable('email_templates'))) return [];
+
+  const cols = await db('email_templates').columnInfo();
+  const hasTranslationsTable = await db.schema.hasTable('email_template_translations');
+  const newlyInserted = [];
+
+  for (const [templateKey, def] of Object.entries(CONTRACT_EMAIL_TEMPLATES)) {
+    const existing = await db('email_templates').where({ template_key: templateKey }).first();
+    if (existing) continue;
+
+    const enContent = def.en;
+    const masterRow = {
+      template_key: templateKey,
+      variables: JSON.stringify(def.variables),
+    };
+    if ('category' in cols)     masterRow.category = def.category;
+    if ('subcategory' in cols)  masterRow.subcategory = null;
+    if ('feature_flag' in cols) masterRow.feature_flag = def.feature_flag;
+    if ('created_at' in cols)   masterRow.created_at = new Date();
+    if ('updated_at' in cols)   masterRow.updated_at = new Date();
+
+    // Fill any subject_<lang> / body_html_<lang> / body_text_<lang>
+    // shaped columns the install happens to have (legacy variants vs
+    // the modern email_template_translations table).
+    for (const colName of Object.keys(cols)) {
+      if (colName === 'subject' || /^subject_[a-z]{2,3}$/i.test(colName)) {
+        masterRow[colName] = enContent.subject;
+      } else if (colName === 'body_html' || /^body_html_[a-z]{2,3}$/i.test(colName)) {
+        masterRow[colName] = enContent.body_html;
+      } else if (colName === 'body_text' || /^body_text_[a-z]{2,3}$/i.test(colName)) {
+        masterRow[colName] = enContent.body_text;
+      }
+    }
+
+    try {
+      const inserted = await db('email_templates').insert(masterRow).returning('id');
+      const templateId = typeof inserted[0] === 'object' ? inserted[0].id : inserted[0];
+      if (hasTranslationsTable && templateId) {
+        for (const lang of ['en', 'de']) {
+          const content = def[lang];
+          if (!content) continue;
+          await db('email_template_translations').insert({
+            template_id: templateId,
+            language: lang,
+            subject: content.subject,
+            body_html: content.body_html,
+            body_text: content.body_text,
+            created_at: new Date(),
+            updated_at: new Date(),
+          });
+        }
+      }
+      newlyInserted.push(templateKey);
+      if (logger) {
+        logger.info(`Self-healed missing contract email template at runtime: ${templateKey}`);
+      }
+    } catch (err) {
+      // Keep _seeded=false so the next call retries. Don't throw —
+      // the caller (queueEmail upstream) will surface its own error
+      // if the template still can't be looked up.
+      if (logger) {
+        logger.error(`Failed to seed contract email template ${templateKey}`, {
+          message: err.message,
+        });
+      }
+      return newlyInserted;
+    }
+  }
+
+  _seeded = true;
+  return newlyInserted;
+}
+
+module.exports = {
+  CONTRACT_EMAIL_TEMPLATES,
+  ensureContractEmailTemplatesSeeded,
+};

backend/src/services/crmEmailTemplates.js

@@ -0,0 +1,452 @@
+/**
+ * CRM email template definitions (quotes / invoices / Storno / payment-check
+ * / paid-admin-notification) — runtime self-heal seeder.
+ *
+ * Original sources: migrations 102 (8 templates), 112 (quote_accepted_customer),
+ * 116 (invoice_payment_check), 122 (storno_issued), 127 (invoice_paid_admin_notification).
+ *
+ * The consolidated migration (107_crm_consolidated.js) owns SCHEMA only;
+ * this service file owns CONTENT. `ensureCrmEmailTemplatesSeeded()` is
+ * idempotent — call it from server boot, GET /admin/email/templates,
+ * and any code path about to send one of these templates. Missing
+ * rows get inserted; existing rows are LEFT ALONE so admin edits are
+ * never overwritten.
+ *
+ * Same pattern as contractEmailTemplates.js + eventReminderTemplates.js
+ * — per the maintainer's "never ship compensation migrations" rule,
+ * we self-heal at runtime instead of bolting content into the schema diff.
+ *
+ * Translations: en + de hand-translated; fr/nl/pt/ru intentionally
+ * absent. Renderer falls through to en until admin overrides via the
+ * Templates UI. Flag for native review in the PR description.
+ */
+
+const CRM_EMAIL_TEMPLATES = {
+quote_sent: {
+    category: 'quotes', feature_flag: 'quotes',
+    variables: ['quote_number', 'customer_name', 'response_url', 'accept_url', 'decline_url',
+                'valid_until', 'event_name', 'total_amount'],
+    en: {
+      subject: 'Your quote {{quote_number}} is ready',
+      body_html: `<h2>Quote {{quote_number}}</h2>
+<p>Dear {{customer_name}},</p>
+<p>Please find the attached quote {{quote_number}}{{#if event_name}} for "{{event_name}}"{{/if}}. Total amount: <strong>{{total_amount}}</strong>.</p>
+<p>You can accept or decline this quote directly via the buttons below:</p>
+<p style="text-align: center; margin: 30px 0;">
+  <a href="{{accept_url}}" class="button">Accept quote</a>
+  &nbsp;
+  <a href="{{decline_url}}" style="display:inline-block;padding:10px 20px;color:#666;text-decoration:underline;">Decline</a>
+</p>
+<p>Or open the full quote in your browser:<br>
+<span style="word-break: break-all; font-size: 13px;">{{response_url}}</span></p>
+{{#if valid_until}}<p style="font-size: 13px; color: #666;">This quote is valid until {{valid_until}}.</p>{{/if}}`,
+      body_text: `Quote {{quote_number}}\n\nDear {{customer_name}},\n\nPlease find the attached quote {{quote_number}}. Total: {{total_amount}}.\n\nRespond: {{response_url}}\nAccept: {{accept_url}}\nDecline: {{decline_url}}\n\n{{#if valid_until}}Valid until {{valid_until}}.{{/if}}`,
+    },
+    de: {
+      subject: 'Ihr Angebot {{quote_number}} ist bereit',
+      body_html: `<h2>Angebot {{quote_number}}</h2>
+<p>Sehr geehrte/r {{customer_name}},</p>
+<p>im Anhang finden Sie das Angebot {{quote_number}}{{#if event_name}} für "{{event_name}}"{{/if}}. Gesamtbetrag: <strong>{{total_amount}}</strong>.</p>
+<p>Sie können das Angebot direkt über die Schaltflächen unten annehmen oder ablehnen:</p>
+<p style="text-align: center; margin: 30px 0;">
+  <a href="{{accept_url}}" class="button">Angebot annehmen</a>
+  &nbsp;
+  <a href="{{decline_url}}" style="display:inline-block;padding:10px 20px;color:#666;text-decoration:underline;">Ablehnen</a>
+</p>
+<p>Oder öffnen Sie das vollständige Angebot im Browser:<br>
+<span style="word-break: break-all; font-size: 13px;">{{response_url}}</span></p>
+{{#if valid_until}}<p style="font-size: 13px; color: #666;">Dieses Angebot ist gültig bis {{valid_until}}.</p>{{/if}}`,
+      body_text: `Angebot {{quote_number}}\n\nSehr geehrte/r {{customer_name}},\n\nim Anhang finden Sie das Angebot {{quote_number}}. Gesamtbetrag: {{total_amount}}.\n\nAnsehen: {{response_url}}\nAnnehmen: {{accept_url}}\nAblehnen: {{decline_url}}\n\n{{#if valid_until}}Gültig bis {{valid_until}}.{{/if}}`,
+    },
+  },
+  quote_accepted_admin: {
+    category: 'quotes', feature_flag: 'quotes',
+    variables: ['quote_number', 'customer_email', 'event_name', 'total_amount', 'admin_dashboard_url'],
+    en: {
+      subject: 'Quote {{quote_number}} accepted by {{customer_email}}',
+      body_html: `<h2>Quote accepted</h2><p>{{customer_email}} just accepted quote <strong>{{quote_number}}</strong>{{#if event_name}} for "{{event_name}}"{{/if}}. Total: {{total_amount}}.</p>
+<p style="text-align: center; margin: 30px 0;"><a href="{{admin_dashboard_url}}" class="button">Open in admin</a></p>`,
+      body_text: `Quote {{quote_number}} accepted by {{customer_email}}. Open: {{admin_dashboard_url}}`,
+    },
+    de: {
+      subject: 'Angebot {{quote_number}} von {{customer_email}} angenommen',
+      body_html: `<h2>Angebot angenommen</h2><p>{{customer_email}} hat soeben das Angebot <strong>{{quote_number}}</strong>{{#if event_name}} für "{{event_name}}"{{/if}} angenommen. Gesamtbetrag: {{total_amount}}.</p>
+<p style="text-align: center; margin: 30px 0;"><a href="{{admin_dashboard_url}}" class="button">Im Admin-Bereich öffnen</a></p>`,
+      body_text: `Angebot {{quote_number}} von {{customer_email}} angenommen. Öffnen: {{admin_dashboard_url}}`,
+    },
+  },
+  quote_declined_admin: {
+    category: 'quotes', feature_flag: 'quotes',
+    variables: ['quote_number', 'customer_email', 'event_name', 'admin_dashboard_url'],
+    en: {
+      subject: 'Quote {{quote_number}} declined by {{customer_email}}',
+      body_html: `<p>{{customer_email}} declined quote <strong>{{quote_number}}</strong>{{#if event_name}} for "{{event_name}}"{{/if}}.</p>
+<p><a href="{{admin_dashboard_url}}">Open quote in admin</a></p>`,
+      body_text: `Quote {{quote_number}} declined by {{customer_email}}. Open: {{admin_dashboard_url}}`,
+    },
+    de: {
+      subject: 'Angebot {{quote_number}} von {{customer_email}} abgelehnt',
+      body_html: `<p>{{customer_email}} hat das Angebot <strong>{{quote_number}}</strong>{{#if event_name}} für "{{event_name}}"{{/if}} abgelehnt.</p>
+<p><a href="{{admin_dashboard_url}}">Angebot im Admin-Bereich öffnen</a></p>`,
+      body_text: `Angebot {{quote_number}} von {{customer_email}} abgelehnt. Öffnen: {{admin_dashboard_url}}`,
+    },
+  },
+  invoice_sent: {
+    category: 'billing', feature_flag: 'bills',
+    variables: ['invoice_number', 'customer_name', 'event_name', 'total_amount', 'due_date',
+                'installment_label', 'installment_index', 'installment_total'],
+    en: {
+      subject: 'Invoice {{invoice_number}} — {{total_amount}}',
+      body_html: `<h2>Invoice {{invoice_number}}</h2><p>Dear {{customer_name}},</p>
+<p>Please find the attached invoice {{invoice_number}}{{#if event_name}} for "{{event_name}}"{{/if}}.</p>
+<p><strong>Amount:</strong> {{total_amount}}<br><strong>Due:</strong> {{due_date}}{{#if installment_label}}<br><strong>Installment:</strong> {{installment_label}} ({{installment_index}}/{{installment_total}}){{/if}}</p>
+<p>The payment details and IBAN are on the attached PDF.</p>`,
+      body_text: `Invoice {{invoice_number}}: {{total_amount}}, due {{due_date}}.`,
+    },
+    de: {
+      subject: 'Rechnung {{invoice_number}} — {{total_amount}}',
+      body_html: `<h2>Rechnung {{invoice_number}}</h2><p>Sehr geehrte/r {{customer_name}},</p>
+<p>im Anhang finden Sie die Rechnung {{invoice_number}}{{#if event_name}} für "{{event_name}}"{{/if}}.</p>
+<p><strong>Betrag:</strong> {{total_amount}}<br><strong>Fällig:</strong> {{due_date}}{{#if installment_label}}<br><strong>Teilzahlung:</strong> {{installment_label}} ({{installment_index}}/{{installment_total}}){{/if}}</p>
+<p>Die Zahlungsdetails und IBAN finden Sie auf dem beigefügten PDF.</p>`,
+      body_text: `Rechnung {{invoice_number}}: {{total_amount}}, fällig {{due_date}}.`,
+    },
+  },
+  invoice_reminder_first: {
+    category: 'billing', feature_flag: 'bills',
+    variables: ['invoice_number', 'customer_name', 'total_amount', 'due_date', 'days_overdue'],
+    en: {
+      subject: 'Reminder: invoice {{invoice_number}} is overdue',
+      body_html: `<h2>Payment reminder</h2><p>Dear {{customer_name}},</p>
+<p>Our records show that invoice <strong>{{invoice_number}}</strong> (originally due {{due_date}}) is now {{days_overdue}} days overdue. The outstanding amount is <strong>{{total_amount}}</strong>.</p>
+<p>If you have already paid, please ignore this reminder. Otherwise, please find a fresh copy attached.</p>`,
+      body_text: `Invoice {{invoice_number}} is {{days_overdue}} days overdue. Outstanding: {{total_amount}}.`,
+    },
+    de: {
+      subject: 'Zahlungserinnerung: Rechnung {{invoice_number}}',
+      body_html: `<h2>Zahlungserinnerung</h2><p>Sehr geehrte/r {{customer_name}},</p>
+<p>laut unseren Unterlagen ist die Rechnung <strong>{{invoice_number}}</strong> (ursprünglich fällig am {{due_date}}) seit {{days_overdue}} Tagen überfällig. Der offene Betrag beträgt <strong>{{total_amount}}</strong>.</p>
+<p>Sollten Sie die Zahlung bereits veranlasst haben, betrachten Sie diese Erinnerung als gegenstandslos. Im Anhang finden Sie eine aktuelle Kopie der Rechnung.</p>`,
+      body_text: `Rechnung {{invoice_number}} ist seit {{days_overdue}} Tagen überfällig. Offen: {{total_amount}}.`,
+    },
+  },
+  invoice_reminder_second: {
+    category: 'billing', feature_flag: 'bills',
+    variables: ['invoice_number', 'customer_name', 'total_amount', 'due_date', 'days_overdue',
+                'late_fee_amount', 'new_total_amount'],
+    en: {
+      subject: 'Second reminder: invoice {{invoice_number}}',
+      body_html: `<h2>Second payment reminder</h2><p>Dear {{customer_name}},</p>
+<p>Invoice <strong>{{invoice_number}}</strong> is now {{days_overdue}} days overdue. As advised in our payment terms, a late fee of <strong>{{late_fee_amount}}</strong> has been added. The new total is <strong>{{new_total_amount}}</strong>.</p>
+<p>Please settle the outstanding amount as soon as possible. A revised invoice is attached.</p>`,
+      body_text: `Second reminder for {{invoice_number}}. Late fee {{late_fee_amount}} added. New total: {{new_total_amount}}.`,
+    },
+    de: {
+      subject: 'Zweite Mahnung: Rechnung {{invoice_number}}',
+      body_html: `<h2>Zweite Zahlungserinnerung</h2><p>Sehr geehrte/r {{customer_name}},</p>
+<p>die Rechnung <strong>{{invoice_number}}</strong> ist nun seit {{days_overdue}} Tagen überfällig. Gemäss unseren Zahlungsbedingungen wurde eine Mahngebühr von <strong>{{late_fee_amount}}</strong> hinzugefügt. Der neue Gesamtbetrag beträgt <strong>{{new_total_amount}}</strong>.</p>
+<p>Wir bitten Sie, den offenen Betrag umgehend zu begleichen. Eine aktualisierte Rechnung finden Sie im Anhang.</p>`,
+      body_text: `Zweite Mahnung für {{invoice_number}}. Mahngebühr {{late_fee_amount}} hinzugefügt. Neuer Gesamtbetrag: {{new_total_amount}}.`,
+    },
+  },
+  invoice_paid_receipt: {
+    category: 'billing', feature_flag: 'bills',
+    variables: ['invoice_number', 'customer_name', 'paid_amount', 'paid_at'],
+    en: {
+      subject: 'Receipt for invoice {{invoice_number}}',
+      body_html: `<h2>Payment received</h2><p>Dear {{customer_name}},</p>
+<p>We received your payment of <strong>{{paid_amount}}</strong> for invoice {{invoice_number}} on {{paid_at}}. Thank you!</p>`,
+      body_text: `Receipt: {{paid_amount}} received for {{invoice_number}} on {{paid_at}}.`,
+    },
+    de: {
+      subject: 'Zahlungsbestätigung für Rechnung {{invoice_number}}',
+      body_html: `<h2>Zahlung erhalten</h2><p>Sehr geehrte/r {{customer_name}},</p>
+<p>vielen Dank für Ihre Zahlung in Höhe von <strong>{{paid_amount}}</strong> für die Rechnung {{invoice_number}} am {{paid_at}}.</p>`,
+      body_text: `Zahlungsbestätigung: {{paid_amount}} erhalten für {{invoice_number}} am {{paid_at}}.`,
+    },
+  },
+  invoice_cancelled: {
+    category: 'billing', feature_flag: 'bills',
+    variables: ['invoice_number', 'customer_name'],
+    en: {
+      subject: 'Invoice {{invoice_number}} cancelled',
+      body_html: `<p>Dear {{customer_name}},</p><p>Invoice {{invoice_number}} has been cancelled. Please disregard any previous reminders for this invoice.</p>`,
+      body_text: `Invoice {{invoice_number}} has been cancelled.`,
+    },
+    de: {
+      subject: 'Rechnung {{invoice_number}} storniert',
+      body_html: `<p>Sehr geehrte/r {{customer_name}},</p><p>die Rechnung {{invoice_number}} wurde storniert. Bitte ignorieren Sie eventuelle frühere Erinnerungen zu dieser Rechnung.</p>`,
+      body_text: `Rechnung {{invoice_number}} wurde storniert.`,
+    },
+  },
+  quote_accepted_customer: {
+  category: 'quotes',
+  feature_flag: 'quotes',
+  variables: ['customer_name', 'quote_number', 'event_name', 'total_amount', 'accepted_on_behalf'],
+  en: {
+    subject: 'Quote {{quote_number}} accepted — thank you',
+    body_html: `<h2>Thank you</h2>
+<p>Dear {{customer_name}},</p>
+<p>This confirms that quote <strong>{{quote_number}}</strong>{{#if event_name}} for "{{event_name}}"{{/if}} has been accepted. Total: <strong>{{total_amount}}</strong>.</p>
+{{#if accepted_on_behalf}}<p style="font-size: 13px; color: #666;">This acceptance was recorded on your behalf by your photographer.</p>{{/if}}
+<p>We'll be in touch with next steps shortly.</p>`,
+    body_text: `Dear {{customer_name}},
+
+This confirms that quote {{quote_number}}{{#if event_name}} for "{{event_name}}"{{/if}} has been accepted. Total: {{total_amount}}.
+{{#if accepted_on_behalf}}
+This acceptance was recorded on your behalf by your photographer.
+{{/if}}
+We'll be in touch with next steps shortly.`,
+  },
+  de: {
+    subject: 'Angebot {{quote_number}} angenommen — vielen Dank',
+    body_html: `<h2>Vielen Dank</h2>
+<p>Sehr geehrte/r {{customer_name}},</p>
+<p>hiermit bestätigen wir, dass das Angebot <strong>{{quote_number}}</strong>{{#if event_name}} für „{{event_name}}"{{/if}} angenommen wurde. Gesamtbetrag: <strong>{{total_amount}}</strong>.</p>
+{{#if accepted_on_behalf}}<p style="font-size: 13px; color: #666;">Diese Bestätigung wurde stellvertretend durch Ihren Fotografen erfasst.</p>{{/if}}
+<p>Wir melden uns in Kürze mit den nächsten Schritten.</p>`,
+    body_text: `Sehr geehrte/r {{customer_name}},
+
+hiermit bestätigen wir, dass das Angebot {{quote_number}}{{#if event_name}} für "{{event_name}}"{{/if}} angenommen wurde. Gesamtbetrag: {{total_amount}}.
+{{#if accepted_on_behalf}}
+Diese Bestätigung wurde stellvertretend durch Ihren Fotografen erfasst.
+{{/if}}
+Wir melden uns in Kürze mit den nächsten Schritten.`,
+  },
+},
+  invoice_payment_check: {
+    category: 'billing', feature_flag: 'bills',
+    variables: ['invoice_number', 'customer_name', 'event_name', 'due_date', 'total_amount', 'paid_url', 'partial_url', 'unpaid_url', 'skonto_url', 'has_skonto', 'skonto_amount', 'late_fee_due', 'late_fee_amount'],
+    en: {
+  subject: 'Check payment for invoice {{invoice_number}}',
+  body_html: `<h2>Time to check on a payment</h2>
+<p>Invoice <strong>{{invoice_number}}</strong> for <strong>{{customer_name}}</strong>{{#if event_name}} ({{event_name}}){{/if}} was due on <strong>{{due_date}}</strong>. Total: <strong>{{total_amount}}</strong>.</p>
+<p>Please check your bank to confirm what (if anything) has been received, then click the matching button below — no login required.</p>
+<table role="presentation" cellpadding="0" cellspacing="0" border="0" style="margin: 24px auto; border-collapse: collapse;">
+  <tr>
+    <td style="padding: 0 6px;">
+      <a href="{{paid_url}}" style="background: #16a34a; color: #fff; padding: 10px 18px; border-radius: 6px; text-decoration: none; font-weight: 600; display: inline-block;">Paid in full</a>
+    </td>
+    {{#if has_skonto}}<td style="padding: 0 6px;">
+      <a href="{{skonto_url}}" style="background: #0d9488; color: #fff; padding: 10px 18px; border-radius: 6px; text-decoration: none; font-weight: 600; display: inline-block;">Paid with Skonto ({{skonto_amount}})</a>
+    </td>{{/if}}
+    <td style="padding: 0 6px;">
+      <a href="{{partial_url}}" style="background: #2563eb; color: #fff; padding: 10px 18px; border-radius: 6px; text-decoration: none; font-weight: 600; display: inline-block;">Partially paid</a>
+    </td>
+    <td style="padding: 0 6px;">
+      <a href="{{unpaid_url}}" style="background: #dc2626; color: #fff; padding: 10px 18px; border-radius: 6px; text-decoration: none; font-weight: 600; display: inline-block;">Not paid yet</a>
+    </td>
+  </tr>
+</table>
+<p style="font-size: 13px; color: #666;">If you select "Not paid yet" or "Partially paid", the system will queue the next reminder to the customer{{#if late_fee_due}} including a late fee of {{late_fee_amount}}{{/if}}.</p>`,
+  body_text: `Time to check on a payment
+
+Invoice {{invoice_number}} for {{customer_name}}{{#if event_name}} ({{event_name}}){{/if}} was due on {{due_date}}. Total: {{total_amount}}.
+
+Confirm what was received:
+  Paid in full:           {{paid_url}}{{#if has_skonto}}
+  Paid with Skonto ({{skonto_amount}}): {{skonto_url}}{{/if}}
+  Partial:                {{partial_url}}
+  Not paid yet:           {{unpaid_url}}
+
+Selecting "Not paid yet" or "Partially paid" will queue the customer reminder{{#if late_fee_due}} including a late fee of {{late_fee_amount}}{{/if}}.`,
+},
+    de: {
+  subject: 'Zahlung prüfen für Rechnung {{invoice_number}}',
+  body_html: `<h2>Zahlung prüfen</h2>
+<p>Rechnung <strong>{{invoice_number}}</strong> für <strong>{{customer_name}}</strong>{{#if event_name}} ({{event_name}}){{/if}} war am <strong>{{due_date}}</strong> fällig. Gesamtbetrag: <strong>{{total_amount}}</strong>.</p>
+<p>Bitte prüfen Sie auf Ihrem Konto, was eingegangen ist, und klicken Sie unten den passenden Button — kein Login nötig.</p>
+<table role="presentation" cellpadding="0" cellspacing="0" border="0" style="margin: 24px auto; border-collapse: collapse;">
+  <tr>
+    <td style="padding: 0 6px;">
+      <a href="{{paid_url}}" style="background: #16a34a; color: #fff; padding: 10px 18px; border-radius: 6px; text-decoration: none; font-weight: 600; display: inline-block;">Vollständig bezahlt</a>
+    </td>
+    {{#if has_skonto}}<td style="padding: 0 6px;">
+      <a href="{{skonto_url}}" style="background: #0d9488; color: #fff; padding: 10px 18px; border-radius: 6px; text-decoration: none; font-weight: 600; display: inline-block;">Mit Skonto bezahlt ({{skonto_amount}})</a>
+    </td>{{/if}}
+    <td style="padding: 0 6px;">
+      <a href="{{partial_url}}" style="background: #2563eb; color: #fff; padding: 10px 18px; border-radius: 6px; text-decoration: none; font-weight: 600; display: inline-block;">Teilweise bezahlt</a>
+    </td>
+    <td style="padding: 0 6px;">
+      <a href="{{unpaid_url}}" style="background: #dc2626; color: #fff; padding: 10px 18px; border-radius: 6px; text-decoration: none; font-weight: 600; display: inline-block;">Nicht bezahlt</a>
+    </td>
+  </tr>
+</table>
+<p style="font-size: 13px; color: #666;">Bei „Nicht bezahlt" oder „Teilweise bezahlt" wird automatisch die Zahlungserinnerung an den Kunden gesendet{{#if late_fee_due}} inklusive Mahngebühr von {{late_fee_amount}}{{/if}}.</p>`,
+  body_text: `Zahlung prüfen
+
+Rechnung {{invoice_number}} für {{customer_name}}{{#if event_name}} ({{event_name}}){{/if}} war am {{due_date}} fällig. Gesamtbetrag: {{total_amount}}.
+
+Bitte bestätigen:
+  Vollständig bezahlt:            {{paid_url}}{{#if has_skonto}}
+  Mit Skonto bezahlt ({{skonto_amount}}): {{skonto_url}}{{/if}}
+  Teilweise:                      {{partial_url}}
+  Nicht bezahlt:                  {{unpaid_url}}
+
+Bei „Nicht bezahlt" oder „Teilweise bezahlt" wird automatisch die Zahlungserinnerung gesendet{{#if late_fee_due}} inklusive Mahngebühr von {{late_fee_amount}}{{/if}}.`,
+},
+  },
+  storno_issued: {
+    category: 'billing', feature_flag: 'bills',
+    variables: ['storno_number', 'original_invoice_number', 'original_issue_date', 'customer_name', 'total_amount'],
+    en: {
+  subject: 'Cancellation invoice {{storno_number}} for invoice {{original_invoice_number}}',
+  body_html: `<p>Dear {{customer_name}},</p>
+<p>Please find attached cancellation invoice <strong>{{storno_number}}</strong>, which formally reverses invoice <strong>{{original_invoice_number}}</strong> dated {{original_issue_date}} for {{total_amount}}.</p>
+<p>The original invoice is no longer payable. Please retain the attached PDF for your records and disregard any prior reminders.</p>`,
+  body_text: `Cancellation invoice {{storno_number}} formally reverses invoice {{original_invoice_number}} dated {{original_issue_date}} for {{total_amount}}. The original invoice is no longer payable. PDF attached.`,
+},
+    de: {
+  subject: 'Stornorechnung {{storno_number}} zu Rechnung {{original_invoice_number}}',
+  body_html: `<p>Sehr geehrte/r {{customer_name}},</p>
+<p>anbei erhalten Sie die Stornorechnung <strong>{{storno_number}}</strong>, mit der die Rechnung <strong>{{original_invoice_number}}</strong> vom {{original_issue_date}} über {{total_amount}} förmlich aufgehoben wird.</p>
+<p>Die ursprüngliche Rechnung ist damit nicht mehr zu begleichen. Bitte bewahren Sie die beigefügte PDF für Ihre Unterlagen auf — etwaige vorherige Mahnungen sind hinfällig.</p>`,
+  body_text: `Stornorechnung {{storno_number}} hebt Rechnung {{original_invoice_number}} vom {{original_issue_date}} über {{total_amount}} förmlich auf. Die ursprüngliche Rechnung ist nicht mehr zu begleichen. PDF im Anhang.`,
+},
+  },
+  invoice_paid_admin_notification: {
+    category: 'billing', feature_flag: 'bills',
+    variables: ['invoice_number', 'customer_name', 'event_name', 'total_amount', 'paid_amount', 'paid_at', 'payment_method', 'payment_reference', 'skonto_applied', 'skonto_percent', 'skonto_discount_amount'],
+    en: {
+  subject: 'Payment received: invoice {{invoice_number}}',
+  body_html: `<h2>Payment recorded</h2>
+<p>Invoice <strong>{{invoice_number}}</strong> for <strong>{{customer_name}}</strong>{{#if event_name}} ({{event_name}}){{/if}} has been marked as fully paid.</p>
+<table role="presentation" cellpadding="6" cellspacing="0" border="0" style="border-collapse: collapse; margin: 16px 0;">
+  <tr><td style="color: #666;">Total invoice amount</td><td><strong>{{total_amount}}</strong></td></tr>
+  <tr><td style="color: #666;">Paid total</td><td><strong>{{paid_amount}}</strong></td></tr>
+  {{#if skonto_applied}}<tr><td style="color: #0d9488;">Paid with Skonto ({{skonto_percent}}%)</td><td style="color: #0d9488;"><strong>−{{skonto_discount_amount}}</strong></td></tr>{{/if}}
+  {{#if payment_method}}<tr><td style="color: #666;">Payment method</td><td>{{payment_method}}</td></tr>{{/if}}
+  {{#if payment_reference}}<tr><td style="color: #666;">Reference</td><td>{{payment_reference}}</td></tr>{{/if}}
+  <tr><td style="color: #666;">Recorded at</td><td>{{paid_at}}</td></tr>
+</table>
+<p style="font-size: 13px; color: #666;">This is an automatic notification — no action required.</p>`,
+  body_text: `Payment recorded
+
+Invoice {{invoice_number}} for {{customer_name}}{{#if event_name}} ({{event_name}}){{/if}} has been marked as fully paid.
+
+  Total invoice amount:    {{total_amount}}
+  Paid total:              {{paid_amount}}{{#if skonto_applied}}
+  Paid with Skonto ({{skonto_percent}}%): -{{skonto_discount_amount}}{{/if}}{{#if payment_method}}
+  Payment method:          {{payment_method}}{{/if}}{{#if payment_reference}}
+  Reference:               {{payment_reference}}{{/if}}
+  Recorded at:             {{paid_at}}
+
+This is an automatic notification — no action required.`,
+},
+    de: {
+  subject: 'Zahlung erhalten: Rechnung {{invoice_number}}',
+  body_html: `<h2>Zahlung erfasst</h2>
+<p>Rechnung <strong>{{invoice_number}}</strong> für <strong>{{customer_name}}</strong>{{#if event_name}} ({{event_name}}){{/if}} wurde als vollständig bezahlt markiert.</p>
+<table role="presentation" cellpadding="6" cellspacing="0" border="0" style="border-collapse: collapse; margin: 16px 0;">
+  <tr><td style="color: #666;">Rechnungsbetrag</td><td><strong>{{total_amount}}</strong></td></tr>
+  <tr><td style="color: #666;">Eingezahlt</td><td><strong>{{paid_amount}}</strong></td></tr>
+  {{#if skonto_applied}}<tr><td style="color: #0d9488;">Mit Skonto bezahlt ({{skonto_percent}}%)</td><td style="color: #0d9488;"><strong>−{{skonto_discount_amount}}</strong></td></tr>{{/if}}
+  {{#if payment_method}}<tr><td style="color: #666;">Zahlungsart</td><td>{{payment_method}}</td></tr>{{/if}}
+  {{#if payment_reference}}<tr><td style="color: #666;">Referenz</td><td>{{payment_reference}}</td></tr>{{/if}}
+  <tr><td style="color: #666;">Erfasst am</td><td>{{paid_at}}</td></tr>
+</table>
+<p style="font-size: 13px; color: #666;">Automatische Benachrichtigung — keine Aktion erforderlich.</p>`,
+  body_text: `Zahlung erfasst
+
+Rechnung {{invoice_number}} für {{customer_name}}{{#if event_name}} ({{event_name}}){{/if}} wurde als vollständig bezahlt markiert.
+
+  Rechnungsbetrag:         {{total_amount}}
+  Eingezahlt:              {{paid_amount}}{{#if skonto_applied}}
+  Mit Skonto bezahlt ({{skonto_percent}}%): -{{skonto_discount_amount}}{{/if}}{{#if payment_method}}
+  Zahlungsart:             {{payment_method}}{{/if}}{{#if payment_reference}}
+  Referenz:                {{payment_reference}}{{/if}}
+  Erfasst am:              {{paid_at}}
+
+Automatische Benachrichtigung — keine Aktion erforderlich.`,
+},
+  },
+};
+
+let _seeded = false;
+
+/**
+ * Insert any missing CRM email templates into email_templates +
+ * email_template_translations. Idempotent: existing template_keys are
+ * left alone so admin customisations are never clobbered.
+ *
+ * Returns the list of templateKeys newly inserted (for logging).
+ */
+async function ensureCrmEmailTemplatesSeeded(db, logger) {
+  if (_seeded) return [];
+  if (!(await db.schema.hasTable('email_templates'))) return [];
+
+  const cols = await db('email_templates').columnInfo();
+  const hasTranslationsTable = await db.schema.hasTable('email_template_translations');
+  const newlyInserted = [];
+
+  for (const [templateKey, def] of Object.entries(CRM_EMAIL_TEMPLATES)) {
+    const existing = await db('email_templates').where({ template_key: templateKey }).first();
+    if (existing) continue;
+
+    const enContent = def.en;
+    const masterRow = {
+      template_key: templateKey,
+      variables: JSON.stringify(def.variables),
+    };
+    if ('category' in cols)     masterRow.category = def.category;
+    if ('subcategory' in cols)  masterRow.subcategory = null;
+    if ('feature_flag' in cols) masterRow.feature_flag = def.feature_flag;
+    if ('created_at' in cols)   masterRow.created_at = new Date();
+    if ('updated_at' in cols)   masterRow.updated_at = new Date();
+
+    // Fill legacy subject_<lang> / body_html_<lang> / body_text_<lang>
+    // columns when present (the modern translations table is populated
+    // below regardless).
+    for (const colName of Object.keys(cols)) {
+      if (colName === 'subject' || /^subject_[a-z]{2,3}$/i.test(colName)) {
+        masterRow[colName] = enContent.subject;
+      } else if (colName === 'body_html' || /^body_html_[a-z]{2,3}$/i.test(colName)) {
+        masterRow[colName] = enContent.body_html;
+      } else if (colName === 'body_text' || /^body_text_[a-z]{2,3}$/i.test(colName)) {
+        masterRow[colName] = enContent.body_text;
+      }
+    }
+
+    try {
+      const inserted = await db('email_templates').insert(masterRow).returning('id');
+      const templateId = typeof inserted[0] === 'object' ? inserted[0].id : inserted[0];
+      if (hasTranslationsTable && templateId) {
+        for (const lang of ['en', 'de']) {
+          const content = def[lang];
+          if (!content) continue;
+          await db('email_template_translations').insert({
+            template_id: templateId,
+            language: lang,
+            subject: content.subject,
+            body_html: content.body_html,
+            body_text: content.body_text,
+            created_at: new Date(),
+            updated_at: new Date(),
+          });
+        }
+      }
+      newlyInserted.push(templateKey);
+      if (logger) {
+        logger.info(`Self-healed missing CRM email template at runtime: ${templateKey}`);
+      }
+    } catch (err) {
+      // Keep _seeded=false so the next call retries. Don't throw —
+      // caller surfaces its own error if the template still can't be
+      // looked up.
+      if (logger) {
+        logger.error(`Failed to seed CRM email template ${templateKey}`, {
+          message: err.message,
+        });
+      }
+      return newlyInserted;
+    }
+  }
+
+  _seeded = true;
+  return newlyInserted;
+}
+
+module.exports = {
+  CRM_EMAIL_TEMPLATES,
+  ensureCrmEmailTemplatesSeeded,
+};

backend/src/services/customerAccountsService.js

@@ -42,6 +42,12 @@ const PREFILLABLE_FIELDS = [
   'city',
   'state',
   'country_code',
+  'country_name',
+  // Locale used for portal UI AND for quote/invoice PDF rendering.
+  // Admin can pre-set this on the invitation so a German customer
+  // gets German documents from the very first invoice, without
+  // waiting for them to log in and pick their language.
+  'preferred_language',
 ];
 
 /**
@@ -101,9 +107,14 @@ async function createInvitation({ email, invitedById, prefill }) {
   const existingCustomer = await db('customer_accounts')
     .where('email', normalisedEmail)
     .first();
-  if (existingCustomer) {
+  if (existingCustomer && existingCustomer.password_hash) {
+    // Already-active customer with this email — duplicate, reject.
     throw new ConflictError('A customer account with this email already exists', 'email');
   }
+  // If the existing customer is PASSIVE (password_hash IS NULL), this
+  // is the "promote to active" path: the admin clicked "Send portal
+  // invitation" on a passive customer. Allow the invitation through —
+  // acceptInvitation handles the UPSERT into the existing row.
 
   const pendingInvite = await db('customer_invitations')
     .where('email', normalisedEmail)
@@ -158,6 +169,92 @@ async function createInvitation({ email, invitedById, prefill }) {
   return { id, email: normalisedEmail, token, expiresAt };
 }
 
+/**
+ * Create a "passive" customer directly — no invitation, no email.
+ *
+ * Used for two flows:
+ *   1. Admin opens the quote/invoice editor, clicks "+ Create new
+ *      customer", fills out the form, hits "Save as passive customer".
+ *      The customer becomes available immediately as the recipient of
+ *      the document the admin is working on.
+ *   2. Admin opens the same form and hits "Save & send portal
+ *      invitation". The editor calls createDirect first to mint the
+ *      customer id, then calls the send-invite route to fire the
+ *      onboarding email. (Two separate API calls — easier to reason
+ *      about than an atomic endpoint.)
+ *
+ * A passive customer is identified by `password_hash IS NULL`. The
+ * customerAuth middleware already rejects login for those (bcrypt
+ * compare against null returns false), so we don't need a separate
+ * "is_passive" column or an extra gate.
+ *
+ * Race-guarded against duplicate emails the same way createInvitation
+ * is — a real duplicate throws ConflictError.
+ *
+ * @param {{ email, prefill, createdByAdminId }} args
+ * @returns {Promise<{ id }>} The new customer's id.
+ */
+async function createDirect({ email, prefill, createdByAdminId }) {
+  const normalisedEmail = String(email || '').trim().toLowerCase();
+  if (!normalisedEmail) throw new ValidationError('Email is required');
+
+  const existing = await db('customer_accounts')
+    .where('email', normalisedEmail)
+    .first();
+  if (existing) {
+    throw new ConflictError('A customer account with this email already exists', 'email');
+  }
+
+  // Same default-locale resolution as acceptInvitation so German
+  // shops get German customers automatically.
+  let defaultPreferredLanguage = 'en';
+  try {
+    // eslint-disable-next-line global-require
+    const businessProfileService = require('./businessProfileService');
+    const { profile: bp } = await businessProfileService.getProfile();
+    if (bp && bp.default_locale) defaultPreferredLanguage = bp.default_locale;
+  } catch (_) { /* keep 'en' fallback */ }
+
+  const sanitised = sanitisePrefill(prefill) || {};
+  const preferredLanguage = sanitised.preferred_language || defaultPreferredLanguage;
+
+  const [inserted] = await db('customer_accounts').insert({
+    email: normalisedEmail,
+    salutation: sanitised.salutation || null,
+    first_name: sanitised.first_name || null,
+    last_name: sanitised.last_name || null,
+    display_name: sanitised.display_name || null,
+    phone: sanitised.phone || null,
+    company_name: sanitised.company_name || null,
+    vat_id: sanitised.vat_id || null,
+    address_line1: sanitised.address_line1 || null,
+    address_line2: sanitised.address_line2 || null,
+    postal_code: sanitised.postal_code || null,
+    city: sanitised.city || null,
+    state: sanitised.state || null,
+    country_code: sanitised.country_code || null,
+    country_name: sanitised.country_name || null,
+    preferred_language: preferredLanguage,
+    password_hash: null,
+    is_active: formatBoolean(true),
+    must_change_password: formatBoolean(false),
+    password_changed_at: null,
+    created_by_admin_id: createdByAdminId || null,
+    created_at: new Date(),
+    updated_at: new Date(),
+  }).returning('id');
+  const id = inserted?.id || inserted;
+
+  await logActivity('customer_created_passive',
+    { customerId: id, email: normalisedEmail },
+    null,
+    { type: 'admin', id: createdByAdminId || null, name: 'system' }
+  );
+
+  logger.info('Passive customer created', { id, email: normalisedEmail, createdByAdminId });
+  return { id };
+}
+
 /**
  * Accept an invitation. Creates the customer_accounts row in a transaction
  * and marks the invitation accepted, so a partial failure can't leave a
@@ -174,14 +271,23 @@ async function acceptInvitation({ token, name, password, profile }) {
     throw new ValidationError('Invalid or expired invitation');
   }
 
-  // Race-condition guard: an admin may have created the customer manually
-  // (future flow) between the invite link being generated and clicked.
+  // Race-condition guard: an admin may have created the customer
+  // manually (passive customer flow, migration-119-era and later)
+  // between the invite link being generated and clicked.
+  //
+  // Two cases:
+  //   - existing.password_hash IS NOT NULL → real duplicate, 409
+  //   - existing.password_hash IS NULL    → passive customer being
+  //     promoted to active. Branch to the UPSERT path further down so
+  //     the customer's id (and all the rows that reference it —
+  //     invoices, quotes, gallery assignments) survive promotion.
   const existing = await db('customer_accounts')
     .where('email', invitation.email)
     .first();
-  if (existing) {
+  if (existing && existing.password_hash) {
     throw new ConflictError('Email already registered', 'email');
   }
+  const promoting = !!existing && !existing.password_hash;
 
   const passwordHash = await bcrypt.hash(password, getBcryptRounds());
 
@@ -200,47 +306,105 @@ async function acceptInvitation({ token, name, password, profile }) {
     merged.display_name = String(name).trim();
   }
 
+  // Default the customer's preferred_language to the business profile's
+  // default_locale. Migration 090 sets the schema default to 'en' which
+  // is a poor fit for a Swiss/DE business — by pulling from the
+  // configured profile we make sure German shops issue German quotes
+  // and invoices to their new customers automatically. Customer-typed
+  // value still wins (if the accept form ever exposes the picker), and
+  // the admin can always override later on the customer detail page.
+  // Lazy require to avoid a service-cycle with businessProfileService.
+  let defaultPreferredLanguage = 'en';
+  try {
+    // eslint-disable-next-line global-require
+    const businessProfileService = require('./businessProfileService');
+    const { profile: bp } = await businessProfileService.getProfile();
+    if (bp && bp.default_locale) defaultPreferredLanguage = bp.default_locale;
+  } catch (_) { /* keep 'en' fallback */ }
+  const preferredLanguage = merged.preferred_language || defaultPreferredLanguage;
+
   const customerId = await db.transaction(async (trx) => {
-    const [inserted] = await trx('customer_accounts').insert({
-      email: invitation.email,
-      // Profile fields land directly on the customer row. Anything the user
-      // didn't set stays null.
-      salutation: merged.salutation || null,
-      first_name: merged.first_name || null,
-      last_name: merged.last_name || null,
-      display_name: merged.display_name || null,
-      phone: merged.phone || null,
-      company_name: merged.company_name || null,
-      vat_id: merged.vat_id || null,
-      address_line1: merged.address_line1 || null,
-      address_line2: merged.address_line2 || null,
-      postal_code: merged.postal_code || null,
-      city: merged.city || null,
-      state: merged.state || null,
-      country_code: merged.country_code || null,
-      password_hash: passwordHash,
-      is_active: formatBoolean(true),
-      // must_change_password is decorative today — accept-invite always
-      // sets a customer-chosen password, so this flag is never true and
-      // customerAuth doesn't read it. TODO when we ship an "admin
-      // pre-loads a temporary password" flow: surface a code in the
-      // login response (mirroring adminAuth's MUST_CHANGE_PASSWORD) and
-      // add a /change-password gate to customerAuth.
-      must_change_password: formatBoolean(false),
-      // Leave password_changed_at NULL on initial accept. Setting it here
-      // creates a millisecond/second-rounding race with the JWT issued
-      // by the immediate /login call: stored timestamp X.500ms can floor
-      // to X+1 in postgres while the JWT's iat lands at X, causing the
-      // customerAuth middleware's `iat < password_changed_at` check to
-      // reject perfectly valid tokens on the very next page reload. We
-      // populate password_changed_at only when an actual password change
-      // happens later (deactivate / reset flows).
-      password_changed_at: null,
-      created_by_admin_id: invitation.invited_by,
-      created_at: new Date(),
-      updated_at: new Date(),
-    }).returning('id');
-    const id = inserted?.id || inserted;
+    let id;
+    if (promoting) {
+      // Promotion path: passive customer being claimed by the
+      // customer themselves via the invitation link. UPDATE the
+      // existing row (preserving id + all foreign-key relationships)
+      // instead of inserting. We merge the profile fields: anything
+      // the customer typed on the accept form wins; values they
+      // didn't touch leave the existing row untouched.
+      id = existing.id;
+      const updates = {
+        password_hash: passwordHash,
+        password_changed_at: null,
+        is_active: formatBoolean(true),
+        must_change_password: formatBoolean(false),
+        updated_at: new Date(),
+      };
+      // Only overwrite profile fields when the merged payload
+      // actually carries a value — never blank out existing data
+      // (the customer might have left a field empty because the
+      // admin had pre-filled it correctly).
+      const overwriteIfSet = (key, col = key) => {
+        if (merged[key] != null && merged[key] !== '') updates[col] = merged[key];
+      };
+      overwriteIfSet('salutation');
+      overwriteIfSet('first_name');
+      overwriteIfSet('last_name');
+      overwriteIfSet('display_name');
+      overwriteIfSet('phone');
+      overwriteIfSet('company_name');
+      overwriteIfSet('vat_id');
+      overwriteIfSet('address_line1');
+      overwriteIfSet('address_line2');
+      overwriteIfSet('postal_code');
+      overwriteIfSet('city');
+      overwriteIfSet('state');
+      overwriteIfSet('country_code');
+      if (merged.preferred_language) updates.preferred_language = merged.preferred_language;
+      await trx('customer_accounts').where('id', id).update(updates);
+    } else {
+      const [inserted] = await trx('customer_accounts').insert({
+        email: invitation.email,
+        // Profile fields land directly on the customer row. Anything the user
+        // didn't set stays null.
+        salutation: merged.salutation || null,
+        first_name: merged.first_name || null,
+        last_name: merged.last_name || null,
+        display_name: merged.display_name || null,
+        phone: merged.phone || null,
+        company_name: merged.company_name || null,
+        vat_id: merged.vat_id || null,
+        address_line1: merged.address_line1 || null,
+        address_line2: merged.address_line2 || null,
+        postal_code: merged.postal_code || null,
+        city: merged.city || null,
+        state: merged.state || null,
+        country_code: merged.country_code || null,
+        preferred_language: preferredLanguage,
+        password_hash: passwordHash,
+        is_active: formatBoolean(true),
+        // must_change_password is decorative today — accept-invite always
+        // sets a customer-chosen password, so this flag is never true and
+        // customerAuth doesn't read it. TODO when we ship an "admin
+        // pre-loads a temporary password" flow: surface a code in the
+        // login response (mirroring adminAuth's MUST_CHANGE_PASSWORD) and
+        // add a /change-password gate to customerAuth.
+        must_change_password: formatBoolean(false),
+        // Leave password_changed_at NULL on initial accept. Setting it here
+        // creates a millisecond/second-rounding race with the JWT issued
+        // by the immediate /login call: stored timestamp X.500ms can floor
+        // to X+1 in postgres while the JWT's iat lands at X, causing the
+        // customerAuth middleware's `iat < password_changed_at` check to
+        // reject perfectly valid tokens on the very next page reload. We
+        // populate password_changed_at only when an actual password change
+        // happens later (deactivate / reset flows).
+        password_changed_at: null,
+        created_by_admin_id: invitation.invited_by,
+        created_at: new Date(),
+        updated_at: new Date(),
+      }).returning('id');
+      id = inserted?.id || inserted;
+    }
 
     await trx('customer_invitations')
       .where('id', invitation.id)
@@ -301,6 +465,22 @@ async function listCustomers({ search } = {}) {
       'customer_accounts.salutation',
       'customer_accounts.company_name',
       'customer_accounts.is_active',
+      // Surfaced so the route's transformCustomer can compute the
+      // `isPassive` flag (passwordHash == null). The actual hash
+      // never leaves the API — transformCustomer drops it.
+      'customer_accounts.password_hash',
+      // Per-customer feature flags + hourly rate (migrations 092/129).
+      // Surfaced on the LIST endpoint so the standalone Hours-logging
+      // page can filter the customer dropdown to only customers with
+      // hours logging enabled, and read the default rate without an
+      // N+1 detail fetch. Without these in the SELECT,
+      // transformCustomer evaluates the four feature_* booleans as
+      // false (column absent → undefined → coerce to false).
+      'customer_accounts.feature_calendar',
+      'customer_accounts.feature_quotes',
+      'customer_accounts.feature_bills',
+      'customer_accounts.feature_hours_logging',
+      'customer_accounts.hourly_rate_minor',
       'customer_accounts.last_login',
       'customer_accounts.created_at',
       db.raw('COUNT(event_customer_assignments.id) as event_count')
@@ -364,10 +544,17 @@ async function updateCustomer(id, updates, updatedByAdminId) {
     'email', 'salutation', 'first_name', 'last_name', 'display_name',
     'phone', 'company_name', 'billing_email', 'vat_id',
     'address_line1', 'address_line2', 'postal_code', 'city', 'state',
-    'country_code', 'preferred_language', 'notes',
+    'country_code', 'country_name', 'preferred_language', 'notes',
     // Per-customer feature flags (#354 follow-up). Booleans below are
     // coerced via formatBoolean for SQLite compatibility.
-    'feature_calendar', 'feature_quotes', 'feature_bills',
+    'feature_calendar', 'feature_quotes', 'feature_bills', 'feature_hours_logging',
+    // CRM billing cadence (migration 102). 'per_event' (default) keeps
+    // each invoice firing on its own schedule; monthly/quarterly snap
+    // every scheduled invoice to billing_cycle_day of the next period.
+    'billing_cadence', 'billing_cycle_day',
+    // Hour-logging default rate (migration 129). Minor units; null
+    // means admin must enter a per-entry override on every entry.
+    'hourly_rate_minor',
   ];
   for (const f of fields) {
     if (updates[f] !== undefined) {
@@ -377,8 +564,45 @@ async function updateCustomer(id, updates, updatedByAdminId) {
         allowed[f] = String(updates[f] || '').trim().toLowerCase();
       } else if (f === 'country_code' && updates[f]) {
         allowed[f] = String(updates[f]).trim().toUpperCase().slice(0, 2);
-      } else if (f === 'feature_calendar' || f === 'feature_quotes' || f === 'feature_bills') {
+      } else if (
+        f === 'feature_calendar' || f === 'feature_quotes'
+        || f === 'feature_bills' || f === 'feature_hours_logging'
+      ) {
         allowed[f] = formatBoolean(updates[f]);
+      } else if (f === 'hourly_rate_minor') {
+        // Default hourly rate. Null clears it (forces per-entry
+        // overrides); otherwise coerce to a non-negative bigint-safe
+        // integer. Anything funky → null.
+        if (updates[f] === null || updates[f] === '') {
+          allowed[f] = null;
+        } else {
+          const v = parseInt(updates[f], 10);
+          allowed[f] = Number.isFinite(v) && v >= 0 ? v : null;
+        }
+      } else if (f === 'billing_cadence') {
+        // Whitelist enum. Anything else flips to 'per_event' so we
+        // never persist garbage that the scheduler can't interpret.
+        const v = String(updates[f] || '').toLowerCase();
+        allowed[f] = ['per_event', 'monthly', 'quarterly'].includes(v) ? v : 'per_event';
+      } else if (f === 'billing_cycle_day') {
+        // Sign carries the interpretation:
+        //   positive 1..28  → day-of-month (clamped to month length at
+        //                     schedule time, so cycleDay=28 stays valid
+        //                     in February)
+        //   negative -1..-15 → that many days before end of month
+        //                      (cycleDay=-3 on a 31-day month fires on
+        //                      the 28th; on a 28-day February fires on
+        //                      the 25th)
+        // Zero is meaningless and clamps to 1 so the column never
+        // stores "the 0th of the month".
+        const v = parseInt(updates[f], 10);
+        if (!Number.isFinite(v) || v === 0) {
+          allowed[f] = 1;
+        } else if (v > 0) {
+          allowed[f] = Math.min(28, v);
+        } else {
+          allowed[f] = Math.max(-15, v);
+        }
       } else {
         allowed[f] = updates[f];
       }
@@ -579,7 +803,22 @@ async function searchCustomers(query, { limit = 10 } = {}) {
         .orWhereRaw('LOWER(COALESCE(last_name, \'\')) LIKE ?', [term])
         .orWhereRaw('LOWER(COALESCE(company_name, \'\')) LIKE ?', [term]);
     })
-    .select('id', 'email', 'display_name', 'first_name', 'last_name', 'company_name')
+    // password_hash is required by transformCustomer to compute the
+    // isPassive flag (passwordHash == null = passive / admin-only).
+    // Omitting it caused every search result to render as "Passive —
+    // admin only" because `undefined == null` is true. The hash itself
+    // is dropped by the route's transformCustomer before leaving the API.
+    //
+    // G.2 — `feature_hours_logging` is required by the calendar's
+    // drag-create modal (F.6) so the CustomerPicker can render the
+    // "Hour logging disabled" badge. Omitting it from this SELECT
+    // caused the badge to appear on EVERY search result regardless
+    // of the actual per-customer flag, because transformCustomer
+    // coerces undefined → false.
+    .select(
+      'id', 'email', 'display_name', 'first_name', 'last_name', 'company_name',
+      'password_hash', 'feature_hours_logging',
+    )
     .orderBy('email', 'asc')
     .limit(limit);
 }
@@ -970,10 +1209,25 @@ async function getCustomerSurfaceGlobals() {
     }
     map[r.setting_key] = v;
   }
+  // Feature globals:
+  //   - quotes + bills default TRUE — the customer-facing pages are
+  //     fully built and the AND-logic with the per-customer flag is
+  //     the real gate. The earlier hardcoded `false` made it
+  //     impossible to surface the tabs without code changes.
+  //   - calendar defaults FALSE — the customer-side page is still a
+  //     coming-soon stub.
+  // Each is overridable via app_settings (setting_type='customer_surface').
+  const readBool = (key, fallback) => {
+    const v = map[key];
+    if (v === undefined) return fallback;
+    if (v === true || v === 1 || v === '1' || v === 't') return true;
+    if (v === false || v === 0 || v === '0' || v === 'f') return false;
+    return fallback;
+  };
   return {
-    calendarEnabled: false,
-    quotesEnabled: false,
-    billsEnabled: false,
+    calendarEnabled: readBool('customer_feature_calendar_enabled', false),
+    quotesEnabled:   readBool('customer_feature_quotes_enabled',   true),
+    billsEnabled:    readBool('customer_feature_bills_enabled',    true),
     showLogo:        map.customer_show_logo !== false, // default true
     showCompanyName: map.customer_show_company_name !== false, // default true
   };
@@ -994,13 +1248,32 @@ async function getEffectiveFeaturesForCustomer(customerOrId) {
     ? await db('customer_accounts').where('id', customerOrId).first()
     : customerOrId;
   if (!customer) {
-    return { calendar: false, quotes: false, bills: false };
+    return { calendar: false, quotes: false, bills: false, hoursLogging: false, contracts: false };
   }
   const globals = await getCustomerSurfaceGlobals();
+  // SQLite returns booleans as 0/1; Postgres returns true/false. The
+  // strict `=== true` check used to falsely return `false` on SQLite,
+  // hiding the sidebar entry even when admin had flipped the per-
+  // customer toggle on. Normalise both shapes here so the Quotes /
+  // Invoices tabs appear consistently.
+  const truthy = (v) => v === true || v === 1 || v === '1' || v === 't';
+  // Hours logging gates on the master feature_flags row (Settings →
+  // Features) AND the per-customer flag. The customer_surface
+  // app_settings layer is admin-side-only here — no portal surface
+  // for hours, so we skip the third gate the bills/quotes use.
+  const hoursMaster = await db('feature_flags').where({ key: 'hoursLogging' }).first();
+  const hoursLoggingMaster = hoursMaster ? Boolean(hoursMaster.value) : true;
+  // Contracts (migration 130): no per-customer flag, just the global
+  // feature_flags row. When on, every customer with an active account
+  // sees the Contracts tab on their portal.
+  const contractsMaster = await db('feature_flags').where({ key: 'contracts' }).first();
+  const contractsEnabled = contractsMaster ? Boolean(contractsMaster.value) : false;
   return {
-    calendar: globals.calendarEnabled && customer.feature_calendar === true,
-    quotes:   globals.quotesEnabled   && customer.feature_quotes   === true,
-    bills:    globals.billsEnabled    && customer.feature_bills    === true,
+    calendar: globals.calendarEnabled && truthy(customer.feature_calendar),
+    quotes:   globals.quotesEnabled   && truthy(customer.feature_quotes),
+    bills:    globals.billsEnabled    && truthy(customer.feature_bills),
+    hoursLogging: hoursLoggingMaster && truthy(customer.feature_hours_logging),
+    contracts: contractsEnabled,
   };
 }
 
@@ -1130,6 +1403,7 @@ async function applyPasswordReset({ token, password }) {
 
 module.exports = {
   createInvitation,
+  createDirect,
   acceptInvitation,
   validateInvitationToken,
   listCustomers,

backend/src/services/customerHoursService.js

@@ -0,0 +1,471 @@
+/**
+ * Customer hour-logging service (migration 129).
+ *
+ * Admin records discrete time blocks against a customer; each entry
+ * eventually folds into an invoice as a single line item. Two flows:
+ *
+ *   1. Monthly-mode customer + feature_hours_logging on
+ *      → saving an entry immediately appends a line item onto the
+ *        running monthly draft (migration 128 accumulator) and flips
+ *        the entry to status='billed'. Admin doesn't have to remember
+ *        to convert; the running totals on the customer detail page
+ *        reflect the bill that will eventually go out.
+ *
+ *   2. Per-event customer + feature_hours_logging on
+ *      → entries sit at status='unbilled' until admin clicks
+ *        "Bill these hours" (billUnbilledEntries below). That call
+ *        mints a standalone invoice with one line per entry.
+ *
+ * Lockout: once an entry's invoice is "armed for send" (the monthly
+ * scheduler has cleared is_monthly_draft + set scheduled_send_at, or
+ * the invoice transitioned to sent/paid/cancelled), edits + deletes
+ * are refused. Admin must Storno the invoice to change billed hours
+ * — same legal-record discipline as line items today.
+ */
+const { db, logActivity } = require('../database/db');
+const { formatBoolean } = require('../utils/dbCompat');
+const { AppError } = require('../utils/errors');
+const logger = require('../utils/logger');
+const invoiceService = require('./invoiceService');
+
+// ---------------------------------------------------------------------
+// Pure helpers — exported under `_internal` for direct unit testing.
+// ---------------------------------------------------------------------
+
+/**
+ * Parse two "HH:MM" strings and return the elapsed minutes. Caller
+ * has already validated that start < end; this throws if either is
+ * malformed (defensive — UI should never send a non-conforming value).
+ */
+function computeDurationMinutes(start, end) {
+  const re = /^([01]\d|2[0-3]):([0-5]\d)$/;
+  if (!re.test(String(start))) throw new AppError(`Invalid start_time: ${start}`, 400);
+  if (!re.test(String(end))) throw new AppError(`Invalid end_time: ${end}`, 400);
+  const [sh, sm] = String(start).split(':').map((n) => parseInt(n, 10));
+  const [eh, em] = String(end).split(':').map((n) => parseInt(n, 10));
+  const startM = sh * 60 + sm;
+  const endM = eh * 60 + em;
+  if (endM <= startM) throw new AppError('end_time must be after start_time', 400);
+  return endM - startM;
+}
+
+/**
+ * Resolve the rate this entry should bill at. Override on the entry
+ * wins; otherwise we fall back to the customer's default rate. If
+ * neither is set we throw — saves can't go through without a rate.
+ */
+function resolveEffectiveRate(entry, customer) {
+  if (entry.hourly_rate_minor_override != null) {
+    return Number(entry.hourly_rate_minor_override);
+  }
+  if (customer.hourly_rate_minor != null) {
+    return Number(customer.hourly_rate_minor);
+  }
+  throw new AppError(
+    'No hourly rate: set a per-entry override or a customer default.',
+    400,
+    'HOURLY_RATE_REQUIRED',
+  );
+}
+
+/**
+ * Decide whether an entry is still editable. Pure function — callers
+ * pass the loaded entry + (optionally) its current invoice row.
+ *
+ * Rules:
+ *   - Unbilled entry (no invoice_id) → always editable.
+ *   - Linked invoice is still a monthly draft → editable (period open).
+ *   - Linked invoice has no scheduled_send_at AND status='scheduled'
+ *     → editable (standalone draft).
+ *   - Linked invoice has scheduled_send_at > now AND status='scheduled'
+ *     → editable until the scheduler arms it.
+ *   - Anything else (armed, sent, paid, overdue, cancelled) → locked.
+ */
+function isEntryLocked(entry, invoice) {
+  if (!entry.invoice_id) return false;
+  if (!invoice) return false; // entry references a deleted invoice — treat as unbilled
+  if (invoice.is_monthly_draft === true || invoice.is_monthly_draft === 1) return false;
+  if (invoice.status !== 'scheduled') return true;
+  if (!invoice.scheduled_send_at) return false;
+  return new Date(invoice.scheduled_send_at).getTime() <= Date.now();
+}
+
+/**
+ * Translate an entry row into the line-item shape consumed by
+ * createInvoice / appendToMonthlyDraft. Format:
+ *   "{date} {start}–{end} ({hours}h): {note}"
+ * Note suffix omitted when entry.description is null/empty.
+ */
+function buildLineItemFromEntry(entry, rateMinor) {
+  const hours = (entry.duration_minutes / 60).toFixed(2);
+  // ISO date input is already YYYY-MM-DD; admin's locale formatting
+  // happens at PDF render time, so keep the entry description portable.
+  const datePart = String(entry.entry_date).slice(0, 10);
+  const note = (entry.description || '').trim();
+  const description = `${datePart} ${entry.start_time}–${entry.end_time} (${hours}h)${note ? ': ' + note : ''}`;
+  const qty = Number(hours);
+  const lineTotalMinor = Math.round(qty * rateMinor);
+  return {
+    description,
+    quantity: qty,
+    unit_price_minor: rateMinor,
+    discount_percent: 0,
+    line_total_minor: lineTotalMinor,
+    parent_position: null,
+    details_text: null,
+  };
+}
+
+// ---------------------------------------------------------------------
+// CRUD + billing surface
+// ---------------------------------------------------------------------
+
+/**
+ * List entries for a customer. Optional status filter; default sort
+ * is newest entry_date first. Joins to invoices.invoice_number so the
+ * UI can render "Billed on R-2026-0019" without an N+1 round-trip.
+ */
+async function listEntries(customerId, { status, limit = 200, offset = 0 } = {}) {
+  let q = db('customer_hour_entries as h')
+    .leftJoin('invoices as i', 'h.invoice_id', 'i.id')
+    .where('h.customer_account_id', customerId);
+  if (status) q = q.where('h.status', status);
+  q = q.orderBy('h.entry_date', 'desc')
+    .orderBy('h.start_time', 'desc')
+    .orderBy('h.id', 'desc')
+    .limit(limit)
+    .offset(offset);
+  const rows = await q.select(
+    'h.*',
+    'i.invoice_number as invoice_number',
+    'i.status as invoice_status',
+    'i.is_monthly_draft as invoice_is_monthly_draft',
+    'i.scheduled_send_at as invoice_scheduled_send_at',
+  );
+  return rows;
+}
+
+/**
+ * Create a new entry. Routes per cadence:
+ *   - monthly + feature_hours_logging → append to running draft, flip to billed
+ *   - per_event                       → leave at unbilled, admin bills later
+ */
+async function createEntry(customerId, payload, adminId) {
+  const customer = await db('customer_accounts').where({ id: customerId }).first();
+  if (!customer) throw new AppError('Customer not found', 404);
+  // Both layers must be on: global master switch AND per-customer flag
+  // (matches the quotes/bills AND-logic). Migration 130 added the
+  // global toggle; defaults true on fresh installs.
+  const customerAccountsService = require('./customerAccountsService');
+  const eff = await customerAccountsService.getEffectiveFeaturesForCustomer(customer);
+  if (!eff.hoursLogging) {
+    throw new AppError('Hour logging is not enabled for this customer', 409, 'FEATURE_OFF');
+  }
+
+  const entryDate = String(payload.entryDate || '').slice(0, 10);
+  if (!/^\d{4}-\d{2}-\d{2}$/.test(entryDate)) {
+    throw new AppError('entryDate must be YYYY-MM-DD', 400);
+  }
+  const startTime = String(payload.startTime || '');
+  const endTime = String(payload.endTime || '');
+  const duration = computeDurationMinutes(startTime, endTime);
+
+  let override = null;
+  if (payload.hourlyRateMinorOverride !== undefined && payload.hourlyRateMinorOverride !== null
+      && payload.hourlyRateMinorOverride !== '') {
+    const v = parseInt(payload.hourlyRateMinorOverride, 10);
+    if (!Number.isFinite(v) || v < 0) {
+      throw new AppError('hourlyRateMinorOverride must be a non-negative integer', 400);
+    }
+    override = v;
+  }
+  const description = payload.description ? String(payload.description).slice(0, 1000) : null;
+
+  // Pre-validate the rate resolves to something — fail before insert
+  // if neither override nor customer default is set.
+  resolveEffectiveRate({ hourly_rate_minor_override: override }, customer);
+
+  return await db.transaction(async (trx) => {
+    const row = {
+      customer_account_id: customer.id,
+      entry_date: entryDate,
+      start_time: startTime,
+      end_time: endTime,
+      duration_minutes: duration,
+      hourly_rate_minor_override: override,
+      description,
+      status: 'unbilled',
+      recorded_by_admin_id: adminId,
+      created_at: new Date(),
+      updated_at: new Date(),
+    };
+    const inserted = await trx('customer_hour_entries').insert(row).returning('id');
+    const entryId = typeof inserted[0] === 'object' ? inserted[0].id : inserted[0];
+
+    // Monthly-mode customers get the auto-append treatment.
+    if (customer.billing_cadence === 'monthly') {
+      const fullEntry = { ...row, id: entryId };
+      const rate = resolveEffectiveRate(fullEntry, customer);
+      const lineItem = buildLineItemFromEntry(fullEntry, rate);
+      const { invoiceId, lineItemId } = await invoiceService.appendOneLineItemToMonthlyDraft(
+        customer, lineItem, adminId, trx,
+      );
+      await trx('customer_hour_entries').where({ id: entryId }).update({
+        status: 'billed',
+        invoice_id: invoiceId,
+        invoice_line_item_id: lineItemId,
+        billed_at: new Date(),
+        updated_at: new Date(),
+      });
+      try {
+        await logActivity('hour_entry_logged_to_monthly_draft',
+          { entryId, customerId: customer.id, invoiceId },
+          null, `admin:${adminId}`);
+      } catch (_) {}
+      return { id: entryId, status: 'billed', invoiceId };
+    }
+
+    try {
+      await logActivity('hour_entry_logged',
+        { entryId, customerId: customer.id },
+        null, `admin:${adminId}`);
+    } catch (_) {}
+    return { id: entryId, status: 'unbilled' };
+  });
+}
+
+/**
+ * Update an entry. Refuses when the entry is locked (linked invoice
+ * has already been armed for send). Otherwise: recomputes duration
+ * from start/end, recomputes the linked line item if billed-but-still-
+ * draft, and recomputes the invoice totals so the running figures
+ * stay accurate.
+ */
+async function updateEntry(entryId, payload, adminId) {
+  return await db.transaction(async (trx) => {
+    const entry = await trx('customer_hour_entries').where({ id: entryId }).first();
+    if (!entry) throw new AppError('Entry not found', 404);
+    const invoice = entry.invoice_id
+      ? await trx('invoices').where({ id: entry.invoice_id }).first()
+      : null;
+    if (isEntryLocked(entry, invoice)) {
+      throw new AppError(
+        'Entry locked: invoice already armed for send. Storno the invoice to change billed hours.',
+        409,
+        'ENTRY_LOCKED',
+      );
+    }
+    const customer = await trx('customer_accounts').where({ id: entry.customer_account_id }).first();
+
+    // Merge incoming payload onto the existing row.
+    const next = { ...entry };
+    if (payload.entryDate !== undefined) {
+      const ed = String(payload.entryDate || '').slice(0, 10);
+      if (!/^\d{4}-\d{2}-\d{2}$/.test(ed)) throw new AppError('entryDate must be YYYY-MM-DD', 400);
+      next.entry_date = ed;
+    }
+    if (payload.startTime !== undefined) next.start_time = String(payload.startTime || '');
+    if (payload.endTime !== undefined) next.end_time = String(payload.endTime || '');
+    if (next.start_time !== entry.start_time || next.end_time !== entry.end_time) {
+      next.duration_minutes = computeDurationMinutes(next.start_time, next.end_time);
+    }
+    if (payload.hourlyRateMinorOverride !== undefined) {
+      if (payload.hourlyRateMinorOverride === null || payload.hourlyRateMinorOverride === '') {
+        next.hourly_rate_minor_override = null;
+      } else {
+        const v = parseInt(payload.hourlyRateMinorOverride, 10);
+        if (!Number.isFinite(v) || v < 0) throw new AppError('hourlyRateMinorOverride must be non-negative', 400);
+        next.hourly_rate_minor_override = v;
+      }
+    }
+    if (payload.description !== undefined) {
+      next.description = payload.description ? String(payload.description).slice(0, 1000) : null;
+    }
+    next.updated_at = new Date();
+
+    // Recompute the linked line item if the entry is billed (on a
+    // draft — the lock check above already proved it's mutable).
+    if (entry.invoice_id && entry.invoice_line_item_id) {
+      const rate = resolveEffectiveRate(next, customer);
+      const newLineItem = buildLineItemFromEntry(next, rate);
+      await trx('invoice_line_items').where({ id: entry.invoice_line_item_id }).update({
+        description: newLineItem.description,
+        quantity: newLineItem.quantity,
+        unit_price_minor: newLineItem.unit_price_minor,
+        line_total_minor: newLineItem.line_total_minor,
+        updated_at: new Date(),
+      });
+      // Recompute invoice totals — same shape as appendToMonthlyDraft.
+      const allItems = await trx('invoice_line_items').where({ invoice_id: entry.invoice_id });
+      let netMinor = 0;
+      for (const li of allItems) {
+        if (li.parent_line_item_id == null) netMinor += Number(li.line_total_minor || 0);
+      }
+      const vatRate = Number(invoice.vat_rate || 0);
+      const vatMinor = Math.round(netMinor * vatRate / 100);
+      const shippingMinor = Number(invoice.shipping_amount_minor || 0);
+      const totalMinor = netMinor + vatMinor + shippingMinor;
+      await trx('invoices').where({ id: entry.invoice_id }).update({
+        net_amount_minor: netMinor,
+        vat_amount_minor: vatMinor,
+        total_amount_minor: totalMinor,
+        updated_at: new Date(),
+      });
+    }
+
+    await trx('customer_hour_entries').where({ id: entryId }).update({
+      entry_date: next.entry_date,
+      start_time: next.start_time,
+      end_time: next.end_time,
+      duration_minutes: next.duration_minutes,
+      hourly_rate_minor_override: next.hourly_rate_minor_override,
+      description: next.description,
+      updated_at: next.updated_at,
+    });
+
+    try {
+      await logActivity('hour_entry_updated',
+        { entryId, customerId: entry.customer_account_id },
+        null, `admin:${adminId}`);
+    } catch (_) {}
+    return { id: entryId };
+  });
+}
+
+/**
+ * Delete an entry. Same lockout semantics as update. If the entry is
+ * billed on a still-mutable draft, removes the linked line item and
+ * recomputes invoice totals before deleting the entry row itself.
+ */
+async function deleteEntry(entryId, adminId) {
+  return await db.transaction(async (trx) => {
+    const entry = await trx('customer_hour_entries').where({ id: entryId }).first();
+    if (!entry) throw new AppError('Entry not found', 404);
+    const invoice = entry.invoice_id
+      ? await trx('invoices').where({ id: entry.invoice_id }).first()
+      : null;
+    if (isEntryLocked(entry, invoice)) {
+      throw new AppError(
+        'Entry locked: invoice already armed for send. Storno the invoice to remove billed hours.',
+        409,
+        'ENTRY_LOCKED',
+      );
+    }
+
+    if (entry.invoice_line_item_id) {
+      await trx('invoice_line_items').where({ id: entry.invoice_line_item_id }).del();
+    }
+    if (entry.invoice_id) {
+      const allItems = await trx('invoice_line_items').where({ invoice_id: entry.invoice_id });
+      let netMinor = 0;
+      for (const li of allItems) {
+        if (li.parent_line_item_id == null) netMinor += Number(li.line_total_minor || 0);
+      }
+      const vatRate = Number(invoice.vat_rate || 0);
+      const vatMinor = Math.round(netMinor * vatRate / 100);
+      const shippingMinor = Number(invoice.shipping_amount_minor || 0);
+      const totalMinor = netMinor + vatMinor + shippingMinor;
+      await trx('invoices').where({ id: entry.invoice_id }).update({
+        net_amount_minor: netMinor,
+        vat_amount_minor: vatMinor,
+        total_amount_minor: totalMinor,
+        updated_at: new Date(),
+      });
+    }
+
+    await trx('customer_hour_entries').where({ id: entryId }).del();
+
+    try {
+      await logActivity('hour_entry_deleted',
+        { entryId, customerId: entry.customer_account_id, hadInvoice: !!entry.invoice_id },
+        null, `admin:${adminId}`);
+    } catch (_) {}
+    return { deleted: true };
+  });
+}
+
+/**
+ * Per-event flow: mint a standalone invoice from all unbilled entries
+ * for this customer, one line per entry. Refuses when the customer is
+ * monthly-mode (those entries auto-billed on save, so there should be
+ * no unbilled rows). Returns the new invoice id.
+ */
+async function billUnbilledEntries(customerId, adminId) {
+  const customer = await db('customer_accounts').where({ id: customerId }).first();
+  if (!customer) throw new AppError('Customer not found', 404);
+  if (customer.billing_cadence === 'monthly') {
+    throw new AppError(
+      'Monthly-mode customers auto-append entries to the running draft; "Bill these hours" is for per-event customers.',
+      409,
+      'CADENCE_MISMATCH',
+    );
+  }
+
+  return await db.transaction(async (trx) => {
+    const unbilled = await trx('customer_hour_entries')
+      .where({ customer_account_id: customer.id, status: 'unbilled' })
+      .orderBy('entry_date', 'asc').orderBy('start_time', 'asc');
+    if (unbilled.length === 0) {
+      throw new AppError('No unbilled entries to bill', 409, 'NO_UNBILLED');
+    }
+
+    const lineItems = unbilled.map((entry, idx) => {
+      const rate = resolveEffectiveRate(entry, customer);
+      const li = buildLineItemFromEntry(entry, rate);
+      return { ...li, position: idx + 1 };
+    });
+
+    // No installment metadata — hour-billing always mints a single
+    // standalone invoice. createInvoice returns `{ invoiceIds: [N] }`
+    // since migration 140 / the spawner refactor; extract the one id.
+    const { invoiceIds } = await invoiceService.createInvoice({
+      customerAccountId: customer.id,
+      lineItems,
+      // Reuse the customer/business currency-fallback chain inside
+      // createInvoice.
+    }, adminId, trx);
+    const invoiceId = invoiceIds[0];
+
+    // Locate the newly-inserted line item ids in insertion order so
+    // each entry gets stamped with its specific row.
+    const insertedLines = await trx('invoice_line_items')
+      .where({ invoice_id: invoiceId })
+      .orderBy('position', 'asc');
+    const lineByPos = new Map(insertedLines.map((li) => [li.position, li.id]));
+
+    const now = new Date();
+    for (let i = 0; i < unbilled.length; i += 1) {
+      const entry = unbilled[i];
+      const lineItemId = lineByPos.get(i + 1) || null;
+      await trx('customer_hour_entries').where({ id: entry.id }).update({
+        status: 'billed',
+        invoice_id: invoiceId,
+        invoice_line_item_id: lineItemId,
+        billed_at: now,
+        updated_at: now,
+      });
+    }
+
+    try {
+      await logActivity('hour_entries_billed',
+        { customerId: customer.id, invoiceId, entryCount: unbilled.length },
+        null, `admin:${adminId}`);
+    } catch (_) {}
+
+    return { invoiceId, entriesBilled: unbilled.length };
+  });
+}
+
+module.exports = {
+  listEntries,
+  createEntry,
+  updateEntry,
+  deleteEntry,
+  billUnbilledEntries,
+  _internal: {
+    computeDurationMinutes,
+    resolveEffectiveRate,
+    isEntryLocked,
+    buildLineItemFromEntry,
+  },
+};

backend/src/services/dealsService.js

@@ -0,0 +1,178 @@
+/**
+ * dealsService — read-only lineage queries grouped by `deal_uuid`.
+ *
+ * One UUID spans every quote, contract, and invoice that belongs to
+ * the same customer engagement (migration 140). This module is the
+ * single read surface for "show me everything tied to this deal" so
+ * the frontend's DocumentLineageCard, internal audit traversals, and
+ * any future deal-scoped reports query through one helper instead of
+ * walking the legacy point-to-point FKs each on its own.
+ *
+ * Legacy FK columns (source_quote_id, source_contract_id,
+ * cancels_invoice_id, replaces_invoice_id, cancellation_storno_id,
+ * converted_contract_id, converted_event_id) are still populated on
+ * write so audit logs and PDFs that show "Cancels invoice R-XXXX" or
+ * "From quote Q-XXXX" continue to work — those carry SEMANTIC
+ * relationships (which specific row this one replaces / cancels),
+ * distinct from grouping. The grouping is what this service owns.
+ *
+ * The follow-up cleanup PR (already on the backlog) will drop the
+ * legacy FK columns once deal_uuid is proven stable in production.
+ */
+
+const { db } = require('../database/db');
+
+const MS_PER_DAY = 24 * 60 * 60 * 1000;
+function deriveOffsetDays(invoice) {
+  if (!invoice.installment_trigger) return 0;
+  if (invoice.installment_trigger === 'after_delivery') return 0;
+  const sched = invoice.scheduled_send_at
+    ? new Date(invoice.scheduled_send_at) : null;
+  if (!sched || Number.isNaN(sched.getTime())) return 0;
+  const anchor = (invoice.installment_trigger === 'before_event'
+    || invoice.installment_trigger === 'after_event')
+    ? invoice.event_date
+    : invoice.issue_date;
+  if (!anchor) return 0;
+  const anchorDate = new Date(anchor);
+  if (Number.isNaN(anchorDate.getTime())) return 0;
+  return Math.round((sched.getTime() - anchorDate.getTime()) / MS_PER_DAY);
+}
+
+/**
+ * Fetch every document — quotes, contracts, invoices — sharing the
+ * given `deal_uuid`. Each row carries enough state for the lineage
+ * UI to render a clickable entry without a second round-trip:
+ *
+ *   - kind: 'quote' | 'contract' | 'invoice'
+ *   - id, number (quote_number / contract_number / invoice_number)
+ *   - status, currency, total_amount_minor
+ *   - issue_date, created_at
+ *   - kind-specific extras the renderer needs (e.g. invoice.kind for
+ *     Storno detection)
+ *
+ * Returns an object keyed by kind:
+ *
+ *   { dealUuid, quotes: [...], contracts: [...], invoices: [...] }
+ *
+ * Sorted within each group by created_at ASC — earliest doc first.
+ * Empty deals (no matches) return all three arrays as []; callers
+ * should treat that as "no related docs", not an error.
+ */
+async function getDealDocuments(dealUuid) {
+  if (!dealUuid) {
+    return { dealUuid: null, quotes: [], contracts: [], invoices: [] };
+  }
+
+  const [quotes, contracts, invoices] = await Promise.all([
+    db('quotes')
+      .where({ deal_uuid: dealUuid })
+      .orderBy('created_at', 'asc')
+      .select(
+        'id', 'quote_number', 'status', 'currency',
+        'total_amount_minor', 'issue_date', 'valid_until',
+        'event_name', 'event_date', 'created_at',
+      ),
+    db('contracts')
+      .where({ deal_uuid: dealUuid })
+      .orderBy('created_at', 'asc')
+      .select(
+        'id', 'contract_number', 'status', 'title',
+        'issue_date', 'valid_until',
+        'event_name', 'event_date', 'created_at',
+      ),
+    db('invoices')
+      .where({ deal_uuid: dealUuid })
+      .orderBy('created_at', 'asc')
+      .select(
+        'id', 'invoice_number', 'kind', 'status', 'currency',
+        'total_amount_minor', 'paid_amount_minor',
+        'issue_date', 'due_date',
+        'event_name', 'event_date',
+        // installment_trigger + scheduled_send_at let the lineage card
+        // derive the per-slice trigger/offset_days needed to seed the
+        // Edit Plan modal without a second round-trip.
+        'installment_index', 'installment_total', 'installment_label',
+        'installment_trigger', 'scheduled_send_at',
+        'is_monthly_draft',
+        'created_at',
+      ),
+  ]);
+
+  return {
+    dealUuid,
+    quotes: quotes.map((q) => ({
+      kind: 'quote',
+      id: q.id,
+      number: q.quote_number,
+      status: q.status,
+      currency: q.currency,
+      totalAmountMinor: q.total_amount_minor,
+      issueDate: q.issue_date,
+      validUntil: q.valid_until,
+      eventName: q.event_name,
+      eventDate: q.event_date,
+      createdAt: q.created_at,
+    })),
+    contracts: contracts.map((c) => ({
+      kind: 'contract',
+      id: c.id,
+      number: c.contract_number,
+      status: c.status,
+      title: c.title,
+      issueDate: c.issue_date,
+      validUntil: c.valid_until,
+      eventName: c.event_name,
+      eventDate: c.event_date,
+      createdAt: c.created_at,
+    })),
+    invoices: invoices.map((i) => ({
+      kind: 'invoice',
+      invoiceKind: i.kind, // 'invoice' | 'storno'
+      id: i.id,
+      number: i.invoice_number,
+      status: i.status,
+      currency: i.currency,
+      totalAmountMinor: i.total_amount_minor,
+      paidAmountMinor: i.paid_amount_minor,
+      issueDate: i.issue_date,
+      dueDate: i.due_date,
+      eventName: i.event_name,
+      eventDate: i.event_date,
+      installmentIndex: i.installment_index,
+      installmentTotal: i.installment_total,
+      installmentLabel: i.installment_label,
+      installmentTrigger: i.installment_trigger || null,
+      // Approximate the original offset_days from the resolved
+      // scheduled_send_at — exact round-trip would need a dedicated
+      // column. The Edit Plan modal uses this as a seed; admin can
+      // override. Anchor by trigger:
+      //   - before_event / after_event → days from event_date
+      //   - after_delivery             → 0 (waits indefinitely)
+      //   - quote_accepted / fixed_date → days from issue_date
+      installmentOffsetDays: deriveOffsetDays(i),
+      isMonthlyDraft: Boolean(i.is_monthly_draft),
+      createdAt: i.created_at,
+    })),
+  };
+}
+
+/**
+ * Convenience: resolve a deal_uuid from any document identifier.
+ * Useful for routes that receive an invoice/quote/contract id and
+ * want the full lineage without making the client pass the UUID
+ * explicitly.
+ *
+ * Returns the UUID string, or null if the row doesn't exist.
+ */
+async function resolveDealUuidFor(kind, id) {
+  const table = ({ quote: 'quotes', contract: 'contracts', invoice: 'invoices' })[kind];
+  if (!table) return null;
+  const row = await db(table).where({ id }).first('deal_uuid');
+  return row?.deal_uuid || null;
+}
+
+module.exports = {
+  getDealDocuments,
+  resolveDealUuidFor,
+};

backend/src/services/emailProcessor.js

@@ -109,8 +109,29 @@ async function getRecipientLanguage(email, eventId = null) {
       logger.error('Error fetching event language:', error);
     }
   }
-  
-  // Second priority: Check app_settings for general default language
+
+  // Second priority: customer_accounts.preferred_language matched by
+  // recipient email. Honours the customer's own preference instead of
+  // the app-wide default — fixes the CRM bug where every quote /
+  // invoice / customer email shipped in the app default language
+  // (German on a German-locale install) even when the customer was
+  // explicitly set to English. Falls through silently on miss so admin
+  // recipients (no customer_accounts row) still see the app default.
+  if (email) {
+    try {
+      const customer = await db('customer_accounts')
+        .where('email', String(email).toLowerCase().trim())
+        .select('preferred_language')
+        .first();
+      if (customer && customer.preferred_language) {
+        return customer.preferred_language;
+      }
+    } catch (error) {
+      logger.debug('Skip customer_accounts language lookup', { error: error.message });
+    }
+  }
+
+  // Third priority: Check app_settings for general default language
   try {
     const langSetting = await db('app_settings')
       .where('setting_key', 'general_default_language')
@@ -124,7 +145,7 @@ async function getRecipientLanguage(email, eventId = null) {
     logger.error('Error fetching app settings language:', error);
   }
   
-  // Third priority: Check email configs for default language
+  // Fourth priority: Check email configs for default language
   try {
     const emailConfig = await db('email_configs').first();
     if (emailConfig && emailConfig.default_language) {
@@ -133,8 +154,8 @@ async function getRecipientLanguage(email, eventId = null) {
   } catch (error) {
     logger.error('Error fetching email config language:', error);
   }
-  
-  // Fourth priority: Check if the email domain suggests a language
+
+  // Fifth priority: Check if the email domain suggests a language
   if (email) {
     const domain = email.toLowerCase();
     const domainLanguageMap = [
@@ -675,13 +696,34 @@ async function sendTemplateEmail(to, templateKey, variables) {
     // Process template with variables
     const { subject, htmlBody, textBody } = await processTemplate(template, variables, language);
 
+    // Optional plumbing — quote/invoice emails set these. Attachments
+    // are passed by callers as [{ filename, contentPath }] where the
+    // file is already written to disk; nodemailer streams it.
+    const ccList = Array.isArray(variables.cc)
+      ? variables.cc.filter(Boolean)
+      : (typeof variables.cc === 'string' && variables.cc.trim())
+        ? variables.cc.split(/[,;]+/).map((s) => s.trim()).filter(Boolean)
+        : undefined;
+    const attachments = Array.isArray(variables.attachments)
+      ? variables.attachments
+          .filter((a) => a && (a.contentPath || a.path || a.content))
+          .map((a) => ({
+            filename: a.filename,
+            path: a.contentPath || a.path,
+            content: a.content,
+            contentType: a.contentType,
+          }))
+      : undefined;
+
     // Send email
     const info = await transporter.sendMail({
       from: `${config.from_name} <${config.from_email}>`,
       to: to,
+      cc: ccList,
       subject: subject,
       html: htmlBody,
-      text: textBody || htmlToText(htmlBody)
+      text: textBody || htmlToText(htmlBody),
+      attachments,
     });
 
     logger.info(`Email sent successfully: ${info.messageId} (${language})`);
@@ -709,9 +751,17 @@ async function processEmailQueue() {
     
     let pendingEmails = [];
     try {
+      // Pick up emails that are pending AND either have no `scheduled_at`
+      // or whose scheduled_at is in the past. Used by CRM invoices to
+      // queue split-payment emails relative to the event date.
+      const now = new Date();
       pendingEmails = await db('email_queue')
         .where('status', 'pending')
         .where('retry_count', '<', 3)
+        .andWhere(function() {
+          this.whereNull('scheduled_at').orWhere('scheduled_at', '<=', now);
+        })
+        .orderBy('scheduled_at', 'asc')
         .orderBy('created_at', 'asc')
         .limit(10);
     } catch (dbError) {
@@ -776,22 +826,35 @@ async function processEmailQueue() {
   }
 }
 
-// Queue an email for sending
-async function queueEmail(eventId, recipientEmail, emailType, emailData) {
+// Queue an email for sending. Optionally takes a 5th `options` arg:
+//   options.scheduledAt — Date | ISO string; row only picks up once
+//                         this moment has passed (used by CRM split-
+//                         payment invoices). NULL = send immediately.
+// Attachments + cc travel inside `emailData` (keys: attachments, cc)
+// so callers don't need a new signature for every email shape.
+async function queueEmail(eventId, recipientEmail, emailType, emailData, options = {}) {
   try {
     // Add eventId to emailData for language detection
     emailData.eventId = eventId;
-    await db('email_queue').insert({
+    const row = {
       event_id: eventId,
       recipient_email: recipientEmail,
       email_type: emailType,
       email_data: JSON.stringify(emailData),
       status: 'pending',
       retry_count: 0,
-      created_at: new Date()
-    });
-    
-    logger.info(`Email queued: ${emailType} to ${recipientEmail}`);
+      created_at: new Date(),
+    };
+    if (options.scheduledAt) {
+      row.scheduled_at = options.scheduledAt instanceof Date
+        ? options.scheduledAt
+        : new Date(options.scheduledAt);
+    }
+    await db('email_queue').insert(row);
+
+    logger.info(`Email queued: ${emailType} to ${recipientEmail}${
+      options.scheduledAt ? ` (scheduled ${row.scheduled_at.toISOString()})` : ''
+    }`);
   } catch (error) {
     logger.error('Error queueing email:', error);
     throw error;

backend/src/services/eventReminderService.js

@@ -0,0 +1,264 @@
+/**
+ * eventReminderService — pre-event customer reminder emails
+ * (migration 143).
+ *
+ * Sends ONE reminder per event N days before `event_date`. Goal: nudge
+ * the customer on prep — space for equipment setup, dress-code notes,
+ * access logistics — so the photographer arrives to a workable scene.
+ *
+ * **Wiring**
+ *
+ * `runEventReminderPass()` is invoked from the invoice scheduler's
+ * hourly cron tick (commit #3 of this feature). Idempotent: every send
+ * stamps `events.event_reminder_sent_at`; subsequent ticks skip rows
+ * with a non-null timestamp.
+ *
+ * **Template resolution**
+ *
+ *   1. `event_reminder_<events.event_type>` — per-type template, if
+ *      seeded. Admin manages these via the existing email-template
+ *      editor (no schema rule restricts what they can create here;
+ *      whatever slug-prefixed templates exist will match).
+ *   2. `event_reminder_default` — catch-all, seeded by migration 143.
+ *
+ * Falls through silently when the catch-all is missing (logs a warn
+ * but doesn't throw — the cron must not crash the whole tick because
+ * of one stale install).
+ *
+ * **Override precedence per event**
+ *
+ *   - `events.event_reminder_disabled = true` → skip
+ *   - `events.event_reminder_offset_days` (nullable int) → overrides
+ *     the global `crm_event_reminders_days_before`
+ *   - `events.event_reminder_body_override` (text) → if set,
+ *     replaces the template body verbatim. Subject still comes from
+ *     the template. Useful for one-off "the venue has no loading zone,
+ *     arrive via the rear door"-style notes.
+ *
+ * **Recipient**
+ *
+ * Only the event's primary customer (`events.customer_account_id`).
+ * Multi-customer assignments via `event_customer_assignments` are NOT
+ * notified — confirmed with maintainer 2026-05-25. Events without a
+ * customer_account_id or without an email on file are skipped.
+ *
+ * **Snapshot semantics**
+ *
+ * We resolve + send eagerly per tick. The current shape stamps the
+ * sent_at timestamp on send — we deliberately do NOT snapshot the
+ * resolved body onto the event row at scheduling time, because the
+ * candidate window is short (N days before event) and the cron picks
+ * the freshest template every pass until the moment of send. If a
+ * future "schedule N hours ahead, freeze the body, send later" model
+ * is needed, add a snapshot column and resolve at scheduling time.
+ */
+
+const { db } = require('../database/db');
+const emailProcessor = require('./emailProcessor');
+const { getAppSetting } = require('../utils/appSettings');
+const { hasColumnCached } = require('../utils/schemaCache');
+const logger = require('../utils/logger');
+const { ensureEventReminderTemplatesSeeded } = require('./eventReminderTemplates');
+
+const DEFAULT_DAYS_BEFORE = 2;
+const TEMPLATE_KEY_DEFAULT = 'event_reminder_default';
+const TEMPLATE_KEY_PREFIX = 'event_reminder_';
+
+// One-shot guard: the "schema not migrated" warn would otherwise fire
+// once per cron tick (≈ hourly) on installs that haven't applied
+// migration 143 yet. Log on the first encounter only — subsequent
+// ticks no-op silently.
+let schemaWarnLogged = false;
+
+/**
+ * Lookup the most specific available template for an event_type slug.
+ * Returns the template_key string. The email_processor handles missing
+ * template rows by failing the send; we don't fetch the row body here
+ * because emailProcessor.queueEmail does that lookup itself.
+ */
+async function resolveTemplateKey(eventType) {
+  if (eventType) {
+    const perType = `${TEMPLATE_KEY_PREFIX}${eventType}`;
+    const exists = await db('email_templates')
+      .where({ template_key: perType })
+      .first('id');
+    if (exists) return perType;
+  }
+  return TEMPLATE_KEY_DEFAULT;
+}
+
+/**
+ * Build the variables payload the template engine substitutes. Keep
+ * the keys in sync with the seeded template's `variables` JSON.
+ */
+function composePayload({ event, customer, daysBefore, businessName }) {
+  const customerName = customer.company_name
+    || [customer.first_name, customer.last_name].filter(Boolean).join(' ')
+    || customer.display_name
+    || customer.email
+    || '';
+  // Event date formatted DD.MM.YYYY here for simplicity; the rendered
+  // email may further re-locale via the template engine when locale-
+  // aware formatters are introduced.
+  const ed = event.event_date instanceof Date ? event.event_date : new Date(event.event_date);
+  const day = String(ed.getUTCDate()).padStart(2, '0');
+  const month = String(ed.getUTCMonth() + 1).padStart(2, '0');
+  const year = ed.getUTCFullYear();
+  const eventDateFormatted = `${day}.${month}.${year}`;
+  return {
+    customer_name: customerName,
+    event_name: event.event_name || `Event #${event.id}`,
+    event_date: eventDateFormatted,
+    event_type: event.event_type || '',
+    days_before: daysBefore,
+    business_name: businessName || '',
+  };
+}
+
+/**
+ * One pass of the reminder loop. Idempotent. Errors on individual
+ * events are caught and logged so a single bad row doesn't kill the
+ * whole tick.
+ *
+ * Returns `{ scanned, sent, skipped }` counters for logging.
+ */
+async function runEventReminderPass() {
+  const enabled = await getAppSetting('crm_event_reminders_enabled');
+  if (enabled !== true && enabled !== 'true' && enabled !== 1 && enabled !== '1') {
+    return { scanned: 0, sent: 0, skipped: 0, disabled: true };
+  }
+
+  // Column-existence guards — pre-migration installs return early
+  // instead of throwing.
+  const hasCols = await hasColumnCached('events', 'event_reminder_sent_at');
+  if (!hasCols) {
+    if (!schemaWarnLogged) {
+      logger.warn('Event reminder pass skipped — schema not yet migrated (run migration 143). Suppressing further warnings until restart.');
+      schemaWarnLogged = true;
+    }
+    return { scanned: 0, sent: 0, skipped: 0 };
+  }
+
+  // Self-heal the seeded templates. Idempotent — only inserts missing
+  // rows and backfills empty translations, never overwrites edits.
+  // Runs once per process (module-level cache); subsequent ticks no-op.
+  try {
+    await ensureEventReminderTemplatesSeeded(db, logger);
+  } catch (err) {
+    logger.error('Event reminder template self-heal failed', { message: err.message });
+  }
+
+  const globalDaysBefore = Number(await getAppSetting('crm_event_reminders_days_before'));
+  const daysBeforeDefault = Number.isFinite(globalDaysBefore) && globalDaysBefore >= 0
+    ? globalDaysBefore : DEFAULT_DAYS_BEFORE;
+
+  // Pull the business name once per pass for the payload.
+  const profile = await db('business_profile').where({ id: 1 }).first('company_name');
+  const businessName = profile?.company_name || '';
+
+  // Candidate set: events with a customer, event_date in the future,
+  // not yet sent, not disabled per-event. We don't filter on
+  // event_date - days_before <= NOW() in SQL because per-event
+  // override `event_reminder_offset_days` may shift the trigger
+  // window — easier to filter in JS.
+  const now = new Date();
+  const rows = await db('events')
+    .leftJoin('customer_accounts', 'customer_accounts.id', 'events.customer_account_id')
+    .whereNotNull('events.customer_account_id')
+    .whereNotNull('events.event_date')
+    .where('events.is_active', true)
+    .where('events.is_archived', false)
+    .where('events.event_reminder_disabled', false)
+    .whereNull('events.event_reminder_sent_at')
+    .where('events.event_date', '>=', now.toISOString().slice(0, 10))
+    .select(
+      'events.id', 'events.event_name', 'events.event_type', 'events.event_date',
+      'events.event_reminder_offset_days',
+      'events.event_reminder_body_override',
+      'events.customer_account_id',
+      'customer_accounts.email as customer_email',
+      'customer_accounts.first_name as customer_first_name',
+      'customer_accounts.last_name as customer_last_name',
+      'customer_accounts.display_name as customer_display_name',
+      'customer_accounts.company_name as customer_company_name',
+    );
+
+  let sent = 0;
+  let skipped = 0;
+  for (const row of rows) {
+    try {
+      if (!row.customer_email) { skipped += 1; continue; }
+      const offsetDays = Number.isFinite(Number(row.event_reminder_offset_days))
+        ? Number(row.event_reminder_offset_days)
+        : daysBeforeDefault;
+      // Trigger window: NOW >= event_date - offset_days.
+      const ed = row.event_date instanceof Date ? row.event_date : new Date(row.event_date);
+      const triggerAt = new Date(ed.getTime() - offsetDays * 86_400_000);
+      if (now < triggerAt) { skipped += 1; continue; }
+
+      const templateKey = await resolveTemplateKey(row.event_type);
+      const customer = {
+        email: row.customer_email,
+        first_name: row.customer_first_name,
+        last_name: row.customer_last_name,
+        display_name: row.customer_display_name,
+        company_name: row.customer_company_name,
+      };
+      const payload = composePayload({
+        event: row, customer, daysBefore: offsetDays, businessName,
+      });
+      // Per-event body override: when present, append as a synthetic
+      // `body_override` field. The template engine should branch on it
+      // (e.g. Handlebars `{{#if body_override}}{{body_override}}{{else}}…default body…{{/if}}`).
+      // For installs where the templates don't yet handle the branch,
+      // the override still rides through as a variable the admin can
+      // reference manually.
+      if (row.event_reminder_body_override) {
+        payload.body_override = row.event_reminder_body_override;
+      }
+
+      await emailProcessor.queueEmail(row.id, customer.email, templateKey, payload);
+
+      // Stamp sent_at immediately so a same-pass-re-entrancy (or a
+      // crash between queueEmail and the update) doesn't double-send
+      // on the next tick. The queueEmail call is itself idempotent at
+      // the queue level; we belt-and-suspenders here.
+      await db('events')
+        .where({ id: row.id })
+        .update({ event_reminder_sent_at: new Date() });
+      sent += 1;
+    } catch (err) {
+      logger.error('Event reminder send failed', {
+        eventId: row.id, err: err.message,
+      });
+      skipped += 1;
+    }
+  }
+
+  // Production-quiet: only log when something actually happened
+  // (a send or a skipped row inside the trigger window). Empty passes
+  // — common when there are no upcoming events — stay silent so the
+  // hourly cron doesn't paper the logs.
+  if (sent > 0) {
+    logger.info('Event reminder pass: sent reminders', {
+      scanned: rows.length, sent, skipped,
+    });
+  } else if (skipped > 0) {
+    // skipped > 0 with sent === 0 means at least one event WAS in the
+    // window but couldn't be sent (missing email, send error). Log at
+    // info so it's visible without being noisy on healthy passes.
+    logger.info('Event reminder pass: rows skipped (no-send)', {
+      scanned: rows.length, skipped,
+    });
+  }
+  return { scanned: rows.length, sent, skipped };
+}
+
+module.exports = {
+  runEventReminderPass,
+  // exported for tests
+  _internal: {
+    resolveTemplateKey,
+    composePayload,
+  },
+};

backend/src/services/eventReminderTemplates.js

@@ -0,0 +1,333 @@
+/**
+ * Pre-event customer reminder templates — definitions + runtime self-heal.
+ *
+ * Migration 143 originally seeded an empty `event_reminder_default` row.
+ * That left admins staring at a blank editor and had no per-event-type
+ * variants. Per the maintainer's "never ship compensation migrations" rule
+ * (see contractEmailTemplates.js for the same pattern), we self-heal at
+ * runtime instead of bolting on a follow-up migration.
+ *
+ * `ensureEventReminderTemplatesSeeded(db, logger)` is idempotent — call
+ * it as often as you like:
+ *   - Missing template_keys get inserted with EN+DE example content.
+ *   - Existing template_keys whose EN translation is entirely empty
+ *     (the legacy migration-143 case) are backfilled with the example
+ *     content. Translations that already have any subject/body content
+ *     are LEFT ALONE so an admin's customisations never get clobbered.
+ *
+ * Process-level boolean caches the "all templates verified" state once
+ * we've made one successful pass, so the cron's hourly retick is free.
+ *
+ * Variables expected on every template: customer_name, event_name,
+ * event_date, event_type, days_before, business_name. Keep this list in
+ * sync with eventReminderService.composePayload.
+ *
+ * Per-type template keys (`event_reminder_<slug_prefix>`) are seeded for
+ * the four SYSTEM event_types from migration 061: wedding, birthday,
+ * corporate, other. Admins who add custom event_types via the Event
+ * Types settings page get no seeded body — they author their own via
+ * the Reminder Emails tab (the "Default" pill on the sidebar makes
+ * obvious which types are still riding the catch-all).
+ */
+
+const VARIABLES = [
+  'customer_name', 'event_name', 'event_date',
+  'event_type', 'days_before', 'business_name',
+];
+
+// Tiny HTML signature line shared across templates so the maintainer
+// only has to brand once. Variables substitute at render time.
+const SIGNATURE_EN = `<p style="margin-top: 24px;">See you soon,<br>{{business_name}}</p>`;
+const SIGNATURE_DE = `<p style="margin-top: 24px;">Bis bald,<br>{{business_name}}</p>`;
+
+const EVENT_REMINDER_TEMPLATES = {
+  event_reminder_default: {
+    en: {
+      subject: 'Reminder: {{event_name}} in {{days_before}} day(s)',
+      body_html: `<p>Hi {{customer_name}},</p>
+<p>Just a quick reminder that <strong>{{event_name}}</strong> is coming up on <strong>{{event_date}}</strong> — about {{days_before}} day(s) from now.</p>
+<p>A few things that help us hit the ground running on the day:</p>
+<ul>
+  <li>Confirm the exact start time and address (a what3words pin works great).</li>
+  <li>Let us know if there is anything we should keep an eye on — VIPs, surprise moments, restricted areas.</li>
+  <li>Indoor venues: a small corner for equipment setup is a huge help.</li>
+</ul>
+<p>If anything has changed since we last spoke, just hit reply.</p>
+${SIGNATURE_EN}`,
+      body_text: `Hi {{customer_name}},\n\nJust a quick reminder that {{event_name}} is coming up on {{event_date}} — about {{days_before}} day(s) from now.\n\nA few things that help us hit the ground running on the day:\n- Confirm the exact start time and address.\n- Let us know if there is anything we should keep an eye on (VIPs, surprise moments, restricted areas).\n- Indoor venues: a small corner for equipment setup is a huge help.\n\nIf anything has changed since we last spoke, just hit reply.\n\nSee you soon,\n{{business_name}}`,
+    },
+    de: {
+      subject: 'Erinnerung: {{event_name}} in {{days_before}} Tag(en)',
+      body_html: `<p>Hallo {{customer_name}},</p>
+<p>kurze Erinnerung: <strong>{{event_name}}</strong> findet am <strong>{{event_date}}</strong> statt — in etwa {{days_before}} Tag(en).</p>
+<p>Damit wir am Tag selbst sofort loslegen können, helfen uns folgende Punkte sehr:</p>
+<ul>
+  <li>Genaue Startzeit und Adresse bestätigen (gerne auch ein what3words-Pin).</li>
+  <li>Kurz Bescheid geben, falls etwas besonders zu beachten ist — VIPs, Überraschungsmomente, abgesperrte Bereiche.</li>
+  <li>Bei Innen-Locations: eine kleine Ecke für den Equipment-Aufbau ist Gold wert.</li>
+</ul>
+<p>Hat sich seit unserem letzten Austausch etwas geändert? Einfach kurz auf diese Mail antworten.</p>
+${SIGNATURE_DE}`,
+      body_text: `Hallo {{customer_name}},\n\nkurze Erinnerung: {{event_name}} findet am {{event_date}} statt — in etwa {{days_before}} Tag(en).\n\nDamit wir am Tag selbst sofort loslegen können, helfen uns folgende Punkte sehr:\n- Genaue Startzeit und Adresse bestätigen.\n- Kurz Bescheid geben, falls etwas besonders zu beachten ist (VIPs, Überraschungsmomente, abgesperrte Bereiche).\n- Bei Innen-Locations: eine kleine Ecke für den Equipment-Aufbau ist Gold wert.\n\nHat sich seit unserem letzten Austausch etwas geändert? Einfach kurz auf diese Mail antworten.\n\nBis bald,\n{{business_name}}`,
+    },
+  },
+
+  event_reminder_wedding: {
+    en: {
+      subject: 'Your wedding on {{event_date}} — last details',
+      body_html: `<p>Dear {{customer_name}},</p>
+<p>Your wedding day is almost here — <strong>{{event_date}}</strong>, in about {{days_before}} day(s). We are very much looking forward to it.</p>
+<p>A short pre-day checklist so the photo coverage flows smoothly:</p>
+<ul>
+  <li><strong>Timeline:</strong> a rough hour-by-hour run-of-day (getting ready → ceremony → portraits → reception → party) helps us anticipate every moment.</li>
+  <li><strong>Family shots:</strong> a short list of must-have group photos (with names) keeps the formals quick and stress-free.</li>
+  <li><strong>Getting-ready space:</strong> a room with natural light (window-side) makes a real difference.</li>
+  <li><strong>Surprises:</strong> let us know about any surprises so we are in the right place at the right moment — and won't accidentally spoil them.</li>
+  <li><strong>Logistics:</strong> ceremony start time, venue address, parking notes, and contact number for the day-of coordinator.</li>
+</ul>
+<p>If anything has shifted since we last spoke — even small things — just hit reply.</p>
+${SIGNATURE_EN}`,
+      body_text: `Dear {{customer_name}},\n\nYour wedding day is almost here — {{event_date}}, in about {{days_before}} day(s). We are very much looking forward to it.\n\nA short pre-day checklist so the photo coverage flows smoothly:\n- Timeline: a rough hour-by-hour run-of-day helps us anticipate every moment.\n- Family shots: a short list of must-have group photos (with names) keeps the formals quick.\n- Getting-ready space: a room with natural light makes a real difference.\n- Surprises: let us know so we are in the right place — and won't spoil them.\n- Logistics: ceremony start time, venue address, parking notes, coordinator contact.\n\nIf anything has shifted since we last spoke, just hit reply.\n\nSee you soon,\n{{business_name}}`,
+    },
+    de: {
+      subject: 'Eure Hochzeit am {{event_date}} — letzte Details',
+      body_html: `<p>Liebe/r {{customer_name}},</p>
+<p>euer grosser Tag steht fast vor der Tür — <strong>{{event_date}}</strong>, in etwa {{days_before}} Tag(en). Wir freuen uns sehr darauf.</p>
+<p>Eine kurze Checkliste vor dem Tag, damit die fotografische Begleitung reibungslos läuft:</p>
+<ul>
+  <li><strong>Ablauf:</strong> ein grober Stunden-Ablauf (Getting-Ready → Trauung → Portraits → Empfang → Party) hilft uns enorm, jeden Moment einzuplanen.</li>
+  <li><strong>Familienbilder:</strong> eine kurze Liste der Wunsch-Gruppenbilder (mit Namen) hält die Formalitäten knapp und entspannt.</li>
+  <li><strong>Getting-Ready-Raum:</strong> ein Zimmer mit Tageslicht (Fensterseite) macht einen riesigen Unterschied.</li>
+  <li><strong>Überraschungen:</strong> kurz Bescheid geben, damit wir zur richtigen Zeit am richtigen Ort sind — und nichts versehentlich verraten.</li>
+  <li><strong>Logistik:</strong> Beginn der Trauung, Adresse, Parkhinweise, Telefonnummer der Tages-Koordination.</li>
+</ul>
+<p>Hat sich seit unserem letzten Gespräch etwas verschoben — auch Kleinigkeiten? Einfach kurz antworten.</p>
+${SIGNATURE_DE}`,
+      body_text: `Liebe/r {{customer_name}},\n\neuer grosser Tag steht fast vor der Tür — {{event_date}}, in etwa {{days_before}} Tag(en). Wir freuen uns sehr darauf.\n\nEine kurze Checkliste vor dem Tag:\n- Ablauf: ein grober Stunden-Ablauf hilft uns enorm.\n- Familienbilder: kurze Liste der Wunsch-Gruppenbilder (mit Namen).\n- Getting-Ready-Raum: ein Zimmer mit Tageslicht macht einen riesigen Unterschied.\n- Überraschungen: kurz Bescheid geben, damit wir zur richtigen Zeit am richtigen Ort sind.\n- Logistik: Beginn der Trauung, Adresse, Parkhinweise, Telefonnummer der Tages-Koordination.\n\nHat sich etwas verschoben? Einfach kurz antworten.\n\nBis bald,\n{{business_name}}`,
+    },
+  },
+
+  event_reminder_birthday: {
+    en: {
+      subject: '{{event_name}} on {{event_date}} — quick check-in',
+      body_html: `<p>Hi {{customer_name}},</p>
+<p>{{event_name}} is coming up on <strong>{{event_date}}</strong> — about {{days_before}} day(s) away. Quick check-in before the day:</p>
+<ul>
+  <li><strong>Headcount:</strong> roughly how many guests should we expect? Helps us plan group shots and candid coverage.</li>
+  <li><strong>Schedule:</strong> when is the cake/song moment? We always want to be ready for that one.</li>
+  <li><strong>Theme or dress code:</strong> if there is one, let us know so we can match the vibe.</li>
+  <li><strong>Surprises:</strong> any surprise guests or moments we should keep quiet about?</li>
+</ul>
+<p>Looking forward to celebrating — let us know if anything has changed.</p>
+${SIGNATURE_EN}`,
+      body_text: `Hi {{customer_name}},\n\n{{event_name}} is coming up on {{event_date}} — about {{days_before}} day(s) away. Quick check-in:\n- Headcount: roughly how many guests?\n- Schedule: when is the cake/song moment?\n- Theme or dress code, if any.\n- Surprises we should keep quiet about?\n\nLooking forward to celebrating — let us know if anything has changed.\n\nSee you soon,\n{{business_name}}`,
+    },
+    de: {
+      subject: '{{event_name}} am {{event_date}} — kurze Rückfrage',
+      body_html: `<p>Hallo {{customer_name}},</p>
+<p>{{event_name}} steht am <strong>{{event_date}}</strong> an — in etwa {{days_before}} Tag(en). Kurze Rückfrage vor dem Tag:</p>
+<ul>
+  <li><strong>Personenzahl:</strong> wie viele Gäste werden in etwa kommen? Hilft uns bei Gruppenbildern und der Candid-Strecke.</li>
+  <li><strong>Ablauf:</strong> wann ist der Torten-/Ständchen-Moment? Den möchten wir auf keinen Fall verpassen.</li>
+  <li><strong>Motto oder Dresscode:</strong> falls vorhanden, gerne kurz Bescheid geben, damit wir die Stimmung treffen.</li>
+  <li><strong>Überraschungen:</strong> Gäste oder Momente, über die wir nicht reden sollten?</li>
+</ul>
+<p>Wir freuen uns auf das Fest — kurz Bescheid geben, falls sich etwas geändert hat.</p>
+${SIGNATURE_DE}`,
+      body_text: `Hallo {{customer_name}},\n\n{{event_name}} steht am {{event_date}} an — in etwa {{days_before}} Tag(en). Kurze Rückfrage:\n- Personenzahl: wie viele Gäste werden in etwa kommen?\n- Ablauf: wann ist der Torten-/Ständchen-Moment?\n- Motto oder Dresscode, falls vorhanden.\n- Überraschungen, über die wir nicht reden sollten?\n\nKurz Bescheid geben, falls sich etwas geändert hat.\n\nBis bald,\n{{business_name}}`,
+    },
+  },
+
+  event_reminder_corporate: {
+    en: {
+      subject: 'Coverage prep: {{event_name}} on {{event_date}}',
+      body_html: `<p>Dear {{customer_name}},</p>
+<p>{{event_name}} is on <strong>{{event_date}}</strong> — about {{days_before}} day(s) away. To make sure the coverage matches your goals, a few items to confirm:</p>
+<ul>
+  <li><strong>Shot brief:</strong> what is the photography for — internal comms, press kit, social, website? It affects framing and crops.</li>
+  <li><strong>Agenda / run-of-show:</strong> who is speaking when, plus any moments worth flagging (awards, panels, Q&amp;A).</li>
+  <li><strong>VIPs &amp; brand:</strong> a short list of names to prioritise, plus the logo/colour direction so we keep the deck consistent.</li>
+  <li><strong>Access:</strong> entrance, loading dock if any, on-site contact for the morning. Photo IDs or accreditation needed?</li>
+  <li><strong>Confidentiality:</strong> any sessions that are strictly internal / no-photo?</li>
+  <li><strong>Delivery:</strong> rough turnaround you need (24h press selects, full gallery later)?</li>
+</ul>
+<p>Happy to jump on a 10-min call beforehand if it is easier than email.</p>
+${SIGNATURE_EN}`,
+      body_text: `Dear {{customer_name}},\n\n{{event_name}} is on {{event_date}} — about {{days_before}} day(s) away. To make sure the coverage matches your goals, a few items to confirm:\n- Shot brief: internal comms, press kit, social, website?\n- Agenda / run-of-show: speakers, awards, panels, Q&A.\n- VIPs & brand: names to prioritise, plus logo/colour direction.\n- Access: entrance, loading dock, on-site contact. Photo ID needed?\n- Confidentiality: any no-photo sessions?\n- Delivery: rough turnaround (24h press selects, full gallery later)?\n\nHappy to jump on a 10-min call beforehand if it is easier than email.\n\nSee you soon,\n{{business_name}}`,
+    },
+    de: {
+      subject: 'Vorbereitung Bildbegleitung: {{event_name}} am {{event_date}}',
+      body_html: `<p>Sehr geehrte/r {{customer_name}},</p>
+<p>{{event_name}} findet am <strong>{{event_date}}</strong> statt — in etwa {{days_before}} Tag(en). Damit die Bildstrecke euren Zielen entspricht, kurz folgende Punkte abstimmen:</p>
+<ul>
+  <li><strong>Briefing:</strong> wofür sind die Bilder — interne Kommunikation, Pressekit, Social, Website? Hat Einfluss auf Bildausschnitt und Format.</li>
+  <li><strong>Agenda / Ablauf:</strong> wer spricht wann, sowie besondere Momente (Awards, Panels, Q&amp;A).</li>
+  <li><strong>VIPs &amp; Brand:</strong> kurze Liste der zu priorisierenden Personen, plus Logo-/Farbvorgaben für eine konsistente Bildsprache.</li>
+  <li><strong>Zugang:</strong> Eingang, ggf. Anlieferung, Ansprechperson am Morgen. Lichtbildausweis oder Akkreditierung nötig?</li>
+  <li><strong>Vertraulichkeit:</strong> Sessions, die ausschliesslich intern sind / kein Foto?</li>
+  <li><strong>Lieferung:</strong> grobe Vorgabe zur Turnaround-Zeit (24h Press-Selects, vollständige Galerie später)?</li>
+</ul>
+<p>Falls eine kurze 10-Min-Abstimmung einfacher ist als E-Mail, gerne jederzeit melden.</p>
+${SIGNATURE_DE}`,
+      body_text: `Sehr geehrte/r {{customer_name}},\n\n{{event_name}} findet am {{event_date}} statt — in etwa {{days_before}} Tag(en). Damit die Bildstrecke euren Zielen entspricht, kurz folgende Punkte abstimmen:\n- Briefing: interne Kommunikation, Pressekit, Social, Website?\n- Agenda / Ablauf: Speaker, Awards, Panels, Q&A.\n- VIPs & Brand: zu priorisierende Personen, Logo-/Farbvorgaben.\n- Zugang: Eingang, Anlieferung, Ansprechperson am Morgen. Lichtbildausweis nötig?\n- Vertraulichkeit: rein interne Sessions / kein Foto?\n- Lieferung: Turnaround-Zeit (24h Press-Selects, vollständige Galerie später)?\n\nFalls eine 10-Min-Abstimmung einfacher ist, gerne melden.\n\nBis bald,\n{{business_name}}`,
+    },
+  },
+
+  event_reminder_other: {
+    en: {
+      subject: '{{event_name}} on {{event_date}} — prep notes',
+      body_html: `<p>Hi {{customer_name}},</p>
+<p>{{event_name}} is on <strong>{{event_date}}</strong> — about {{days_before}} day(s) away. A short prep note:</p>
+<ul>
+  <li><strong>Start time &amp; address:</strong> please confirm both — even small changes matter for arrival/setup.</li>
+  <li><strong>Run-of-day:</strong> a rough timeline of the key moments (start, highlights, end) helps us be in the right place.</li>
+  <li><strong>Setup space:</strong> if indoors, a small corner for gear makes a real difference.</li>
+  <li><strong>Anything specific:</strong> people to prioritise, things to avoid, dress code, surprises — just let us know.</li>
+</ul>
+<p>If anything has changed since we last spoke, hit reply.</p>
+${SIGNATURE_EN}`,
+      body_text: `Hi {{customer_name}},\n\n{{event_name}} is on {{event_date}} — about {{days_before}} day(s) away. A short prep note:\n- Start time & address: please confirm both.\n- Run-of-day: a rough timeline of the key moments.\n- Setup space: a small corner for gear if indoors.\n- Anything specific: people to prioritise, things to avoid, dress code, surprises.\n\nIf anything has changed, just hit reply.\n\nSee you soon,\n{{business_name}}`,
+    },
+    de: {
+      subject: '{{event_name}} am {{event_date}} — Vorbereitungs-Hinweise',
+      body_html: `<p>Hallo {{customer_name}},</p>
+<p>{{event_name}} findet am <strong>{{event_date}}</strong> statt — in etwa {{days_before}} Tag(en). Kurz zur Vorbereitung:</p>
+<ul>
+  <li><strong>Startzeit &amp; Adresse:</strong> bitte beides kurz bestätigen — auch kleine Änderungen sind für Anreise/Aufbau wichtig.</li>
+  <li><strong>Ablauf:</strong> ein grober Zeitplan der Schlüsselmomente (Start, Highlights, Ende) hilft uns bei der Positionierung.</li>
+  <li><strong>Aufbauplatz:</strong> bei Innen-Locations ist eine kleine Ecke fürs Equipment Gold wert.</li>
+  <li><strong>Besonderheiten:</strong> Personen, die im Fokus stehen sollen, Dinge, die vermieden werden sollen, Dresscode, Überraschungen — gerne kurz Bescheid geben.</li>
+</ul>
+<p>Hat sich seit dem letzten Austausch etwas geändert? Einfach kurz antworten.</p>
+${SIGNATURE_DE}`,
+      body_text: `Hallo {{customer_name}},\n\n{{event_name}} findet am {{event_date}} statt — in etwa {{days_before}} Tag(en). Kurz zur Vorbereitung:\n- Startzeit & Adresse: bitte beides kurz bestätigen.\n- Ablauf: ein grober Zeitplan der Schlüsselmomente.\n- Aufbauplatz: bei Innen-Locations eine kleine Ecke fürs Equipment.\n- Besonderheiten: Personen im Fokus, Dinge zu vermeiden, Dresscode, Überraschungen.\n\nKurz antworten, falls sich etwas geändert hat.\n\nBis bald,\n{{business_name}}`,
+    },
+  },
+};
+
+let _seeded = false;
+
+/**
+ * Idempotent seed/backfill for every entry in EVENT_REMINDER_TEMPLATES.
+ * Safe to call repeatedly — both at boot and inside the cron tick.
+ *
+ * Rules:
+ *   - Missing template_key → insert master row + translations.
+ *   - Existing template_key whose EN translation is entirely empty
+ *     (subject + body_html + body_text all blank) → backfill EN+DE.
+ *     This matches the legacy migration-143 "empty seed" case without
+ *     ever touching admin-customised content.
+ *   - Existing template_key with non-empty EN translation → leave alone.
+ *
+ * Returns array of template_keys touched (inserted or backfilled) for
+ * diagnostic logging.
+ */
+async function ensureEventReminderTemplatesSeeded(db, logger) {
+  if (_seeded) return [];
+  if (!(await db.schema.hasTable('email_templates'))) return [];
+
+  const cols = await db('email_templates').columnInfo();
+  const hasTranslationsTable = await db.schema.hasTable('email_template_translations');
+  const touched = [];
+
+  const isEmpty = (tr) => {
+    if (!tr) return true;
+    const s = (tr.subject || '').trim();
+    const h = (tr.body_html || '').trim();
+    const t = (tr.body_text || '').trim();
+    return !s && !h && !t;
+  };
+
+  const upsertTranslation = async (templateId, language, content) => {
+    if (!hasTranslationsTable) return;
+    const existing = await db('email_template_translations')
+      .where({ template_id: templateId, language })
+      .first();
+    if (existing && !isEmpty(existing)) return; // never overwrite admin edits
+    if (existing) {
+      await db('email_template_translations')
+        .where({ id: existing.id })
+        .update({
+          subject: content.subject,
+          body_html: content.body_html,
+          body_text: content.body_text,
+          updated_at: new Date(),
+        });
+    } else {
+      await db('email_template_translations').insert({
+        template_id: templateId,
+        language,
+        subject: content.subject,
+        body_html: content.body_html,
+        body_text: content.body_text,
+        created_at: new Date(),
+        updated_at: new Date(),
+      });
+    }
+  };
+
+  for (const [templateKey, def] of Object.entries(EVENT_REMINDER_TEMPLATES)) {
+    try {
+      let existing = await db('email_templates').where({ template_key: templateKey }).first();
+
+      if (!existing) {
+        const en = def.en;
+        const masterRow = {
+          template_key: templateKey,
+          variables: JSON.stringify(VARIABLES),
+        };
+        if ('category' in cols)     masterRow.category = 'crm';
+        if ('subcategory' in cols)  masterRow.subcategory = 'event_reminder';
+        if ('feature_flag' in cols) masterRow.feature_flag = 'crm_event_reminders_enabled';
+        if ('created_at' in cols)   masterRow.created_at = new Date();
+        if ('updated_at' in cols)   masterRow.updated_at = new Date();
+        // Fill legacy subject_<lang>/body_html_<lang> columns if present.
+        for (const colName of Object.keys(cols)) {
+          if (colName === 'subject' || /^subject_[a-z]{2,3}$/i.test(colName)) {
+            masterRow[colName] = en.subject;
+          } else if (colName === 'body_html' || /^body_html_[a-z]{2,3}$/i.test(colName)) {
+            masterRow[colName] = en.body_html;
+          } else if (colName === 'body_text' || /^body_text_[a-z]{2,3}$/i.test(colName)) {
+            masterRow[colName] = en.body_text;
+          }
+        }
+        const inserted = await db('email_templates').insert(masterRow).returning('id');
+        const templateId = typeof inserted[0] === 'object' ? inserted[0].id : inserted[0];
+        await upsertTranslation(templateId, 'en', def.en);
+        await upsertTranslation(templateId, 'de', def.de);
+        touched.push(templateKey);
+        if (logger) logger.info(`Self-healed event reminder template: ${templateKey}`);
+        continue;
+      }
+
+      // Template exists — backfill empty translations only.
+      if (hasTranslationsTable) {
+        const en = await db('email_template_translations')
+          .where({ template_id: existing.id, language: 'en' })
+          .first();
+        if (isEmpty(en)) {
+          await upsertTranslation(existing.id, 'en', def.en);
+          await upsertTranslation(existing.id, 'de', def.de);
+          touched.push(templateKey);
+          if (logger) logger.info(`Self-healed empty event reminder translations: ${templateKey}`);
+        }
+      }
+    } catch (err) {
+      if (logger) {
+        logger.error(`Failed to seed event reminder template ${templateKey}`, {
+          message: err.message,
+        });
+      }
+      // Keep _seeded=false so the next pass retries.
+      return touched;
+    }
+  }
+
+  _seeded = true;
+  return touched;
+}
+
+module.exports = {
+  EVENT_REMINDER_TEMPLATES,
+  ensureEventReminderTemplatesSeeded,
+};

backend/src/services/eventService.js

@@ -11,10 +11,49 @@ const path = require('path');
 const fs = require('fs').promises;
 const { db } = require('../database/db');
 const { formatBoolean } = require('../utils/dbCompat');
+const { hasColumnCached } = require('../utils/schemaCache');
 const { validatePasswordInContext, getBcryptRounds } = require('../utils/passwordValidation');
 const { buildShareLinkVariants } = require('./shareLinkService');
 const { parseBooleanInput, parseStringInput } = require('../utils/parsers');
 const eventTypeService = require('./eventTypeService');
+const { AppError } = require('../utils/errors');
+
+const TIME_RE = /^([01]\d|2[0-3]):[0-5]\d$/;
+
+/**
+ * Coerce + validate the (event_time_start, event_time_end, is_full_day)
+ * triple from a payload. Migration 137 introduced these columns on the
+ * events table. Contract:
+ *   - is_full_day defaults to true when undefined (preserves legacy
+ *     callers that don't know about the new fields).
+ *   - is_full_day=true forces both times to null regardless of what
+ *     was supplied (full-day events never carry HH:MM).
+ *   - is_full_day=false requires both times in HH:MM 24h form, and
+ *     `end > start` lexicographically (string compare is safe for the
+ *     5-char HH:MM format).
+ * Throws AppError 400 on failure. Returns a normalised
+ * { event_time_start, event_time_end, is_full_day } triple suitable
+ * for direct DB write (boolean still coerced via formatBoolean at the
+ * write site).
+ */
+function normaliseEventTimeTriple({ event_time_start, event_time_end, is_full_day }) {
+  const isFullDay = is_full_day === undefined ? true : parseBooleanInput(is_full_day, true);
+  if (isFullDay) {
+    return { event_time_start: null, event_time_end: null, is_full_day: true };
+  }
+  const start = parseStringInput(event_time_start);
+  const end = parseStringInput(event_time_end);
+  if (!start || !TIME_RE.test(start)) {
+    throw new AppError('event_time_start must be HH:MM (24h)', 400, 'EVENT_TIME_INVALID');
+  }
+  if (!end || !TIME_RE.test(end)) {
+    throw new AppError('event_time_end must be HH:MM (24h)', 400, 'EVENT_TIME_INVALID');
+  }
+  if (start >= end) {
+    throw new AppError('event_time_end must be after event_time_start', 400, 'EVENT_TIME_RANGE');
+  }
+  return { event_time_start: start, event_time_end: end, is_full_day: false };
+}
 
 const getStoragePath = () => process.env.STORAGE_PATH || path.join(__dirname, '../../../storage');
 
@@ -140,11 +179,21 @@ const createEvent = async (eventData) => {
     allow_user_uploads,
     upload_category_id,
     // Photo cap
-    photo_cap
+    photo_cap,
+    // Migration 137 — calendar time fields. Defaults to full-day when
+    // the caller (legacy create-event form) doesn't know about them.
+    event_time_start,
+    event_time_end,
+    is_full_day
   } = eventData;
 
   const requirePassword = parseBooleanInput(require_password, true);
   const customerColumnsAvailable = await hasCustomerContactColumns();
+  // Validate + normalise the calendar time triple up front so we throw
+  // before bcrypt + folder creation if the payload is bad.
+  const timeTriple = normaliseEventTimeTriple({
+    event_time_start, event_time_end, is_full_day,
+  });
 
   // Validate password if required
   if (requirePassword) {
@@ -214,6 +263,15 @@ const createEvent = async (eventData) => {
     photo_cap: photo_cap || null
   };
 
+  // Migration 137 — calendar time fields. Guarded by hasColumnCached so
+  // installs that haven't applied 137 yet skip the columns silently
+  // (per feedback_schema_drift_guards.md / feedback_cache_hasColumn_lookups.md).
+  if (await hasColumnCached('events', 'is_full_day')) {
+    insertData.event_time_start = timeTriple.event_time_start;
+    insertData.event_time_end = timeTriple.event_time_end;
+    insertData.is_full_day = formatBoolean(timeTriple.is_full_day);
+  }
+
   // Remove undefined values
   Object.keys(insertData).forEach(key => {
     if (insertData[key] === undefined) {
@@ -360,6 +418,33 @@ const updateEvent = async (id, updates) => {
     delete updates.password;
   }
 
+  // Migration 137 — calendar time fields. We re-normalise the triple
+  // ONLY when at least one of the three fields was supplied; otherwise
+  // leave the row's current values alone. is_full_day=true forces both
+  // times to null regardless of what was supplied.
+  const timeFieldsTouched = (
+    updates.event_time_start !== undefined
+    || updates.event_time_end !== undefined
+    || updates.is_full_day !== undefined
+  );
+  if (timeFieldsTouched) {
+    if (await hasColumnCached('events', 'is_full_day')) {
+      const triple = normaliseEventTimeTriple({
+        event_time_start: updates.event_time_start,
+        event_time_end: updates.event_time_end,
+        is_full_day: updates.is_full_day,
+      });
+      updates.event_time_start = triple.event_time_start;
+      updates.event_time_end = triple.event_time_end;
+      updates.is_full_day = formatBoolean(triple.is_full_day);
+    } else {
+      // Un-migrated install — drop the fields silently.
+      delete updates.event_time_start;
+      delete updates.event_time_end;
+      delete updates.is_full_day;
+    }
+  }
+
   await db('events').where('id', id).update(updates);
 
   return { success: true };
@@ -412,5 +497,9 @@ module.exports = {
   mapEventForApi,
   hasCustomerContactColumns,
   generateUniqueSlug,
-  createEventFolders
+  createEventFolders,
+  // Calendar time triple normaliser (migration 137). Exported so the
+  // inline adminEvents POST/PUT (which doesn't go through createEvent)
+  // can share the validation contract.
+  normaliseEventTimeTriple
 };

backend/src/services/galleryOgService.js

@@ -118,12 +118,17 @@ function frontendBase() {
   return (process.env.FRONTEND_URL || 'http://localhost:3000').replace(/\/$/, '');
 }
 
-function formatEventDate(value) {
+// Render the event date for the OG preview card respecting the
+// admin-configured `general_date_format` (defaults to DD.MM.YYYY when
+// unset). Previously hardcoded en-US "May 20, 2026" which ignored the
+// operator's locale.
+async function formatEventDate(value) {
   if (!value) return null;
   try {
     const d = new Date(value);
     if (Number.isNaN(d.getTime())) return null;
-    return d.toLocaleDateString('en-US', { year: 'numeric', month: 'long', day: 'numeric' });
+    const { formatDate } = require('../utils/dateFormatter');
+    return await formatDate(d);
   } catch {
     return null;
   }
@@ -147,7 +152,7 @@ async function buildOgMetadata(slug, requestPath) {
   }
 
   const eventName = event.event_name || 'Photo Gallery';
-  const eventDate = formatEventDate(event.event_date);
+  const eventDate = await formatEventDate(event.event_date);
   const titleParts = [eventName];
   if (siteName && siteName !== eventName) titleParts.push(siteName);
   const title = titleParts.join(' — ');

backend/src/services/invoiceSchedulerService.js

@@ -0,0 +1,74 @@
+/**
+ * invoiceSchedulerService — cron worker for CRM automation.
+ *
+ * Despite the name, this scheduler now drives THREE jobs:
+ *   1. Flush invoices whose `scheduled_send_at` has passed and status
+ *      is still 'scheduled' — flips them to 'sent' and queues the email.
+ *   2. Run the overdue reminder ladder (first reminder at due_date +
+ *      reminder_first_days, second at +second_days w/ late fee).
+ *   3. Pre-event customer reminders (migration 143) — sends a nudge
+ *      N days before `event_date`. Idempotent via
+ *      `events.event_reminder_sent_at`.
+ *
+ * Jobs 1+2 delegate to `invoiceService.runScheduledTasks()`; job 3
+ * to `eventReminderService.runEventReminderPass()`. The two service
+ * calls run sequentially inside the same tick but in independent
+ * try/catch blocks so a failure in one doesn't suppress the other.
+ *
+ * Wired in server.js boot path next to expirationChecker — see that
+ * module for the cron pattern. Runs hourly; the per-row guards inside
+ * each service prevent duplicate sends.
+ *
+ * The module name is kept as `invoiceSchedulerService` for backward
+ * compatibility with the existing server.js import; rename to
+ * `crmSchedulerService` is a future cleanup.
+ */
+
+const cron = require('node-cron');
+const invoiceService = require('./invoiceService');
+const eventReminderService = require('./eventReminderService');
+const logger = require('../utils/logger');
+
+let task = null;
+
+async function runTick() {
+  try {
+    await invoiceService.runScheduledTasks();
+  } catch (err) {
+    logger.error('Invoice scheduler tick failed', { err: err.message });
+  }
+  try {
+    await eventReminderService.runEventReminderPass();
+  } catch (err) {
+    logger.error('Event reminder pass failed', { err: err.message });
+  }
+}
+
+function startInvoiceScheduler() {
+  if (task) {
+    logger.info('Invoice scheduler already running');
+    return task;
+  }
+  // Hourly at minute 11 to spread load away from other hourly jobs.
+  task = cron.schedule('11 * * * *', async () => {
+    logger.info('Invoice scheduler: tick');
+    await runTick();
+  });
+  logger.info('Invoice scheduler started (hourly @ :11) — invoice + event-reminder jobs');
+  // Run once on boot so a missed window (server restart) gets caught
+  // up immediately.
+  runTick().catch((err) => {
+    logger.warn('Invoice scheduler initial tick failed', { err: err.message });
+  });
+  return task;
+}
+
+function stopInvoiceScheduler() {
+  if (task) {
+    task.stop();
+    task = null;
+    logger.info('Invoice scheduler stopped');
+  }
+}
+
+module.exports = { startInvoiceScheduler, stopInvoiceScheduler };

backend/src/services/pdf-i18n.js

@@ -0,0 +1,523 @@
+/**
+ * Backend-only label map for quote / invoice PDF rendering.
+ *
+ * PDFs are generated outside React, so we can't reuse `react-i18next`.
+ * This is a self-contained, additive label dictionary keyed by locale.
+ *
+ * Per project convention: en + de are hand-translated; fr / nl / pt / ru
+ * are machine-translated and flagged in the PR description for native
+ * review (see MEMORY.md → feedback_translation_flagging.md).
+ *
+ * Anything missing for a locale falls through to English at call site
+ * via `t(labels, locale, key)`.
+ */
+
+const LABELS = {
+  en: {
+    quote_title: 'Quote',
+    invoice_title: 'Invoice',
+    quote_number_label: 'Quote number',
+    invoice_number_label: 'Invoice number',
+    // Stornorechnung (cancellation invoice). Distinct from
+    // `invoice_title` so the renderer can swap the page title when
+    // `doc.kind === 'storno'`. `reference_cancels` powers the
+    // mandatory "Bezug: Storno zu Rechnung R-XXXX vom DATE" line
+    // under the title that the customer/auditor needs to trace the
+    // §14c-defensible reversal.
+    storno_title: 'Cancellation invoice',
+    reference_cancels: 'Cancels',
+    date: 'Date',
+    quote_number: 'Quote',
+    invoice_number: 'Invoice',
+    valid_until: 'Valid until',
+    due_date: 'Due',
+    salutation: 'Dear Sir or Madam,',
+    lead_in_quote: 'in accordance with our agreement, we are pleased to offer the following:',
+    lead_in_invoice: 'in accordance with our agreement, we are invoicing the following:',
+    table_pos: 'Pos.',
+    table_qty: 'Qty',
+    table_description: 'Description',
+    table_discount: 'Discount',
+    table_unit_price: 'Unit price',
+    table_line_total: 'Total',
+    totals_net: 'Net amount',
+    totals_shipping: 'Shipping',
+    totals_vat: 'VAT',
+    totals_late_fee: 'Late fee',
+    totals_grand: 'Total',
+    payment_conditions: 'Payment conditions',
+    iban_intro: 'Please transfer the amount to the following bank account:',
+    net_days_suffix: 'days from invoice date.',
+    skonto_label: 'Early payment discount',
+    skonto_phrase: '{percent}% discount if paid within {days} working days.',
+    skonto_amount_label: 'Amount with discount',
+    late_fee_note: 'A late fee of {amount} has been added due to overdue payment.',
+    installment_due: 'due',
+    reference_label: 'Reference',
+    reference_replaces: 'Replaces',
+    reference_dated: 'dated {date}',
+    page: 'Page',
+    of: 'of',
+    page_of: 'Page {current} of {total}',
+    epc_qr_title: 'Scan to pay (SEPA)',
+    epc_qr_subtitle: 'Open your banking app and scan this code to prefill the transfer.',
+    quote_response_intro: 'You can accept or decline this quote here:',
+    accept_button: 'Accept quote',
+    decline_button: 'Decline quote',
+    // Tax report (commit 3/feat-crm). Hand-translated en + de here;
+    // fr/nl/pt/ru are filled in by commit 5 and fall through to en
+    // until then.
+    tax_title: 'Tax report',
+    tax_period: 'Period',
+    tax_generated: 'Generated',
+    tax_currency: 'Currency',
+    tax_col_no: '#',
+    tax_col_date: 'Date',
+    tax_col_invoice: 'Invoice',
+    tax_col_customer: 'Customer',
+    tax_col_event: 'Event',
+    tax_col_vat_rate: 'VAT %',
+    tax_col_net: 'Net',
+    tax_col_vat: 'VAT',
+    tax_col_total: 'Gross',
+    tax_col_status: 'Status',
+    tax_col_skonto: 'Skonto',
+    tax_status_cancelled: 'Cancelled',
+    tax_totals_by_rate: 'Totals by VAT rate',
+    tax_grand_total_net: 'Total net',
+    tax_grand_total_vat: 'Total VAT',
+    tax_grand_total_gross: 'Total gross',
+    tax_cancelled_footnote: '{count} cancelled invoice(s) — amounts excluded from totals (shown for audit-trail continuity).',
+    tax_no_invoices: 'No invoices in this period.',
+    // Contracts (migration 130). Section labels stay in sync with the
+    // SECTIONS_ORDER enum in contractService.
+    contract_title: 'Contract',
+    contract_number_label: 'Contract no.',
+    section_basics: 'Basics',
+    section_scope: 'Scope',
+    section_privacy: 'Privacy',
+    section_commercial: 'Commercial',
+    section_nda: 'Confidentiality',
+    section_closing: 'Closing provisions',
+    signature_customer: 'Client',
+    signature_admin: 'Contractor',
+    signed_label_name: 'Name',
+    signed_label_date: 'Date',
+    signed_label_place: 'Place',
+    signed_label_signature: 'Signature',
+    signed_at: 'Signed at',
+    // Dedicated signature page at the end of every contract PDF.
+    // Stamp service overlays canvas signatures onto the empty boxes
+    // at fixed coordinates; admin / customer labels stay in-place.
+    signature_page_title: 'Signatures',
+    signature_page_prompt: 'Both parties confirm acceptance of the terms above by signing below.',
+    // Audit certificate — separate PDF (no longer in the contract
+    // body) listing timestamps, IPs, and SHA-256 hashes. Generated
+    // by pdfStampService.renderAuditCertificate.
+    audit_certificate_subject: 'Signing audit certificate',
+    audit_title: 'Signing audit trail',
+    audit_intro: 'The evidence below was recorded automatically when this contract was signed. To verify file integrity, re-hash the PDF you hold with any SHA-256 utility and compare against the digest below — if the values match, the file has not been tampered with since issuing.',
+    audit_contract_number: 'Contract number',
+    audit_issued_at: 'Issued (sent to customer)',
+    audit_customer_section: 'Customer signature',
+    audit_admin_section: 'Contractor signature',
+    audit_integrity_section: 'File integrity hashes',
+    audit_signed_by: 'Name',
+    audit_signed_at: 'Timestamp (UTC)',
+    audit_ip: 'IP address',
+    audit_unsigned_sha: 'Original PDF SHA-256',
+    audit_signed_sha: 'Signed PDF SHA-256',
+    audit_footer: 'Generated by picpeak. This page is part of the contract — preserve all pages together.',
+  },
+  de: {
+    quote_title: 'Angebot',
+    invoice_title: 'Rechnung',
+    quote_number_label: 'Angebotsnummer',
+    invoice_number_label: 'Rechnungsnummer',
+    storno_title: 'Stornorechnung',
+    reference_cancels: 'Storno zu',
+    date: 'Datum',
+    quote_number: 'Angebot',
+    invoice_number: 'Rechnung',
+    valid_until: 'Gültig bis',
+    due_date: 'Fällig am',
+    salutation: 'Sehr geehrte Damen und Herren,',
+    lead_in_quote: 'gemäss unserer Absprache bieten wir wie folgt an:',
+    lead_in_invoice: 'gemäss unserer Vereinbarung berechnen wir wie folgt:',
+    table_pos: 'Pos.',
+    table_qty: 'Anzahl',
+    table_description: 'Beschreibung',
+    table_discount: 'Rabatt',
+    table_unit_price: 'Einzelpreis',
+    table_line_total: 'Summe',
+    totals_net: 'Betrag Netto',
+    totals_shipping: 'Versand',
+    totals_vat: 'ges. MwSt.',
+    totals_late_fee: 'Mahngebühr',
+    totals_grand: 'Gesamtbetrag',
+    payment_conditions: 'Zahlungsbedingungen',
+    iban_intro: 'Der Betrag ist auf die folgende Bankverbindung zu überweisen:',
+    net_days_suffix: 'Tage nach Rechnungsdatum.',
+    skonto_label: 'Skonto',
+    skonto_phrase: '{percent}% Skonto bei Zahlung innerhalb von {days} Werktagen.',
+    skonto_amount_label: 'Betrag mit Skonto',
+    late_fee_note: 'Wegen Zahlungsverzug wurde eine Mahngebühr von {amount} berechnet.',
+    installment_due: 'fällig',
+    reference_label: 'Bezug',
+    reference_replaces: 'Ersetzt',
+    reference_dated: 'vom {date}',
+    page: 'Seite',
+    of: 'von',
+    page_of: 'Seite {current} von {total}',
+    epc_qr_title: 'Zum Bezahlen scannen (SEPA)',
+    epc_qr_subtitle: 'Öffne deine Banking-App und scanne diesen Code, um die Überweisung vorauszufüllen.',
+    quote_response_intro: 'Sie können dieses Angebot hier annehmen oder ablehnen:',
+    accept_button: 'Angebot annehmen',
+    decline_button: 'Angebot ablehnen',
+    // Steuerliste — hand-translated.
+    tax_title: 'Steuerliste',
+    tax_period: 'Zeitraum',
+    tax_generated: 'Erstellt am',
+    tax_currency: 'Währung',
+    tax_col_no: 'Nr.',
+    tax_col_date: 'Datum',
+    tax_col_invoice: 'Rechnung',
+    tax_col_customer: 'Kunde',
+    tax_col_event: 'Anlass',
+    tax_col_vat_rate: 'MwSt-Satz',
+    tax_col_net: 'Netto',
+    tax_col_vat: 'MwSt.',
+    tax_col_total: 'Brutto',
+    tax_col_status: 'Status',
+    tax_col_skonto: 'Skonto',
+    tax_status_cancelled: 'Storniert',
+    tax_totals_by_rate: 'Summen nach MwSt-Satz',
+    tax_grand_total_net: 'Gesamt Netto',
+    tax_grand_total_vat: 'Gesamt MwSt.',
+    tax_grand_total_gross: 'Gesamt Brutto',
+    tax_cancelled_footnote: '{count} stornierte Rechnung(en) — Beträge nicht in den Summen enthalten (für lückenlose Nummernfolge dargestellt).',
+    tax_no_invoices: 'Keine Rechnungen in diesem Zeitraum.',
+    contract_title: 'Vertrag',
+    contract_number_label: 'Vertragsnummer',
+    section_basics: 'Vertragsgrundlagen',
+    section_scope: 'Leistungsumfang',
+    section_privacy: 'Persönlichkeitsrechte & Datenschutz',
+    section_commercial: 'Kaufmännisches',
+    section_nda: 'Vertraulichkeit',
+    section_closing: 'Schlussbestimmungen',
+    signature_customer: 'Auftraggeber',
+    signature_admin: 'Auftragnehmer',
+    signed_label_name: 'Name',
+    signed_label_date: 'Datum',
+    signed_label_place: 'Ort',
+    signed_label_signature: 'Unterschrift',
+    signed_at: 'Unterzeichnet am',
+    signature_page_title: 'Unterschriften',
+    signature_page_prompt: 'Beide Parteien bestätigen mit ihrer Unterschrift die Annahme der vorstehenden Bedingungen.',
+    audit_certificate_subject: 'Audit-Bescheinigung der Unterzeichnung',
+    audit_title: 'Audit-Trail der Unterzeichnung',
+    audit_intro: 'Die nachstehenden Belege wurden bei der Unterzeichnung automatisch erfasst. Zur Überprüfung der Dateiintegrität bilden Sie den SHA-256-Hash der Ihnen vorliegenden PDF-Datei und vergleichen ihn mit dem unten angegebenen Wert — bei Übereinstimmung wurde die Datei seit der Ausstellung nicht verändert.',
+    audit_contract_number: 'Vertragsnummer',
+    audit_issued_at: 'Ausgestellt (an Kunden gesendet)',
+    audit_customer_section: 'Unterschrift Auftraggeber',
+    audit_admin_section: 'Unterschrift Auftragnehmer',
+    audit_integrity_section: 'Datei-Integritätsprüfung',
+    audit_signed_by: 'Name',
+    audit_signed_at: 'Zeitstempel (UTC)',
+    audit_ip: 'IP-Adresse',
+    audit_unsigned_sha: 'SHA-256 Ursprungs-PDF',
+    audit_signed_sha: 'SHA-256 signiertes PDF',
+    audit_footer: 'Erstellt von picpeak. Diese Seite ist Bestandteil des Vertrags — bitte alle Seiten gemeinsam aufbewahren.',
+  },
+  fr: {
+    // Machine-translated, flagged for native review.
+    quote_title: 'Devis',
+    invoice_title: 'Facture',
+    quote_number_label: 'Numéro de devis',
+    invoice_number_label: 'Numéro de facture',
+    storno_title: 'Avoir',
+    reference_cancels: 'Annule',
+    date: 'Date',
+    quote_number: 'Devis',
+    invoice_number: 'Facture',
+    valid_until: 'Valable jusqu\'au',
+    due_date: 'Échéance',
+    salutation: 'Madame, Monsieur,',
+    lead_in_quote: 'conformément à notre accord, nous vous proposons ce qui suit :',
+    lead_in_invoice: 'conformément à notre accord, nous facturons ce qui suit :',
+    table_pos: 'Pos.',
+    table_qty: 'Qté',
+    table_description: 'Description',
+    table_discount: 'Rabais',
+    table_unit_price: 'Prix unitaire',
+    table_line_total: 'Total',
+    totals_net: 'Montant net',
+    totals_shipping: 'Frais d\'expédition',
+    totals_vat: 'TVA',
+    totals_late_fee: 'Frais de retard',
+    totals_grand: 'Total',
+    payment_conditions: 'Conditions de paiement',
+    iban_intro: 'Veuillez virer le montant sur le compte suivant :',
+    net_days_suffix: 'jours à compter de la date de facturation.',
+    skonto_label: 'Escompte',
+    skonto_phrase: '{percent}% d\'escompte si paiement dans les {days} jours ouvrables.',
+    skonto_amount_label: 'Montant avec escompte',
+    late_fee_note: 'Des frais de retard de {amount} ont été ajoutés.',
+    installment_due: 'échéance',
+    reference_label: 'Référence',
+    reference_replaces: 'Remplace',
+    reference_dated: 'du {date}',
+    page: 'Page',
+    of: 'sur',
+    page_of: 'Page {current} sur {total}',
+    epc_qr_title: 'Scannez pour payer (SEPA)',
+    epc_qr_subtitle: 'Ouvrez votre application bancaire et scannez ce code pour pré-remplir le virement.',
+    quote_response_intro: 'Vous pouvez accepter ou refuser ce devis ici :',
+    accept_button: 'Accepter le devis',
+    decline_button: 'Refuser le devis',
+    // Tax report — machine-translated, flagged for native review.
+    tax_title: 'Rapport fiscal',
+    tax_period: 'Période',
+    tax_generated: 'Généré le',
+    tax_currency: 'Devise',
+    tax_col_no: 'N°',
+    tax_col_date: 'Date',
+    tax_col_invoice: 'Facture',
+    tax_col_customer: 'Client',
+    tax_col_event: 'Événement',
+    tax_col_vat_rate: 'Taux TVA',
+    tax_col_net: 'Net',
+    tax_col_vat: 'TVA',
+    tax_col_total: 'Brut',
+    tax_col_status: 'Statut',
+    tax_col_skonto: 'Escompte',
+    tax_status_cancelled: 'Annulée',
+    tax_totals_by_rate: 'Totaux par taux de TVA',
+    tax_grand_total_net: 'Total net',
+    tax_grand_total_vat: 'Total TVA',
+    tax_grand_total_gross: 'Total brut',
+    tax_cancelled_footnote: '{count} facture(s) annulée(s) — montants exclus des totaux (affichés pour la continuité de la piste d\'audit).',
+    tax_no_invoices: 'Aucune facture sur cette période.',
+  },
+  nl: {
+    // Machine-translated, flagged for native review.
+    quote_title: 'Offerte',
+    invoice_title: 'Factuur',
+    quote_number_label: 'Offertenummer',
+    invoice_number_label: 'Factuurnummer',
+    storno_title: 'Creditfactuur',
+    reference_cancels: 'Annuleert',
+    date: 'Datum',
+    quote_number: 'Offerte',
+    invoice_number: 'Factuur',
+    valid_until: 'Geldig tot',
+    due_date: 'Vervaldatum',
+    salutation: 'Geachte heer/mevrouw,',
+    lead_in_quote: 'overeenkomstig onze afspraak doen wij u het volgende voorstel:',
+    lead_in_invoice: 'overeenkomstig onze afspraak factureren wij het volgende:',
+    table_pos: 'Pos.',
+    table_qty: 'Aantal',
+    table_description: 'Beschrijving',
+    table_discount: 'Korting',
+    table_unit_price: 'Prijs per stuk',
+    table_line_total: 'Totaal',
+    totals_net: 'Netto bedrag',
+    totals_shipping: 'Verzending',
+    totals_vat: 'BTW',
+    totals_late_fee: 'Aanmaningskosten',
+    totals_grand: 'Totaal',
+    payment_conditions: 'Betalingsvoorwaarden',
+    iban_intro: 'Gelieve het bedrag over te maken op de volgende bankrekening:',
+    net_days_suffix: 'dagen na factuurdatum.',
+    skonto_label: 'Betalingskorting',
+    skonto_phrase: '{percent}% korting bij betaling binnen {days} werkdagen.',
+    skonto_amount_label: 'Bedrag met korting',
+    late_fee_note: 'Wegens te late betaling is een toeslag van {amount} toegevoegd.',
+    installment_due: 'vervalt op',
+    reference_label: 'Referentie',
+    reference_replaces: 'Vervangt',
+    reference_dated: 'van {date}',
+    page: 'Pagina',
+    of: 'van',
+    page_of: 'Pagina {current} van {total}',
+    epc_qr_title: 'Scan om te betalen (SEPA)',
+    epc_qr_subtitle: 'Open je bank-app en scan deze code om de overschrijving in te vullen.',
+    quote_response_intro: 'U kunt deze offerte hier accepteren of weigeren:',
+    accept_button: 'Offerte accepteren',
+    decline_button: 'Offerte weigeren',
+    // Tax report — machine-translated, flagged for native review.
+    tax_title: 'Belastingrapport',
+    tax_period: 'Periode',
+    tax_generated: 'Gegenereerd op',
+    tax_currency: 'Valuta',
+    tax_col_no: 'Nr.',
+    tax_col_date: 'Datum',
+    tax_col_invoice: 'Factuur',
+    tax_col_customer: 'Klant',
+    tax_col_event: 'Evenement',
+    tax_col_vat_rate: 'Btw-tarief',
+    tax_col_net: 'Netto',
+    tax_col_vat: 'Btw',
+    tax_col_total: 'Bruto',
+    tax_col_status: 'Status',
+    tax_col_skonto: 'Korting',
+    tax_status_cancelled: 'Geannuleerd',
+    tax_totals_by_rate: 'Totalen per btw-tarief',
+    tax_grand_total_net: 'Totaal netto',
+    tax_grand_total_vat: 'Totaal btw',
+    tax_grand_total_gross: 'Totaal bruto',
+    tax_cancelled_footnote: '{count} geannuleerde factu(u)r(en) — bedragen uitgesloten van totalen (getoond voor continuïteit van het audit-spoor).',
+    tax_no_invoices: 'Geen facturen in deze periode.',
+  },
+  pt: {
+    // Machine-translated, flagged for native review.
+    quote_title: 'Orçamento',
+    invoice_title: 'Fatura',
+    quote_number_label: 'Número do orçamento',
+    invoice_number_label: 'Número da fatura',
+    storno_title: 'Nota de crédito',
+    reference_cancels: 'Cancela',
+    date: 'Data',
+    quote_number: 'Orçamento',
+    invoice_number: 'Fatura',
+    valid_until: 'Válido até',
+    due_date: 'Vencimento',
+    salutation: 'Prezados Senhores,',
+    lead_in_quote: 'conforme combinado, oferecemos o seguinte:',
+    lead_in_invoice: 'conforme combinado, faturamos o seguinte:',
+    table_pos: 'Pos.',
+    table_qty: 'Qtde.',
+    table_description: 'Descrição',
+    table_discount: 'Desconto',
+    table_unit_price: 'Preço unitário',
+    table_line_total: 'Total',
+    totals_net: 'Valor líquido',
+    totals_shipping: 'Envio',
+    totals_vat: 'IVA',
+    totals_late_fee: 'Taxa de atraso',
+    totals_grand: 'Total',
+    payment_conditions: 'Condições de pagamento',
+    iban_intro: 'Por favor transfira o valor para a seguinte conta bancária:',
+    net_days_suffix: 'dias após a data da fatura.',
+    skonto_label: 'Desconto por pagamento antecipado',
+    skonto_phrase: '{percent}% de desconto se pago em {days} dias úteis.',
+    skonto_amount_label: 'Valor com desconto',
+    late_fee_note: 'Uma taxa de atraso de {amount} foi adicionada.',
+    installment_due: 'vence em',
+    reference_label: 'Referência',
+    reference_replaces: 'Substitui',
+    reference_dated: 'de {date}',
+    page: 'Página',
+    of: 'de',
+    page_of: 'Página {current} de {total}',
+    epc_qr_title: 'Digitalize para pagar (SEPA)',
+    epc_qr_subtitle: 'Abra o seu app bancário e digitalize este código para pré-preencher a transferência.',
+    quote_response_intro: 'Você pode aceitar ou recusar este orçamento aqui:',
+    accept_button: 'Aceitar orçamento',
+    decline_button: 'Recusar orçamento',
+    // Tax report — machine-translated, flagged for native review.
+    tax_title: 'Relatório fiscal',
+    tax_period: 'Período',
+    tax_generated: 'Gerado em',
+    tax_currency: 'Moeda',
+    tax_col_no: 'N.º',
+    tax_col_date: 'Data',
+    tax_col_invoice: 'Fatura',
+    tax_col_customer: 'Cliente',
+    tax_col_event: 'Evento',
+    tax_col_vat_rate: 'Taxa IVA',
+    tax_col_net: 'Líquido',
+    tax_col_vat: 'IVA',
+    tax_col_total: 'Bruto',
+    tax_col_status: 'Estado',
+    tax_col_skonto: 'Desconto',
+    tax_status_cancelled: 'Cancelada',
+    tax_totals_by_rate: 'Totais por taxa de IVA',
+    tax_grand_total_net: 'Total líquido',
+    tax_grand_total_vat: 'Total IVA',
+    tax_grand_total_gross: 'Total bruto',
+    tax_cancelled_footnote: '{count} fatura(s) cancelada(s) — valores excluídos dos totais (apresentados para continuidade do rastro de auditoria).',
+    tax_no_invoices: 'Sem faturas neste período.',
+  },
+  ru: {
+    // Machine-translated, flagged for native review.
+    quote_title: 'Коммерческое предложение',
+    invoice_title: 'Счёт',
+    quote_number_label: 'Номер предложения',
+    invoice_number_label: 'Номер счёта',
+    storno_title: 'Сторно-счёт',
+    reference_cancels: 'Сторно к',
+    date: 'Дата',
+    quote_number: 'Предложение',
+    invoice_number: 'Счёт',
+    valid_until: 'Действительно до',
+    due_date: 'Срок оплаты',
+    salutation: 'Уважаемые дамы и господа!',
+    lead_in_quote: 'согласно нашей договорённости, предлагаем следующее:',
+    lead_in_invoice: 'согласно нашей договорённости, выставляем счёт на следующее:',
+    table_pos: 'Поз.',
+    table_qty: 'Кол-во',
+    table_description: 'Описание',
+    table_discount: 'Скидка',
+    table_unit_price: 'Цена за ед.',
+    table_line_total: 'Сумма',
+    totals_net: 'Сумма нетто',
+    totals_shipping: 'Доставка',
+    totals_vat: 'НДС',
+    totals_late_fee: 'Пеня за просрочку',
+    totals_grand: 'Итого',
+    payment_conditions: 'Условия оплаты',
+    iban_intro: 'Просим перевести сумму на следующий банковский счёт:',
+    net_days_suffix: 'дней с даты счёта.',
+    skonto_label: 'Скидка за досрочную оплату',
+    skonto_phrase: 'Скидка {percent}% при оплате в течение {days} рабочих дней.',
+    skonto_amount_label: 'Сумма со скидкой',
+    late_fee_note: 'Добавлена пеня за просрочку: {amount}.',
+    installment_due: 'к оплате',
+    reference_label: 'Ссылка',
+    reference_replaces: 'Заменяет',
+    reference_dated: 'от {date}',
+    page: 'Стр.',
+    of: 'из',
+    page_of: 'Стр. {current} из {total}',
+    epc_qr_title: 'Сканируйте для оплаты (SEPA)',
+    epc_qr_subtitle: 'Откройте банковское приложение и отсканируйте этот код, чтобы предзаполнить перевод.',
+    quote_response_intro: 'Вы можете принять или отклонить это предложение здесь:',
+    accept_button: 'Принять предложение',
+    decline_button: 'Отклонить предложение',
+    // Tax report — machine-translated, flagged for native review.
+    tax_title: 'Налоговый отчёт',
+    tax_period: 'Период',
+    tax_generated: 'Создан',
+    tax_currency: 'Валюта',
+    tax_col_no: '№',
+    tax_col_date: 'Дата',
+    tax_col_invoice: 'Счёт',
+    tax_col_customer: 'Клиент',
+    tax_col_event: 'Событие',
+    tax_col_vat_rate: 'Ставка НДС',
+    tax_col_net: 'Нетто',
+    tax_col_vat: 'НДС',
+    tax_col_total: 'Брутто',
+    tax_col_status: 'Статус',
+    tax_col_skonto: 'Скидка',
+    tax_status_cancelled: 'Аннулирован',
+    tax_totals_by_rate: 'Итоги по ставкам НДС',
+    tax_grand_total_net: 'Итого нетто',
+    tax_grand_total_vat: 'Итого НДС',
+    tax_grand_total_gross: 'Итого брутто',
+    tax_cancelled_footnote: '{count} аннулированных счёт(а/ов) — суммы исключены из итогов (показаны для непрерывности аудиторской цепочки).',
+    tax_no_invoices: 'Нет счетов за этот период.',
+  },
+};
+
+function t(locale, key, vars = {}) {
+  const dict = LABELS[locale] || LABELS.en;
+  let str = dict[key] || LABELS.en[key] || key;
+  for (const [k, v] of Object.entries(vars)) {
+    str = str.replace(new RegExp(`\\{${k}\\}`, 'g'), String(v));
+  }
+  return str;
+}
+
+module.exports = { t, LABELS };

backend/src/services/pdfStampService.js

@@ -0,0 +1,361 @@
+/**
+ * Contract-PDF stamp service.
+ *
+ * Replaces the previous re-render-on-every-signature approach with
+ * the industry-standard pattern: the unsigned contract PDF is
+ * rendered once at send time and stays byte-immutable from then on.
+ * Each signature event opens that PDF with pdf-lib, overlays the
+ * signature PNG at the fixed coordinates defined in
+ * pdfService.CONTRACT_SIGNATURE_LAYOUT, then writes the result to a
+ * new timestamped file. Same model DocuSign / Adobe Sign / HelloSign
+ * use.
+ *
+ * Why this matters for audit defence:
+ *   - The customer's signed PDF = the original PDF + their signature
+ *     stamp + nothing else. Bytes the customer saw at signing time
+ *     pass through unchanged into the signed file.
+ *   - No render-code drift between sign events; later layout
+ *     tweaks to renderContractToBuffer don't retroactively change
+ *     what already-signed PDFs look like.
+ *   - The audit certificate (timestamps, IPs, hashes) is a
+ *     separate sibling document — not embedded in the signed
+ *     contract PDF — so the operator can verify each independently.
+ */
+
+const fs = require('fs');
+const path = require('path');
+const crypto = require('crypto');
+const PDFKit = require('pdfkit');
+const { PDFDocument } = require('pdf-lib');
+const pdfService = require('./pdfService');
+// Resolve these at function-call time, not at module-load time, so the
+// module remains loadable even when pdfService is mocked in unit tests
+// (the mock stubs only renderContractToBuffer). Each function reads
+// the live values from pdfService at the top of its body.
+function pdfConsts() {
+  return {
+    L: pdfService.CONTRACT_SIGNATURE_LAYOUT,
+    PAGE: pdfService.PAGE,
+    FONT_BODY: pdfService.FONT_BODY,
+    FONT_BOLD: pdfService.FONT_BOLD,
+    t: pdfService._internal && pdfService._internal.t,
+    // formatDate respects the `general_date_format` app setting when
+    // a dateFormat arg is passed; with no arg it defaults to the
+    // European DD.MM.YYYY shape (the operator's locale). Used for the
+    // "Datum: ..." line under each signature stamp.
+    formatDate: pdfService._internal && pdfService._internal.formatDate,
+  };
+}
+const logger = require('../utils/logger');
+
+function sha256OfBuffer(buf) {
+  return crypto.createHash('sha256').update(buf).digest('hex');
+}
+
+/**
+ * Convert PDFKit-style coordinates (top-left origin, y increases
+ * downward) to pdf-lib coordinates (bottom-left origin, y increases
+ * upward). Both libraries use PDF's native point unit.
+ */
+function pdfkitToPdfLib(pageHeight, x, y, w, h) {
+  return {
+    x,
+    y: pageHeight - y - h,
+    width: w,
+    height: h,
+  };
+}
+
+/**
+ * Stamp a signature image onto an existing contract PDF.
+ *
+ * - `pdfBuffer` is the Buffer of the PDF we're stamping into. Either
+ *   the originally-rendered unsigned PDF (first stamp) or a
+ *   previously-stamped version (second stamp adds the admin's
+ *   signature on top of the customer-stamped PDF).
+ * - `signaturePngPath` is the on-disk path of the canvas PNG to
+ *   embed. The file must exist; caller already validated this.
+ * - `role` is 'customer' or 'admin' — selects the left/right box.
+ * - `caption` is the typed name + ISO date string drawn under the
+ *   image so the visual artifact matches what the unsigned PDF
+ *   showed as empty caption rows.
+ *
+ * Returns a Buffer of the new PDF. Does NOT touch the input buffer
+ * or the input file.
+ */
+async function stampSignature({ pdfBuffer, signaturePngPath, role, caption }) {
+  const { L, FONT_BODY, FONT_BOLD, formatDate } = pdfConsts();
+  if (!Buffer.isBuffer(pdfBuffer)) {
+    throw new Error('stampSignature: pdfBuffer must be a Buffer');
+  }
+  if (!signaturePngPath || !fs.existsSync(signaturePngPath)) {
+    throw new Error(`stampSignature: signature PNG not found at ${signaturePngPath}`);
+  }
+  if (!['customer', 'admin'].includes(role)) {
+    throw new Error(`stampSignature: role must be 'customer' or 'admin', got '${role}'`);
+  }
+
+  const pdfDoc = await PDFDocument.load(pdfBuffer);
+  const pngBytes = fs.readFileSync(signaturePngPath);
+  let pngImage;
+  try {
+    pngImage = await pdfDoc.embedPng(pngBytes);
+  } catch (err) {
+    // pdf-lib throws InvalidPNGError for files that aren't valid PNG.
+    // Try JPEG as a fallback (the canvas could be saved as JPEG too).
+    try {
+      pngImage = await pdfDoc.embedJpg(pngBytes);
+    } catch (_) {
+      throw new Error(`stampSignature: signature file at ${signaturePngPath} is neither valid PNG nor JPEG`);
+    }
+  }
+
+  // pdf-lib pages are 0-indexed. The signature page is the last page
+  // of the unsigned PDF (added by renderContractToBuffer just before
+  // the page-number stamp).
+  const pages = pdfDoc.getPages();
+  const sigPage = pages[pages.length - 1];
+  const { height: pageH } = sigPage.getSize();
+
+  // Origin coordinates for the box in PDFKit space. Pick by role.
+  const boxX = role === 'customer' ? L.customerX : L.adminX;
+  const boxY = L.boxY;
+  const boxW = L.boxWidth;
+  const boxH = L.boxHeight;
+
+  // The signature image fits inside the box with 4pt padding on each
+  // side. We preserve the aspect ratio by scaling the image to fit,
+  // then centring it.
+  const padding = 4;
+  const innerW = boxW - 2 * padding;
+  const innerH = boxH - 2 * padding;
+  const imgW = pngImage.width;
+  const imgH = pngImage.height;
+  const scale = Math.min(innerW / imgW, innerH / imgH);
+  const drawW = imgW * scale;
+  const drawH = imgH * scale;
+  // Centre inside the inner rect.
+  const drawXPdfkit = boxX + padding + (innerW - drawW) / 2;
+  const drawYPdfkit = boxY + padding + (innerH - drawH) / 2;
+  const conv = pdfkitToPdfLib(pageH, drawXPdfkit, drawYPdfkit, drawW, drawH);
+
+  sigPage.drawImage(pngImage, conv);
+
+  // Caption — fill in the "Name: ___" and "Date: ___" rows under
+  // the box. The unsigned PDF left these empty; we overwrite by
+  // drawing white rectangles over the empty rows then printing the
+  // filled-in values on top. Same coords as the unsigned render's
+  // captionY = boxY + boxHeight + 6.
+  if (caption && (caption.name || caption.signedAt)) {
+    const captionYPdfkit = boxY + boxH + 6;
+    // Use the shared formatDate helper so the "Datum: ..." line
+    // matches the locale-aware DD.MM.YYYY format the rest of the
+    // contract PDF uses (e.g. issue-date headline). Caller may pass
+    // a custom dateFormat via caption.dateFormat for per-document
+    // overrides; without it formatDate defaults to DD.MM.YYYY.
+    const lines = [
+      `${caption.nameLabel || 'Name'}: ${caption.name || ''}`,
+      `${caption.dateLabel || 'Date'}: ${caption.signedAt && formatDate
+        ? formatDate(caption.signedAt, caption.dateFormat)
+        : ''}`,
+    ];
+    // Overdraw a white rectangle so we replace the unsigned-page's
+    // empty captions cleanly. PDFKit + pdf-lib both lay glyphs over
+    // existing content rather than replacing, so without this the
+    // old "Name: " would still show through.
+    const captionRect = pdfkitToPdfLib(pageH, boxX, captionYPdfkit - 2, boxW, 28);
+    sigPage.drawRectangle({ ...captionRect, color: pdfLibRgb(1, 1, 1) });
+
+    // Embed Helvetica (pdf-lib's built-in font). 9pt to match the
+    // unsigned render's caption size.
+    const StandardFonts = require('pdf-lib').StandardFonts;
+    const helv = await pdfDoc.embedFont(StandardFonts.Helvetica);
+    const fontSize = 9;
+    for (let i = 0; i < lines.length; i++) {
+      const lineY = captionYPdfkit + i * 12;
+      const conv2 = pdfkitToPdfLib(pageH, boxX, lineY, boxW, fontSize);
+      sigPage.drawText(lines[i], {
+        x: conv2.x,
+        y: conv2.y,
+        size: fontSize,
+        font: helv,
+        color: pdfLibRgb(0, 0, 0),
+      });
+    }
+  }
+
+  const outBytes = await pdfDoc.save();
+  return Buffer.from(outBytes);
+}
+
+// pdf-lib expects rgb() instances. Importing the helper lazily so
+// the function works whether pdf-lib resolves it as a named export or
+// a method on the default object across versions.
+let _rgbFn = null;
+function pdfLibRgb(r, g, b) {
+  if (!_rgbFn) {
+    const m = require('pdf-lib');
+    _rgbFn = m.rgb || ((rr, gg, bb) => ({ type: 'RGB', red: rr, green: gg, blue: bb }));
+  }
+  return _rgbFn(r, g, b);
+}
+
+/**
+ * Render the audit certificate — a standalone single-page (or 2-page
+ * if it grows) PDF that records timestamps, IPs, SHA-256 hashes, and
+ * the actor names for every signature event on the contract.
+ *
+ * Used as a sibling document to the signed contract PDF. Both are
+ * attached to the contract_fully_signed email and stored on the
+ * contract row so either party can fetch each independently.
+ *
+ * The certificate references the signed contract PDF by hash —
+ * verifying the certificate authentic + re-hashing the contract PDF
+ * is the integrity check.
+ *
+ * Returns { buffer, sha256 }.
+ */
+async function renderAuditCertificate({ contract, customer, admin, locale = 'de' }) {
+  const { PAGE, FONT_BODY, FONT_BOLD, t } = pdfConsts();
+  return new Promise((resolve, reject) => {
+    try {
+      const doc = new PDFKit({
+        size: 'A4',
+        bufferPages: true,
+        margins: {
+          top: PAGE.marginTop, bottom: PAGE.marginBottom,
+          left: PAGE.marginLeft, right: PAGE.marginRight,
+        },
+        info: {
+          Title: `${contract.contract_number || 'Contract'}_audit_certificate`,
+          Author: 'picpeak',
+          Subject: t(locale, 'audit_certificate_subject'),
+        },
+      });
+      const chunks = [];
+      doc.on('data', (c) => chunks.push(c));
+      doc.on('end', () => {
+        const buffer = Buffer.concat(chunks);
+        resolve({ buffer, sha256: sha256OfBuffer(buffer) });
+      });
+      doc.on('error', reject);
+
+      doc._fonts = { body: FONT_BODY, bold: FONT_BOLD };
+
+      let y = PAGE.marginTop;
+
+      doc.font(doc._fonts.bold).fontSize(18).fillColor('#000');
+      doc.text(t(locale, 'audit_title'), PAGE.marginLeft, y, {
+        width: PAGE.contentWidth,
+      });
+      y = doc.y + 6;
+      doc.strokeColor('#888').lineWidth(0.5)
+        .moveTo(PAGE.marginLeft, y).lineTo(PAGE.marginLeft + PAGE.contentWidth, y).stroke();
+      y += 14;
+
+      doc.font(doc._fonts.body).fontSize(10).fillColor('#000');
+      doc.text(t(locale, 'audit_intro'), PAGE.marginLeft, y, {
+        width: PAGE.contentWidth, align: 'left',
+      });
+      y = doc.y + 14;
+
+      const labelW = 200;
+      const valueW = PAGE.contentWidth - labelW;
+      function row(labelKey, value) {
+        if (!value) return;
+        doc.font(doc._fonts.bold).fontSize(9).fillColor('#444');
+        doc.text(t(locale, labelKey), PAGE.marginLeft, y, {
+          width: labelW, lineBreak: false,
+        });
+        doc.font(doc._fonts.body).fontSize(9).fillColor('#000');
+        doc.text(String(value), PAGE.marginLeft + labelW, y, {
+          width: valueW, align: 'left',
+        });
+        y = Math.max(y + 12, doc.y + 4);
+      }
+
+      row('audit_contract_number', contract.contract_number);
+      row('audit_issued_at', contract.sent_at
+        ? new Date(contract.sent_at).toISOString()
+        : null);
+
+      if (customer && (customer.name || customer.signedAt)) {
+        y += 6;
+        doc.font(doc._fonts.bold).fontSize(11).fillColor('#000');
+        doc.text(t(locale, 'audit_customer_section'), PAGE.marginLeft, y);
+        y = doc.y + 4;
+        row('audit_signed_by', customer.name);
+        row('audit_signed_at', customer.signedAt ? new Date(customer.signedAt).toISOString() : null);
+        row('audit_ip', customer.ip);
+      }
+      if (admin && (admin.name || admin.signedAt)) {
+        y += 6;
+        doc.font(doc._fonts.bold).fontSize(11).fillColor('#000');
+        doc.text(t(locale, 'audit_admin_section'), PAGE.marginLeft, y);
+        y = doc.y + 4;
+        row('audit_signed_by', admin.name);
+        row('audit_signed_at', admin.signedAt ? new Date(admin.signedAt).toISOString() : null);
+        row('audit_ip', admin.ip);
+      }
+
+      if (contract.pdf_sha256 || contract.signed_pdf_sha256) {
+        y += 8;
+        doc.font(doc._fonts.bold).fontSize(11).fillColor('#000');
+        doc.text(t(locale, 'audit_integrity_section'), PAGE.marginLeft, y);
+        y = doc.y + 4;
+        row('audit_unsigned_sha', contract.pdf_sha256);
+        row('audit_signed_sha', contract.signed_pdf_sha256);
+      }
+
+      y += 14;
+      doc.font(doc._fonts.body).fontSize(8).fillColor('#666');
+      doc.text(t(locale, 'audit_footer'), PAGE.marginLeft, y, {
+        width: PAGE.contentWidth, align: 'left',
+      });
+
+      doc.end();
+    } catch (err) {
+      reject(err);
+    }
+  });
+}
+
+/**
+ * Apply a sequence of signature stamps to a contract PDF buffer.
+ * Each stamp is `{ signaturePngPath, role, caption }`. Returns the
+ * final buffer + its SHA-256 hash.
+ *
+ * Single-pass so file IO happens once per stamp pair. Caller orders
+ * the array (customer first, admin second) per the desired
+ * provenance chain.
+ */
+async function stampSignatures(originalPdfBuffer, stamps) {
+  let buffer = originalPdfBuffer;
+  for (const stamp of stamps) {
+    if (!stamp.signaturePngPath) continue;
+    try {
+      buffer = await stampSignature({
+        pdfBuffer: buffer,
+        signaturePngPath: stamp.signaturePngPath,
+        role: stamp.role,
+        caption: stamp.caption,
+      });
+    } catch (err) {
+      logger.error('stampSignatures: failed to apply stamp', {
+        role: stamp.role,
+        signaturePngPath: stamp.signaturePngPath,
+        message: err.message,
+      });
+      // Skip the failed stamp but keep going — better to produce a
+      // PDF missing one signature than to lose the whole document.
+    }
+  }
+  return { buffer, sha256: sha256OfBuffer(buffer) };
+}
+
+module.exports = {
+  stampSignature,
+  stampSignatures,
+  renderAuditCertificate,
+  _internal: { pdfkitToPdfLib, sha256OfBuffer },
+};

backend/src/services/taxReportService.js

@@ -0,0 +1,760 @@
+/**
+ * taxReportService — period-scoped revenue listing for tax filing.
+ *
+ * Pulls every revenue-relevant invoice in [from, to] (accrual basis,
+ * keyed on `issue_date`) and returns rows + totals broken down by
+ * VAT rate. Cancelled invoices stay in the row list (DE/CH/AT audit
+ * trail requires a gap-free invoice-number sequence) but are excluded
+ * from the totals math.
+ *
+ * Late fees: the user opted to include them in the totals. We split
+ * each invoice's `late_fee_amount_minor` proportionally using the
+ * invoice's own VAT rate:
+ *   lateFeeNet = round(late_fee_amount_minor / (1 + vat_rate/100))
+ *   lateFeeVat = late_fee_amount_minor − lateFeeNet
+ * and add those onto the stored `net_amount_minor` / `vat_amount_minor`
+ * before reporting. Invoices without a late fee → math collapses to
+ * the stored values.
+ *
+ * Returned shape (see getTaxReport):
+ *   {
+ *     rows:               [{ id, invoiceNumber, issueDate, currency,
+ *                            vatRate, customerLabel, eventName,
+ *                            netMinor, vatMinor, totalMinor,
+ *                            isCancelled, replacedByInvoiceNumber }, …],
+ *     totalsByVatRate:    [{ vatRate, netMinor, vatMinor, totalMinor }, …],
+ *     grandTotalNet:      Number (minor units),
+ *     grandTotalVat:      Number (minor units),
+ *     grandTotal:         Number (minor units),
+ *     cancelledCount:     Number,
+ *     currency:           String,
+ *     period:             { from: 'YYYY-MM-DD', to: 'YYYY-MM-DD' },
+ *   }
+ *
+ * Counterpart renderers (renderTaxReportPdf / renderTaxReportCsv)
+ * land in commit 3 alongside the routes — keeping the service pure
+ * data-shaping for this commit.
+ */
+
+const { db, withRetry } = require('../database/db');
+const pdfService = require('./pdfService');
+const businessProfileService = require('./businessProfileService');
+const { getAppSetting } = require('../utils/appSettings');
+const { t } = require('./pdf-i18n');
+const { formatMinor, formatDate } = pdfService._internal;
+
+// Rows we WANT to surface in the tax report. `cancelled` is included
+// for audit visibility; the totals math filters it out separately.
+const REPORTABLE_STATUSES = ['sent', 'paid', 'overdue', 'pending_delivery', 'cancelled'];
+
+// D.2 — `ensureInt` consolidated into utils/numericHelpers.
+const { ensureInt } = require('../utils/numericHelpers');
+
+function ensureRate(v) {
+  if (v === null || v === undefined || v === '') return 0;
+  const n = Number(v);
+  return Number.isFinite(n) ? n : 0;
+}
+
+/**
+ * Compose the customer label we show in the table. Prefers company
+ * name (most invoices in this workflow are B2B), falls back to
+ * "First Last", then display_name, then email. Mirrors how the bills
+ * list page picks a label so the two views feel consistent.
+ */
+function buildCustomerLabel(row) {
+  if (row.customer_company_name && String(row.customer_company_name).trim()) {
+    return String(row.customer_company_name).trim();
+  }
+  const first = row.customer_first_name ? String(row.customer_first_name).trim() : '';
+  const last  = row.customer_last_name  ? String(row.customer_last_name).trim()  : '';
+  const fullName = `${first} ${last}`.trim();
+  if (fullName) return fullName;
+  if (row.customer_display_name) return String(row.customer_display_name).trim();
+  if (row.customer_email) return String(row.customer_email).trim();
+  return '';
+}
+
+/**
+ * Split a late-fee gross amount into (net, vat) components using the
+ * invoice's own VAT rate. Rounding direction matches how we render
+ * money throughout the system: half-to-even on the net portion,
+ * remainder lands in VAT so net + vat = grossInput exactly.
+ *
+ *   grossUpLateFee(2500, 7.7) → { net: 2321, vat: 179 }   // 25.00 → 23.21 + 1.79
+ *   grossUpLateFee(2500, 0)   → { net: 2500, vat: 0 }     // no VAT, fee is pure net
+ */
+function grossUpLateFee(grossMinor, vatRatePercent) {
+  const fee = ensureInt(grossMinor);
+  if (fee <= 0) return { net: 0, vat: 0 };
+  const rate = ensureRate(vatRatePercent);
+  if (rate <= 0) return { net: fee, vat: 0 };
+  const net = Math.round(fee / (1 + rate / 100));
+  const vat = fee - net;
+  return { net, vat };
+}
+
+/**
+ * Apply the late-fee gross-up to a raw DB row and return the values
+ * we'll show + sum in the report. Net + VAT are the stored amounts
+ * PLUS the late-fee components; total stays at `total_amount_minor`
+ * (already includes the late fee).
+ */
+function computeReportedAmounts(row) {
+  const baseNet = ensureInt(row.net_amount_minor);
+  const baseVat = ensureInt(row.vat_amount_minor);
+  const total   = ensureInt(row.total_amount_minor);
+  const { net: lateNet, vat: lateVat } = grossUpLateFee(row.late_fee_amount_minor, row.vat_rate);
+  return {
+    netMinor:   baseNet + lateNet,
+    vatMinor:   baseVat + lateVat,
+    totalMinor: total,
+  };
+}
+
+/**
+ * Resolve which replacement invoice (if any) was issued for each
+ * cancelled row. Used for the "Bezug → R-2026-0043" badge in the UI
+ * and PDF. Single batched query, no N+1.
+ */
+async function loadReplacementsMap(cancelledIds) {
+  if (!cancelledIds.length) return new Map();
+  const successors = await db('invoices')
+    .whereIn('replaces_invoice_id', cancelledIds)
+    .select('replaces_invoice_id', 'invoice_number');
+  const map = new Map();
+  for (const s of successors) {
+    map.set(s.replaces_invoice_id, s.invoice_number);
+  }
+  return map;
+}
+
+/**
+ * Aggregate Skonto state per invoice from `invoice_payment_log`
+ * (migration 126). Returns Map<invoice_id, { applied, amountMinor }>.
+ * An invoice is considered Skonto-applied if ANY of its payment-log
+ * rows carries the flag — admins occasionally split the discounted
+ * total across multiple rows (e.g. retainer + final).
+ *
+ * Single batched query, no N+1. Empty map when the input list is
+ * empty so the main path can skip the lookup entirely on empty
+ * periods.
+ */
+async function loadSkontoMap(invoiceIds) {
+  if (!invoiceIds.length) return new Map();
+  const rows = await db('invoice_payment_log')
+    .whereIn('invoice_id', invoiceIds)
+    .select('invoice_id', 'skonto_applied', 'skonto_amount_minor');
+  const map = new Map();
+  for (const r of rows) {
+    const flag = r.skonto_applied === true || r.skonto_applied === 1;
+    const amt = Number(r.skonto_amount_minor || 0);
+    const cur = map.get(r.invoice_id) || { applied: false, amountMinor: 0 };
+    if (flag) cur.applied = true;
+    cur.amountMinor += amt;
+    map.set(r.invoice_id, cur);
+  }
+  return map;
+}
+
+/**
+ * The main entry point.
+ *
+ *   getTaxReport({ from: '2026-01-01', to: '2026-03-31', currency: 'CHF' })
+ *
+ * `from` and `to` are inclusive ISO dates (YYYY-MM-DD). `currency` is
+ * required and must match `invoices.currency` exactly — mixing
+ * currencies in one report is unsound for tax filing, so the API
+ * forces a single-currency view.
+ */
+async function getTaxReport({ from, to, currency } = {}) {
+  if (!from || !to) {
+    throw new Error('getTaxReport: `from` and `to` are required (YYYY-MM-DD)');
+  }
+  if (!currency || typeof currency !== 'string') {
+    throw new Error('getTaxReport: `currency` is required');
+  }
+  const cur = currency.toUpperCase();
+
+  return await withRetry(async () => {
+    const dbRows = await db('invoices')
+      .leftJoin('customer_accounts', 'invoices.customer_account_id', 'customer_accounts.id')
+      .leftJoin('events',            'invoices.event_id',            'events.id')
+      .whereBetween('invoices.issue_date', [from, to])
+      .where('invoices.currency', cur)
+      .whereIn('invoices.status', REPORTABLE_STATUSES)
+      .orderBy('invoices.invoice_number', 'asc')
+      .select(
+        'invoices.id',
+        'invoices.invoice_number',
+        'invoices.issue_date',
+        'invoices.currency',
+        'invoices.status',
+        'invoices.kind',
+        'invoices.vat_rate',
+        'invoices.net_amount_minor',
+        'invoices.vat_amount_minor',
+        'invoices.total_amount_minor',
+        'invoices.late_fee_amount_minor',
+        'invoices.replaces_invoice_id',
+        'customer_accounts.email         as customer_email',
+        'customer_accounts.display_name  as customer_display_name',
+        'customer_accounts.first_name    as customer_first_name',
+        'customer_accounts.last_name     as customer_last_name',
+        'customer_accounts.company_name  as customer_company_name',
+        // Prefer the invoice's inline snapshot (migration 123) so
+        // renames on the events table don't retroactively change
+        // historical tax reports; fall back to events.event_name for
+        // legacy rows where the snapshot is still null.
+        db.raw('COALESCE(invoices.event_name, events.event_name) AS event_name'),
+      );
+
+    // Find replacement invoice numbers for any cancelled rows so the
+    // UI can render "Bezug → R-XXXX" without an extra round-trip.
+    const cancelledIds = dbRows.filter((r) => r.status === 'cancelled').map((r) => r.id);
+    const replacedByMap = await loadReplacementsMap(cancelledIds);
+
+    // Skonto aggregate (migration 126). One invoice can have multiple
+    // payment-log rows (partial → top-up → top-up → final); we surface
+    // the row as "paid with Skonto" if ANY of its log rows carries the
+    // flag, and sum the discount across all such rows. Done as a
+    // separate query so the main SELECT doesn't need a GROUP BY (which
+    // would force every selected column into the GROUP under strict
+    // Postgres semantics).
+    const skontoByInvoiceId = await loadSkontoMap(dbRows.map((r) => r.id));
+
+    // Bucket totals by VAT rate. Use a string key so 7.7 and 7.70
+    // collapse to the same bucket regardless of how the DB rounds.
+    const byRate = new Map();
+    let grandTotalNet = 0;
+    let grandTotalVat = 0;
+    let grandTotal    = 0;
+    let cancelledCount = 0;
+
+    const rows = dbRows.map((r) => {
+      const reported = computeReportedAmounts(r);
+      const isCancelled = r.status === 'cancelled';
+      if (isCancelled) {
+        cancelledCount += 1;
+      } else {
+        grandTotalNet += reported.netMinor;
+        grandTotalVat += reported.vatMinor;
+        grandTotal    += reported.totalMinor;
+        const rateKey = String(ensureRate(r.vat_rate).toFixed(2));
+        const bucket = byRate.get(rateKey) || {
+          vatRate: ensureRate(r.vat_rate),
+          netMinor: 0, vatMinor: 0, totalMinor: 0,
+        };
+        bucket.netMinor   += reported.netMinor;
+        bucket.vatMinor   += reported.vatMinor;
+        bucket.totalMinor += reported.totalMinor;
+        byRate.set(rateKey, bucket);
+      }
+      const skonto = skontoByInvoiceId.get(r.id) || { applied: false, amountMinor: 0 };
+      return {
+        id: r.id,
+        invoiceNumber: r.invoice_number,
+        issueDate: r.issue_date,
+        currency: r.currency,
+        status: r.status,
+        // kind + isReissue drive the lineage badges in the tax-tab
+        // table (parity with the admin invoices list). isCancelled
+        // already gates the "Cancelled" badge; isReissue gates a
+        // "Reissue" badge on invoices created via Cancel & reissue.
+        kind: r.kind || 'invoice',
+        isCancelled,
+        isReissue: !isCancelled && r.replaces_invoice_id != null,
+        replacedByInvoiceNumber: isCancelled ? (replacedByMap.get(r.id) || null) : null,
+        vatRate: ensureRate(r.vat_rate),
+        customerLabel: buildCustomerLabel(r),
+        eventName: r.event_name || '',
+        netMinor: reported.netMinor,
+        vatMinor: reported.vatMinor,
+        totalMinor: reported.totalMinor,
+        // Skonto aggregate (migration 126). `skontoApplied` flags
+        // any row in this invoice's payment log as Skonto-applied;
+        // `skontoAmountMinor` is the summed discount across all such
+        // rows. Both surfaced so the report consumer (UI / PDF / CSV)
+        // can render the column without re-querying the log.
+        skontoApplied: skonto.applied,
+        skontoAmountMinor: skonto.amountMinor,
+      };
+    });
+
+    const totalsByVatRate = Array.from(byRate.values()).sort((a, b) => a.vatRate - b.vatRate);
+
+    return {
+      rows,
+      totalsByVatRate,
+      grandTotalNet,
+      grandTotalVat,
+      grandTotal,
+      cancelledCount,
+      currency: cur,
+      period: { from, to },
+    };
+  });
+}
+
+// ---------------------------------------------------------------------
+// PDF + CSV renderers
+// ---------------------------------------------------------------------
+
+/**
+ * Pull the issuer block + date format that the renderers need. Mirrors
+ * the slice that invoiceService.buildInvoiceRenderContext builds for
+ * the regular invoice/quote PDFs so the letterhead looks identical.
+ */
+async function loadRenderContext(locale) {
+  const { profile } = await businessProfileService.getProfile();
+  let dateFormat = null;
+  try {
+    const raw = await getAppSetting('general_date_format');
+    if (raw && typeof raw === 'object' && raw.format) dateFormat = raw;
+    else if (typeof raw === 'string' && raw.trim()) dateFormat = { format: raw.trim() };
+  } catch (_) { /* fall back to renderer default */ }
+
+  const issuer = profile ? {
+    companyName: profile.company_name,
+    addressLine1: profile.address_line1,
+    addressLine2: profile.address_line2,
+    postalCode: profile.postal_code,
+    city: profile.city,
+    state: profile.state,
+    countryCode: profile.country_code,
+    countryName: profile.country_name || null,
+    phone: profile.phone, mobile: profile.mobile, email: profile.email, website: profile.website,
+    footerLine: profile.footer_line,
+    vatId: profile.vat_id,
+    logoPath: profile.logo_path,
+    pdfFontTtfPath: profile.pdf_font_ttf_path,
+    pdfFontFamily: profile.pdf_font_family || null,
+    showLogo: profile.pdf_show_logo == null ? true
+      : (profile.pdf_show_logo === true || profile.pdf_show_logo === 1 || profile.pdf_show_logo === '1'),
+    showCompanyName: profile.pdf_show_company_name == null ? true
+      : (profile.pdf_show_company_name === true || profile.pdf_show_company_name === 1 || profile.pdf_show_company_name === '1'),
+    logoHeight: profile.pdf_logo_height == null ? 56 : Number(profile.pdf_logo_height),
+    companyNameInline: profile.pdf_company_name_inline === true || profile.pdf_company_name_inline === 1 || profile.pdf_company_name_inline === '1',
+    // Folding marks would clutter a tax-report (no envelope window in
+    // play); always suppress regardless of the profile setting.
+    foldingMarks: 'none',
+  } : {};
+
+  return { issuer, dateFormat, locale: locale || profile?.default_locale || 'de' };
+}
+
+// Page layout for the tax-report table. Sized for A4 landscape (762pt
+// content width). Sums to ~759 leaving ~3pt slack for the right margin.
+//
+// "Status" column lives at the far right so the cancelled marker
+// doesn't crowd the invoice number. The invoice column itself stays
+// uncluttered with just "R-2026-0001" — easier to scan for an
+// auditor looking at the sequence.
+const TAX_TABLE_COLS = [
+  { key: 'idx',      labelKey: 'tax_col_no',       width: 26,  align: 'right' },
+  { key: 'date',     labelKey: 'tax_col_date',     width: 60,  align: 'left'  },
+  { key: 'invoice',  labelKey: 'tax_col_invoice',  width: 100, align: 'left'  },
+  { key: 'customer', labelKey: 'tax_col_customer', width: 132, align: 'left'  },
+  { key: 'event',    labelKey: 'tax_col_event',    width: 95,  align: 'left'  },
+  { key: 'vatRate',  labelKey: 'tax_col_vat_rate', width: 42,  align: 'right' },
+  { key: 'net',      labelKey: 'tax_col_net',      width: 70,  align: 'right' },
+  { key: 'vat',      labelKey: 'tax_col_vat',      width: 60,  align: 'right' },
+  { key: 'total',    labelKey: 'tax_col_total',    width: 80,  align: 'right' },
+  // Skonto column (migration 126) — blank for non-Skonto rows so the
+  // column reads quietly until it has data. Shrunk neighbouring text
+  // columns slightly to make space without going over the landscape
+  // content width.
+  { key: 'skonto',   labelKey: 'tax_col_skonto',   width: 56,  align: 'right' },
+  { key: 'status',   labelKey: 'tax_col_status',   width: 58,  align: 'left'  },
+];
+
+function colX(leftMargin, index) {
+  let x = leftMargin;
+  for (let i = 0; i < index; i += 1) x += TAX_TABLE_COLS[i].width;
+  return x;
+}
+
+function drawTaxTableHeader(doc, leftMargin, y, locale, fonts) {
+  doc.font(fonts.bold).fontSize(8.5).fillColor('#000');
+  for (let i = 0; i < TAX_TABLE_COLS.length; i += 1) {
+    const col = TAX_TABLE_COLS[i];
+    doc.text(t(locale, col.labelKey), colX(leftMargin, i) + 2, y, {
+      width: col.width - 4, align: col.align,
+    });
+  }
+  const headerBottom = y + 14;
+  doc.moveTo(leftMargin, headerBottom)
+    .lineTo(leftMargin + TAX_TABLE_COLS.reduce((s, c) => s + c.width, 0), headerBottom)
+    .lineWidth(0.6).strokeColor('#000').stroke();
+  return headerBottom + 4;
+}
+
+function formatVatRate(rate, locale) {
+  // 7.7 → "7.7 %" in en, "7,7 %" in de. Two decimals stripped for
+  // tidiness when zero (8.10 → "8.1 %").
+  const n = Number(rate || 0);
+  const intlLocale = locale === 'de' ? 'de-CH' : 'en-GB';
+  const formatted = new Intl.NumberFormat(intlLocale, {
+    minimumFractionDigits: 0, maximumFractionDigits: 2,
+  }).format(n);
+  return `${formatted} %`;
+}
+
+function rowCellValues(row, idx, locale, dateFormat) {
+  const intlLocale = locale === 'de' ? 'de-CH' : 'en-GB';
+  return {
+    idx: String(idx),
+    date: formatDate(row.issueDate, dateFormat),
+    invoice: row.invoiceNumber, // no inline "(Cancelled)" — keep the column tidy; status is its own column
+    customer: row.customerLabel || '',
+    event: row.eventName || '',
+    vatRate: formatVatRate(row.vatRate, locale),
+    net: formatMinor(row.netMinor, row.currency, intlLocale),
+    vat: formatMinor(row.vatMinor, row.currency, intlLocale),
+    total: formatMinor(row.totalMinor, row.currency, intlLocale),
+    skonto: row.skontoApplied
+      ? formatMinor(row.skontoAmountMinor, row.currency, intlLocale)
+      : '',
+    status: row.isCancelled ? t(locale, 'tax_status_cancelled') : '',
+  };
+}
+
+/**
+ * Render the tax report as a PDF buffer.
+ *
+ *   renderTaxReportPdf({ from, to, currency, locale })  → Promise<Buffer>
+ *
+ * Currency is required and used to scope the data (same contract as
+ * getTaxReport). Locale defaults to the business profile's default.
+ */
+async function renderTaxReportPdf({ from, to, currency, locale } = {}) {
+  const report = await getTaxReport({ from, to, currency });
+  const renderCtx = await loadRenderContext(locale);
+  const useLocale = renderCtx.locale;
+  const intlLocale = useLocale === 'de' ? 'de-CH' : 'en-GB';
+
+  const { doc, page, fonts } = pdfService.createBaseDocument({
+    orientation: 'landscape',
+    issuer: renderCtx.issuer,
+    info: {
+      Title: `${t(useLocale, 'tax_title')} ${report.period.from}–${report.period.to}`,
+      Author: renderCtx.issuer.companyName || 'picpeak',
+    },
+  });
+
+  return await new Promise((resolve, reject) => {
+    try {
+      const chunks = [];
+      doc.on('data', (c) => chunks.push(c));
+      doc.on('end', () => resolve(Buffer.concat(chunks)));
+      doc.on('error', reject);
+
+      const leftMargin = page.marginLeft;
+      // Issuer block: top-right, same width pattern as the existing
+      // invoice/quote letterhead (180pt) so the branding feels
+      // consistent across all admin-facing PDFs.
+      const issuerWidth = 180;
+      const issuerX = page.width - page.marginRight - issuerWidth;
+      const issuerY = page.marginTop + 4;
+      const issuerEndY = pdfService.drawIssuerBlock(
+        doc, renderCtx.issuer, issuerX, issuerY, issuerWidth, useLocale
+      );
+
+      // Title block on the left.
+      doc.font(fonts.bold).fontSize(18).fillColor('#000')
+        .text(t(useLocale, 'tax_title'), leftMargin, page.marginTop + 4, {
+          width: page.contentWidth - issuerWidth - 20, align: 'left',
+        });
+
+      doc.font(fonts.body).fontSize(10).fillColor('#333');
+      const periodLine = `${t(useLocale, 'tax_period')}: ${formatDate(report.period.from, renderCtx.dateFormat)} – ${formatDate(report.period.to, renderCtx.dateFormat)}`;
+      doc.text(periodLine, leftMargin, page.marginTop + 30, {
+        width: page.contentWidth - issuerWidth - 20, align: 'left',
+      });
+      doc.text(`${t(useLocale, 'tax_currency')}: ${report.currency}`,
+        leftMargin, page.marginTop + 46, {
+          width: page.contentWidth - issuerWidth - 20, align: 'left',
+        });
+
+      // Table starts below whichever block (issuer or title) ends lower.
+      let y = Math.max(issuerEndY, page.marginTop + 70) + 14;
+      y = drawTaxTableHeader(doc, leftMargin, y, useLocale, fonts);
+
+      doc.fontSize(8.5);
+      const tableBottomLimit = page.height - page.marginBottom - 110; // leave room for totals
+      const tableWidth = TAX_TABLE_COLS.reduce((s, c) => s + c.width, 0);
+
+      if (report.rows.length === 0) {
+        doc.font(fonts.body).fontSize(10).fillColor('#555')
+          .text(t(useLocale, 'tax_no_invoices'), leftMargin, y + 6, {
+            width: tableWidth, align: 'center',
+          });
+        y += 24;
+      }
+
+      // Row height is now DYNAMIC — computed per row as the max
+      // rendered height across every cell at its column width. This
+      // means a cell that wraps to two lines (long customer label,
+      // multi-line event name, "Storniert" tag in a narrow status
+      // column) makes the whole row taller instead of overlapping
+      // the row below. The minimum keeps tight rows readable.
+      const ROW_MIN_HEIGHT = 14;
+      const ROW_VERTICAL_PADDING = 4; // space between text and the separator line
+      const safeStr = (v) => (v == null ? '' : String(v));
+
+      // Measure how tall a value would render in the given column.
+      // Numeric / aligned cells use `lineBreak: false` so they never
+      // wrap (they're either ints or money strings whose width we
+      // budget for) — only text cells (customer, event, invoice,
+      // status) opt into natural wrapping.
+      const isWrappable = (col) => ['invoice', 'customer', 'event', 'status'].includes(col.key);
+      const measureCellHeight = (value, col) => {
+        const s = safeStr(value);
+        if (!s) return 0;
+        const opts = isWrappable(col)
+          ? { width: col.width - 4, align: col.align }
+          : { width: col.width - 4, align: col.align, lineBreak: false };
+        // `doc.heightOfString` reads the current font + fontSize, so
+        // we set the body font + 8.5pt before each row's measurement
+        // pass and the values stay consistent with the actual draw.
+        return doc.heightOfString(s, opts);
+      };
+
+      for (let i = 0; i < report.rows.length; i += 1) {
+        const row = report.rows[i];
+        const cells = rowCellValues(row, i + 1, useLocale, renderCtx.dateFormat);
+
+        // Set the font BEFORE measuring so heightOfString reads the
+        // exact rendering state we'll use for doc.text below.
+        doc.font(fonts.body).fontSize(8.5);
+
+        let textHeight = ROW_MIN_HEIGHT - ROW_VERTICAL_PADDING;
+        for (const col of TAX_TABLE_COLS) {
+          const h = measureCellHeight(cells[col.key], col);
+          if (h > textHeight) textHeight = h;
+        }
+        const rowH = Math.ceil(textHeight) + ROW_VERTICAL_PADDING;
+
+        // Page break check uses the actual row height we're about to
+        // draw, not the old hard-coded constant — long rows can't
+        // sneak past the bottom margin. Pass margins explicitly so the
+        // new page inherits the same 40pt frame as page 1 — without
+        // this, PDFKit's addPage falls back to its 72pt default and
+        // the footer-Y math (`page.height - page.marginBottom - 12`)
+        // ends up positioned for a margin the page doesn't actually
+        // have, which is what made the page-number footer drift onto
+        // the wrong row of subsequent pages.
+        if (y + rowH > tableBottomLimit) {
+          doc.addPage({
+            size: 'A4', layout: 'landscape',
+            margins: {
+              top: page.marginTop, bottom: page.marginBottom,
+              left: page.marginLeft, right: page.marginRight,
+            },
+          });
+          y = page.marginTop;
+          y = drawTaxTableHeader(doc, leftMargin, y, useLocale, fonts);
+          doc.font(fonts.body).fontSize(8.5);
+        }
+
+        doc.fillColor(row.isCancelled ? '#888' : '#000');
+
+        for (let c = 0; c < TAX_TABLE_COLS.length; c += 1) {
+          const col = TAX_TABLE_COLS[c];
+          const opts = isWrappable(col)
+            ? { width: col.width - 4, align: col.align }
+            : { width: col.width - 4, align: col.align, lineBreak: false };
+          doc.text(safeStr(cells[col.key]), colX(leftMargin, c) + 2, y, opts);
+        }
+
+        // Light separator under each row, drawn at the dynamic
+        // bottom edge — not at a fixed offset.
+        doc.moveTo(leftMargin, y + rowH - 1)
+          .lineTo(leftMargin + tableWidth, y + rowH - 1)
+          .lineWidth(0.3).strokeColor('#e0e0e0').stroke();
+        y += rowH;
+      }
+
+      // Totals block. Lives in the right half of the page so it
+      // doesn't fight with the cancelled footnote on the left.
+      //
+      // Estimate the totals block height up-front: header (16) +
+      // 13pt per VAT bucket row + divider (8) + three grand-total
+      // rows (39) + a 12pt cushion for the footer below. If that
+      // doesn't fit on the current page, force a new page now —
+      // otherwise PDFKit auto-paginates mid-totals, creating phantom
+      // pages whose footer ends up at unexpected Y positions on the
+      // subsequent bufferedPageRange loop.
+      const totalsHeightEstimate = 16 + (report.totalsByVatRate.length * 13) + 8 + 39 + 12;
+      const footerReserve = 24; // 12 above + 12 of page-number text room
+      if (y + 12 + totalsHeightEstimate + footerReserve > page.height - page.marginBottom) {
+        doc.addPage({
+          size: 'A4', layout: 'landscape',
+          margins: {
+            top: page.marginTop, bottom: page.marginBottom,
+            left: page.marginLeft, right: page.marginRight,
+          },
+        });
+        y = page.marginTop;
+      }
+      const totalsTop = y + 12;
+      const totalsBoxWidth = 360;
+      const totalsX = page.width - page.marginRight - totalsBoxWidth;
+
+      doc.font(fonts.bold).fontSize(10).fillColor('#000')
+        .text(t(useLocale, 'tax_totals_by_rate'), totalsX, totalsTop, {
+          width: totalsBoxWidth, align: 'left',
+        });
+
+      let ty = totalsTop + 16;
+      doc.font(fonts.body).fontSize(9);
+      for (const bucket of report.totalsByVatRate) {
+        const labelLeft = `${formatVatRate(bucket.vatRate, useLocale)}`;
+        doc.text(labelLeft, totalsX, ty, { width: 80, align: 'left' });
+        doc.text(formatMinor(bucket.netMinor, report.currency, intlLocale),
+          totalsX + 80, ty, { width: 90, align: 'right' });
+        doc.text(formatMinor(bucket.vatMinor, report.currency, intlLocale),
+          totalsX + 175, ty, { width: 90, align: 'right' });
+        doc.text(formatMinor(bucket.totalMinor, report.currency, intlLocale),
+          totalsX + 270, ty, { width: 90, align: 'right' });
+        ty += 13;
+      }
+      // Divider above grand totals.
+      doc.moveTo(totalsX, ty + 2).lineTo(totalsX + totalsBoxWidth, ty + 2)
+        .lineWidth(0.6).strokeColor('#000').stroke();
+      ty += 6;
+      doc.font(fonts.bold);
+      doc.text(t(useLocale, 'tax_grand_total_net'), totalsX, ty, { width: 170, align: 'left' });
+      doc.text(formatMinor(report.grandTotalNet, report.currency, intlLocale),
+        totalsX + 175, ty, { width: 90, align: 'right' });
+      ty += 13;
+      doc.text(t(useLocale, 'tax_grand_total_vat'), totalsX, ty, { width: 170, align: 'left' });
+      doc.text(formatMinor(report.grandTotalVat, report.currency, intlLocale),
+        totalsX + 175, ty, { width: 90, align: 'right' });
+      ty += 13;
+      doc.text(t(useLocale, 'tax_grand_total_gross'), totalsX, ty, { width: 170, align: 'left' });
+      doc.text(formatMinor(report.grandTotal, report.currency, intlLocale),
+        totalsX + 270, ty, { width: 90, align: 'right' });
+
+      // Cancelled footnote (bottom-left). Only when there are any.
+      if (report.cancelledCount > 0) {
+        doc.font(fonts.body).fontSize(8).fillColor('#555')
+          .text(
+            t(useLocale, 'tax_cancelled_footnote', { count: report.cancelledCount }),
+            leftMargin, totalsTop,
+            { width: page.contentWidth - totalsBoxWidth - 20, align: 'left' }
+          );
+      }
+
+      // Page x of N footer (bottom-right). Done after all body
+      // rendering via PDFKit's bufferPages so we know the final count
+      // before stamping. Resets fill colour + font so the stamp looks
+      // identical on every page regardless of where rendering ended.
+      const range = doc.bufferedPageRange();
+      for (let pageIdx = 0; pageIdx < range.count; pageIdx += 1) {
+        doc.switchToPage(range.start + pageIdx);
+        const pageLabel = t(useLocale, 'page_of', {
+          current: pageIdx + 1, total: range.count,
+        });
+        // Position the page label just ABOVE the bottom margin —
+        // keeping the baseline inside the content area prevents
+        // PDFKit's layout engine from auto-paginating when the
+        // 8pt-tall text wouldn't fit between the requested y and
+        // the bottom of the page. The previous +6 offset pushed the
+        // y into the margin, which made PDFKit add a fresh blank
+        // page for every label, doubling the page count. Mirror the
+        // safe `- 12` offset used by the invoice/quote renderer in
+        // pdfService.renderDocument().
+        doc.font(fonts.body).fontSize(8).fillColor('#888')
+          .text(pageLabel,
+            page.width - page.marginRight - 160,
+            page.height - page.marginBottom - 12,
+            { width: 160, align: 'right', lineBreak: false });
+      }
+
+      doc.end();
+    } catch (err) {
+      reject(err);
+    }
+  });
+}
+
+/**
+ * Render the tax report as a CSV string. Header row in the admin's
+ * locale; numbers use a dot decimal separator (universal for CSV
+ * import into Excel/Numbers/accounting software) so we don't have to
+ * thread locale-specific formatting into the export.
+ *
+ *   renderTaxReportCsv({ from, to, currency, locale })
+ *     → Promise<{ content, filename, contentType }>
+ */
+async function renderTaxReportCsv({ from, to, currency, locale } = {}) {
+  const report = await getTaxReport({ from, to, currency });
+  const useLocale = locale || 'en';
+
+  const headers = [
+    t(useLocale, 'tax_col_no'),
+    t(useLocale, 'tax_col_date'),
+    t(useLocale, 'tax_col_invoice'),
+    t(useLocale, 'tax_col_customer'),
+    t(useLocale, 'tax_col_event'),
+    t(useLocale, 'tax_col_vat_rate'),
+    `${t(useLocale, 'tax_col_net')} (${report.currency})`,
+    `${t(useLocale, 'tax_col_vat')} (${report.currency})`,
+    `${t(useLocale, 'tax_col_total')} (${report.currency})`,
+    t(useLocale, 'tax_status_cancelled'),
+    // Migration 126 — Skonto export. `tax_col_skonto` is the discount
+    // amount in major units; admin's accountant reconciles the line.
+    `${t(useLocale, 'tax_col_skonto')} (${report.currency})`,
+  ];
+
+  const escape = (cell) => {
+    const s = cell === null || cell === undefined ? '' : String(cell);
+    // RFC 4180: wrap in quotes when the value contains comma, quote,
+    // or newline. We always wrap, simpler + bulletproof for Excel.
+    return `"${s.replace(/"/g, '""')}"`;
+  };
+
+  const minorToDotDecimal = (m) => ((Number(m) || 0) / 100).toFixed(2);
+
+  const lines = [headers.map(escape).join(',')];
+  report.rows.forEach((row, i) => {
+    lines.push([
+      i + 1,
+      row.issueDate,
+      row.invoiceNumber,
+      row.customerLabel,
+      row.eventName,
+      Number(row.vatRate).toFixed(2),
+      minorToDotDecimal(row.netMinor),
+      minorToDotDecimal(row.vatMinor),
+      minorToDotDecimal(row.totalMinor),
+      row.isCancelled ? '1' : '0',
+      row.skontoApplied ? minorToDotDecimal(row.skontoAmountMinor) : '',
+    ].map(escape).join(','));
+  });
+  // Trailing totals row: blank cells + grand totals at the end so
+  // the column alignment matches the data rows when opened in Excel.
+  lines.push('');
+  lines.push([
+    '', '', '',
+    t(useLocale, 'tax_grand_total_gross'),
+    '', '',
+    minorToDotDecimal(report.grandTotalNet),
+    minorToDotDecimal(report.grandTotalVat),
+    minorToDotDecimal(report.grandTotal),
+    '', '',
+  ].map(escape).join(','));
+
+  const content = lines.join('\r\n') + '\r\n';
+  const filename = `tax_report_${report.period.from}_to_${report.period.to}_${report.currency}.csv`;
+  return { content, filename, contentType: 'text/csv; charset=utf-8' };
+}
+
+module.exports = {
+  getTaxReport,
+  renderTaxReportPdf,
+  renderTaxReportCsv,
+  // Exposed for unit tests.
+  _internal: { grossUpLateFee, computeReportedAmounts, buildCustomerLabel, formatVatRate },
+};

backend/src/utils/appSettings.js

@@ -0,0 +1,38 @@
+/**
+ * Small helper to read app_settings rows.
+ *
+ * The picpeak codebase has TWO settings services:
+ *   - `src/services/settingsService.js` queries a `settings` table that
+ *     doesn't actually exist on most deployments (legacy SQLite-era
+ *     name). Calling getSetting() from there raises
+ *     "relation \"settings\" does not exist" on Postgres.
+ *   - The canonical store is `app_settings`, accessed inline by every
+ *     other service (shareLinkService, customerAccountsService,
+ *     authSecurity, dateFormatter, …).
+ *
+ * The CRM services use this helper instead of settingsService so the
+ * crm_* keys seeded by migration 102 are actually readable.
+ */
+
+const { db } = require('../database/db');
+
+/**
+ * Read a single app_settings row by key. Returns the parsed value or
+ * `defaultValue` when the key doesn't exist.
+ *
+ * `setting_value` is always JSON-stringified at write time
+ * (see migration 102 + the /admin/settings/general route), so we
+ * JSON.parse on the way out. Falls back to the raw string on
+ * malformed JSON so legacy text values still work.
+ */
+async function getAppSetting(key, defaultValue = null) {
+  const row = await db('app_settings').where({ setting_key: key }).first();
+  if (!row || row.setting_value == null) return defaultValue;
+  try {
+    return JSON.parse(row.setting_value);
+  } catch (_) {
+    return row.setting_value;
+  }
+}
+
+module.exports = { getAppSetting };

backend/src/utils/clientIp.js

@@ -0,0 +1,35 @@
+/**
+ * clientIp — resolve the originating client IP for audit-trail
+ * recording (contract signing, quote responses, payment-check
+ * actions, etc.).
+ *
+ * **Why this helper exists:** the public-facing routes used to read
+ * `req.headers['x-forwarded-for']` directly and take the first
+ * comma-segment as the source IP. That bypasses Express's `trust
+ * proxy` safety net entirely — any direct (non-proxied) POST to the
+ * signing endpoint can spoof the audit IP by setting the header,
+ * which defeats the legal-evidence promise of the contract feature.
+ *
+ * **Correct path:** trust ONLY `req.ip`, and rely on
+ * `app.set('trust proxy', ...)` in `server.js` to populate it
+ * correctly. Express's trust-proxy machinery is the only thing that
+ * knows which upstream hops are trustworthy. The default in
+ * `server.js` (`'loopback, linklocal, uniquelocal'`) is correct for
+ * picpeak's standard deployment (nginx in front, Docker network);
+ * operators with unusual topologies override via `TRUST_PROXY` env.
+ *
+ * **Returns:** the resolved IPv4/IPv6 string, or `null` when Express
+ * couldn't determine one (very rare — happens with abusive raw
+ * sockets / malformed connections).
+ *
+ * **Storage:** call sites still gate persistence on a separate
+ * privacy setting (e.g. `crm_contracts_store_ip`). This helper only
+ * concerns itself with *which* IP to record, not *whether* to
+ * record one.
+ */
+function clientIpForAudit(req) {
+  if (!req) return null;
+  return req.ip || null;
+}
+
+module.exports = { clientIpForAudit };

backend/src/utils/dateFormatter.js

@@ -97,6 +97,27 @@ async function formatDate(date, language = 'en') {
   }
 }
 
+/**
+ * Sync DD.MM.YYYY formatter used by quote / invoice / contract render
+ * contexts. Unlike `formatDate` above, this never consults app_settings
+ * — it's intended for fixed-format use inside templates already rendered
+ * for a specific document type. Three services used to ship a local
+ * copy each; this is the single source.
+ *
+ * - falsy input → empty string (template's {{#if ...}} block hides)
+ * - invalid date → the original value coerced to String (defensive
+ *   passthrough; matches the prior behaviour of the three local copies)
+ */
+function formatShortDate(value) {
+  if (!value) return '';
+  const d = value instanceof Date ? value : new Date(value);
+  if (Number.isNaN(d.getTime())) return String(value);
+  const dd = String(d.getDate()).padStart(2, '0');
+  const mm = String(d.getMonth() + 1).padStart(2, '0');
+  return `${dd}.${mm}.${d.getFullYear()}`;
+}
+
 module.exports = {
-  formatDate
+  formatDate,
+  formatShortDate,
 };

backend/src/utils/documentSequences.js

@@ -0,0 +1,93 @@
+/**
+ * documentSequences — atomic gap-free sequence generator for CRM
+ * document numbers (invoices, quotes, contracts, future doc kinds).
+ *
+ * **Contract**: `claimNextSequence(kind, year, [trx])` returns the
+ * next integer in the (kind, year) series. Atomic against concurrent
+ * callers: two simultaneous claims for the same row return strictly
+ * increasing values, no collisions, no gaps.
+ *
+ * **How the atomicity works**
+ *
+ * Postgres: a single `UPDATE … SET current_value = current_value + 1
+ * WHERE kind = ? AND year = ? RETURNING current_value` holds a row
+ * lock for the duration of the statement; concurrent callers
+ * serialize on the lock.
+ *
+ * SQLite: knex does not expose `BEGIN IMMEDIATE` declaratively, but
+ * SQLite's default journal mode (or WAL) gives us per-row serialization
+ * via the transaction. We wrap the UPDATE + re-SELECT in a transaction
+ * which acquires the write lock; concurrent transactions queue.
+ *
+ * **First-claim path** (no row yet for the (kind, year))
+ *
+ * Migration 132 seeded rows for every existing year via MAX(...)
+ * backfill. New years need an INSERT on first use. We do an
+ * INSERT-OR-IGNORE then UPDATE … RETURNING. Both steps are inside
+ * the same transaction so the year row is guaranteed to exist when
+ * the UPDATE fires.
+ */
+
+const { db } = require('../database/db');
+const { AppError } = require('./errors');
+
+/**
+ * Claim the next sequence value for (kind, year). Returns the new
+ * integer. Throws AppError on DB failure; caller composes the
+ * formatted document number from this integer via formatNumberInTemplate.
+ *
+ * @param {string} kind   'invoice' | 'quote' | 'contract' | ...
+ * @param {number} year   4-digit year
+ * @param {object} [trx]  optional knex transaction. When supplied the
+ *                        claim joins the caller's transaction so the
+ *                        sequence increment and the row INSERT can
+ *                        commit-or-roll-back together. Otherwise we
+ *                        run our own micro-transaction.
+ */
+async function claimNextSequence(kind, year, trx) {
+  if (!kind || typeof kind !== 'string') {
+    throw new AppError('claimNextSequence: kind required', 500);
+  }
+  const yr = parseInt(year, 10);
+  if (!Number.isFinite(yr)) {
+    throw new AppError('claimNextSequence: invalid year', 500);
+  }
+
+  const exec = async (q) => {
+    // Step 1: ensure the (kind, year) row exists. INSERT...ON CONFLICT
+    // DO NOTHING is the Postgres-native form; SQLite supports the same
+    // syntax (3.24+). knex's `onConflict('...').ignore()` paves over
+    // the differences.
+    await q('document_sequences')
+      .insert({
+        kind, year: yr, current_value: 0,
+        created_at: new Date(), updated_at: new Date(),
+      })
+      .onConflict(['kind', 'year']).ignore();
+
+    // Step 2: atomic claim. We do UPDATE … (no RETURNING because
+    // knex's returning() is uneven across drivers) then re-SELECT.
+    // The transaction wrapper (or the caller's trx) keeps the two
+    // statements on the same row lock, so concurrent claimers
+    // serialize.
+    await q('document_sequences')
+      .where({ kind, year: yr })
+      .increment('current_value', 1)
+      .update({ updated_at: new Date() });
+    const row = await q('document_sequences')
+      .where({ kind, year: yr })
+      .select('current_value')
+      .first();
+    if (!row) {
+      throw new AppError(`claimNextSequence: row vanished for ${kind}/${yr}`, 500);
+    }
+    return row.current_value;
+  };
+
+  if (trx) {
+    return await exec(trx);
+  }
+  return await db.transaction(async (innerTrx) => exec(innerTrx));
+}
+
+module.exports = { claimNextSequence };

backend/src/utils/iban.js

@@ -0,0 +1,134 @@
+/**
+ * IBAN validation per ISO 13616.
+ *
+ * Three checks:
+ *   1. Format — 2 uppercase letters (country) + 2 digits (check) +
+ *      alphanumeric BBAN.
+ *   2. Length — each country fixes a total IBAN length. We accept any
+ *      country whose ISO code we recognise; unknown country codes
+ *      fall back to a generic 15–34 char range (ISO 13616 caps every
+ *      IBAN at 34 chars).
+ *   3. Mod-97 checksum — rearrange the IBAN so the first four chars
+ *      land at the end, expand letters to digits (A=10..Z=35), the
+ *      result modulo 97 MUST equal 1. Catches single-digit typos and
+ *      digit transpositions with high probability.
+ *
+ * The validator is pure (no IO, no DB, no network) and returns a
+ * structured result so callers can surface a precise reason to the
+ * user.
+ *
+ * What this does NOT do:
+ *   - Confirm the bank itself exists (would require an external
+ *     directory or a bank-routing API — out of scope here).
+ *   - Validate the BBAN's internal structure beyond length + charset
+ *     (country-specific BBAN rules are not enforced).
+ *
+ * Usage:
+ *   const { valid, normalized, reason } = validateIban(' ch 93 0076  2011 6238 5295 7 ');
+ *   if (!valid) throw new Error(reason);
+ *   // normalized === 'CH9300762011623852957'
+ */
+
+// IBAN length per ISO country code (ISO 13616, public registry).
+// Anything not in this table falls through to the 15–34 range check.
+// Source: SWIFT IBAN Registry. Update when new countries are added.
+const IBAN_LENGTHS = {
+  AD: 24, AE: 23, AL: 28, AT: 20, AZ: 28,
+  BA: 20, BE: 16, BG: 22, BH: 22, BR: 29, BY: 28,
+  CH: 21, CR: 22, CY: 28, CZ: 24,
+  DE: 22, DK: 18, DO: 28,
+  EE: 20, EG: 29, ES: 24,
+  FI: 18, FO: 18, FR: 27,
+  GB: 22, GE: 22, GI: 23, GL: 18, GR: 27, GT: 28,
+  HR: 21, HU: 28,
+  IE: 22, IL: 23, IQ: 23, IS: 26, IT: 27,
+  JO: 30,
+  KW: 30, KZ: 20,
+  LB: 28, LC: 32, LI: 21, LT: 20, LU: 20, LV: 21, LY: 25,
+  MC: 27, MD: 24, ME: 22, MK: 19, MR: 27, MT: 31, MU: 30,
+  NL: 18, NO: 15,
+  PK: 24, PL: 28, PS: 29, PT: 25,
+  QA: 29,
+  RO: 24, RS: 22,
+  SA: 24, SC: 31, SE: 24, SI: 19, SK: 24, SM: 27, ST: 25, SV: 28,
+  TL: 23, TN: 24, TR: 26,
+  UA: 29,
+  VA: 22, VG: 24,
+  XK: 20,
+};
+
+/**
+ * Rearrange + numerify the IBAN per ISO 13616 then take mod 97.
+ * The whole-string-as-BigInt approach is acceptable here: max IBAN
+ * length is 34 chars → numerified length is at most ~68 digits.
+ * Native BigInt is plenty fast for one-off validation.
+ */
+function mod97(iban) {
+  const rearranged = iban.slice(4) + iban.slice(0, 4);
+  let expanded = '';
+  for (const ch of rearranged) {
+    if (ch >= '0' && ch <= '9') {
+      expanded += ch;
+    } else if (ch >= 'A' && ch <= 'Z') {
+      // A=10, B=11, ..., Z=35
+      expanded += String(ch.charCodeAt(0) - 55);
+    } else {
+      return -1; // invalid char — caller treats as failed checksum
+    }
+  }
+  // Standard chunked mod-97 to avoid BigInt allocation cost.
+  let remainder = 0;
+  for (const digit of expanded) {
+    remainder = (remainder * 10 + Number(digit)) % 97;
+  }
+  return remainder;
+}
+
+/**
+ * Normalise + validate an IBAN string.
+ *
+ * @param {unknown} input  Raw user-typed value. Spaces and lowercase
+ *                         letters are tolerated and stripped/uppercased
+ *                         before checking.
+ * @returns {{
+ *   valid: boolean,
+ *   normalized: string,           // empty when input wasn't a string
+ *   reason?: 'EMPTY'              // nothing useful supplied
+ *           | 'FORMAT'            // failed the structural regex
+ *           | 'LENGTH'            // wrong length for the country
+ *           | 'CHECKSUM'          // mod-97 didn't equal 1
+ * }}
+ */
+function validateIban(input) {
+  if (input == null) return { valid: false, normalized: '', reason: 'EMPTY' };
+  const raw = String(input).replace(/\s+/g, '').toUpperCase();
+  if (!raw) return { valid: false, normalized: '', reason: 'EMPTY' };
+
+  // ISO 13616: starts with 2 letters (country) + 2 digits (check) +
+  // 11..30 chars of alphanumeric BBAN. Total length 15..34.
+  if (!/^[A-Z]{2}\d{2}[A-Z0-9]{11,30}$/.test(raw)) {
+    return { valid: false, normalized: raw, reason: 'FORMAT' };
+  }
+
+  const country = raw.slice(0, 2);
+  const expectedLen = IBAN_LENGTHS[country];
+  if (expectedLen != null) {
+    if (raw.length !== expectedLen) {
+      return { valid: false, normalized: raw, reason: 'LENGTH' };
+    }
+  } else if (raw.length < 15 || raw.length > 34) {
+    return { valid: false, normalized: raw, reason: 'LENGTH' };
+  }
+
+  if (mod97(raw) !== 1) {
+    return { valid: false, normalized: raw, reason: 'CHECKSUM' };
+  }
+
+  return { valid: true, normalized: raw };
+}
+
+module.exports = {
+  validateIban,
+  // Exposed for unit tests.
+  _internal: { mod97, IBAN_LENGTHS },
+};

backend/src/utils/numericHelpers.js

@@ -0,0 +1,34 @@
+/**
+ * Shared numeric coercion helpers used across the CRM services.
+ *
+ * Previously: 4 copies of `ensureInt` + 2 copies of `ensureNumber` lived
+ * across quoteService, invoiceService, contractService, and
+ * taxReportService. Each copy was identical apart from `Number.isFinite`
+ * vs `!Number.isNaN` — converging on the same answer in practice
+ * because `parseInt`/`Number` never produce `Infinity` from string input.
+ *
+ * One canonical pair lives here so future numeric coercion concerns
+ * (e.g. BigInt safety, locale-aware decimals) are addressed in one place.
+ */
+
+/**
+ * Coerce a value to a non-NaN integer, defaulting to 0 on garbage.
+ * Matches the legacy `ensureInt` semantics across all four services.
+ */
+function ensureInt(value) {
+  const n = parseInt(value, 10);
+  return Number.isFinite(n) ? n : 0;
+}
+
+/**
+ * Coerce a value to a finite Number, defaulting to `fallback` (0) on
+ * null/undefined/empty string/NaN. Matches the legacy `ensureNumber`
+ * shape used by quote + invoice line-item math.
+ */
+function ensureNumber(value, fallback = 0) {
+  if (value === null || value === undefined || value === '') return fallback;
+  const n = Number(value);
+  return Number.isFinite(n) ? n : fallback;
+}
+
+module.exports = { ensureInt, ensureNumber };

backend/src/utils/pdfFilename.js

@@ -0,0 +1,79 @@
+/**
+ * Build a consistent filesystem-safe filename for quote / invoice
+ * PDFs. Format:
+ *
+ *     <docNumber>_<customerLabel>.pdf
+ *
+ * - docNumber:     the invoice/quote number as printed
+ * - customerLabel: customer.company_name || full person name ||
+ *                  display_name || email-local-part || 'customer'
+ *
+ * Both segments are sanitised: spaces → '-', non-ASCII letters
+ * preserved, slashes/colons/quotes stripped, length capped so the
+ * combined filename stays under the typical 255-byte filesystem
+ * limit (we cap each side at 80 chars, which is generous for both
+ * pieces).
+ *
+ * Used by:
+ *   - Content-Disposition headers on every admin + customer PDF
+ *     endpoint
+ *   - The PDF's internal `Title` metadata (Chrome's PDF viewer
+ *     uses this as the default name when saving from a blob URL,
+ *     where Content-Disposition can't reach)
+ */
+
+function sanitiseSegment(input, maxLen = 80) {
+  if (!input) return '';
+  let s = String(input).trim();
+  // Replace OS-hostile characters with '-'.
+  s = s.replace(/[/\\:*?"<>|]+/g, '-');
+  // Collapse whitespace runs into a single '-'.
+  s = s.replace(/\s+/g, '-');
+  // Collapse repeat dashes.
+  s = s.replace(/-+/g, '-');
+  // Trim leading/trailing dashes + dots.
+  s = s.replace(/^[-.]+|[-.]+$/g, '');
+  if (s.length > maxLen) s = s.slice(0, maxLen);
+  return s;
+}
+
+/**
+ * Resolve a label representing the customer for the filename. Tries
+ * company name first (most useful for filing), then full person
+ * name, then display name, then the email's local part, finally
+ * 'customer' as a generic fallback.
+ *
+ * @param {object} customer  customer_accounts row (snake_case)
+ * @returns {string}         sanitised label segment
+ */
+function customerLabel(customer) {
+  if (!customer) return 'customer';
+  const company = (customer.company_name || '').trim();
+  if (company) return sanitiseSegment(company);
+  const fullName = [customer.first_name, customer.last_name]
+    .map((v) => (v || '').trim()).filter(Boolean).join(' ');
+  if (fullName) return sanitiseSegment(fullName);
+  const display = (customer.display_name || '').trim();
+  if (display) return sanitiseSegment(display);
+  const email = (customer.email || '').trim();
+  if (email) return sanitiseSegment(email.split('@')[0]);
+  return 'customer';
+}
+
+/**
+ * Build the final filename. Always ends with `.pdf`. When the
+ * document number is missing (e.g. preview of an unsaved row),
+ * substitutes a sensible fallback.
+ *
+ * @param {object} args
+ *   - docNumber: 'R-2026-0001' / 'Q-2026-0042' / null for previews
+ *   - customer:  customer_accounts row
+ *   - fallback:  prefix when docNumber is null ('invoice-preview' etc.)
+ */
+function buildPdfFilename({ docNumber, customer, fallback = 'document' }) {
+  const numberSeg = sanitiseSegment(docNumber) || sanitiseSegment(fallback) || 'document';
+  const custSeg = customerLabel(customer);
+  return `${numberSeg}_${custSeg}.pdf`;
+}
+
+module.exports = { buildPdfFilename, sanitiseSegment, customerLabel };

backend/src/utils/publicTokenGuards.js

@@ -0,0 +1,157 @@
+/**
+ * publicTokenGuards — shared validators for the public token tables
+ * (`contract_action_tokens`, `quote_action_tokens`). Centralises the
+ * checks that every public-facing route MUST run before doing work,
+ * so future routes can't accidentally skip a guard.
+ *
+ * What this enforces:
+ *   1. **Existence**         — 404 when the token doesn't match a row.
+ *   2. **Expiry**            — 410 when `expires_at` is in the past
+ *                              OR is NULL (defensive: NULL = expired,
+ *                              not "valid forever" — historical bug).
+ *   3. **One-shot semantics** — when `requireUnused: true`, 409 if
+ *                              `used_at` is already set. Prevents
+ *                              replay of leaked tokens on the upload
+ *                              path. The sign path historically allowed
+ *                              re-signing for in-browser flows; opt in
+ *                              per call site.
+ *   4. **Attempt throttling** — non-existent tokens increment a per-IP
+ *                              counter; the IP is locked out for 15 min
+ *                              after 20 invalid attempts. Mitigates the
+ *                              token-prefix brute force route that
+ *                              standard rate-limiters don't catch
+ *                              (large token space, low miss rate per
+ *                              IP, but distributed crawlers add up).
+ *
+ * Returns the validated token row on success. Sends the appropriate
+ * HTTP response and returns `null` on failure — the caller must check
+ * for null and `return` immediately.
+ */
+
+const { db } = require('../database/db');
+const { clientIpForAudit } = require('./clientIp');
+const logger = require('./logger');
+
+// In-memory bad-attempt counter. Per-process; cleared on restart.
+// Keyed by IP. Each entry: { count, firstAt }. We could persist this
+// in app_settings or a dedicated table, but in-memory is simpler and
+// good enough for the threat (distributed brute force is the only
+// case where IP locking helps anyway, and that needs more than one
+// IP to be effective).
+const BAD_ATTEMPT_LIMIT = 20;
+const BAD_ATTEMPT_WINDOW_MS = 15 * 60 * 1000;
+const badAttempts = new Map();
+
+function recordBadAttempt(ip) {
+  if (!ip) return;
+  const now = Date.now();
+  const entry = badAttempts.get(ip);
+  if (!entry || (now - entry.firstAt) > BAD_ATTEMPT_WINDOW_MS) {
+    badAttempts.set(ip, { count: 1, firstAt: now });
+    return;
+  }
+  entry.count += 1;
+}
+
+function isIpLocked(ip) {
+  if (!ip) return false;
+  const entry = badAttempts.get(ip);
+  if (!entry) return false;
+  if ((Date.now() - entry.firstAt) > BAD_ATTEMPT_WINDOW_MS) {
+    badAttempts.delete(ip);
+    return false;
+  }
+  return entry.count >= BAD_ATTEMPT_LIMIT;
+}
+
+/**
+ * Validate a public action token. Returns the token row on success,
+ * sends a response + returns null on failure.
+ *
+ * @param {object} req                    Express request (for IP)
+ * @param {object} res                    Express response (to send errors)
+ * @param {object} opts
+ * @param {string} opts.tableName         'contract_action_tokens' | 'quote_action_tokens'
+ * @param {string} opts.token             64-hex token string
+ * @param {boolean} [opts.requireUnused]  refuse when used_at is set (default false)
+ */
+async function loadActionToken(req, res, opts) {
+  const { tableName, token, requireUnused = false } = opts;
+  const ip = clientIpForAudit(req);
+
+  if (isIpLocked(ip)) {
+    res.status(429).json({
+      error: 'Too many invalid token attempts. Try again in 15 minutes.',
+      code: 'TOKEN_LOOKUP_LOCKED',
+    });
+    return null;
+  }
+
+  const row = await db(tableName).where({ token }).first();
+  if (!row) {
+    recordBadAttempt(ip);
+    res.status(404).json({ error: 'Not found' });
+    return null;
+  }
+
+  // Defensive: NULL expires_at counts as expired. Historical bug —
+  // old seed rows could land without an expiry value, granting
+  // permanent unauthenticated access. We refuse rather than guess.
+  if (!row.expires_at) {
+    logger.warn('publicTokenGuards: token has NULL expires_at — refusing', {
+      tableName, tokenPrefix: token.slice(0, 12),
+    });
+    res.status(410).json({ error: 'This link has expired', code: 'TOKEN_NO_EXPIRY' });
+    return null;
+  }
+  if (new Date(row.expires_at).getTime() < Date.now()) {
+    res.status(410).json({ error: 'This link has expired', code: 'TOKEN_EXPIRED' });
+    return null;
+  }
+
+  if (requireUnused && row.used_at) {
+    res.status(409).json({
+      error: 'This link has already been used',
+      code: 'TOKEN_ALREADY_USED',
+    });
+    return null;
+  }
+
+  return row;
+}
+
+/**
+ * Pre-multer guard for upload routes. Runs the same validation as
+ * loadActionToken but DOES NOT mutate state — it just rejects bad
+ * tokens before multer reads the request body and writes to disk.
+ * Without this, a captured/expired token can DoS disk by spamming
+ * uploads that get rejected post-write.
+ *
+ * Wired in as middleware before `multer.single(...)`.
+ */
+function preMulterTokenGuard(tableName) {
+  return async (req, res, next) => {
+    try {
+      const token = req.params.token;
+      if (!token || !/^[a-f0-9]{64}$/i.test(token)) {
+        return res.status(400).json({ error: 'Invalid token format' });
+      }
+      const row = await loadActionToken(req, res, { tableName, token, requireUnused: true });
+      if (!row) return; // loadActionToken already responded
+      // Attach for downstream handler — saves a duplicate DB lookup.
+      req.publicTokenRow = row;
+      next();
+    } catch (err) {
+      logger.error('preMulterTokenGuard: unexpected error', { err: err.message });
+      return res.status(500).json({ error: 'Internal error' });
+    }
+  };
+}
+
+module.exports = {
+  loadActionToken,
+  preMulterTokenGuard,
+  // Exported for tests + future routes that need the same lock
+  // surface (e.g. payment-check actions).
+  _internal: { recordBadAttempt, isIpLocked, badAttempts },
+};